Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Spanish Town

For one person, living is cheaper in Spanish Town: $1,009 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Spanish Town
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Spanish Town Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Spanish Town

🇯🇲 Jamaica

$1,009

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Spanish Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Spanish Town actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,009 in Spanish Town.

Ubud, Bali $1,349
Spanish Town $1,009

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,922 in Spanish Town.

Ubud, Bali $2,305
Spanish Town $1,922

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,834 in Spanish Town.

Ubud, Bali $3,261
Spanish Town $2,834

Living in Ubud, Bali is roughly 34% more expensive than in Spanish Town, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$13.69 JMD 2,163

-75.75%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$74.3 JMD 11.7K

-52.05%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.42 JMD 1,331

-34.32%

Cappuccino

$2.72 Rp 49.3K

$5.23 JMD 826

-47.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.16 JMD 183

46.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.74 JMD 118

2.70%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.19 JMD 346

21.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.17 JMD 500

38.17%

Milk (1 liter)

$1.49 Rp 27.1K

$4.21 JMD 666

-64.61%

White Bread (500g)

$2.28 Rp 41.3K

$3.69 JMD 583

-38.21%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.64 JMD 260

-27.44%

Eggs

$2.04 Rp 36.9K

$3.53 JMD 558

-42.21%

Local Cheese (1kg)

$17.70 Rp 321.2K

$11.42 JMD 1,804

54.99%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.34 JMD 1,002

-37.54%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$10.17 JMD 1,607

19.86%

Apples (1kg)

$3.66 Rp 66.3K

$6.07 JMD 959

-39.70%

Banana (1kg)

$1.52 Rp 27.5K

$3.82 JMD 603

-60.21%

Oranges (1kg)

$2.23 Rp 40.4K

$7.56 JMD 1,195

-70.50%

Tomato (1kg)

$1.97 Rp 35.8K

$2.97 JMD 469

-33.67%

Potato (1kg)

$1.85 Rp 33.5K

$3.23 JMD 510

-42.72%

Onion (1kg)

$2.42 Rp 44.0K

$2.03 JMD 321

19.21%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.13 JMD 494

-68.37%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.46 JMD 230

-65.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.58 JMD 1,513

-76.83%

Wine (Bottle)

$22.24 Rp 403.6K

$11.44 JMD 1,807

94.41%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.88 JMD 456

-21.53%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.91 JMD 617

-24.04%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.28 JMD 203

-65.63%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.11 JMD 491

-86.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$6.21 JMD 980

-12.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.41 JMD 223

-41.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$44.0K JMD 7.0M

-45.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$32.5K JMD 5.1M

-2.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$171 JMD 27.0K

-53.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$28.96 JMD 4,575

-77.73%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$52.6 JMD 8,314

-64.69%

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.32 JMD 2,105

-67.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$360 JMD 56.9K

36.17%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$8,371 JMD 1.3M

-32.22%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$23.26 JMD 3,674

91.92%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$31.95 JMD 5,048

9.39%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$79.1 JMD 12.5K

0.97%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$104 JMD 16.5K

-23.83%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$624 JMD 98.6K

471.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$513 JMD 81.1K

235.77%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,178 JMD 186.0K

-86.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Spanish Town: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Spanish Town

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Spanish Town

$383 38% 32.9% $95

Eating Out

Ubud, Bali

$108 8%

Spanish Town

$222 22% 107% $115

Clothing & Footwear

Ubud, Bali

$108 8%

Spanish Town

$107 10.6% 0.1% $0.1

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Spanish Town

$252 25% 142% $148

Sport & Entertainment

Ubud, Bali

$58 4.3%

Spanish Town

$27 * 2.6% 54.1% $31

Getting Around

Ubud, Bali

$11 0.9%

Spanish Town

$17 * 1.7% 47.2% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Spanish Town pays about 7.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $74 in Spanish Town for a mid-range dinner for two. Groceries echo the gap at $288 vs $383 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇯🇲 Spanish Town

🕒 Local time

02:23 2:23 AM

13:23 1:23 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

131,056

💱 Currency

Indonesian Rupiah IDR Rp

Jamaican Dollar JMD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

Exchange rates and currency converter

JMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Spanish Town 18,320 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Spanish Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Spanish Town: Cost of Living - Frequently Asked Questions

Spanish Town wins on cost – living expenses run 25% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Spanish Town the obvious pick if budget is a priority.

On paper, salaries run 86% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Shoppers in Ubud, Bali pay roughly 25% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,009 in Spanish Town – Spanish Town is about 25% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Spanish Town is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.