Last update: Oct 2026

Cost of Living Comparison Between Sint-Truiden and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,038 in Sint-Truiden, rent and utilities included – about $13,400 less a year. Rent and utilities account for about half of the difference.

100

Cost of Living Index in Sint-Truiden
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Sint-Truiden Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Sint-Truiden

🇧🇪 Belgium

$2,038

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sint-Truiden and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sint-Truiden and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,038 in Sint-Truiden versus $918 in Cebu.

Sint-Truiden $2,038
Cebu $918

Estimated couple costs with rent: $3,027 in Sint-Truiden versus $1,409 in Cebu.

Sint-Truiden $3,027
Cebu $1,409

Monthly costs for a family of three with rent: $4,016 in Sint-Truiden versus $1,900 in Cebu.

Sint-Truiden $4,016
Cebu $1,900

Living in Sint-Truiden is roughly 122% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sint-Truiden is 51% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.21 €19.75

$3.09 ₱194

618.77%

Three-Course Dinner for Two, Mid-Range

$89.2 €79.3

$24.22 ₱1,525

268.08%

Fast Food Meal (McDonalds, etc)

$12.91 €11.48

$3.92 ₱247

229.34%

Cappuccino

$4.40 €3.91

$2.51 ₱158

75.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 €2.64

$1.59 ₱100

86.79%

Water (0.33 liter bottle)

$2.82 €2.51

$0.53 ₱33.43

432.08%

Local Beer (0.5 liter draught)

$5.22 €4.64

$1.78 ₱112

193.26%

Imported Beer (0.33 liter bottle)

$4.39 €3.91

$2.17 ₱137

102.30%

Milk (1 liter)

$1.13 €1.01

$1.92 ₱121

-41.15%

White Bread (500g)

$1.76 €1.56

$1.36 ₱85.4

29.41%

Rice (white) (1kg)

$2.18 €1.94

$1.01 ₱63.5

115.84%

Eggs

$4.33 €3.85

$2.03 ₱128

113.30%

Local Cheese (1kg)

$17.27 €15.36

$9.86 ₱621

75.15%

Chicken Fillets (1kg)

$11.75 €10.45

$4.39 ₱277

167.65%

Beef Round Steak (1kg)

$17.31 €15.39

$7.60 ₱479

127.76%

Apples (1kg)

$3.10 €2.76

$3.30 ₱208

-6.06%

Banana (1kg)

$2.58 €2.29

$1.39 ₱87.8

85.61%

Oranges (1kg)

$2.60 €2.31

$2.33 ₱147

11.59%

Tomato (1kg)

$3.98 €3.54

$1.50 ₱94.3

165.33%

Potato (1kg)

$2.21 €1.96

$2.36 ₱149

-6.36%

Onion (1kg)

$1.86 €1.66

$1.90 ₱119

-2.11%

Lettuce (1 head)

$1.45 €1.29

$1.19 ₱74.9

21.85%

Water (1.5 liter bottle)

$1.01 €0.90

$0.63 ₱39.71

60.32%

Cigarettes 20 Pack (Marlboro, Camel)

$12.95 €11.52

$3.00 ₱189

331.67%

Wine (Bottle)

$7.74 €6.88

$6.03 ₱379

28.36%

Local Beer (0.5 liter bottle)

$1.94 €1.73

$1.23 ₱77.7

57.72%

Imported Beer (0.33 liter bottle)

$2.05 €1.82

$1.75 ₱110

17.14%

One-way Ticket (Public Transport)

$2.98 €2.65

$0.25 ₱15.86

1092.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.51 €4.90

$0.77 ₱48.62

615.58%

Taxi (Normal Tariff) (1km)

$2.65 €2.35

$0.23 ₱14.53

1052.17%

Taxi 1hour Waiting (Normal Tariff)

$25.27 €22.47

$4.46 ₱281

466.59%

Gasoline (1 liter)

$2.03 €1.81

$1.31 ₱82.8

54.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.0K

$21.2K ₱1.3M

69.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K €29.2K

$19.1K ₱1.2M

71.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €184

$120 ₱7,569

72.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.37 €19.01

$14.00 ₱882

52.64%

Internet (50+ Mbps, Unlimited Data)

$65.8 €58.5

$27.54 ₱1,734

138.85%

Gym Membership (Monthly)

$35.83 €31.87

$32.33 ₱2,035

10.83%

Tennis Court (1 Hour on Weekend)

$17.75 €15.79

$6.65 ₱419

166.92%

Cinema Ticket

$14.60 €12.99

$5.65 ₱356

158.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$920 €819

$275 ₱17.3K

234.26%

International Primary School, 1 Child (Yearly)

$22.4K €20.0K

$7,918 ₱498.5K

183.43%

Jeans (Levis 501 Or Similar)

$103 €91.9

$49.33 ₱3,106

109.41%

Summer Dress (H&M, Zara, etc)

$46.60 €41.45

$25.24 ₱1,589

84.63%

Sport Shoes (Adidas, Nike)

$103 €92.0

$77.0 ₱4,846

34.33%

Men's Leather Business Shoes

$145 €129

$57.2 ₱3,601

153.29%

1-bedroom Apartment, City Center (Monthly)

$927 €824

$500 ₱31.5K

85.51%

1-bedroom Apartment, Outside City Center (Monthly)

$806 €717

$309 ₱19.4K

160.96%

3-bedroom Apartment, City Center (Monthly)

$1,368 €1,217

$1,078 ₱67.9K

26.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,184 €1,053

$615 ₱38.7K

92.43%

Buy Apartment in City Center (m2)

$3,887 €3,458

$2,886 ₱181.7K

34.69%

Buy Apartment Outside City Center (m2)

$3,327 €2,960

$1,917 ₱120.7K

73.60%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.46

7.2

-51.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sint-Truiden: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sint-Truiden

$806 39.6%

Cebu

$309 33.6% 61.7% $497

Groceries & Markets

Sint-Truiden

$336 16.5%

Cebu

$206 22.4% 38.8% $130

Eating Out

Sint-Truiden

$327 16.1%

Cebu

$88 9.6% 73% $239

Monthly Utilities & Internet

Sint-Truiden

$294 14.4%

Cebu

$162 17.6% 45% $132

Clothing & Footwear

Sint-Truiden

$179 8.8%

Cebu

$94 10.2% 47.6% $85

Sport & Entertainment

Sint-Truiden

$65 3.2%

Cebu

$44 4.8% 32.9% $21

Getting Around

Sint-Truiden

$31 * 1.5%

Cebu

$16 1.7% 49.2% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $927 in Sint-Truiden and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $89.0 in Sint-Truiden vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $336 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Sint-Truiden

🇵🇭 Cebu

🕒 Local time

03:39 3:39 AM

09:39 9:39 AM

6 h ahead of Sint-Truiden

🌤 Weather

👥 Population

40,357

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Sint-Truiden Cebu 11,030 km ≈ 14 h nonstop flight

From you

Sint-Truiden
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sint-Truiden vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 122% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,057 in Sint-Truiden and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $927 in Sint-Truiden versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 63% higher in Sint-Truiden. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,038 per month in Sint-Truiden versus $918 in Cebu – a 122% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,038 in Sint-Truiden, a $1,500 budget is realistic in Cebu but tight or insufficient in Sint-Truiden. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sint-Truiden, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sint-Truiden and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 122% less than in Sint-Truiden. Beyond cost, consider language, visa policies, and how big the international community is in each city.