Last update: Oct 2026

Cost of Living Comparison Between Somerset, KY and Austin, TX

For one person, living is cheaper in Somerset, KY: $1,591 a month against $2,698 in Austin, TX, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

77

Cost of Living Index in Somerset, KY
Learn more

Somerset, KY Living Index
129

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Somerset, KY

🇺🇸 United States

$1,591

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, KY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, KY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,591 in Somerset, KY versus $2,698 in Austin, TX.

Somerset, KY $1,591
Austin, TX $2,698

Estimated couple costs with rent: $2,440 in Somerset, KY versus $4,160 in Austin, TX.

Somerset, KY $2,440
Austin, TX $4,160

Monthly costs for a family of three with rent: $3,289 in Somerset, KY versus $5,622 in Austin, TX.

Somerset, KY $3,289
Austin, TX $5,622

Living in Somerset, KY costs roughly 41% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Somerset, KY 17% above, Austin, TX 99% above.

Meal at Budget Restaurant

$14.84 $14.84

$20.63 $20.63

-28.07%

Three-Course Dinner for Two, Mid-Range

$49.92 $49.92

$84.6 $84.6

-40.97%

Fast Food Meal (McDonalds, etc)

$8.42 $8.42

$12.07 $12.07

-30.24%

Cappuccino

$4.11 $4.11

$5.48 $5.48

-25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 $2.30

$3.80 $3.80

-39.47%

Water (0.33 liter bottle)

$1.65 $1.65

$2.47 $2.47

-33.20%

Local Beer (0.5 liter draught)

$3.45 $3.45

$8.05 $8.05

-57.14%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$8.88 $8.88

-54.05%

Milk (1 liter)

$0.88 $0.88

$1.11 $1.11

-20.72%

White Bread (500g)

$2.83 $2.83

$3.72 $3.72

-23.92%

Rice (white) (1kg)

$3.80 $3.80

$3.37 $3.37

12.76%

Eggs

$4.22 $4.22

$4.32 $4.32

-2.31%

Local Cheese (1kg)

$6.80 $6.80

$13.13 $13.13

-48.21%

Chicken Fillets (1kg)

$8.59 $8.59

$14.15 $14.15

-39.29%

Beef Round Steak (1kg)

$13.43 $13.43

$16.33 $16.33

-17.76%

Apples (1kg)

$5.65 $5.65

$4.55 $4.55

24.18%

Banana (1kg)

$1.18 $1.18

$1.46 $1.46

-19.18%

Oranges (1kg)

$4.36 $4.36

$4.71 $4.71

-7.43%

Tomato (1kg)

$4.81 $4.81

$4.15 $4.15

15.90%

Potato (1kg)

$2.63 $2.63

$2.58 $2.58

1.94%

Onion (1kg)

$3.18 $3.18

$2.35 $2.35

35.32%

Lettuce (1 head)

$1.96 $1.96

$1.77 $1.77

10.73%

Water (1.5 liter bottle)

$1.54 $1.54

$2.14 $2.14

-28.04%

Cigarettes 20 Pack (Marlboro, Camel)

$5.83 $5.83

$10.10 $10.10

-42.28%

Wine (Bottle)

$12.04 $12.04

$15.19 $15.19

-20.74%

Local Beer (0.5 liter bottle)

$2.16 $2.16

$2.82 $2.82

-23.40%

Imported Beer (0.33 liter bottle)

$1.52 $1.52

$3.44 $3.44

-55.81%

One-way Ticket (Public Transport)

$1.80 $1.80

$1.54 $1.54

16.88%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$3.70 $3.70

$2.80 $2.80

32.14%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.60 $1.60

-23.75%

Taxi 1hour Waiting (Normal Tariff)

$24.77 $24.77

$34.34 $34.34

-27.87%

Gasoline (1 liter)

$0.98 $0.98

$0.94 $0.94

4.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K $25.3K

$34.0K $34.0K

-25.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.8K $26.8K

-0.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 $150

$223 $223

-32.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$78.2 $78.2

$58.9 $58.9

32.68%

Internet (50+ Mbps, Unlimited Data)

$71.4 $71.4

$70.6 $70.6

1.20%

Gym Membership (Monthly)

$41.93 $41.93

$57.7 $57.7

-27.33%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$8.08 $8.08

$14.26 $14.26

-43.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$648 $648

$1,511 $1,511

-57.11%

International Primary School, 1 Child (Yearly)

$19.3K $19.3K

$20.9K $20.9K

-7.66%

Jeans (Levis 501 Or Similar)

$24.53 $24.53

$51.3 $51.3

-52.16%

Summer Dress (H&M, Zara, etc)

$30.24 $30.24

$44.17 $44.17

-31.54%

Sport Shoes (Adidas, Nike)

$55.7 $55.7

$87.0 $87.0

-35.96%

Men's Leather Business Shoes

$101 $101

$104 $104

-3.52%

1-bedroom Apartment, City Center (Monthly)

$618 $618

$1,940 $1,940

-68.13%

1-bedroom Apartment, Outside City Center (Monthly)

$559 $559

$1,316 $1,316

-57.54%

3-bedroom Apartment, City Center (Monthly)

$1,072 $1,072

$3,664 $3,664

-70.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,064 $1,064

$2,565 $2,565

-58.52%

Buy Apartment in City Center (m2)

$2,734 $2,734

$7,354 $7,354

-62.83%

Buy Apartment Outside City Center (m2)

$2,404 $2,404

$3,129 $3,129

-23.19%

Average Monthly Net Salary (After Tax)

$4,640 $4,640

$5,286 $5,286

-12.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-26.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, KY: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, KY

$559 35.1%

Austin, TX

$1.3K 48.8% 136% $757

Groceries & Markets

Somerset, KY

$328 20.6%

Austin, TX

$406 15.1% 23.7% $78

Monthly Utilities & Internet

Somerset, KY

$300 18.8%

Austin, TX

$352 13.1% 17.6% $53

Eating Out

Somerset, KY

$235 14.7%

Austin, TX

$350 13% 49.2% $116

Clothing & Footwear

Somerset, KY

$95 6%

Austin, TX

$129 4.8% 35.8% $34

Sport & Entertainment

Somerset, KY

$58 3.7%

Austin, TX

$86 3.2% 48.4% $28

Getting Around

Somerset, KY

$17 * 1.1%

Austin, TX

$58 2.2% 240% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $618 in Somerset, KY and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Somerset, KY vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $328 vs $406 per month, with Somerset, KY cheaper across the board.

Good to know

🇺🇸 Somerset, KY

🇺🇸 Austin, TX

🕒 Local time

02:01 2:01 AM

01:01 1:01 AM

1 h behind Somerset, KY

🌤 Weather

👥 Population

11,924

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Somerset, KY Austin, TX 1,430 km ≈ 2 h 15 min nonstop flight

From you

Somerset, KY
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, KY vs Austin, TX: Cost of Living - Frequently Asked Questions

Somerset, KY wins on cost – living expenses run 70% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Somerset, KY the obvious pick if budget is a priority.

On paper, salaries run 14% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $618 in Somerset, KY versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $648 in Somerset, KY versus $1,511 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Somerset, KY – a meal for two runs $50.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,591 in Somerset, KY versus $2,698 in Austin, TX, a $1,500 budget is realistic in Somerset, KY but tight or insufficient in Austin, TX. The gap between the two cities makes Somerset, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Somerset, KY gentler on the wallet – expenses run 70% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.