🙂A single person spends $859 per month in Spanish Town vs $1,260 in Playa del Carmen, rent included.
🙂A couple spends around $1,446 per month in Spanish Town vs $2,125 in Playa del Carmen, rent included.
🙂A family of three spends $2,032 per month in Spanish Town vs $2,990 in Playa del Carmen, rent included.
🙂Spanish Town is about 32% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.
📊Both Spanish Town and Playa del Carmen are more affordable than the global median – Spanish Town35% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
Spanish Town
Playa del Carmen
Difference
Meal at Budget Restaurant
$7.69JMD 1,210
$11.72MX$204
-34.39%
Three-Course Dinner for Two, Mid-Range
$62.6JMD 9,846
$41.89MX$731
49.44%
Fast Food Meal(McDonalds, etc)
$8.56JMD 1,347
$10.51MX$183
-18.55%
Cappuccino
$4.40JMD 692
$3.59MX$62.5
22.56%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.31JMD 206
$1.51MX$26.31
-13.25%
Water(0.33 liter bottle)
$0.70JMD 110
$0.92MX$15.96
-23.91%
Local Beer(0.5 liter draught)
$2.43JMD 382
$2.96MX$51.6
-17.91%
Imported Beer(0.33 liter bottle)
$3.11JMD 488
$4.41MX$76.9
-29.48%
🛒 Groceries & Markets
Spanish Town
Playa del Carmen
Difference
Milk(1 liter)
$1.92JMD 301
$1.40MX$24.35
37.14%
White Bread(500g)
$2.57JMD 404
$1.88MX$32.87
36.70%
Rice(white)(1kg)
$0.43JMD 67.2
$1.56MX$27.19
-72.44%
Eggs
$3.04JMD 479
$2.61MX$45.50
16.48%
Local Cheese(1kg)
$3.10JMD 487
$8.32MX$145
-62.74%
Chicken Fillets(1kg)
$1.91JMD 300
$8.35MX$146
-77.13%
Beef Round Steak(1kg)
$2.74JMD 431
$10.86MX$189
-74.77%
Apples(1kg)
$2.18JMD 343
$2.71MX$47.31
-19.56%
Banana(1kg)
$1.89JMD 298
$1.51MX$26.25
25.17%
Oranges(1kg)
$1.53JMD 241
$1.87MX$32.67
-18.18%
Tomato(1kg)
$1.83JMD 288
$2.19MX$38.19
-16.44%
Potato(1kg)
$2.12JMD 333
$1.86MX$32.40
13.98%
Onion(1kg)
$1.94JMD 305
$2.23MX$38.90
-13.00%
Lettuce(1 head)
$2.99JMD 471
$1.07MX$18.63
179.44%
Water(1.5 liter bottle)
$0.90JMD 142
$1.09MX$18.94
-17.43%
Cigarettes 20 Pack(Marlboro, Camel)
$8.65JMD 1,361
$4.19MX$73.0
106.44%
Wine(Bottle)
$11.61JMD 1,825
$10.43MX$182
11.31%
Local Beer(0.5 liter bottle)
$1.55JMD 244
$1.66MX$28.91
-6.63%
Imported Beer(0.33 liter bottle)
$2.48JMD 389
$2.61MX$45.56
-4.98%
🚌 Getting Around
Spanish Town
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.54MX$9.45
-
Public Transport Monthly Pass(Regular Price)
-
$26.16MX$456
-
Taxi Start(Normal Tariff)
$1.08JMD 169
$3.08MX$53.7
-64.94%
Taxi(Normal Tariff)(1km)
$3.15JMD 495
$2.40MX$41.94
31.25%
Taxi 1hour Waiting(Normal Tariff)
$6.35JMD 999
$3.13MX$54.5
102.88%
Gasoline(1 liter)
$1.22JMD 193
$1.31MX$22.87
-6.87%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.0KJMD 6.8M
$29.8KMX$519.9K
44.27%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9KJMD 5.2M
$23.3KMX$406.8K
41.07%
🧾 Monthly Utilities & Internet
Spanish Town
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$166JMD 26.2K
$81.3MX$1,418
104.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.08JMD 3,473
$22.56MX$393
-2.13%
Internet(50+ Mbps, Unlimited Data)
$51.1JMD 8,033
$30.05MX$524
69.95%
🎉 Sport & Entertainment
Spanish Town
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$52.9MX$923
-
Tennis Court(1 Hour on Weekend)
-
$18.39MX$321
-
Cinema Ticket
$12.93JMD 2,034
$4.92MX$85.8
162.80%
🧸 Childcare & Education
Spanish Town
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$230JMD 36.2K
$201MX$3,502
14.68%
International Primary School, 1 Child(Yearly)
$2,516JMD 395.8K
$5,175MX$90.2K
-51.37%
👕👟 Clothing & Footwear
Spanish Town
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$26.46JMD 4,161
$35.92MX$627
-26.34%
Summer Dress(H&M, Zara, etc)
$25.26JMD 3,973
$40.13MX$700
-37.05%
Sport Shoes(Adidas, Nike)
$71.6JMD 11.3K
$79.7MX$1,390
-10.19%
Men's Leather Business Shoes
$77.1JMD 12.1K
$86.5MX$1,508
-10.84%
🏠 Accommodation & Living
Spanish Town
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$159JMD 25.0K
$978MX$17.1K
-83.72%
1-bedroom Apartment, Outside City Center(Monthly)
$123JMD 19.3K
$470MX$8,206
-73.89%
3-bedroom Apartment, City Center(Monthly)
$633JMD 99.6K
$1,651MX$28.8K
-61.64%
3-bedroom Apartment, Outside City Center(Monthly)
$380JMD 59.8K
$1,203MX$21.0K
-68.43%
Buy Apartment in City Center(m2)
-
$3,953MX$69.0K
-
Buy Apartment Outside City Center(m2)
-
$6,607MX$115.2K
-
💵 Salaries & Financials
Spanish Town
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$1,183JMD 186.0K
$677MX$11.8K
74.77%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
11.42
-19.88%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Spanish Town: July 26, 2026
Last update for Playa del Carmen: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $159 in Spanish Town versus $978 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 75% higher in Spanish Town, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $63.0 in Spanish Town versus $42.00 in Playa del Carmen. Groceries tell a different story – $192 in Spanish Town vs $252 in Playa del Carmen – so Spanish Town wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Spanish Town vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Spanish Town?
Yes – Playa del Carmen is pricier by about 47%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,289 per month in Spanish Town and $1,890 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Spanish Town, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Spanish Town and in Playa del Carmen?
Monthly expenses with rent come to $859 in Spanish Town and $1,260 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $230 per month in Spanish Town and $201 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Spanish Town or in Playa del Carmen?
A $1,000 monthly budget goes further in Spanish Town, where all-in costs run around $859, than in Playa del Carmen at $1,260. In Spanish Town it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Spanish Town or Playa del Carmen more family-friendly?
Families tend to lean toward Spanish Town – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Spanish Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Spanish Town vs other spots: cost of living compared