Last update: Oct 2026

Cost of Living Comparison Between Spartanburg, SC and Pensacola, FL

For one person, living is cheaper in Spartanburg, SC: $2,299 a month against $2,610 in Pensacola, FL, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Pensacola, FL outweigh lower spending on other living expenses.

111

Cost of Living Index in Spartanburg, SC
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Spartanburg, SC Living Index
128

Cost of Living Index in Pensacola, FL
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Pensacola, FL Living Index

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Spartanburg, SC

🇺🇸 United States

$2,299

/mo nomad

Pensacola, FL

🇺🇸 United States

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Spartanburg, SC and in Pensacola, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spartanburg, SC and in Pensacola, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,299 in Spartanburg, SC versus $2,610 in Pensacola, FL.

Spartanburg, SC $2,299
Pensacola, FL $2,610

Estimated couple costs with rent: $3,394 in Spartanburg, SC versus $3,731 in Pensacola, FL.

Spartanburg, SC $3,394
Pensacola, FL $3,731

Monthly costs for a family of three with rent: $4,488 in Spartanburg, SC versus $4,853 in Pensacola, FL.

Spartanburg, SC $4,488
Pensacola, FL $4,853

Living in Spartanburg, SC costs roughly 12% less than in Pensacola, FL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Spartanburg, SC 70% above, Pensacola, FL 93% above.

Meal at Budget Restaurant

$17.24 $17.24

$18.73 $18.73

-7.96%

Three-Course Dinner for Two, Mid-Range

$60.7 $60.7

$54.5 $54.5

11.32%

Fast Food Meal (McDonalds, etc)

$9.84 $9.84

$12.08 $12.08

-18.54%

Cappuccino

$5.71 $5.71

$5.43 $5.43

5.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 $2.13

$2.99 $2.99

-28.76%

Water (0.33 liter bottle)

$2.35 $2.35

$2.17 $2.17

8.29%

Local Beer (0.5 liter draught)

$5.06 $5.06

$4.89 $4.89

3.48%

Imported Beer (0.33 liter bottle)

$7.07 $7.07

$6.98 $6.98

1.29%

Milk (1 liter)

$1.00 $1.00

$0.87 $0.87

14.94%

White Bread (500g)

$3.51 $3.51

$3.45 $3.45

1.74%

Rice (white) (1kg)

$5.66 $5.66

$2.71 $2.71

108.86%

Eggs

$3.82 $3.82

$3.14 $3.14

21.66%

Local Cheese (1kg)

$13.15 $13.15

$10.67 $10.67

23.24%

Chicken Fillets (1kg)

$12.91 $12.91

$11.52 $11.52

12.07%

Beef Round Steak (1kg)

$16.56 $16.56

$14.13 $14.13

17.20%

Apples (1kg)

$3.26 $3.26

$3.97 $3.97

-17.88%

Banana (1kg)

$2.38 $2.38

$1.52 $1.52

56.58%

Oranges (1kg)

$3.90 $3.90

$2.73 $2.73

42.86%

Tomato (1kg)

$6.15 $6.15

$4.27 $4.27

44.03%

Potato (1kg)

$2.69 $2.69

$3.24 $3.24

-16.98%

Onion (1kg)

$3.71 $3.71

$2.76 $2.76

34.42%

Lettuce (1 head)

$2.23 $2.23

$2.16 $2.16

3.24%

Water (1.5 liter bottle)

$2.95 $2.95

$2.18 $2.18

35.32%

Cigarettes 20 Pack (Marlboro, Camel)

$9.05 $9.05

$8.84 $8.84

2.38%

Wine (Bottle)

$16.77 $16.77

$15.20 $15.20

10.33%

Local Beer (0.5 liter bottle)

$1.94 $1.94

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$3.77 $3.77

83.82%

One-way Ticket (Public Transport)

$1.77 $1.77

Public Transport Monthly Pass (Regular Price)

$119 $119

$42.49 $42.49

180.70%

Taxi Start (Normal Tariff)

$2.57 $2.57

Taxi (Normal Tariff) (1km)

$1.61 $1.61

Taxi 1hour Waiting (Normal Tariff)

$25.75 $25.75

Gasoline (1 liter)

$0.86 $0.86

$1.03 $1.03

-16.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$36.6K $36.6K

-5.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$25.8K $25.8K

2.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 $177

$308 $308

-42.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$93.5 $93.5

$51.3 $51.3

82.34%

Internet (50+ Mbps, Unlimited Data)

$61.5 $61.5

$70.9 $70.9

-13.25%

Gym Membership (Monthly)

$26.87 $26.87

$29.13 $29.13

-7.76%

Tennis Court (1 Hour on Weekend)

$18.40 $18.40

Cinema Ticket

$12.23 $12.23

$13.05 $13.05

-6.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$942 $942

$625 $625

50.77%

International Primary School, 1 Child (Yearly)

$14.2K $14.2K

Jeans (Levis 501 Or Similar)

$41.14 $41.14

$47.91 $47.91

-14.13%

Summer Dress (H&M, Zara, etc)

$35.13 $35.13

$40.64 $40.64

-13.56%

Sport Shoes (Adidas, Nike)

$80.0 $80.0

$84.5 $84.5

-5.27%

Men's Leather Business Shoes

$118 $118

$96.9 $96.9

21.70%

1-bedroom Apartment, City Center (Monthly)

$1,248 $1,248

$1,666 $1,666

-25.11%

1-bedroom Apartment, Outside City Center (Monthly)

$959 $959

$1,275 $1,275

-24.75%

3-bedroom Apartment, City Center (Monthly)

$2,161 $2,161

$2,678 $2,678

-19.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,588 $1,588

$2,138 $2,138

-25.72%

Buy Apartment in City Center (m2)

$1,819 $1,819

$3,875 $3,875

-53.06%

Buy Apartment Outside City Center (m2)

$1,821 $1,821

$2,082 $2,082

-12.52%

Average Monthly Net Salary (After Tax)

$3,464 $3,464

$3,627 $3,627

-4.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

6.54

10.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spartanburg, SC: October 13, 2026

Last update for Pensacola, FL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spartanburg, SC

$959 41.7%

Pensacola, FL

$1.3K 48.8% 32.9% $315

Groceries & Markets

Spartanburg, SC

$421 * 18.3%

Pensacola, FL

$358 13.7% 15% $63

Monthly Utilities & Internet

Spartanburg, SC

$332 14.4%

Pensacola, FL

$431 16.5% 29.6% $98

Eating Out

Spartanburg, SC

$293 12.8%

Pensacola, FL

$310 11.9% 5.8% $17

Clothing & Footwear

Spartanburg, SC

$123 5.4%

Pensacola, FL

$121 4.7% 1.6% $1.9

Getting Around

Spartanburg, SC

$119 * 5.2%

Pensacola, FL

$60 2.3% 49.5% $59

Sport & Entertainment

Spartanburg, SC

$51 2.2%

Pensacola, FL

$55 2.1% 7.6% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,248 in Spartanburg, SC and $1,666 in Pensacola, FL. Housing cost is often the main lever when comparing two cities.

Pensacola, FL pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Spartanburg, SC vs $55.0 in Pensacola, FL for a mid-range dinner for two. Groceries echo the gap at $421 vs $358 per month, with Pensacola, FL cheaper across the board.

Good to know

🇺🇸 Spartanburg, SC

🇺🇸 Pensacola, FL

🕒 Local time

00:21 12:21 AM

23:21 11:21 PM

1 h behind Spartanburg, SC

🌤 Weather

👥 Population

37,013

53,248

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Spartanburg, SC Pensacola, FL 710 km ≈ 1 h 30 min nonstop flight

From you

Spartanburg, SC
Pensacola, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spartanburg, SC vs Pensacola, FL: Cost of Living - Frequently Asked Questions

Spartanburg, SC is cheaper overall, especially in eating out and leisure. The 14% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 5% lower in Pensacola, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,248 in Spartanburg, SC versus $1,666 in Pensacola, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Pensacola, FL pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Spartanburg, SC – a meal for two runs $61.0 versus $55.0 in Pensacola, FL. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,299 in Spartanburg, SC versus $2,610 in Pensacola, FL, a $2,000 budget is realistic in Spartanburg, SC but tight or insufficient in Pensacola, FL. The gap between the two cities makes Spartanburg, SC the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Spartanburg, SC gentler on the wallet – expenses run 14% less than in Pensacola, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.