Cost of Living Comparison Between Playa del Carmen and Spanish Town Cost of Living Comparison Between Playa del Carmen and Spanish Town

Monthly Cost of Living

A single person spends $1,305 per month in Playa del Carmen vs $1,050 in Spanish Town, rent included.

A couple spends around $2,334 per month in Playa del Carmen vs $1,982 in Spanish Town, rent included.

A family of three spends $3,362 per month in Playa del Carmen vs $2,913 in Spanish Town, rent included.

Playa del Carmen costs about 24% more than Spanish Town, driven mainly by Groceries & Markets.

Both Playa del Carmen and Spanish Town are more affordable than the global median – Playa del Carmen 5% lower, Spanish Town 24% lower.

Currency
🍽 Eating Out
Playa del Carmen
Spanish Town
Difference
Meal at Budget Restaurant
$11.96 MX$203
$16.10 JMD 2,528
-25.71%
Three-Course Dinner for Two, Mid-Range
$47.38 MX$804
$75.2 JMD 11.8K
-36.97%
Fast Food Meal (McDonalds, etc)
$11.75 MX$199
$8.94 JMD 1,404
31.43%
Cappuccino
$4.12 MX$70.0
$5.21 JMD 818
-20.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.40 MX$23.74
$1.20 JMD 188
16.67%
Water (0.33 liter bottle)
$0.91 MX$15.48
$0.73 JMD 114
24.66%
Local Beer (0.5 liter draught)
$3.21 MX$54.4
$2.24 JMD 352
43.30%
Imported Beer (0.33 liter bottle)
$7.07 MX$120
$3.07 JMD 483
130.29%
🛒 Groceries & Markets
Playa del Carmen
Spanish Town
Difference
Milk (1 liter)
$1.68 MX$28.44
$4.03 JMD 632
-58.31%
White Bread (500g)
$2.15 MX$36.48
$3.70 JMD 581
-41.89%
Rice (white) (1kg)
$1.77 MX$30.10
$1.59 JMD 250
11.32%
Eggs
$2.82 MX$47.76
$3.64 JMD 571
-22.53%
Local Cheese (1kg)
$9.20 MX$156
$11.62 JMD 1,825
-20.83%
Chicken Fillets (1kg)
$9.23 MX$157
$6.31 JMD 990
46.28%
Beef Round Steak (1kg)
$12.64 MX$214
$10.16 JMD 1,596
24.41%
Apples (1kg)
$2.95 MX$50.1
$5.94 JMD 934
-50.34%
Banana (1kg)
$1.58 MX$26.79
$3.86 JMD 606
-59.07%
Oranges (1kg)
$2.22 MX$37.70
$7.36 JMD 1,156
-69.84%
Tomato (1kg)
$2.36 MX$40.09
$3.14 JMD 493
-24.84%
Potato (1kg)
$1.99 MX$33.81
$3.29 JMD 517
-39.51%
Onion (1kg)
$1.98 MX$33.58
$2.12 JMD 334
-6.60%
Lettuce (1 head)
$1.24 MX$21.04
$3.00 JMD 472
-58.67%
Water (1.5 liter bottle)
$1.21 MX$20.55
$1.50 JMD 236
-19.33%
Cigarettes 20 Pack (Marlboro, Camel)
$4.60 MX$78.1
$9.26 JMD 1,454
-50.32%
Wine (Bottle)
$10.52 MX$178
$11.53 JMD 1,812
-8.76%
Local Beer (0.5 liter bottle)
$1.69 MX$28.70
$2.84 JMD 445
-40.49%
Imported Beer (0.33 liter bottle)
$2.77 MX$47.06
$4.04 JMD 635
-31.44%
🚌 Getting Around
Playa del Carmen
Spanish Town
Difference
One-way Ticket (Public Transport)
$0.60 MX$10.22
-
-
Public Transport Monthly Pass (Regular Price)
$29.70 MX$504
-
-
Taxi Start (Normal Tariff)
$5.24 MX$88.8
$1.22 JMD 191
329.51%
Taxi (Normal Tariff) (1km)
$3.65 MX$61.9
$3.19 JMD 500
14.42%
Taxi 1hour Waiting (Normal Tariff)
$5.78 MX$98.1
$6.49 JMD 1,019
-10.94%
Gasoline (1 liter)
$1.54 MX$26.09
$1.35 JMD 212
14.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8K MX$386.8K
$44.4K JMD 7.0M
-48.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K MX$437.9K
$33.2K JMD 5.2M
-22.28%
🧾 Monthly Utilities & Internet
Playa del Carmen
Spanish Town
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$90.7 MX$1,538
$172 JMD 27.1K
-47.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.19 MX$427
$29.62 JMD 4,652
-14.96%
Internet (50+ Mbps, Unlimited Data)
$31.75 MX$539
$52.0 JMD 8,168
-38.94%
🎉 Sport & Entertainment
Playa del Carmen
Spanish Town
Difference
Gym Membership (Monthly)
$68.8 MX$1,167
-
-
Tennis Court (1 Hour on Weekend)
$29.37 MX$498
-
-
Cinema Ticket
$4.86 MX$82.5
$13.19 JMD 2,072
-63.15%
🧸 Childcare & Education
Playa del Carmen
Spanish Town
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$226 MX$3,828
$367 JMD 57.7K
-38.54%
International Primary School, 1 Child (Yearly)
$4,194 MX$71.1K
$8,158 JMD 1.3M
-48.59%
👕👟 Clothing & Footwear
Playa del Carmen
Spanish Town
Difference
Jeans (Levis 501 Or Similar)
$47.38 MX$804
$23.87 JMD 3,750
98.49%
Summer Dress (H&M, Zara, etc)
$43.45 MX$737
$31.43 JMD 4,938
38.24%
Sport Shoes (Adidas, Nike)
$80.2 MX$1,361
$78.1 JMD 12.3K
2.74%
Men's Leather Business Shoes
$91.4 MX$1,550
$103 JMD 16.2K
-11.21%
🏠 Accommodation & Living
Playa del Carmen
Spanish Town
Difference
1-bedroom Apartment, City Center (Monthly)
$1,086 MX$18.4K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$409 MX$6,933
-
-
3-bedroom Apartment, City Center (Monthly)
$1,972 MX$33.5K
$630 JMD 99.0K
212.90%
3-bedroom Apartment, Outside City Center (Monthly)
$1,281 MX$21.7K
$515 JMD 80.9K
148.70%
Buy Apartment in City Center (m2)
$4,046 MX$68.6K
-
-
Buy Apartment Outside City Center (m2)
$6,704 MX$113.7K
-
-
💵 Salaries & Financials
Playa del Carmen
Spanish Town
Difference
Average Monthly Net Salary (After Tax)
$773 MX$13.1K
$1,148 JMD 180.3K
-32.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
9.45
21.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: September 7, 2026

Last update for Spanish Town: September 6, 2026

Cost Breakdown

Salaries run about 48% higher in Spanish Town, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Playa del Carmen versus $75.0 in Spanish Town. Monthly groceries follow the same trend: $278 vs $383 – making Playa del Carmen the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Spanish Town: Cost of Living - Frequently Asked Questions
Is Spanish Town cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 24%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,958 per month in Playa del Carmen and $1,576 in Spanish Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Playa del Carmen and in Spanish Town?
Monthly expenses with rent come to $1,305 in Playa del Carmen and $1,050 in Spanish Town. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Playa del Carmen and $367 in Spanish Town. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Playa del Carmen or in Spanish Town?
A $1,000 monthly budget goes further in Spanish Town, where all-in costs run around $1,050, than in Playa del Carmen at $1,305. In Spanish Town it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Spanish Town more family-friendly?
Families tend to lean toward Spanish Town – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Spanish Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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