Cost of Living Comparison Between Spanish Town and Ubud, Bali Cost of Living Comparison Between Spanish Town and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $838 in Spanish Town versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,404 in Spanish Town versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,970 in Spanish Town versus $3,694 in Ubud, Bali.

Living in Spanish Town costs roughly 40% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Spanish Town is 38% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$7.30 JMD 1,149

$3.57 Rp 64.0K

104.48%

Three-Course Dinner for Two, Mid-Range

$61.6 JMD 9,679

$32.50 Rp 582.3K

89.38%

Fast Food Meal (McDonalds, etc)

$8.52 JMD 1,340

$4.86 Rp 87.1K

75.31%

Cappuccino

$4.44 JMD 699

$2.75 Rp 49.2K

61.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 JMD 208

$1.32 Rp 23.7K

0.76%

Water (0.33 liter bottle)

$0.76 JMD 120

$0.70 Rp 12.6K

8.57%

Local Beer (0.5 liter draught)

$2.57 JMD 404

$2.91 Rp 52.2K

-11.68%

Imported Beer (0.33 liter bottle)

$3.18 JMD 500

$3.79 Rp 68.0K

-16.09%

Milk (1 liter)

$1.90 JMD 299

$1.71 Rp 30.6K

11.11%

White Bread (500g)

$2.58 JMD 405

$2.47 Rp 44.3K

4.45%

Rice (white) (1kg)

$0.42 JMD 66.3

$1.20 Rp 21.5K

-65.00%

Eggs

$3.22 JMD 507

$2.44 Rp 43.8K

31.97%

Local Cheese (1kg)

$3.14 JMD 494

$14.38 Rp 257.7K

-78.16%

Chicken Fillets (1kg)

$1.98 JMD 311

$4.31 Rp 77.1K

-54.06%

Beef Round Steak (1kg)

$2.80 JMD 440

$12.21 Rp 218.7K

-77.07%

Apples (1kg)

$2.21 JMD 347

$3.68 Rp 66.0K

-39.95%

Banana (1kg)

$1.85 JMD 291

$1.55 Rp 27.8K

19.35%

Oranges (1kg)

$1.60 JMD 252

$2.79 Rp 49.9K

-42.65%

Tomato (1kg)

$1.83 JMD 287

$2.33 Rp 41.8K

-21.46%

Potato (1kg)

$2.11 JMD 332

$1.97 Rp 35.3K

7.11%

Onion (1kg)

$1.93 JMD 304

$2.31 Rp 41.4K

-16.45%

Lettuce (1 head)

$2.97 JMD 468

$1.06 Rp 19.1K

180.19%

Water (1.5 liter bottle)

$0.92 JMD 144

$0.73 Rp 13.1K

26.03%

Cigarettes 20 Pack (Marlboro, Camel)

$8.76 JMD 1,377

$3.28 Rp 58.8K

167.07%

Wine (Bottle)

$11.40 JMD 1,793

$22.79 Rp 408.4K

-49.98%

Local Beer (0.5 liter bottle)

$1.55 JMD 243

$2.81 Rp 50.3K

-44.84%

Imported Beer (0.33 liter bottle)

$2.47 JMD 389

$2.78 Rp 49.9K

-11.15%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$1.13 JMD 178

$0.45 Rp 8,047

151.11%

Taxi (Normal Tariff) (1km)

$3.24 JMD 509

$0.45 Rp 8,094

620.00%

Taxi 1hour Waiting (Normal Tariff)

$6.33 JMD 995

$6.24 Rp 111.7K

1.44%

Gasoline (1 liter)

$1.28 JMD 201

$0.85 Rp 15.2K

50.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.2K JMD 6.6M

$26.0K Rp 465.4M

62.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K JMD 5.4M

$31.7K Rp 567.2M

7.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 JMD 25.5K

$80.8 Rp 1.4M

100.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.92 JMD 3,448

$4.06 Rp 72.7K

439.90%

Internet (50+ Mbps, Unlimited Data)

$50.8 JMD 7,982

$24.42 Rp 437.6K

107.82%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$13.21 JMD 2,078

$4.04 Rp 72.4K

226.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$226 JMD 35.6K

$304 Rp 5.4M

-25.61%

International Primary School, 1 Child (Yearly)

$2,483 JMD 390.4K

$6,621 Rp 118.6M

-62.50%

Jeans (Levis 501 Or Similar)

$26.33 JMD 4,141

$54.2 Rp 971.7K

-51.45%

Summer Dress (H&M, Zara, etc)

$25.43 JMD 4,000

$38.78 Rp 694.7K

-34.42%

Sport Shoes (Adidas, Nike)

$72.4 JMD 11.4K

$86.1 Rp 1.5M

-16.01%

Men's Leather Business Shoes

$77.2 JMD 12.1K

$76.7 Rp 1.4M

0.73%

1-bedroom Apartment, City Center (Monthly)

$156 JMD 24.5K

$986 Rp 17.7M

-84.21%

1-bedroom Apartment, Outside City Center (Monthly)

$123 JMD 19.4K

$658 Rp 11.8M

-81.25%

3-bedroom Apartment, City Center (Monthly)

$616 JMD 97.0K

$3,369 Rp 60.4M

-81.70%

3-bedroom Apartment, Outside City Center (Monthly)

$376 JMD 59.1K

$2,066 Rp 37.0M

-81.81%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$1,160 JMD 182.5K

$163 Rp 2.9M

610.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

13.28

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spanish Town: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $156 in Spanish Town and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Spanish Town pays 610% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $62.0 in Spanish Town vs $33.00 in Ubud, Bali. Groceries flip the comparison at $193 vs $297, with Spanish Town cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spanish Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Spanish Town wins on cost – living expenses run 68% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Spanish Town the obvious pick if budget is a priority.

Spanish Town pays 610% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $156 in Spanish Town versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 54% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $838 per month in Spanish Town versus $1,404 in Ubud, Bali – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

At $838 in Spanish Town versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Spanish Town but tight or insufficient in Ubud, Bali. The gap between the two cities makes Spanish Town the clear choice for anyone on this budget.

Both work as nomad bases, but Spanish Town delivers better value – similar infrastructure at $838 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Spanish Town hard to pass up.

Safety-wise, Spanish Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Spanish Town gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.