😐A single person spends $1,287 per month in Playa del Carmen vs $861 in Spanish Town, rent included.
😐A couple spends around $2,184 per month in Playa del Carmen vs $1,433 in Spanish Town, rent included.
😐A family of three spends $3,082 per month in Playa del Carmen vs $2,005 in Spanish Town, rent included.
😐Playa del Carmen costs about 49% more than Spanish Town, driven mainly by Groceries & Markets.
📊Both Playa del Carmen and Spanish Town are more affordable than the global median – Playa del Carmen4% lower, Spanish Town36% lower.
Currency
🍽 Eating Out
Playa del Carmen
Spanish Town
Difference
Meal at Budget Restaurant
$11.94MX$208
$7.35JMD 1,158
62.45%
Three-Course Dinner for Two, Mid-Range
$42.75MX$744
$62.3JMD 9,809
-31.36%
Fast Food Meal(McDonalds, etc)
$10.59MX$184
$8.78JMD 1,383
20.62%
Cappuccino
$3.62MX$63.0
$4.47JMD 704
-19.02%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.47MX$25.54
$1.30JMD 205
13.08%
Water(0.33 liter bottle)
$0.94MX$16.41
$0.75JMD 118
25.33%
Local Beer(0.5 liter draught)
$3.09MX$53.8
$2.57JMD 406
20.23%
Imported Beer(0.33 liter bottle)
$4.46MX$77.6
$3.11JMD 490
43.41%
🛒 Groceries & Markets
Playa del Carmen
Spanish Town
Difference
Milk(1 liter)
$1.43MX$24.80
$1.85JMD 291
-22.70%
White Bread(500g)
$1.88MX$32.79
$2.67JMD 421
-29.59%
Rice(white)(1kg)
$1.63MX$28.34
$0.45JMD 71.1
262.22%
Eggs
$2.64MX$45.99
$3.22JMD 507
-18.01%
Local Cheese(1kg)
$8.21MX$143
$3.19JMD 503
157.37%
Chicken Fillets(1kg)
$8.29MX$144
$1.99JMD 314
316.58%
Beef Round Steak(1kg)
$11.10MX$193
$2.79JMD 439
297.85%
Apples(1kg)
$2.65MX$46.14
$2.24JMD 353
18.30%
Banana(1kg)
$1.50MX$26.11
$1.87JMD 294
-19.79%
Oranges(1kg)
$1.99MX$34.59
$1.53JMD 242
30.07%
Tomato(1kg)
$2.08MX$36.13
$1.94JMD 305
7.22%
Potato(1kg)
$1.79MX$31.11
$2.12JMD 333
-15.57%
Onion(1kg)
$2.18MX$37.87
$1.99JMD 314
9.55%
Lettuce(1 head)
$1.08MX$18.73
$3.02JMD 476
-64.24%
Water(1.5 liter bottle)
$1.04MX$18.04
$0.91JMD 144
14.29%
Cigarettes 20 Pack(Marlboro, Camel)
$3.97MX$69.1
$8.91JMD 1,404
-55.44%
Wine(Bottle)
$10.20MX$178
$11.36JMD 1,789
-10.21%
Local Beer(0.5 liter bottle)
$1.73MX$30.04
$1.54JMD 242
12.34%
Imported Beer(0.33 liter bottle)
$2.50MX$43.46
$2.47JMD 388
1.21%
🚌 Getting Around
Playa del Carmen
Spanish Town
Difference
One-way Ticket(Public Transport)
$0.52MX$9.02
-
-
Public Transport Monthly Pass(Regular Price)
$26.97MX$469
-
-
Taxi Start(Normal Tariff)
$3.14MX$54.7
$1.11JMD 175
182.88%
Taxi(Normal Tariff)(1km)
$2.40MX$41.80
$3.27JMD 514
-26.61%
Taxi 1hour Waiting(Normal Tariff)
$3.09MX$53.7
$6.28JMD 988
-50.80%
Gasoline(1 liter)
$1.27MX$22.16
$1.28JMD 202
-0.78%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9KMX$537.3K
$42.7KJMD 6.7M
-27.63%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KMX$405.7K
$34.0KJMD 5.3M
-31.34%
🧾 Monthly Utilities & Internet
Playa del Carmen
Spanish Town
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,427
$161JMD 25.3K
-49.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.45MX$391
$22.23JMD 3,501
0.99%
Internet(50+ Mbps, Unlimited Data)
$29.66MX$516
$50.1JMD 7,882
-40.74%
🎉 Sport & Entertainment
Playa del Carmen
Spanish Town
Difference
Gym Membership(Monthly)
$51.9MX$903
-
-
Tennis Court(1 Hour on Weekend)
$18.67MX$325
-
-
Cinema Ticket
$4.97MX$86.5
$13.11JMD 2,064
-62.09%
🧸 Childcare & Education
Playa del Carmen
Spanish Town
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$198MX$3,442
$225JMD 35.4K
-11.92%
International Primary School, 1 Child(Yearly)
$5,273MX$91.7K
$2,457JMD 386.9K
114.61%
👕👟 Clothing & Footwear
Playa del Carmen
Spanish Town
Difference
Jeans(Levis 501 Or Similar)
$36.34MX$632
$25.73JMD 4,052
41.24%
Summer Dress(H&M, Zara, etc)
$40.05MX$697
$25.06JMD 3,947
59.82%
Sport Shoes(Adidas, Nike)
$79.9MX$1,390
$70.5JMD 11.1K
13.35%
Men's Leather Business Shoes
$88.9MX$1,547
$77.7JMD 12.2K
14.43%
🏠 Accommodation & Living
Playa del Carmen
Spanish Town
Difference
1-bedroom Apartment, City Center(Monthly)
$963MX$16.8K
$156JMD 24.5K
518.42%
1-bedroom Apartment, Outside City Center(Monthly)
$465MX$8,086
$128JMD 20.1K
264.50%
3-bedroom Apartment, City Center(Monthly)
$1,596MX$27.8K
$638JMD 100.5K
150.03%
3-bedroom Apartment, Outside City Center(Monthly)
$1,209MX$21.0K
$373JMD 58.8K
223.84%
Buy Apartment in City Center(m2)
$3,942MX$68.6K
-
-
Buy Apartment Outside City Center(m2)
$6,448MX$112.2K
-
-
💵 Salaries & Financials
Playa del Carmen
Spanish Town
Difference
Average Monthly Net Salary(After Tax)
$720MX$12.5K
$1,166JMD 183.7K
-38.23%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
9.15
24.81%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: April 25, 2026
Last update for Spanish Town: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $963 in Playa del Carmen versus $156 in Spanish Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 62% higher in Spanish Town, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $43.00 in Playa del Carmen versus $62.0 in Spanish Town. Groceries tell a different story – $251 in Playa del Carmen vs $195 in Spanish Town – so Spanish Town wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Spanish Town: Cost of Living - Frequently Asked Questions
Is Spanish Town cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 49%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,930 per month in Playa del Carmen and $1,292 in Spanish Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Spanish Town, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen vs Spanish Town?
Monthly expenses with rent come to $1,287 in Playa del Carmen and $861 in Spanish Town. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $198 per month in Playa del Carmen and $225 in Spanish Town. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Playa del Carmen or Spanish Town?
A $1,000 monthly budget goes further in Spanish Town, where all-in costs run around $861, than in Playa del Carmen at $1,287. In Spanish Town it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Spanish Town more family-friendly?
Families tend to lean toward Spanish Town – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Spanish Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared