Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sint-Niklaas

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,078 in Sint-Niklaas, rent and utilities included – about $8,700 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
99

Cost of Living Index in Sint-Niklaas
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Sint-Niklaas Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sint-Niklaas

🇧🇪 Belgium

$2,078

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sint-Niklaas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sint-Niklaas actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,078 in Sint-Niklaas, rent included.

Ubud, Bali $1,349
Sint-Niklaas $2,078

A couple spends around $2,305 per month in Ubud, Bali vs $2,986 in Sint-Niklaas, rent included.

Ubud, Bali $2,305
Sint-Niklaas $2,986

A family of three spends $3,261 per month in Ubud, Bali vs $3,895 in Sint-Niklaas, rent included.

Ubud, Bali $3,261
Sint-Niklaas $3,895

Ubud, Bali is about 35% cheaper than Sint-Niklaas, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$22.49 €20.06

-85.24%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$79.2 €70.7

-54.99%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$13.31 €11.87

-58.45%

Cappuccino

$2.72 Rp 49.3K

$4.33 €3.86

-37.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.92 €2.60

-41.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.81 €2.51

-72.95%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.64 €5.03

-53.01%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.45 €3.97

-1.57%

Milk (1 liter)

$1.49 Rp 27.1K

$1.37 €1.23

8.76%

White Bread (500g)

$2.28 Rp 41.3K

$2.62 €2.34

-12.98%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.01 €1.79

-40.80%

Eggs

$2.04 Rp 36.9K

$3.93 €3.51

-48.09%

Local Cheese (1kg)

$17.70 Rp 321.2K

$11.72 €10.46

51.02%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$11.74 €10.48

-66.27%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$19.35 €17.26

-37.00%

Apples (1kg)

$3.66 Rp 66.3K

$2.79 €2.49

31.18%

Banana (1kg)

$1.52 Rp 27.5K

$2.13 €1.90

-28.64%

Oranges (1kg)

$2.23 Rp 40.4K

$2.15 €1.92

3.72%

Tomato (1kg)

$1.97 Rp 35.8K

$2.30 €2.05

-14.35%

Potato (1kg)

$1.85 Rp 33.5K

$2.21 €1.97

-16.29%

Onion (1kg)

$2.42 Rp 44.0K

$1.71 €1.53

41.52%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.49 €1.33

-33.56%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.95 €0.85

-46.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$13.19 €11.77

-83.17%

Wine (Bottle)

$22.24 Rp 403.6K

$7.35 €6.56

202.59%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.88 €1.68

20.21%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.84 €1.64

61.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.77 €2.48

-90.97%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$5.66 €5.05

-92.23%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$2.42 €2.16

-82.23%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$25.61 €22.85

-78.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.98 €1.77

-58.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$36.0K €32.1K

-33.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$36.8K €32.8K

-13.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$214 €191

-63.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$21.95 €19.58

-70.62%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$48.42 €43.20

-61.63%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$35.53 €31.70

39.26%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$14.46 €12.90

-70.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$738 €659

-33.57%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$16.1K €14.3K

-64.66%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$113 €101

-60.59%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$53.7 €47.90

-34.89%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$104 €93.1

-23.43%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$169 €151

-52.98%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$937 €836

20.01%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$852 €760

-21.18%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,385 €1,236

157.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,137 €1,015

51.54%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,282 €2,929

-16.78%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,809 €2,506

-18.68%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,709 €4,202

-96.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.52

291.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sint-Niklaas: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sint-Niklaas

$852 41% 26.9% $180

Groceries & Markets

Ubud, Bali

$288 21.4%

Sint-Niklaas

$318 15.3% 10.2% $29

Eating Out

Ubud, Bali

$108 8%

Sint-Niklaas

$332 16% 208% $224

Clothing & Footwear

Ubud, Bali

$108 8%

Sint-Niklaas

$198 9.5% 84.3% $91

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sint-Niklaas

$285 13.7% 174% $181

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sint-Niklaas

$64 3.1% 11.1% $6.4

Getting Around

Ubud, Bali

$11 0.9%

Sint-Niklaas

$29 * 1.4% 153% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $937 in Sint-Niklaas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Sint-Niklaas are about 29 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $79 in Sint-Niklaas. Monthly groceries follow the same trend: $288 vs $318 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇪 Sint-Niklaas

🕒 Local time

00:50 12:50 AM

17:50 5:50 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

69,010

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sint-Niklaas 12,210 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Sint-Niklaas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sint-Niklaas: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,078 in Sint-Niklaas – Ubud, Bali comes out roughly 35% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,116 in Sint-Niklaas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sint-Niklaas, especially for central apartments: a one-bedroom in the center costs $937 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $79 in Sint-Niklaas. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 10% more in Sint-Niklaas, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,078 in Sint-Niklaas. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,078 in Sint-Niklaas. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Sint-Niklaas makes more sense. Both are solid long-term options with distinct trade-offs.