Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Somerset, KY

For one person, living costs are similar in Monterrey and in Somerset, KY: $1,641 and $1,661 a month, rent and utilities included.

78

Cost of Living Index in Monterrey
Learn more

Monterrey Living Index
79

Cost of Living Index in Somerset, KY
Learn more

Somerset, KY Living Index

Jump to prices

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Somerset, KY

🇺🇸 United States

$1,661

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Somerset, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Somerset, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $1,661 in Somerset, KY.

Monterrey $1,641
Somerset, KY $1,661

Estimated couple costs with rent: $2,573 in Monterrey versus $2,530 in Somerset, KY.

Monterrey $2,573
Somerset, KY $2,530

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $3,400 in Somerset, KY.

Monterrey $3,504
Somerset, KY $3,400

Monthly costs are close between Monterrey and Somerset, KY; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Monterrey 21% above, Somerset, KY 23% above.

Meal at Budget Restaurant

$13.37 MX$250

$15.20 $15.20

-12.04%

Three-Course Dinner for Two, Mid-Range

$47.95 MX$897

$55.1 $55.1

-13.04%

Fast Food Meal (McDonalds, etc)

$10.79 MX$202

$8.42 $8.42

28.15%

Cappuccino

$3.77 MX$70.4

$3.95 $3.95

-4.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MX$28.26

$2.28 $2.28

-33.77%

Water (0.33 liter bottle)

$1.03 MX$19.25

$1.64 $1.64

-37.20%

Local Beer (0.5 liter draught)

$2.48 MX$46.41

$3.42 $3.42

-27.49%

Imported Beer (0.33 liter bottle)

$4.36 MX$81.5

$3.90 $3.90

11.79%

Milk (1 liter)

$1.89 MX$35.43

$0.89 $0.89

112.36%

White Bread (500g)

$2.85 MX$53.3

$2.78 $2.78

2.52%

Rice (white) (1kg)

$1.86 MX$34.71

$3.95 $3.95

-52.91%

Eggs

$2.47 MX$46.12

$4.12 $4.12

-40.05%

Local Cheese (1kg)

$11.81 MX$221

$6.79 $6.79

73.93%

Chicken Fillets (1kg)

$8.97 MX$168

$8.74 $8.74

2.63%

Beef Round Steak (1kg)

$12.57 MX$235

$13.05 $13.05

-3.68%

Apples (1kg)

$3.20 MX$59.8

$5.64 $5.64

-43.26%

Banana (1kg)

$1.50 MX$28.12

$1.23 $1.23

21.95%

Oranges (1kg)

$2.12 MX$39.74

$4.43 $4.43

-52.14%

Tomato (1kg)

$2.33 MX$43.64

$4.76 $4.76

-51.05%

Potato (1kg)

$2.22 MX$41.58

$2.66 $2.66

-16.54%

Onion (1kg)

$2.58 MX$48.34

$3.31 $3.31

-22.05%

Lettuce (1 head)

$1.45 MX$27.04

$1.98 $1.98

-26.77%

Water (1.5 liter bottle)

$1.22 MX$22.85

$1.48 $1.48

-17.57%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 MX$89.7

$6.16 $6.16

-22.08%

Wine (Bottle)

$13.30 MX$249

$11.84 $11.84

12.33%

Local Beer (0.5 liter bottle)

$1.93 MX$36.14

$2.06 $2.06

-6.31%

Imported Beer (0.33 liter bottle)

$2.86 MX$53.4

$1.53 $1.53

86.93%

One-way Ticket (Public Transport)

$0.80 MX$14.94

$1.74 $1.74

-54.02%

Public Transport Monthly Pass (Regular Price)

$30.94 MX$579

$63.1 $63.1

-50.97%

Taxi Start (Normal Tariff)

$1.83 MX$34.28

$3.74 $3.74

-51.07%

Taxi (Normal Tariff) (1km)

$1.06 MX$19.78

$1.27 $1.27

-16.54%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$202

$25.13 $25.13

-56.94%

Gasoline (1 liter)

$1.47 MX$27.54

$0.93 $0.93

58.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K MX$450.4K

$25.4K $25.4K

-5.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$440.2K

$26.3K $26.3K

-10.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 MX$2,144

$149 $149

-23.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 MX$493

$79.7 $79.7

-66.92%

Internet (50+ Mbps, Unlimited Data)

$25.70 MX$481

$71.1 $71.1

-63.83%

Gym Membership (Monthly)

$30.53 MX$571

$40.18 $40.18

-24.02%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$4.96 MX$92.8

$8.08 $8.08

-38.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 MX$12.7K

$661 $661

2.64%

International Primary School, 1 Child (Yearly)

$14.2K MX$265.3K

$24.9K $24.9K

-43.07%

Jeans (Levis 501 Or Similar)

$72.2 MX$1,350

$24.77 $24.77

191.48%

Summer Dress (H&M, Zara, etc)

$41.94 MX$784

$29.43 $29.43

42.51%

Sport Shoes (Adidas, Nike)

$107 MX$2,011

$55.5 $55.5

93.68%

Men's Leather Business Shoes

$119 MX$2,219

$98.7 $98.7

20.21%

1-bedroom Apartment, City Center (Monthly)

$1,018 MX$19.0K

$620 $620

64.21%

1-bedroom Apartment, Outside City Center (Monthly)

$722 MX$13.5K

$569 $569

26.72%

3-bedroom Apartment, City Center (Monthly)

$1,966 MX$36.8K

$1,059 $1,059

85.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,416 MX$26.5K

$1,029 $1,029

37.61%

Buy Apartment in City Center (m2)

$4,203 MX$78.6K

$2,840 $2,840

47.96%

Buy Apartment Outside City Center (m2)

$2,782 MX$52.0K

$2,341 $2,341

18.84%

Average Monthly Net Salary (After Tax)

$1,096 MX$20.5K

$4,578 $4,578

-76.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

135.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Somerset, KY: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$722 44%

Somerset, KY

$569 34.3% 21.1% $152

Groceries & Markets

Monterrey

$302 18.4%

Somerset, KY

$327 19.7% 8.1% $24

Eating Out

Monterrey

$216 13.2%

Somerset, KY

$235 14.1% 8.8% $19

Monthly Utilities & Internet

Monterrey

$167 10.2%

Somerset, KY

$300 18% 79.8% $133

Clothing & Footwear

Monterrey

$153 9.3%

Somerset, KY

$94 5.7% 38.8% $59

Getting Around

Monterrey

$41 2.5%

Somerset, KY

$80 4.8% 94.3% $39

Sport & Entertainment

Monterrey

$40 2.5%

Somerset, KY

$56 3.4% 39.3% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $620 in Somerset, KY. Housing cost is often the main lever when comparing two cities.

Somerset, KY pays about 4.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $55 in Somerset, KY for a mid-range dinner for two. Groceries echo the gap at $302 vs $327 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇺🇸 Somerset, KY

🕒 Local time

15:28 3:28 PM

16:28 4:28 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

11,924

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to MXN in detail →

On the map

Lowest

Highest

Between locations

Monterrey Somerset, KY 1,950 km ≈ 3 h nonstop flight

From you

Monterrey
Somerset, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Somerset, KY: Cost of Living - Frequently Asked Questions

On paper, salaries run 76% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Monterrey versus $620 in Somerset, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $679 in Monterrey versus $661 in Somerset, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $55 in Somerset, KY. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Monterrey wins on affordability, Somerset, KY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.