🙂A single person spends $838 per month in Spanish Town vs $1,271 in Playa del Carmen, rent included.
🙂A couple spends around $1,404 per month in Spanish Town vs $2,126 in Playa del Carmen, rent included.
🙂A family of three spends $1,970 per month in Spanish Town vs $2,980 in Playa del Carmen, rent included.
🙂Spanish Town is about 34% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.
📊Both Spanish Town and Playa del Carmen are more affordable than the global median – Spanish Town38% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
Spanish Town
Playa del Carmen
Difference
Meal at Budget Restaurant
$7.30JMD 1,149
$11.87MX$204
-38.50%
Three-Course Dinner for Two, Mid-Range
$61.6JMD 9,679
$42.90MX$736
43.47%
Fast Food Meal(McDonalds, etc)
$8.52JMD 1,340
$10.65MX$183
-20.00%
Cappuccino
$4.44JMD 699
$3.45MX$59.2
28.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.33JMD 208
$1.50MX$25.81
-11.33%
Water(0.33 liter bottle)
$0.76JMD 120
$0.95MX$16.28
-20.00%
Local Beer(0.5 liter draught)
$2.57JMD 404
$3.03MX$51.9
-15.18%
Imported Beer(0.33 liter bottle)
$3.18JMD 500
$4.61MX$79.1
-31.02%
🛒 Groceries & Markets
Spanish Town
Playa del Carmen
Difference
Milk(1 liter)
$1.90JMD 299
$1.38MX$23.61
37.68%
White Bread(500g)
$2.58JMD 405
$1.85MX$31.70
39.46%
Rice(white)(1kg)
$0.42JMD 66.3
$1.61MX$27.65
-73.91%
Eggs
$3.22JMD 507
$2.59MX$44.51
24.32%
Local Cheese(1kg)
$3.14JMD 494
$8.26MX$142
-61.99%
Chicken Fillets(1kg)
$1.98JMD 311
$8.37MX$144
-76.34%
Beef Round Steak(1kg)
$2.80JMD 440
$10.66MX$183
-73.73%
Apples(1kg)
$2.21JMD 347
$2.63MX$45.12
-15.97%
Banana(1kg)
$1.85JMD 291
$1.49MX$25.53
24.16%
Oranges(1kg)
$1.60JMD 252
$1.92MX$32.94
-16.67%
Tomato(1kg)
$1.83JMD 287
$2.09MX$35.81
-12.44%
Potato(1kg)
$2.11JMD 332
$1.86MX$31.88
13.44%
Onion(1kg)
$1.93JMD 304
$2.26MX$38.81
-14.60%
Lettuce(1 head)
$2.97JMD 468
$1.06MX$18.23
180.19%
Water(1.5 liter bottle)
$0.92JMD 144
$1.09MX$18.67
-15.60%
Cigarettes 20 Pack(Marlboro, Camel)
$8.76JMD 1,377
$4.15MX$71.2
111.08%
Wine(Bottle)
$11.40JMD 1,793
$10.39MX$178
9.72%
Local Beer(0.5 liter bottle)
$1.55JMD 243
$1.72MX$29.59
-9.88%
Imported Beer(0.33 liter bottle)
$2.47JMD 389
$2.61MX$44.85
-5.36%
🚌 Getting Around
Spanish Town
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.54MX$9.30
-
Public Transport Monthly Pass(Regular Price)
-
$26.94MX$462
-
Taxi Start(Normal Tariff)
$1.13JMD 178
$3.13MX$53.7
-63.90%
Taxi(Normal Tariff)(1km)
$3.24JMD 509
$2.51MX$43.09
29.08%
Taxi 1hour Waiting(Normal Tariff)
$6.33JMD 995
$3.15MX$54.1
100.95%
Gasoline(1 liter)
$1.28JMD 201
$1.27MX$21.88
0.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.2KJMD 6.6M
$30.4KMX$521.3K
39.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.1KJMD 5.4M
$23.6KMX$404.5K
44.50%
🧾 Monthly Utilities & Internet
Spanish Town
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$162JMD 25.5K
$83.0MX$1,425
95.13%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.92JMD 3,448
$22.71MX$390
-3.48%
Internet(50+ Mbps, Unlimited Data)
$50.8JMD 7,982
$29.46MX$506
72.27%
🎉 Sport & Entertainment
Spanish Town
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$51.0MX$875
-
Tennis Court(1 Hour on Weekend)
-
$18.33MX$315
-
Cinema Ticket
$13.21JMD 2,078
$4.93MX$84.5
167.95%
🧸 Childcare & Education
Spanish Town
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226JMD 35.6K
$197MX$3,386
14.63%
International Primary School, 1 Child(Yearly)
$2,483JMD 390.4K
$5,280MX$90.6K
-52.98%
👕👟 Clothing & Footwear
Spanish Town
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$26.33JMD 4,141
$36.90MX$633
-28.64%
Summer Dress(H&M, Zara, etc)
$25.43JMD 4,000
$39.89MX$685
-36.25%
Sport Shoes(Adidas, Nike)
$72.4JMD 11.4K
$80.0MX$1,373
-9.57%
Men's Leather Business Shoes
$77.2JMD 12.1K
$89.5MX$1,536
-13.68%
🏠 Accommodation & Living
Spanish Town
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$156JMD 24.5K
$956MX$16.4K
-83.73%
1-bedroom Apartment, Outside City Center(Monthly)
$123JMD 19.4K
$477MX$8,189
-74.15%
3-bedroom Apartment, City Center(Monthly)
$616JMD 97.0K
$1,646MX$28.3K
-62.54%
3-bedroom Apartment, Outside City Center(Monthly)
$376JMD 59.1K
$1,225MX$21.0K
-69.31%
Buy Apartment in City Center(m2)
-
$3,918MX$67.2K
-
Buy Apartment Outside City Center(m2)
-
$6,459MX$110.9K
-
💵 Salaries & Financials
Spanish Town
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$1,160JMD 182.5K
$667MX$11.4K
73.97%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
11.42
-19.88%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Spanish Town: June 7, 2026
Last update for Playa del Carmen: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $156 in Spanish Town versus $956 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 74% higher in Spanish Town, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $62.0 in Spanish Town versus $43.00 in Playa del Carmen. Groceries tell a different story – $193 in Spanish Town vs $250 in Playa del Carmen – so Spanish Town wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Spanish Town vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Spanish Town?
Yes – Playa del Carmen is pricier by about 52%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,257 per month in Spanish Town and $1,906 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Spanish Town, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Spanish Town vs Playa del Carmen?
Monthly expenses with rent come to $838 in Spanish Town and $1,271 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Spanish Town and $197 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Spanish Town or Playa del Carmen?
A $1,000 monthly budget goes further in Spanish Town, where all-in costs run around $838, than in Playa del Carmen at $1,271. In Spanish Town it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Spanish Town or Playa del Carmen more family-friendly?
Families tend to lean toward Spanish Town – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Spanish Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Spanish Town vs other spots: cost of living compared