Last update: Oct 2026

Cost of Living Comparison Between Southampton and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $3,694 in Southampton, rent and utilities included – about $19,600 less a year. Rent and utilities account for about half of the difference.

179

Cost of Living Index in Southampton
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Southampton Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Southampton

🇧🇲 Bermuda

$3,694

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Southampton and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Southampton and in Montreal actually costs, broken down by who's living it.

A single person spends $3,694 per month in Southampton vs $2,059 in Montreal, rent included.

Southampton $3,694
Montreal $2,059

A couple spends around $8,281 per month in Southampton vs $3,123 in Montreal, rent included.

Southampton $8,281
Montreal $3,123

A family of three spends $12.9K per month in Southampton vs $4,187 in Montreal, rent included.

Southampton $12.9K
Montreal $4,187

Southampton costs about 79% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Southampton and Montreal sit above the global median – Southampton by 173%, Montreal by 52%.

Meal at Budget Restaurant

$50.7 BMD 50.7

$18.84 CA$26.63

169.11%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$73.2 CA$104

106.08%

Fast Food Meal (McDonalds, etc)

$16.82 BMD 16.82

$10.54 CA$14.90

59.58%

Cappuccino

$6.02 BMD 6.02

$3.97 CA$5.61

51.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$1.94 CA$2.74

53.61%

Water (0.33 liter bottle)

$3.09 BMD 3.09

$1.57 CA$2.22

96.82%

Local Beer (0.5 liter draught)

$7.55 BMD 7.55

$6.42 CA$9.08

17.60%

Imported Beer (0.33 liter bottle)

$9.03 BMD 9.03

$7.20 CA$10.19

25.42%

Milk (1 liter)

$4.79 BMD 4.79

$2.32 CA$3.28

106.47%

White Bread (500g)

$7.98 BMD 7.98

$3.19 CA$4.51

150.16%

Rice (white) (1kg)

$5.45 BMD 5.45

$3.19 CA$4.50

70.85%

Eggs

$7.33 BMD 7.33

$3.68 CA$5.20

99.18%

Local Cheese (1kg)

$23.09 BMD 23.09

$13.24 CA$18.72

74.40%

Chicken Fillets (1kg)

$21.09 BMD 21.09

$11.69 CA$16.53

80.41%

Beef Round Steak (1kg)

$19.30 BMD 19.30

$13.98 CA$19.76

38.05%

Apples (1kg)

$8.88 BMD 8.88

$3.14 CA$4.44

182.80%

Banana (1kg)

$6.79 BMD 6.79

$1.45 CA$2.05

368.28%

Oranges (1kg)

$7.23 BMD 7.23

$3.38 CA$4.78

113.91%

Tomato (1kg)

$8.49 BMD 8.49

$3.11 CA$4.40

172.99%

Potato (1kg)

$5.86 BMD 5.86

$1.93 CA$2.72

203.63%

Onion (1kg)

$4.13 BMD 4.13

$1.83 CA$2.58

125.68%

Lettuce (1 head)

$6.39 BMD 6.39

$2.36 CA$3.34

170.76%

Water (1.5 liter bottle)

$3.39 BMD 3.39

$1.50 CA$2.12

126.00%

Cigarettes 20 Pack (Marlboro, Camel)

$18.34 BMD 18.34

$11.12 CA$15.73

64.93%

Wine (Bottle)

$23.79 BMD 23.79

$10.60 CA$14.98

124.43%

Local Beer (0.5 liter bottle)

$5.12 BMD 5.12

$2.22 CA$3.14

130.63%

Imported Beer (0.33 liter bottle)

$4.20 BMD 4.20

$2.84 CA$4.01

47.89%

One-way Ticket (Public Transport)

$2.62 CA$3.71

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$6.60 BMD 6.60

$3.23 CA$4.56

104.33%

Taxi (Normal Tariff) (1km)

$3.07 BMD 3.07

$1.48 CA$2.10

107.43%

Taxi 1hour Waiting (Normal Tariff)

$70.9 BMD 70.9

$32.22 CA$45.55

119.89%

Gasoline (1 liter)

$2.10 BMD 2.10

$1.36 CA$1.92

54.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K BMD 37.4K

$27.6K CA$39.1K

35.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.4K BMD 43.4K

$21.2K CA$30.0K

104.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$77.0 CA$109

274.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$148 BMD 148

$34.14 CA$48.26

332.10%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$42.19 CA$59.7

284.29%

Gym Membership (Monthly)

$30.81 CA$43.56

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$13.37 BMD 13.37

$11.47 CA$16.22

16.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,314 BMD 1,314

$506 CA$716

159.62%

International Primary School, 1 Child (Yearly)

$24.9K BMD 24.9K

$16.2K CA$23.0K

53.40%

Jeans (Levis 501 Or Similar)

$90.3 BMD 90.3

$57.3 CA$81.0

57.63%

Summer Dress (H&M, Zara, etc)

$70.2 BMD 70.2

$38.10 CA$53.9

84.23%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$91.9 CA$130

53.09%

Men's Leather Business Shoes

$131 BMD 131

$110 CA$155

19.40%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

1-bedroom Apartment, Outside City Center (Monthly)

$1,503 BMD 1,503

$977 CA$1,381

53.92%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

3-bedroom Apartment, Outside City Center (Monthly)

$7,867 BMD 7,867

$1,608 CA$2,273

389.26%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

Average Monthly Net Salary (After Tax)

$9,763 BMD 9,763

$2,957 CA$4,180

230.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

4.48

92.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Southampton: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Southampton

$1.5K 40.7%

Montreal

$977 47.4% 35% $527

Groceries & Markets

Southampton

$742 20.1%

Montreal

$351 17.1% 52.7% $391

Eating Out

Southampton

$608 16.5%

Montreal

$290 14.1% 52.3% $318

Monthly Utilities & Internet

Southampton

$598 16.2%

Montreal

$153 7.5% 74.3% $444

Clothing & Footwear

Southampton

$195 5.3%

Montreal

$134 6.5% 31.3% $61

Sport & Entertainment

Southampton

$27 * 0.7%

Montreal

$54 2.6% 101% $27

Getting Around

Southampton

$22 * 0.6%

Montreal

$100 4.9% 356% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 230% higher in Southampton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $151 in Southampton versus $73.0 in Montreal. Monthly groceries follow the same trend: $742 vs $351 – making Montreal the more affordable choice for daily food spending.

Good to know

🇧🇲 Southampton

🇨🇦 Montreal

🕒 Local time

22:43 10:43 PM

21:43 9:43 PM

1 h behind Southampton

🌤 Weather

👥 Population

6,260

1,762,949

💱 Currency

Bermudian Dollar BMD $

Canadian Dollar CAD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Canadian Dollar exchange rates as of October 25, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Southampton Montreal 1,650 km ≈ 2 h 30 min nonstop flight

From you

Southampton
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Southampton vs Montreal: Cost of Living - Frequently Asked Questions

Southampton costs about 79% more than Montreal, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,542 per month in Southampton and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $151 in Southampton and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 111% more in Southampton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Southampton at $3,694. In Montreal it covers expenses comfortably, while in Southampton it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $3,694 in Southampton. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Southampton makes more sense. Both are solid long-term options with distinct trade-offs.