Last update: Oct 2026

Cost of Living Comparison Between Somerset, KY and Calgary

For one person, living is cheaper in Somerset, KY: $1,591 a month against $2,255 in Calgary, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

77

Cost of Living Index in Somerset, KY
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Somerset, KY Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Somerset, KY

🇺🇸 United States

$1,591

/mo nomad

Calgary

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, KY and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, KY and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,591 in Somerset, KY versus $2,255 in Calgary.

Somerset, KY $1,591
Calgary $2,255

Estimated couple costs with rent: $2,440 in Somerset, KY versus $3,361 in Calgary.

Somerset, KY $2,440
Calgary $3,361

Monthly costs for a family of three with rent: $3,289 in Somerset, KY versus $4,468 in Calgary.

Somerset, KY $3,289
Calgary $4,468

Living in Somerset, KY costs roughly 29% less than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Somerset, KY 17% above, Calgary 66% above.

Meal at Budget Restaurant

$14.84 $14.84

$17.58 CA$24.85

-15.59%

Three-Course Dinner for Two, Mid-Range

$49.92 $49.92

$69.1 CA$97.6

-27.70%

Fast Food Meal (McDonalds, etc)

$8.42 $8.42

$10.59 CA$14.97

-20.49%

Cappuccino

$4.11 $4.11

$3.84 CA$5.42

7.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 $2.30

$1.93 CA$2.72

19.17%

Water (0.33 liter bottle)

$1.65 $1.65

$1.88 CA$2.66

-12.23%

Local Beer (0.5 liter draught)

$3.45 $3.45

$5.09 CA$7.20

-32.22%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$5.64 CA$7.97

-27.66%

Milk (1 liter)

$0.88 $0.88

$2.00 CA$2.82

-56.00%

White Bread (500g)

$2.83 $2.83

$2.78 CA$3.93

1.80%

Rice (white) (1kg)

$3.80 $3.80

$5.59 CA$7.90

-32.02%

Eggs

$4.22 $4.22

$3.70 CA$5.23

14.05%

Local Cheese (1kg)

$6.80 $6.80

$11.48 CA$16.23

-40.77%

Chicken Fillets (1kg)

$8.59 $8.59

$11.20 CA$15.84

-23.30%

Beef Round Steak (1kg)

$13.43 $13.43

$18.59 CA$26.28

-27.76%

Apples (1kg)

$5.65 $5.65

$4.70 CA$6.64

20.21%

Banana (1kg)

$1.18 $1.18

$1.45 CA$2.05

-18.62%

Oranges (1kg)

$4.36 $4.36

$4.34 CA$6.13

0.46%

Tomato (1kg)

$4.81 $4.81

$3.79 CA$5.36

26.91%

Potato (1kg)

$2.63 $2.63

$2.69 CA$3.81

-2.23%

Onion (1kg)

$3.18 $3.18

$2.75 CA$3.88

15.64%

Lettuce (1 head)

$1.96 $1.96

$2.56 CA$3.62

-23.44%

Water (1.5 liter bottle)

$1.54 $1.54

$1.50 CA$2.12

2.67%

Cigarettes 20 Pack (Marlboro, Camel)

$5.83 $5.83

$14.39 CA$20.34

-59.49%

Wine (Bottle)

$12.04 $12.04

$15.81 CA$22.35

-23.85%

Local Beer (0.5 liter bottle)

$2.16 $2.16

$2.47 CA$3.49

-12.55%

Imported Beer (0.33 liter bottle)

$1.52 $1.52

$3.10 CA$4.39

-50.97%

One-way Ticket (Public Transport)

$1.80 $1.80

$2.81 CA$3.97

-35.94%

Public Transport Monthly Pass (Regular Price)

$90.6 CA$128

Taxi Start (Normal Tariff)

$3.70 $3.70

$3.28 CA$4.64

12.80%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.40 CA$1.97

-12.86%

Taxi 1hour Waiting (Normal Tariff)

$24.77 $24.77

$26.49 CA$37.45

-6.49%

Gasoline (1 liter)

$0.98 $0.98

$1.22 CA$1.72

-19.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K $25.3K

$28.4K CA$40.1K

-10.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$20.8K CA$29.5K

27.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 $150

$165 CA$233

-8.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$78.2 $78.2

$38.24 CA$54.1

104.37%

Internet (50+ Mbps, Unlimited Data)

$71.4 $71.4

$50.1 CA$70.9

42.51%

Gym Membership (Monthly)

$41.93 $41.93

$53.8 CA$76.1

-22.06%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

Cinema Ticket

$8.08 $8.08

$14.04 CA$19.84

-42.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$648 $648

$797 CA$1,126

-18.65%

International Primary School, 1 Child (Yearly)

$19.3K $19.3K

$15.8K CA$22.3K

22.05%

Jeans (Levis 501 Or Similar)

$24.53 $24.53

$59.1 CA$83.5

-58.47%

Summer Dress (H&M, Zara, etc)

$30.24 $30.24

$40.20 CA$56.8

-24.78%

Sport Shoes (Adidas, Nike)

$55.7 $55.7

$90.8 CA$128

-38.62%

Men's Leather Business Shoes

$101 $101

$109 CA$155

-8.00%

1-bedroom Apartment, City Center (Monthly)

$618 $618

$1,207 CA$1,707

-48.78%

1-bedroom Apartment, Outside City Center (Monthly)

$559 $559

$1,011 CA$1,429

-44.72%

3-bedroom Apartment, City Center (Monthly)

$1,072 $1,072

$1,949 CA$2,756

-45.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,064 $1,064

$1,677 CA$2,371

-36.56%

Buy Apartment in City Center (m2)

$2,734 $2,734

$3,532 CA$4,993

-22.60%

Buy Apartment Outside City Center (m2)

$2,404 $2,404

$3,392 CA$4,795

-29.14%

Average Monthly Net Salary (After Tax)

$4,640 $4,640

$3,152 CA$4,456

47.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

10.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, KY: October 19, 2026

Last update for Calgary: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, KY

$559 35.1%

Calgary

$1K 44.8% 80.9% $452

Groceries & Markets

Somerset, KY

$328 20.6%

Calgary

$392 17.4% 19.3% $63

Monthly Utilities & Internet

Somerset, KY

$300 18.8%

Calgary

$253 11.2% 15.5% $47

Eating Out

Somerset, KY

$235 14.7%

Calgary

$270 12% 15.3% $36

Clothing & Footwear

Somerset, KY

$95 6%

Calgary

$135 6% 41.8% $40

Sport & Entertainment

Somerset, KY

$58 3.7%

Calgary

$82 3.6% 40.9% $24

Getting Around

Somerset, KY

$17 * 1.1%

Calgary

$112 5% 559% $95

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $618 in Somerset, KY and $1,207 in Calgary. Housing cost is often the main lever when comparing two cities.

Somerset, KY pays 47% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $50.0 in Somerset, KY vs $69.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $328 vs $392 per month, with Somerset, KY cheaper across the board.

Good to know

🇺🇸 Somerset, KY

🇨🇦 Calgary

🕒 Local time

12:58 12:58 PM

10:58 10:58 AM

2 h behind Somerset, KY

🌤 Weather

👥 Population

11,924

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Somerset, KY Calgary 2,790 km ≈ 4 h nonstop flight

From you

Somerset, KY
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, KY vs Calgary: Cost of Living - Frequently Asked Questions

Somerset, KY is cheaper overall, especially in groceries, eating out, and clothing. The 42% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 47% higher in Somerset, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $618 in Somerset, KY versus $1,207 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $648 in Somerset, KY versus $797 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Somerset, KY – a meal for two runs $50.0 versus $69.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,591 in Somerset, KY versus $2,255 in Calgary, a $1,500 budget is realistic in Somerset, KY but tight or insufficient in Calgary. The gap between the two cities makes Somerset, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Somerset, KY gentler on the wallet – expenses run 42% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.