🙂A single person spends $1,050 per month in Spanish Town vs $1,305 in Playa del Carmen, rent included.
🙂A couple spends around $1,982 per month in Spanish Town vs $2,334 in Playa del Carmen, rent included.
🙂A family of three spends $2,913 per month in Spanish Town vs $3,362 in Playa del Carmen, rent included.
🙂Spanish Town is about 20% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.
📊Both Spanish Town and Playa del Carmen are more affordable than the global median – Spanish Town24% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
Spanish Town
Playa del Carmen
Difference
Meal at Budget Restaurant
$16.10JMD 2,528
$11.96MX$203
34.62%
Three-Course Dinner for Two, Mid-Range
$75.2JMD 11.8K
$47.38MX$804
58.65%
Fast Food Meal(McDonalds, etc)
$8.94JMD 1,404
$11.75MX$199
-23.91%
Cappuccino
$5.21JMD 818
$4.12MX$70.0
26.46%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.20JMD 188
$1.40MX$23.74
-14.29%
Water(0.33 liter bottle)
$0.73JMD 114
$0.91MX$15.48
-19.78%
Local Beer(0.5 liter draught)
$2.24JMD 352
$3.21MX$54.4
-30.22%
Imported Beer(0.33 liter bottle)
$3.07JMD 483
$7.07MX$120
-56.58%
🛒 Groceries & Markets
Spanish Town
Playa del Carmen
Difference
Milk(1 liter)
$4.03JMD 632
$1.68MX$28.44
139.88%
White Bread(500g)
$3.70JMD 581
$2.15MX$36.48
72.09%
Rice(white)(1kg)
$1.59JMD 250
$1.77MX$30.10
-10.17%
Eggs
$3.64JMD 571
$2.82MX$47.76
29.08%
Local Cheese(1kg)
$11.62JMD 1,825
$9.20MX$156
26.30%
Chicken Fillets(1kg)
$6.31JMD 990
$9.23MX$157
-31.64%
Beef Round Steak(1kg)
$10.16JMD 1,596
$12.64MX$214
-19.62%
Apples(1kg)
$5.94JMD 934
$2.95MX$50.1
101.36%
Banana(1kg)
$3.86JMD 606
$1.58MX$26.79
144.30%
Oranges(1kg)
$7.36JMD 1,156
$2.22MX$37.70
231.53%
Tomato(1kg)
$3.14JMD 493
$2.36MX$40.09
33.05%
Potato(1kg)
$3.29JMD 517
$1.99MX$33.81
65.33%
Onion(1kg)
$2.12JMD 334
$1.98MX$33.58
7.07%
Lettuce(1 head)
$3.00JMD 472
$1.24MX$21.04
141.94%
Water(1.5 liter bottle)
$1.50JMD 236
$1.21MX$20.55
23.97%
Cigarettes 20 Pack(Marlboro, Camel)
$9.26JMD 1,454
$4.60MX$78.1
101.30%
Wine(Bottle)
$11.53JMD 1,812
$10.52MX$178
9.60%
Local Beer(0.5 liter bottle)
$2.84JMD 445
$1.69MX$28.70
68.05%
Imported Beer(0.33 liter bottle)
$4.04JMD 635
$2.77MX$47.06
45.85%
🚌 Getting Around
Spanish Town
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.60MX$10.22
-
Public Transport Monthly Pass(Regular Price)
-
$29.70MX$504
-
Taxi Start(Normal Tariff)
$1.22JMD 191
$5.24MX$88.8
-76.72%
Taxi(Normal Tariff)(1km)
$3.19JMD 500
$3.65MX$61.9
-12.60%
Taxi 1hour Waiting(Normal Tariff)
$6.49JMD 1,019
$5.78MX$98.1
12.28%
Gasoline(1 liter)
$1.35JMD 212
$1.54MX$26.09
-12.34%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.4KJMD 7.0M
$22.8KMX$386.8K
94.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.2KJMD 5.2M
$25.8KMX$437.9K
28.67%
🧾 Monthly Utilities & Internet
Spanish Town
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$172JMD 27.1K
$90.7MX$1,538
89.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.62JMD 4,652
$25.19MX$427
17.59%
Internet(50+ Mbps, Unlimited Data)
$52.0JMD 8,168
$31.75MX$539
63.78%
🎉 Sport & Entertainment
Spanish Town
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$68.8MX$1,167
-
Tennis Court(1 Hour on Weekend)
-
$29.37MX$498
-
Cinema Ticket
$13.19JMD 2,072
$4.86MX$82.5
171.40%
🧸 Childcare & Education
Spanish Town
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$367JMD 57.7K
$226MX$3,828
62.70%
International Primary School, 1 Child(Yearly)
$8,158JMD 1.3M
$4,194MX$71.1K
94.52%
👕👟 Clothing & Footwear
Spanish Town
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$23.87JMD 3,750
$47.38MX$804
-49.62%
Summer Dress(H&M, Zara, etc)
$31.43JMD 4,938
$43.45MX$737
-27.66%
Sport Shoes(Adidas, Nike)
$78.1JMD 12.3K
$80.2MX$1,361
-2.67%
Men's Leather Business Shoes
$103JMD 16.2K
$91.4MX$1,550
12.63%
🏠 Accommodation & Living
Spanish Town
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,086MX$18.4K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$409MX$6,933
-
3-bedroom Apartment, City Center(Monthly)
$630JMD 99.0K
$1,972MX$33.5K
-68.04%
3-bedroom Apartment, Outside City Center(Monthly)
$515JMD 80.9K
$1,281MX$21.7K
-59.79%
Buy Apartment in City Center(m2)
-
$4,046MX$68.6K
-
Buy Apartment Outside City Center(m2)
-
$6,704MX$113.7K
-
💵 Salaries & Financials
Spanish Town
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$1,148JMD 180.3K
$773MX$13.1K
48.40%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.45
11.45
-17.47%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Spanish Town: September 6, 2026
Last update for Playa del Carmen: September 7, 2026
Cost Breakdown
💰Salaries run about 48% higher in Spanish Town, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $75.0 in Spanish Town versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $383 vs $278 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Spanish Town vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Spanish Town?
Yes – Playa del Carmen is pricier by about 24%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,576 per month in Spanish Town and $1,958 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Spanish Town and in Playa del Carmen?
Monthly expenses with rent come to $1,050 in Spanish Town and $1,305 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $367 per month in Spanish Town and $226 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Spanish Town or in Playa del Carmen?
A $1,000 monthly budget goes further in Spanish Town, where all-in costs run around $1,050, than in Playa del Carmen at $1,305. In Spanish Town it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Spanish Town or Playa del Carmen more family-friendly?
Families tend to lean toward Spanish Town – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Spanish Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Spanish Town vs other spots: cost of living compared