😐A single person spends $1,305 per month in Playa del Carmen vs $1,050 in Spanish Town, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $1,982 in Spanish Town, rent included.
😐A family of three spends $3,362 per month in Playa del Carmen vs $2,913 in Spanish Town, rent included.
😐Playa del Carmen costs about 24% more than Spanish Town, driven mainly by Groceries & Markets.
📊Both Playa del Carmen and Spanish Town are more affordable than the global median – Playa del Carmen5% lower, Spanish Town24% lower.
Currency
🍽 Eating Out
Playa del Carmen
Spanish Town
Difference
Meal at Budget Restaurant
$11.96MX$203
$16.10JMD 2,528
-25.71%
Three-Course Dinner for Two, Mid-Range
$47.38MX$804
$75.2JMD 11.8K
-36.97%
Fast Food Meal(McDonalds, etc)
$11.75MX$199
$8.94JMD 1,404
31.43%
Cappuccino
$4.12MX$70.0
$5.21JMD 818
-20.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.40MX$23.74
$1.20JMD 188
16.67%
Water(0.33 liter bottle)
$0.91MX$15.48
$0.73JMD 114
24.66%
Local Beer(0.5 liter draught)
$3.21MX$54.4
$2.24JMD 352
43.30%
Imported Beer(0.33 liter bottle)
$7.07MX$120
$3.07JMD 483
130.29%
🛒 Groceries & Markets
Playa del Carmen
Spanish Town
Difference
Milk(1 liter)
$1.68MX$28.44
$4.03JMD 632
-58.31%
White Bread(500g)
$2.15MX$36.48
$3.70JMD 581
-41.89%
Rice(white)(1kg)
$1.77MX$30.10
$1.59JMD 250
11.32%
Eggs
$2.82MX$47.76
$3.64JMD 571
-22.53%
Local Cheese(1kg)
$9.20MX$156
$11.62JMD 1,825
-20.83%
Chicken Fillets(1kg)
$9.23MX$157
$6.31JMD 990
46.28%
Beef Round Steak(1kg)
$12.64MX$214
$10.16JMD 1,596
24.41%
Apples(1kg)
$2.95MX$50.1
$5.94JMD 934
-50.34%
Banana(1kg)
$1.58MX$26.79
$3.86JMD 606
-59.07%
Oranges(1kg)
$2.22MX$37.70
$7.36JMD 1,156
-69.84%
Tomato(1kg)
$2.36MX$40.09
$3.14JMD 493
-24.84%
Potato(1kg)
$1.99MX$33.81
$3.29JMD 517
-39.51%
Onion(1kg)
$1.98MX$33.58
$2.12JMD 334
-6.60%
Lettuce(1 head)
$1.24MX$21.04
$3.00JMD 472
-58.67%
Water(1.5 liter bottle)
$1.21MX$20.55
$1.50JMD 236
-19.33%
Cigarettes 20 Pack(Marlboro, Camel)
$4.60MX$78.1
$9.26JMD 1,454
-50.32%
Wine(Bottle)
$10.52MX$178
$11.53JMD 1,812
-8.76%
Local Beer(0.5 liter bottle)
$1.69MX$28.70
$2.84JMD 445
-40.49%
Imported Beer(0.33 liter bottle)
$2.77MX$47.06
$4.04JMD 635
-31.44%
🚌 Getting Around
Playa del Carmen
Spanish Town
Difference
One-way Ticket(Public Transport)
$0.60MX$10.22
-
-
Public Transport Monthly Pass(Regular Price)
$29.70MX$504
-
-
Taxi Start(Normal Tariff)
$5.24MX$88.8
$1.22JMD 191
329.51%
Taxi(Normal Tariff)(1km)
$3.65MX$61.9
$3.19JMD 500
14.42%
Taxi 1hour Waiting(Normal Tariff)
$5.78MX$98.1
$6.49JMD 1,019
-10.94%
Gasoline(1 liter)
$1.54MX$26.09
$1.35JMD 212
14.07%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KMX$386.8K
$44.4KJMD 7.0M
-48.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KMX$437.9K
$33.2KJMD 5.2M
-22.28%
🧾 Monthly Utilities & Internet
Playa del Carmen
Spanish Town
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.7MX$1,538
$172JMD 27.1K
-47.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.19MX$427
$29.62JMD 4,652
-14.96%
Internet(50+ Mbps, Unlimited Data)
$31.75MX$539
$52.0JMD 8,168
-38.94%
🎉 Sport & Entertainment
Playa del Carmen
Spanish Town
Difference
Gym Membership(Monthly)
$68.8MX$1,167
-
-
Tennis Court(1 Hour on Weekend)
$29.37MX$498
-
-
Cinema Ticket
$4.86MX$82.5
$13.19JMD 2,072
-63.15%
🧸 Childcare & Education
Playa del Carmen
Spanish Town
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226MX$3,828
$367JMD 57.7K
-38.54%
International Primary School, 1 Child(Yearly)
$4,194MX$71.1K
$8,158JMD 1.3M
-48.59%
👕👟 Clothing & Footwear
Playa del Carmen
Spanish Town
Difference
Jeans(Levis 501 Or Similar)
$47.38MX$804
$23.87JMD 3,750
98.49%
Summer Dress(H&M, Zara, etc)
$43.45MX$737
$31.43JMD 4,938
38.24%
Sport Shoes(Adidas, Nike)
$80.2MX$1,361
$78.1JMD 12.3K
2.74%
Men's Leather Business Shoes
$91.4MX$1,550
$103JMD 16.2K
-11.21%
🏠 Accommodation & Living
Playa del Carmen
Spanish Town
Difference
1-bedroom Apartment, City Center(Monthly)
$1,086MX$18.4K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$409MX$6,933
-
-
3-bedroom Apartment, City Center(Monthly)
$1,972MX$33.5K
$630JMD 99.0K
212.90%
3-bedroom Apartment, Outside City Center(Monthly)
$1,281MX$21.7K
$515JMD 80.9K
148.70%
Buy Apartment in City Center(m2)
$4,046MX$68.6K
-
-
Buy Apartment Outside City Center(m2)
$6,704MX$113.7K
-
-
💵 Salaries & Financials
Playa del Carmen
Spanish Town
Difference
Average Monthly Net Salary(After Tax)
$773MX$13.1K
$1,148JMD 180.3K
-32.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
9.45
21.16%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 7, 2026
Last update for Spanish Town: September 6, 2026
Cost Breakdown
💰Salaries run about 48% higher in Spanish Town, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $75.0 in Spanish Town. Monthly groceries follow the same trend: $278 vs $383 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Spanish Town: Cost of Living - Frequently Asked Questions
Is Spanish Town cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 24%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,958 per month in Playa del Carmen and $1,576 in Spanish Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Playa del Carmen and in Spanish Town?
Monthly expenses with rent come to $1,305 in Playa del Carmen and $1,050 in Spanish Town. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Playa del Carmen and $367 in Spanish Town. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Playa del Carmen or in Spanish Town?
A $1,000 monthly budget goes further in Spanish Town, where all-in costs run around $1,050, than in Playa del Carmen at $1,305. In Spanish Town it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Spanish Town more family-friendly?
Families tend to lean toward Spanish Town – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Spanish Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared