Last update: Oct 2026

Cost of Living Comparison Between Calgary and Somerset, KY

For one person, living is cheaper in Somerset, KY: $1,591 a month against $2,255 in Calgary, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Calgary
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Calgary Living Index
77

Cost of Living Index in Somerset, KY
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Somerset, KY Living Index

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Calgary

🇨🇦 Canada

$2,255

/mo nomad

Somerset, KY

🇺🇸 United States

$1,591

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Somerset, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Somerset, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in Calgary versus $1,591 in Somerset, KY.

Calgary $2,255
Somerset, KY $1,591

Estimated couple costs with rent: $3,361 in Calgary versus $2,440 in Somerset, KY.

Calgary $3,361
Somerset, KY $2,440

Monthly costs for a family of three with rent: $4,468 in Calgary versus $3,289 in Somerset, KY.

Calgary $4,468
Somerset, KY $3,289

Living in Calgary is roughly 42% more expensive than in Somerset, KY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Calgary 66% above, Somerset, KY 17% above.

Meal at Budget Restaurant

$17.58 CA$24.85

$14.84 $14.84

18.46%

Three-Course Dinner for Two, Mid-Range

$69.1 CA$97.6

$49.92 $49.92

38.32%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.97

$8.42 $8.42

25.77%

Cappuccino

$3.84 CA$5.42

$4.11 $4.11

-6.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 CA$2.72

$2.30 $2.30

-16.09%

Water (0.33 liter bottle)

$1.88 CA$2.66

$1.65 $1.65

13.94%

Local Beer (0.5 liter draught)

$5.09 CA$7.20

$3.45 $3.45

47.54%

Imported Beer (0.33 liter bottle)

$5.64 CA$7.97

$4.08 $4.08

38.24%

Milk (1 liter)

$2.00 CA$2.82

$0.88 $0.88

127.27%

White Bread (500g)

$2.78 CA$3.93

$2.83 $2.83

-1.77%

Rice (white) (1kg)

$5.59 CA$7.90

$3.80 $3.80

47.11%

Eggs

$3.70 CA$5.23

$4.22 $4.22

-12.32%

Local Cheese (1kg)

$11.48 CA$16.23

$6.80 $6.80

68.82%

Chicken Fillets (1kg)

$11.20 CA$15.84

$8.59 $8.59

30.38%

Beef Round Steak (1kg)

$18.59 CA$26.28

$13.43 $13.43

38.42%

Apples (1kg)

$4.70 CA$6.64

$5.65 $5.65

-16.81%

Banana (1kg)

$1.45 CA$2.05

$1.18 $1.18

22.88%

Oranges (1kg)

$4.34 CA$6.13

$4.36 $4.36

-0.46%

Tomato (1kg)

$3.79 CA$5.36

$4.81 $4.81

-21.21%

Potato (1kg)

$2.69 CA$3.81

$2.63 $2.63

2.28%

Onion (1kg)

$2.75 CA$3.88

$3.18 $3.18

-13.52%

Lettuce (1 head)

$2.56 CA$3.62

$1.96 $1.96

30.61%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.54 $1.54

-2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$14.39 CA$20.34

$5.83 $5.83

146.83%

Wine (Bottle)

$15.81 CA$22.35

$12.04 $12.04

31.31%

Local Beer (0.5 liter bottle)

$2.47 CA$3.49

$2.16 $2.16

14.35%

Imported Beer (0.33 liter bottle)

$3.10 CA$4.39

$1.52 $1.52

103.95%

One-way Ticket (Public Transport)

$2.81 CA$3.97

$1.80 $1.80

56.11%

Public Transport Monthly Pass (Regular Price)

$90.6 CA$128

Taxi Start (Normal Tariff)

$3.28 CA$4.64

$3.70 $3.70

-11.35%

Taxi (Normal Tariff) (1km)

$1.40 CA$1.97

$1.22 $1.22

14.75%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.45

$24.77 $24.77

6.94%

Gasoline (1 liter)

$1.22 CA$1.72

$0.98 $0.98

24.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$40.1K

$25.3K $25.3K

12.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K CA$29.5K

$26.7K $26.7K

-21.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 CA$233

$150 $150

9.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.24 CA$54.1

$78.2 $78.2

-51.07%

Internet (50+ Mbps, Unlimited Data)

$50.1 CA$70.9

$71.4 $71.4

-29.83%

Gym Membership (Monthly)

$53.8 CA$76.1

$41.93 $41.93

28.31%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

Cinema Ticket

$14.04 CA$19.84

$8.08 $8.08

73.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 CA$1,126

$648 $648

22.92%

International Primary School, 1 Child (Yearly)

$15.8K CA$22.3K

$19.3K $19.3K

-18.06%

Jeans (Levis 501 Or Similar)

$59.1 CA$83.5

$24.53 $24.53

140.81%

Summer Dress (H&M, Zara, etc)

$40.20 CA$56.8

$30.24 $30.24

32.94%

Sport Shoes (Adidas, Nike)

$90.8 CA$128

$55.7 $55.7

62.92%

Men's Leather Business Shoes

$109 CA$155

$101 $101

8.69%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,707

$618 $618

95.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,011 CA$1,429

$559 $559

80.90%

3-bedroom Apartment, City Center (Monthly)

$1,949 CA$2,756

$1,072 $1,072

81.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,677 CA$2,371

$1,064 $1,064

57.63%

Buy Apartment in City Center (m2)

$3,532 CA$4,993

$2,734 $2,734

29.19%

Buy Apartment Outside City Center (m2)

$3,392 CA$4,795

$2,404 $2,404

41.12%

Average Monthly Net Salary (After Tax)

$3,152 CA$4,456

$4,640 $4,640

-32.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

-9.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 18, 2026

Last update for Somerset, KY: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 44.8%

Somerset, KY

$559 35.1% 44.7% $452

Groceries & Markets

Calgary

$392 17.4%

Somerset, KY

$328 20.6% 16.2% $63

Eating Out

Calgary

$270 12%

Somerset, KY

$235 14.7% 13.3% $36

Monthly Utilities & Internet

Calgary

$253 11.2%

Somerset, KY

$300 18.8% 18.4% $47

Clothing & Footwear

Calgary

$135 6%

Somerset, KY

$95 6% 29.5% $40

Getting Around

Calgary

$112 5%

Somerset, KY

$17 * 1.1% 84.8% $95

Sport & Entertainment

Calgary

$82 3.6%

Somerset, KY

$58 3.7% 29% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Calgary and $618 in Somerset, KY. Housing cost is often the main lever when comparing two cities.

Somerset, KY pays 47% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $69.0 in Calgary vs $50.0 in Somerset, KY for a mid-range dinner for two. Groceries echo the gap at $392 vs $328 per month, with Somerset, KY cheaper across the board.

Good to know

🇨🇦 Calgary

🇺🇸 Somerset, KY

🕒 Local time

14:24 2:24 PM

16:24 4:24 PM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

11,924

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Calgary Somerset, KY 2,790 km ≈ 4 h nonstop flight

From you

Calgary
Somerset, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Somerset, KY: Cost of Living - Frequently Asked Questions

Somerset, KY is cheaper overall, especially in groceries, eating out, and clothing. The 42% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 47% lower in Somerset, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,207 in Calgary versus $618 in Somerset, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $797 in Calgary versus $648 in Somerset, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Somerset, KY – a meal for two runs $50.0 versus $69.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,591 in Somerset, KY versus $2,255 in Calgary, a $1,500 budget is realistic in Somerset, KY but tight or insufficient in Calgary. The gap between the two cities makes Somerset, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Somerset, KY gentler on the wallet – expenses run 42% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.