Cost of Living Comparison Between Ubud, Bali and Spanish Town Cost of Living Comparison Between Ubud, Bali and Spanish Town

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $859 in Spanish Town.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,446 in Spanish Town.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,032 in Spanish Town.

Living in Ubud, Bali is roughly 62% more expensive than in Spanish Town, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Spanish Town is 35% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$7.69 JMD 1,210

-53.58%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$62.6 JMD 9,846

-48.37%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$8.56 JMD 1,347

-41.47%

Cappuccino

$2.82 Rp 51.1K

$4.40 JMD 692

-35.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.31 JMD 206

3.05%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.70 JMD 110

4.29%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.43 JMD 382

20.58%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$3.11 JMD 488

26.69%

Milk (1 liter)

$1.78 Rp 32.2K

$1.92 JMD 301

-7.29%

White Bread (500g)

$2.45 Rp 44.3K

$2.57 JMD 404

-4.67%

Rice (white) (1kg)

$1.15 Rp 20.8K

$0.43 JMD 67.2

167.44%

Eggs

$2.41 Rp 43.7K

$3.04 JMD 479

-20.72%

Local Cheese (1kg)

$14.33 Rp 259.1K

$3.10 JMD 487

362.26%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$1.91 JMD 300

119.37%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$2.74 JMD 431

340.15%

Apples (1kg)

$3.64 Rp 65.8K

$2.18 JMD 343

66.97%

Banana (1kg)

$1.57 Rp 28.3K

$1.89 JMD 298

-16.93%

Oranges (1kg)

$2.79 Rp 50.4K

$1.53 JMD 241

82.35%

Tomato (1kg)

$2.24 Rp 40.5K

$1.83 JMD 288

22.40%

Potato (1kg)

$1.98 Rp 35.8K

$2.12 JMD 333

-6.60%

Onion (1kg)

$2.28 Rp 41.2K

$1.94 JMD 305

17.53%

Lettuce (1 head)

$1.05 Rp 19.1K

$2.99 JMD 471

-64.88%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.90 JMD 142

-12.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$8.65 JMD 1,361

-63.12%

Wine (Bottle)

$23.49 Rp 424.8K

$11.61 JMD 1,825

102.33%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.55 JMD 244

87.10%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.48 JMD 389

11.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.08 JMD 169

-58.33%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$3.15 JMD 495

-85.40%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$6.35 JMD 999

-4.41%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.22 JMD 193

-29.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$43.0K JMD 6.8M

-38.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$32.9K JMD 5.2M

-1.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$166 JMD 26.2K

-52.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$22.08 JMD 3,473

-81.48%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$51.1 JMD 8,033

-53.30%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

$12.93 JMD 2,034

-68.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$230 JMD 36.2K

29.08%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$2,516 JMD 395.8K

162.37%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$26.46 JMD 4,161

101.93%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$25.26 JMD 3,973

50.87%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$71.6 JMD 11.3K

23.85%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$77.1 JMD 12.1K

-0.61%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$159 JMD 25.0K

540.47%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$123 JMD 19.3K

453.73%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$633 JMD 99.6K

447.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$380 JMD 59.8K

450.09%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,183 JMD 186.0K

-86.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Spanish Town: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $159 in Spanish Town. Housing cost is often the main lever when comparing two cities.

Spanish Town pays 622% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $63.0 in Spanish Town. Groceries flip the comparison at $298 vs $192, with Spanish Town cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Spanish Town: Cost of Living - Frequently Asked Questions

Spanish Town wins on cost – living expenses run 62% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Spanish Town the obvious pick if budget is a priority.

On paper, salaries run 622% lower in Spanish Town. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $159 in Spanish Town. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 55% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $859 in Spanish Town – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

At $859 in Spanish Town versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Spanish Town but tight or insufficient in Ubud, Bali. The gap between the two cities makes Spanish Town the clear choice for anyone on this budget.

Both work as nomad bases, but Spanish Town delivers better value – similar infrastructure at $859 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Spanish Town hard to pass up.

Safety-wise, Ubud, Bali and Spanish Town are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Spanish Town gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.