Cost of Living Comparison Between Spanish Town and Ubud, Bali Cost of Living Comparison Between Spanish Town and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,050 in Spanish Town versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,982 in Spanish Town versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,913 in Spanish Town versus $3,275 in Ubud, Bali.

Living in Spanish Town costs roughly 24% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Spanish Town is 24% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$16.10 JMD 2,528

$3.33 Rp 58.7K

383.48%

Three-Course Dinner for Two, Mid-Range

$75.2 JMD 11.8K

$35.82 Rp 630.7K

109.85%

Fast Food Meal (McDonalds, etc)

$8.94 JMD 1,404

$5.63 Rp 99.1K

58.79%

Cappuccino

$5.21 JMD 818

$2.82 Rp 49.7K

84.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 188

$1.75 Rp 30.8K

-31.43%

Water (0.33 liter bottle)

$0.73 JMD 114

$0.80 Rp 14.0K

-8.75%

Local Beer (0.5 liter draught)

$2.24 JMD 352

$3.04 Rp 53.6K

-26.32%

Imported Beer (0.33 liter bottle)

$3.07 JMD 483

$4.30 Rp 75.7K

-28.60%

Milk (1 liter)

$4.03 JMD 632

$1.61 Rp 28.3K

150.31%

White Bread (500g)

$3.70 JMD 581

$2.27 Rp 39.9K

63.00%

Rice (white) (1kg)

$1.59 JMD 250

$1.17 Rp 20.6K

35.90%

Eggs

$3.64 JMD 571

$2.17 Rp 38.2K

67.74%

Local Cheese (1kg)

$11.62 JMD 1,825

$17.63 Rp 310.5K

-34.09%

Chicken Fillets (1kg)

$6.31 JMD 990

$4.05 Rp 71.4K

55.80%

Beef Round Steak (1kg)

$10.16 JMD 1,596

$12.18 Rp 214.5K

-16.58%

Apples (1kg)

$5.94 JMD 934

$3.62 Rp 63.7K

64.09%

Banana (1kg)

$3.86 JMD 606

$1.64 Rp 28.8K

135.37%

Oranges (1kg)

$7.36 JMD 1,156

$2.31 Rp 40.6K

218.61%

Tomato (1kg)

$3.14 JMD 493

$1.96 Rp 34.5K

60.20%

Potato (1kg)

$3.29 JMD 517

$1.84 Rp 32.5K

78.80%

Onion (1kg)

$2.12 JMD 334

$2.37 Rp 41.7K

-10.55%

Lettuce (1 head)

$3.00 JMD 472

$1.05 Rp 18.5K

185.71%

Water (1.5 liter bottle)

$1.50 JMD 236

$0.54 Rp 9,560

177.78%

Cigarettes 20 Pack (Marlboro, Camel)

$9.26 JMD 1,454

$2.30 Rp 40.6K

302.61%

Wine (Bottle)

$11.53 JMD 1,812

$23.08 Rp 406.4K

-50.04%

Local Beer (0.5 liter bottle)

$2.84 JMD 445

$2.34 Rp 41.2K

21.37%

Imported Beer (0.33 liter bottle)

$4.04 JMD 635

$3.07 Rp 54.0K

31.60%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$1.22 JMD 191

$0.49 Rp 8,631

148.98%

Taxi (Normal Tariff) (1km)

$3.19 JMD 500

$0.47 Rp 8,349

578.72%

Taxi 1hour Waiting (Normal Tariff)

$6.49 JMD 1,019

$5.60 Rp 98.6K

15.89%

Gasoline (1 liter)

$1.35 JMD 212

$0.81 Rp 14.2K

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K JMD 7.0M

$25.0K Rp 440.3M

77.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.2K JMD 5.2M

$31.1K Rp 547.0M

6.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 JMD 27.1K

$82.7 Rp 1.5M

108.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.62 JMD 4,652

$6.49 Rp 114.2K

356.39%

Internet (50+ Mbps, Unlimited Data)

$52.0 JMD 8,168

$18.79 Rp 330.8K

176.74%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$13.19 JMD 2,072

$4.30 Rp 75.7K

206.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$367 JMD 57.7K

$494 Rp 8.7M

-25.70%

International Primary School, 1 Child (Yearly)

$8,158 JMD 1.3M

$5,917 Rp 104.2M

37.87%

Jeans (Levis 501 Or Similar)

$23.87 JMD 3,750

$46.28 Rp 814.8K

-48.42%

Summer Dress (H&M, Zara, etc)

$31.43 JMD 4,938

$36.44 Rp 641.6K

-13.75%

Sport Shoes (Adidas, Nike)

$78.1 JMD 12.3K

$80.7 Rp 1.4M

-3.25%

Men's Leather Business Shoes

$103 JMD 16.2K

$78.8 Rp 1.4M

30.61%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$630 JMD 99.0K

$3,639 Rp 64.1M

-82.68%

3-bedroom Apartment, Outside City Center (Monthly)

$515 JMD 80.9K

$1,712 Rp 30.1M

-69.91%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$1,148 JMD 180.3K

$167 Rp 2.9M

586.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

13.78

-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spanish Town: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

Spanish Town pays 587% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75.0 in Spanish Town vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $383 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spanish Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Spanish Town wins on cost – living expenses run 31% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Spanish Town the obvious pick if budget is a priority.

Average pay runs 587% higher in Spanish Town, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Ubud, Bali pay roughly 30% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,050 per month in Spanish Town versus $1,378 in Ubud, Bali – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,050 in Spanish Town versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Spanish Town but tight or insufficient in Ubud, Bali. The gap between the two cities makes Spanish Town the clear choice for anyone on this budget.

Both work as nomad bases, but Spanish Town delivers better value – similar infrastructure at $1,050 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Spanish Town hard to pass up.

Safety-wise, Spanish Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Spanish Town gentler on the wallet – expenses run 31% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.