Last update: Nov 2026

Cost of Living Comparison Between Somerset, NJ and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $3,920 in Somerset, NJ, rent and utilities included – about $27,300 less a year. Rent and utilities account for most of the difference.

Somerset, NJ, United States
Monterrey, Mexico
Somerset, NJ
🇺🇸 United States
$3,920
/mo nomad
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Monthly Cost of Living

How much you'll spend in Somerset, NJ and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, NJ and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,920 in Somerset, NJ versus $1,641 in Monterrey.

  • Somerset, NJ $3,920
  • Monterrey $1,641

Estimated couple costs with rent: $4,374 in Somerset, NJ versus $2,573 in Monterrey.

  • Somerset, NJ $4,374
  • Monterrey $2,573

Monthly costs for a family of three with rent: $4,829 in Somerset, NJ versus $3,504 in Monterrey.

  • Somerset, NJ $4,829
  • Monterrey $3,504

Living in Somerset, NJ is roughly 139% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Somerset, NJ 190% above, Monterrey 21% above.

Currency
🍽 Eating Out
Somerset, NJ
Monterrey
Difference
Meal at Budget Restaurant
$18.34 $18.34
$13.37 MX$250
37.17%
Three-Course Dinner for Two, Mid-Range
$39.49 $39.49
$47.95 MX$897
-17.64%
Fast Food Meal (McDonalds, etc)
$8.21 $8.21
$10.79 MX$202
-23.91%
Cappuccino
$5.08 $5.08
$3.77 MX$70.4
34.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.99 $1.99
$1.51 MX$28.26
31.79%
Water (0.33 liter bottle)
$1.53 $1.53
$1.03 MX$19.25
48.54%
Local Beer (0.5 liter draught)
$7.76 $7.76
$2.48 MX$46.41
212.90%
Imported Beer (0.33 liter bottle)
$7.02 $7.02
$4.36 MX$81.5
61.01%
🛒 Groceries & Markets
Somerset, NJ
Monterrey
Difference
Milk (1 liter)
$1.26 $1.26
$1.89 MX$35.43
-33.33%
White Bread (500g)
$4.46 $4.46
$2.85 MX$53.3
56.49%
Rice (white) (1kg)
$6.09 $6.09
$1.86 MX$34.71
227.42%
Eggs
$2.01 $2.01
$2.47 MX$46.12
-18.62%
Local Cheese (1kg)
$13.45 $13.45
$11.81 MX$221
13.89%
Chicken Fillets (1kg)
$10.42 $10.42
$8.97 MX$168
16.16%
Beef Round Steak (1kg)
$19.72 $19.72
$12.57 MX$235
56.88%
Apples (1kg)
$5.95 $5.95
$3.20 MX$59.8
85.94%
Banana (1kg)
$3.49 $3.49
$1.50 MX$28.12
132.67%
Oranges (1kg)
$4.23 $4.23
$2.12 MX$39.74
99.53%
Tomato (1kg)
$5.18 $5.18
$2.33 MX$43.64
122.32%
Potato (1kg)
$2.98 $2.98
$2.22 MX$41.58
34.23%
Onion (1kg)
$2.94 $2.94
$2.58 MX$48.34
13.95%
Lettuce (1 head)
$2.47 $2.47
$1.45 MX$27.04
70.34%
Water (1.5 liter bottle)
$3.05 $3.05
$1.22 MX$22.85
150.00%
Cigarettes 20 Pack (Marlboro, Camel)
$15.07 $15.07
$4.80 MX$89.7
213.96%
Wine (Bottle)
$14.73 $14.73
$13.30 MX$249
10.75%
Local Beer (0.5 liter bottle)
$1.83 $1.83
$1.93 MX$36.14
-5.18%
Imported Beer (0.33 liter bottle)
$3.60 $3.60
$2.86 MX$53.4
25.87%
🚌 Getting Around
Somerset, NJ
Monterrey
Difference
One-way Ticket (Public Transport)
$1.84 $1.84
$0.80 MX$14.94
130.00%
Public Transport Monthly Pass (Regular Price)
$55.2 $55.2
$30.94 MX$579
78.28%
Taxi Start (Normal Tariff)
$3.05 $3.05
$1.83 MX$34.28
66.67%
Taxi (Normal Tariff) (1km)
$2.18 $2.18
$1.06 MX$19.78
105.66%
Taxi 1hour Waiting (Normal Tariff)
$42.09 $42.09
$10.82 MX$202
289.00%
Gasoline (1 liter)
$1.14 $1.14
$1.47 MX$27.54
-22.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K $27.1K
$24.1K MX$450.4K
12.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$23.5K MX$440.2K
11.63%
🧾 Monthly Utilities & Internet
Somerset, NJ
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$170 $170
$115 MX$2,144
48.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.0 $51.0
$26.37 MX$493
93.52%
Internet (50+ Mbps, Unlimited Data)
$49.44 $49.44
$25.70 MX$481
92.37%
🎉 Sport & Entertainment
Somerset, NJ
Monterrey
Difference
Gym Membership (Monthly)
$40.64 $40.64
$30.53 MX$571
33.11%
Tennis Court (1 Hour on Weekend)
-
$21.27 MX$398
-
Cinema Ticket
$20.47 $20.47
$4.96 MX$92.8
312.70%
🧸 Childcare & Education
Somerset, NJ
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,721 $1,721
$679 MX$12.7K
153.66%
International Primary School, 1 Child (Yearly)
$20.3K $20.3K
$14.2K MX$265.3K
43.20%
👕👟 Clothing & Footwear
Somerset, NJ
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$50.9 $50.9
$72.2 MX$1,350
-29.54%
Summer Dress (H&M, Zara, etc)
$41.79 $41.79
$41.94 MX$784
-0.36%
Sport Shoes (Adidas, Nike)
$88.1 $88.1
$107 MX$2,011
-18.03%
Men's Leather Business Shoes
$103 $103
$119 MX$2,219
-13.27%
🏠 Accommodation & Living
Somerset, NJ
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$1,597 $1,597
$1,018 MX$19.0K
56.90%
1-bedroom Apartment, Outside City Center (Monthly)
$2,623 $2,623
$722 MX$13.5K
263.53%
3-bedroom Apartment, City Center (Monthly)
$2,582 $2,582
$1,966 MX$36.8K
31.29%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 $2,096
$1,416 MX$26.5K
48.05%
Buy Apartment in City Center (m2)
$2,814 $2,814
$4,203 MX$78.6K
-33.04%
Buy Apartment Outside City Center (m2)
$2,305 $2,305
$2,782 MX$52.0K
-17.15%
💵 Salaries & Financials
Somerset, NJ
Monterrey
Difference
Average Monthly Net Salary (After Tax)
-
$1,096 MX$20.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.72
11.79
-43.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: November 3, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Somerset, NJ
$2.6K
Monterrey
$722 72.5% $1.9K
Groceries & Markets
Somerset, NJ
$442
Monterrey
$302 31.6% $140
Eating Out
Somerset, NJ
$299
Monterrey
$216 27.9% $83
Monthly Utilities & Internet
Somerset, NJ
$270
Monterrey
$167 38.3% $104
Clothing & Footwear
Somerset, NJ
$128
Monterrey
$153 20% $25
Sport & Entertainment
Somerset, NJ
$82
Monterrey
$40 50.4% $41
Getting Around
Somerset, NJ
$76
Monterrey
$41 46.1% $35

Cost Breakdown

A one-bedroom apartment in the center runs $1,597 in Somerset, NJ and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Dining out: $39 in Somerset, NJ vs $48 in Monterrey. Groceries flip the comparison at $442 vs $302, with Monterrey cheaper for home cooking.

Good to know
🇺🇸 Somerset, NJ
🇲🇽 Monterrey
🕒 Local time
22:02 10:02 PM
21:02 9:02 PM
1 h behind Somerset, NJ
🌤 Weather
👥 Population
11,924
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 7, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

On the map
Between locations
  • Somerset, NJ Monterrey 2,900 km ≈ 4 h nonstop flight
From you
  • Somerset, NJ
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Somerset, NJ vs Monterrey: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Somerset, NJ and in Monterrey?
Total monthly costs including rent come to $3,920 in Somerset, NJ and $1,641 in Monterrey, so Monterrey is about 58% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Somerset, NJ compared to Monterrey?
You’d need roughly $5,880 in Somerset, NJ and $2,461 in Monterrey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Somerset, NJ and in Monterrey?
Rent for a central apartment: $1,597 in Somerset, NJ versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Somerset, NJ – a meal for two runs $39 versus $48 in Monterrey. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Somerset, NJ or Monterrey?
All in, you’ll spend $3,920 per month in Somerset, NJ versus $1,641 in Monterrey – Monterrey is about 58% cheaper, which adds up to real savings over time.
Which city is more doable on $3,000 per month?
At $1,641 in Monterrey versus $3,920 in Somerset, NJ, a $3,000 budget is realistic in Monterrey but tight or insufficient in Somerset, NJ. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Somerset, NJ and Monterrey?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Somerset, NJ vs other spots: cost of living compared

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