Last update: Oct 2026

Cost of Living Comparison Between Spanish Town and Playa del Carmen

For one person, living is cheaper in Spanish Town: $1,009 a month against $1,204 in Playa del Carmen, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Playa del Carmen outweigh lower spending on other living expenses.

Spanish Town, Jamaica
Playa del Carmen, Mexico
Spanish Town
🇯🇲 Jamaica
$1,009
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Spanish Town and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spanish Town and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $1,009 per month in Spanish Town vs $1,204 in Playa del Carmen, rent included.

  • Spanish Town $1,009
  • Playa del Carmen $1,204

A couple spends around $1,922 per month in Spanish Town vs $2,082 in Playa del Carmen, rent included.

  • Spanish Town $1,922
  • Playa del Carmen $2,082

A family of three spends $2,834 per month in Spanish Town vs $2,959 in Playa del Carmen, rent included.

  • Spanish Town $2,834
  • Playa del Carmen $2,959

Spanish Town is about 16% cheaper than Playa del Carmen, and outside of rent the biggest gap is in leisure.

Both Spanish Town and Playa del Carmen are more affordable than the global median – Spanish Town 26% lower, Playa del Carmen 12% lower.

Currency
🍽 Eating Out
Spanish Town
Playa del Carmen
Difference
Meal at Budget Restaurant
$13.69 JMD 2,163
$10.92 MX$205
25.37%
Three-Course Dinner for Two, Mid-Range
$74.3 JMD 11.7K
$43.37 MX$813
71.36%
Fast Food Meal (McDonalds, etc)
$8.42 JMD 1,331
$11.78 MX$221
-28.52%
Cappuccino
$5.23 JMD 826
$3.81 MX$71.4
37.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 JMD 183
$1.28 MX$24.03
-9.38%
Water (0.33 liter bottle)
$0.74 JMD 118
$0.78 MX$14.67
-5.13%
Local Beer (0.5 liter draught)
$2.19 JMD 346
$3.17 MX$59.3
-30.91%
Imported Beer (0.33 liter bottle)
$3.17 JMD 500
$4.93 MX$92.5
-35.70%
🛒 Groceries & Markets
Spanish Town
Playa del Carmen
Difference
Milk (1 liter)
$4.21 JMD 666
$1.41 MX$26.35
198.58%
White Bread (500g)
$3.69 JMD 583
$2.22 MX$41.54
66.22%
Rice (white) (1kg)
$1.64 JMD 260
$1.42 MX$26.56
15.49%
Eggs
$3.53 JMD 558
$2.52 MX$47.27
40.08%
Local Cheese (1kg)
$11.42 JMD 1,804
$7.26 MX$136
57.30%
Chicken Fillets (1kg)
$6.34 JMD 1,002
$7.70 MX$144
-17.66%
Beef Round Steak (1kg)
$10.17 JMD 1,607
$12.69 MX$238
-19.86%
Apples (1kg)
$6.07 JMD 959
$2.78 MX$52.2
118.35%
Banana (1kg)
$3.82 JMD 603
$1.37 MX$25.64
178.83%
Oranges (1kg)
$7.56 JMD 1,195
$2.55 MX$47.80
196.47%
Tomato (1kg)
$2.97 JMD 469
$2.12 MX$39.78
40.09%
Potato (1kg)
$3.23 JMD 510
$1.94 MX$36.32
66.49%
Onion (1kg)
$2.03 JMD 321
$1.89 MX$35.34
7.41%
Lettuce (1 head)
$3.13 JMD 494
$1.15 MX$21.49
172.17%
Water (1.5 liter bottle)
$1.46 JMD 230
$1.18 MX$22.09
23.73%
Cigarettes 20 Pack (Marlboro, Camel)
$9.58 JMD 1,513
$4.30 MX$80.5
122.79%
Wine (Bottle)
$11.44 JMD 1,807
$9.95 MX$186
14.97%
Local Beer (0.5 liter bottle)
$2.88 JMD 456
$1.58 MX$29.67
82.28%
Imported Beer (0.33 liter bottle)
$3.91 JMD 617
$2.67 MX$50.1
46.44%
🚌 Getting Around
Spanish Town
Playa del Carmen
Difference
One-way Ticket (Public Transport)
-
$0.55 MX$10.37
-
Public Transport Monthly Pass (Regular Price)
-
$26.62 MX$499
-
Taxi Start (Normal Tariff)
$1.28 JMD 203
$4.97 MX$93.1
-74.25%
Taxi (Normal Tariff) (1km)
$3.11 JMD 491
$3.33 MX$62.4
-6.61%
Taxi 1hour Waiting (Normal Tariff)
$6.21 JMD 980
$5.36 MX$100
15.86%
Gasoline (1 liter)
$1.41 JMD 223
$1.44 MX$27.06
-2.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.0K JMD 7.0M
$20.7K MX$387.3K
113.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K JMD 5.1M
$23.5K MX$439.7K
38.61%
🧾 Monthly Utilities & Internet
Spanish Town
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 JMD 27.0K
$84.8 MX$1,589
101.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.96 JMD 4,575
$23.41 MX$439
23.71%
Internet (50+ Mbps, Unlimited Data)
$52.6 JMD 8,314
$28.66 MX$537
83.60%
🎉 Sport & Entertainment
Spanish Town
Playa del Carmen
Difference
Gym Membership (Monthly)
-
$57.1 MX$1,069
-
Tennis Court (1 Hour on Weekend)
-
$28.91 MX$542
-
Cinema Ticket
$13.32 JMD 2,105
$5.14 MX$96.3
159.14%
🧸 Childcare & Education
Spanish Town
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$360 JMD 56.9K
$207 MX$3,871
74.40%
International Primary School, 1 Child (Yearly)
$8,371 JMD 1.3M
$3,927 MX$73.6K
113.14%
👕👟 Clothing & Footwear
Spanish Town
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$23.26 JMD 3,674
$43.35 MX$812
-46.34%
Summer Dress (H&M, Zara, etc)
$31.95 JMD 5,048
$41.44 MX$777
-22.90%
Sport Shoes (Adidas, Nike)
$79.1 JMD 12.5K
$74.2 MX$1,390
6.64%
Men's Leather Business Shoes
$104 JMD 16.5K
$89.3 MX$1,672
16.83%
🏠 Accommodation & Living
Spanish Town
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
-
$980 MX$18.4K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$381 MX$7,136
-
3-bedroom Apartment, City Center (Monthly)
$624 JMD 98.6K
$1,708 MX$32.0K
-63.45%
3-bedroom Apartment, Outside City Center (Monthly)
$513 JMD 81.1K
$1,075 MX$20.1K
-52.26%
Buy Apartment in City Center (m2)
-
$3,943 MX$73.9K
-
Buy Apartment Outside City Center (m2)
-
$6,158 MX$115.4K
-
💵 Salaries & Financials
Spanish Town
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$1,178 JMD 186.0K
$735 MX$13.8K
60.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.45
11.45
-17.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spanish Town: October 27, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Spanish Town
$383
Playa del Carmen
$255 33.6% $129
Monthly Utilities & Internet
Spanish Town
$252
Playa del Carmen
$137 45.8% $115
Eating Out
Spanish Town
$222
Playa del Carmen
$202 9% $20
Clothing & Footwear
Spanish Town
$107
Playa del Carmen
$112 4% $4.3
Sport & Entertainment
Spanish Town
$27 *
Playa del Carmen
$67 153% $41
Getting Around
Spanish Town
$17 *
Playa del Carmen
$50 200% $34
Accommodation & Living
Spanish Town
- *
Playa del Carmen
$381

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 60% higher in Spanish Town, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74 in Spanish Town versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $383 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇯🇲 Spanish Town
🇲🇽 Playa del Carmen
🕒 Local time
12:35 12:35 PM
12:35 12:35 PM
Same time as Spanish Town
🌤 Weather
👥 Population
131,056
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to JMD – Jamaican Dollar Converter

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.74 MXN (100 MXN = 5.34 USD). 1 EUR = 20.91 MXN (100 MXN = 4.78 EUR).

On the map
Between locations
  • Spanish Town Playa del Carmen 1,100 km ≈ 2 h nonstop flight
From you
  • Spanish Town
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Spanish Town vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Spanish Town cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 19%, and outside of rent the gap shows up most in leisure.
What income do you need for each city?
For a comfortable life, plan on about $1,514 per month in Spanish Town and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Spanish Town and in Playa del Carmen?
Monthly expenses with rent come to $1,009 in Spanish Town and $1,204 in Playa del Carmen. That makes Spanish Town about 16% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $360 per month in Spanish Town and $207 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Spanish Town or in Playa del Carmen?
$1,000 is a stretch for both – monthly costs hit $1,009 in Spanish Town and $1,204 in Playa del Carmen. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Spanish Town or in Playa del Carmen?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,009 in Spanish Town to $1,204 in Playa del Carmen. Climate, culture, job market, and personal taste all factor in.

Spanish Town vs other spots: cost of living compared

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