Cost of Living Comparison Between Spanish Town and Ubud, Bali Cost of Living Comparison Between Spanish Town and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $859 in Spanish Town versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,446 in Spanish Town versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,032 in Spanish Town versus $3,723 in Ubud, Bali.

Living in Spanish Town costs roughly 38% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Spanish Town is 35% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$7.69 JMD 1,210

$3.57 Rp 64.6K

115.41%

Three-Course Dinner for Two, Mid-Range

$62.6 JMD 9,846

$32.32 Rp 584.4K

93.69%

Fast Food Meal (McDonalds, etc)

$8.56 JMD 1,347

$5.01 Rp 90.5K

70.86%

Cappuccino

$4.40 JMD 692

$2.82 Rp 51.1K

56.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 JMD 206

$1.35 Rp 24.4K

-2.96%

Water (0.33 liter bottle)

$0.70 JMD 110

$0.73 Rp 13.2K

-4.11%

Local Beer (0.5 liter draught)

$2.43 JMD 382

$2.93 Rp 53.0K

-17.06%

Imported Beer (0.33 liter bottle)

$3.11 JMD 488

$3.94 Rp 71.2K

-21.07%

Milk (1 liter)

$1.92 JMD 301

$1.78 Rp 32.2K

7.87%

White Bread (500g)

$2.57 JMD 404

$2.45 Rp 44.3K

4.90%

Rice (white) (1kg)

$0.43 JMD 67.2

$1.15 Rp 20.8K

-62.61%

Eggs

$3.04 JMD 479

$2.41 Rp 43.7K

26.14%

Local Cheese (1kg)

$3.10 JMD 487

$14.33 Rp 259.1K

-78.37%

Chicken Fillets (1kg)

$1.91 JMD 300

$4.19 Rp 75.7K

-54.42%

Beef Round Steak (1kg)

$2.74 JMD 431

$12.06 Rp 218.1K

-77.28%

Apples (1kg)

$2.18 JMD 343

$3.64 Rp 65.8K

-40.11%

Banana (1kg)

$1.89 JMD 298

$1.57 Rp 28.3K

20.38%

Oranges (1kg)

$1.53 JMD 241

$2.79 Rp 50.4K

-45.16%

Tomato (1kg)

$1.83 JMD 288

$2.24 Rp 40.5K

-18.30%

Potato (1kg)

$2.12 JMD 333

$1.98 Rp 35.8K

7.07%

Onion (1kg)

$1.94 JMD 305

$2.28 Rp 41.2K

-14.91%

Lettuce (1 head)

$2.99 JMD 471

$1.05 Rp 19.1K

184.76%

Water (1.5 liter bottle)

$0.90 JMD 142

$0.79 Rp 14.2K

13.92%

Cigarettes 20 Pack (Marlboro, Camel)

$8.65 JMD 1,361

$3.19 Rp 57.7K

171.16%

Wine (Bottle)

$11.61 JMD 1,825

$23.49 Rp 424.8K

-50.57%

Local Beer (0.5 liter bottle)

$1.55 JMD 244

$2.90 Rp 52.4K

-46.55%

Imported Beer (0.33 liter bottle)

$2.48 JMD 389

$2.76 Rp 49.8K

-10.14%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$1.08 JMD 169

$0.45 Rp 8,180

140.00%

Taxi (Normal Tariff) (1km)

$3.15 JMD 495

$0.46 Rp 8,311

584.78%

Taxi 1hour Waiting (Normal Tariff)

$6.35 JMD 999

$6.07 Rp 109.7K

4.61%

Gasoline (1 liter)

$1.22 JMD 193

$0.86 Rp 15.6K

41.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.0K JMD 6.8M

$26.6K Rp 480.7M

61.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K JMD 5.2M

$32.5K Rp 588.6M

1.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 JMD 26.2K

$79.0 Rp 1.4M

110.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.08 JMD 3,473

$4.09 Rp 74.0K

439.85%

Internet (50+ Mbps, Unlimited Data)

$51.1 JMD 8,033

$23.85 Rp 431.2K

114.13%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$12.93 JMD 2,034

$4.01 Rp 72.5K

222.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 JMD 36.2K

$297 Rp 5.4M

-22.53%

International Primary School, 1 Child (Yearly)

$2,516 JMD 395.8K

$6,602 Rp 119.4M

-61.89%

Jeans (Levis 501 Or Similar)

$26.46 JMD 4,161

$53.4 Rp 966.0K

-50.48%

Summer Dress (H&M, Zara, etc)

$25.26 JMD 3,973

$38.11 Rp 689.2K

-33.72%

Sport Shoes (Adidas, Nike)

$71.6 JMD 11.3K

$88.7 Rp 1.6M

-19.26%

Men's Leather Business Shoes

$77.1 JMD 12.1K

$76.6 Rp 1.4M

0.61%

1-bedroom Apartment, City Center (Monthly)

$159 JMD 25.0K

$1,020 Rp 18.4M

-84.39%

1-bedroom Apartment, Outside City Center (Monthly)

$123 JMD 19.3K

$680 Rp 12.3M

-81.94%

3-bedroom Apartment, City Center (Monthly)

$633 JMD 99.6K

$3,469 Rp 62.7M

-81.74%

3-bedroom Apartment, Outside City Center (Monthly)

$380 JMD 59.8K

$2,090 Rp 37.8M

-81.82%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$1,183 JMD 186.0K

$164 Rp 3.0M

622.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

13.28

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spanish Town: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $159 in Spanish Town and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Spanish Town pays 622% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $63.0 in Spanish Town vs $32.00 in Ubud, Bali. Groceries flip the comparison at $192 vs $298, with Spanish Town cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spanish Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Spanish Town wins on cost – living expenses run 62% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Spanish Town the obvious pick if budget is a priority.

Average pay runs 622% higher in Spanish Town, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $159 in Spanish Town versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 55% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $859 per month in Spanish Town versus $1,392 in Ubud, Bali – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

At $859 in Spanish Town versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Spanish Town but tight or insufficient in Ubud, Bali. The gap between the two cities makes Spanish Town the clear choice for anyone on this budget.

Both work as nomad bases, but Spanish Town delivers better value – similar infrastructure at $859 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Spanish Town hard to pass up.

Safety-wise, Spanish Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Spanish Town gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.