Last update: Nov 2026

Cost of Living Comparison Between Somerset, KY and Monterrey

For one person, living costs are similar in Somerset, KY and in Monterrey: $1,661 and $1,641 a month, rent and utilities included.

79

Cost of Living Index in Somerset, KY
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Somerset, KY Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Somerset, KY

🇺🇸 United States

$1,661

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, KY and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, KY and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,661 in Somerset, KY versus $1,641 in Monterrey.

Somerset, KY $1,661
Monterrey $1,641

Estimated couple costs with rent: $2,530 in Somerset, KY versus $2,573 in Monterrey.

Somerset, KY $2,530
Monterrey $2,573

Monthly costs for a family of three with rent: $3,400 in Somerset, KY versus $3,504 in Monterrey.

Somerset, KY $3,400
Monterrey $3,504

Monthly costs are close between Somerset, KY and Monterrey; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Somerset, KY 23% above, Monterrey 21% above.

Meal at Budget Restaurant

$15.20 $15.20

$13.37 MX$250

13.69%

Three-Course Dinner for Two, Mid-Range

$55.1 $55.1

$47.95 MX$897

14.99%

Fast Food Meal (McDonalds, etc)

$8.42 $8.42

$10.79 MX$202

-21.96%

Cappuccino

$3.95 $3.95

$3.77 MX$70.4

4.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$1.51 MX$28.26

50.99%

Water (0.33 liter bottle)

$1.64 $1.64

$1.03 MX$19.25

59.22%

Local Beer (0.5 liter draught)

$3.42 $3.42

$2.48 MX$46.41

37.90%

Imported Beer (0.33 liter bottle)

$3.90 $3.90

$4.36 MX$81.5

-10.55%

Milk (1 liter)

$0.89 $0.89

$1.89 MX$35.43

-52.91%

White Bread (500g)

$2.78 $2.78

$2.85 MX$53.3

-2.46%

Rice (white) (1kg)

$3.95 $3.95

$1.86 MX$34.71

112.37%

Eggs

$4.12 $4.12

$2.47 MX$46.12

66.80%

Local Cheese (1kg)

$6.79 $6.79

$11.81 MX$221

-42.51%

Chicken Fillets (1kg)

$8.74 $8.74

$8.97 MX$168

-2.56%

Beef Round Steak (1kg)

$13.05 $13.05

$12.57 MX$235

3.82%

Apples (1kg)

$5.64 $5.64

$3.20 MX$59.8

76.25%

Banana (1kg)

$1.23 $1.23

$1.50 MX$28.12

-18.00%

Oranges (1kg)

$4.43 $4.43

$2.12 MX$39.74

108.96%

Tomato (1kg)

$4.76 $4.76

$2.33 MX$43.64

104.29%

Potato (1kg)

$2.66 $2.66

$2.22 MX$41.58

19.82%

Onion (1kg)

$3.31 $3.31

$2.58 MX$48.34

28.29%

Lettuce (1 head)

$1.98 $1.98

$1.45 MX$27.04

36.55%

Water (1.5 liter bottle)

$1.48 $1.48

$1.22 MX$22.85

21.31%

Cigarettes 20 Pack (Marlboro, Camel)

$6.16 $6.16

$4.80 MX$89.7

28.33%

Wine (Bottle)

$11.84 $11.84

$13.30 MX$249

-10.98%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$1.93 MX$36.14

6.74%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$2.86 MX$53.4

-46.50%

One-way Ticket (Public Transport)

$1.74 $1.74

$0.80 MX$14.94

117.50%

Public Transport Monthly Pass (Regular Price)

$63.1 $63.1

$30.94 MX$579

103.94%

Taxi Start (Normal Tariff)

$3.74 $3.74

$1.83 MX$34.28

104.37%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$1.06 MX$19.78

19.81%

Taxi 1hour Waiting (Normal Tariff)

$25.13 $25.13

$10.82 MX$202

132.26%

Gasoline (1 liter)

$0.93 $0.93

$1.47 MX$27.54

-36.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K $25.4K

$24.1K MX$450.4K

5.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$23.5K MX$440.2K

11.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 $149

$115 MX$2,144

29.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$79.7 $79.7

$26.37 MX$493

202.28%

Internet (50+ Mbps, Unlimited Data)

$71.1 $71.1

$25.70 MX$481

176.46%

Gym Membership (Monthly)

$40.18 $40.18

$30.53 MX$571

31.61%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$8.08 $8.08

$4.96 MX$92.8

62.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$661 $661

$679 MX$12.7K

-2.57%

International Primary School, 1 Child (Yearly)

$24.9K $24.9K

$14.2K MX$265.3K

75.67%

Jeans (Levis 501 Or Similar)

$24.77 $24.77

$72.2 MX$1,350

-65.69%

Summer Dress (H&M, Zara, etc)

$29.43 $29.43

$41.94 MX$784

-29.83%

Sport Shoes (Adidas, Nike)

$55.5 $55.5

$107 MX$2,011

-48.37%

Men's Leather Business Shoes

$98.7 $98.7

$119 MX$2,219

-16.81%

1-bedroom Apartment, City Center (Monthly)

$620 $620

$1,018 MX$19.0K

-39.10%

1-bedroom Apartment, Outside City Center (Monthly)

$569 $569

$722 MX$13.5K

-21.09%

3-bedroom Apartment, City Center (Monthly)

$1,059 $1,059

$1,966 MX$36.8K

-46.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,029 $1,029

$1,416 MX$26.5K

-27.33%

Buy Apartment in City Center (m2)

$2,840 $2,840

$4,203 MX$78.6K

-32.42%

Buy Apartment Outside City Center (m2)

$2,341 $2,341

$2,782 MX$52.0K

-15.85%

Average Monthly Net Salary (After Tax)

$4,578 $4,578

$1,096 MX$20.5K

317.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

-57.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, KY: November 2, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, KY

$569 34.3%

Monterrey

$722 44% 26.7% $152

Groceries & Markets

Somerset, KY

$327 19.7%

Monterrey

$302 18.4% 7.5% $24

Monthly Utilities & Internet

Somerset, KY

$300 18%

Monterrey

$167 10.2% 44.4% $133

Eating Out

Somerset, KY

$235 14.1%

Monterrey

$216 13.2% 8.1% $19

Clothing & Footwear

Somerset, KY

$94 5.7%

Monterrey

$153 9.3% 63.3% $59

Getting Around

Somerset, KY

$80 4.8%

Monterrey

$41 2.5% 48.5% $39

Sport & Entertainment

Somerset, KY

$56 3.4%

Monterrey

$40 2.5% 28.2% $16

Cost Breakdown

A one-bedroom apartment in the center runs $620 in Somerset, KY and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Somerset, KY pays about 4.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $55 in Somerset, KY vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $327 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Somerset, KY

🇲🇽 Monterrey

🕒 Local time

16:17 4:17 PM

15:17 3:17 PM

1 h behind Somerset, KY

🌤 Weather

👥 Population

11,924

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.895 EUR

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

MXN to USD in detail →

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Somerset, KY Monterrey 1,950 km ≈ 3 h nonstop flight

From you

Somerset, KY
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, KY vs Monterrey: Cost of Living - Frequently Asked Questions

Average pay in Somerset, KY is about 4.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $620 in Somerset, KY versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $661 in Somerset, KY versus $679 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $55 in Somerset, KY. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Monterrey wins on affordability, Somerset, KY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.