Last update: Oct 2026

Cost of Living Comparison Between Sint-Niklaas and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,078 in Sint-Niklaas, rent and utilities included – about $8,700 less a year. Other living expenses account for most of the difference.

99

Cost of Living Index in Sint-Niklaas
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Sint-Niklaas Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sint-Niklaas

🇧🇪 Belgium

$2,078

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sint-Niklaas and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sint-Niklaas and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,078 per month in Sint-Niklaas vs $1,349 in Ubud, Bali, rent included.

Sint-Niklaas $2,078
Ubud, Bali $1,349

A couple spends around $2,986 per month in Sint-Niklaas vs $2,305 in Ubud, Bali, rent included.

Sint-Niklaas $2,986
Ubud, Bali $2,305

A family of three spends $3,895 per month in Sint-Niklaas vs $3,261 in Ubud, Bali, rent included.

Sint-Niklaas $3,895
Ubud, Bali $3,261

Sint-Niklaas costs about 54% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$22.49 €20.20

$3.32 Rp 59.9K

577.41%

Three-Course Dinner for Two, Mid-Range

$79.2 €71.2

$35.64 Rp 642.4K

122.19%

Fast Food Meal (McDonalds, etc)

$13.31 €11.96

$5.53 Rp 99.7K

140.69%

Cappuccino

$4.33 €3.89

$2.72 Rp 49.0K

59.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 €2.62

$1.70 Rp 30.7K

71.76%

Water (0.33 liter bottle)

$2.81 €2.53

$0.76 Rp 13.7K

269.74%

Local Beer (0.5 liter draught)

$5.64 €5.07

$2.65 Rp 47.8K

112.83%

Imported Beer (0.33 liter bottle)

$4.45 €3.99

$4.38 Rp 79.0K

1.60%

Milk (1 liter)

$1.37 €1.23

$1.49 Rp 26.9K

-8.05%

White Bread (500g)

$2.62 €2.36

$2.28 Rp 41.0K

14.91%

Rice (white) (1kg)

$2.01 €1.80

$1.19 Rp 21.5K

68.91%

Eggs

$3.93 €3.53

$2.04 Rp 36.7K

92.65%

Local Cheese (1kg)

$11.72 €10.53

$17.70 Rp 319.1K

-33.79%

Chicken Fillets (1kg)

$11.74 €10.55

$3.96 Rp 71.4K

196.46%

Beef Round Steak (1kg)

$19.35 €17.38

$12.19 Rp 219.7K

58.74%

Apples (1kg)

$2.79 €2.51

$3.66 Rp 65.9K

-23.77%

Banana (1kg)

$2.13 €1.92

$1.52 Rp 27.4K

40.13%

Oranges (1kg)

$2.15 €1.93

$2.23 Rp 40.2K

-3.59%

Tomato (1kg)

$2.30 €2.07

$1.97 Rp 35.6K

16.75%

Potato (1kg)

$2.21 €1.98

$1.85 Rp 33.3K

19.46%

Onion (1kg)

$1.71 €1.54

$2.42 Rp 43.7K

-29.34%

Lettuce (1 head)

$1.49 €1.34

$0.99 Rp 17.8K

50.51%

Water (1.5 liter bottle)

$0.95 €0.86

$0.51 Rp 9,255

86.27%

Cigarettes 20 Pack (Marlboro, Camel)

$13.19 €11.85

$2.22 Rp 40.0K

494.14%

Wine (Bottle)

$7.35 €6.60

$22.24 Rp 400.9K

-66.95%

Local Beer (0.5 liter bottle)

$1.88 €1.69

$2.26 Rp 40.7K

-16.81%

Imported Beer (0.33 liter bottle)

$1.84 €1.66

$2.97 Rp 53.5K

-38.05%

One-way Ticket (Public Transport)

$2.77 €2.49

$0.25 Rp 4,525

1008.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$5.66 €5.09

$0.44 Rp 7,923

1186.36%

Taxi (Normal Tariff) (1km)

$2.42 €2.18

$0.43 Rp 7,753

462.79%

Taxi 1hour Waiting (Normal Tariff)

$25.61 €23.01

$5.41 Rp 97.5K

373.38%

Gasoline (1 liter)

$1.98 €1.78

$0.82 Rp 14.9K

141.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.4K

$23.8K Rp 429.7M

51.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K €33.0K

$31.7K Rp 572.3M

15.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 €192

$79.1 Rp 1.4M

170.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.95 €19.72

$6.45 Rp 116.2K

240.31%

Internet (50+ Mbps, Unlimited Data)

$48.42 €43.51

$18.58 Rp 334.9K

160.60%

Gym Membership (Monthly)

$35.53 €31.93

$49.48 Rp 892.0K

-28.19%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$14.46 €12.99

$4.27 Rp 77.0K

238.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$738 €664

$491 Rp 8.8M

50.54%

International Primary School, 1 Child (Yearly)

$16.1K €14.4K

$5,674 Rp 102.3M

182.96%

Jeans (Levis 501 Or Similar)

$113 €102

$44.64 Rp 804.7K

153.74%

Summer Dress (H&M, Zara, etc)

$53.7 €48.24

$34.95 Rp 630.1K

53.59%

Sport Shoes (Adidas, Nike)

$104 €93.8

$79.9 Rp 1.4M

30.60%

Men's Leather Business Shoes

$169 €152

$79.4 Rp 1.4M

112.69%

1-bedroom Apartment, City Center (Monthly)

$937 €842

$1,125 Rp 20.3M

-16.68%

1-bedroom Apartment, Outside City Center (Monthly)

$852 €765

$671 Rp 12.1M

26.87%

3-bedroom Apartment, City Center (Monthly)

$1,385 €1,245

$3,565 Rp 64.3M

-61.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,137 €1,022

$1,723 Rp 31.1M

-34.01%

Buy Apartment in City Center (m2)

$3,282 €2,949

$2,732 Rp 49.2M

20.16%

Buy Apartment Outside City Center (m2)

$2,809 €2,524

$2,284 Rp 41.2M

22.97%

Average Monthly Net Salary (After Tax)

$4,709 €4,231

$164 Rp 3.0M

2774.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.52

13.78

-74.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sint-Niklaas: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sint-Niklaas

$852 41%

Ubud, Bali

$672 49.8% 21.2% $180

Eating Out

Sint-Niklaas

$332 16%

Ubud, Bali

$108 8% 67.5% $224

Groceries & Markets

Sint-Niklaas

$318 15.3%

Ubud, Bali

$288 21.4% 9.2% $29

Monthly Utilities & Internet

Sint-Niklaas

$285 13.7%

Ubud, Bali

$104 7.7% 63.4% $181

Clothing & Footwear

Sint-Niklaas

$198 9.5%

Ubud, Bali

$108 8% 45.7% $91

Sport & Entertainment

Sint-Niklaas

$64 3.1%

Ubud, Bali

$58 4.3% 10% $6.4

Getting Around

Sint-Niklaas

$29 * 1.4%

Ubud, Bali

$11 0.9% 60.4% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $937 in Sint-Niklaas versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Sint-Niklaas are about 29 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79 in Sint-Niklaas versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $318 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇧🇪 Sint-Niklaas

🇮🇩 Ubud, Bali

🕒 Local time

17:56 5:56 PM

00:56 12:56 AM

7 h ahead of Sint-Niklaas

🌤 Weather

👥 Population

69,010

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to EUR in detail →

On the map

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Between locations

Sint-Niklaas Ubud, Bali 12,210 km ≈ 16 h nonstop flight

From you

Sint-Niklaas
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sint-Niklaas vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,078 in Sint-Niklaas, $1,349 in Ubud, Bali – roughly 54% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,116 per month in Sint-Niklaas and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sint-Niklaas, especially for central apartments: a one-bedroom in the center costs $937 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $79 in Sint-Niklaas and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 10% more in Sint-Niklaas, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $2,078 in Sint-Niklaas and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,078 in Sint-Niklaas. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sint-Niklaas makes more sense. Both are solid long-term options with distinct trade-offs.