Cost of Living Comparison Between Sinjar and Ubud, Bali Cost of Living Comparison Between Sinjar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $459 in Sinjar versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $673 in Sinjar versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $888 in Sinjar versus $3,275 in Ubud, Bali.

Living in Sinjar costs roughly 67% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sinjar is 67% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.34 IQD 3,071

$3.33 Rp 58.7K

-29.73%

Three-Course Dinner for Two, Mid-Range

$9.41 IQD 12.3K

$35.82 Rp 630.7K

-73.73%

Fast Food Meal (McDonalds, etc)

$8.53 IQD 11.2K

$5.63 Rp 99.1K

51.51%

Cappuccino

$0.73 IQD 954

$2.82 Rp 49.7K

-74.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 479

$1.75 Rp 30.8K

-78.86%

Water (0.33 liter bottle)

$0.21 IQD 279

$0.80 Rp 14.0K

-73.75%

Local Beer (0.5 liter draught)

$1.12 IQD 1,473

$3.04 Rp 53.6K

-63.16%

Imported Beer (0.33 liter bottle)

$1.88 IQD 2,457

$4.30 Rp 75.7K

-56.28%

Milk (1 liter)

$0.78 IQD 1,026

$1.61 Rp 28.3K

-51.55%

White Bread (500g)

$0.72 IQD 947

$2.27 Rp 39.9K

-68.28%

Rice (white) (1kg)

$0.78 IQD 1,026

$1.17 Rp 20.6K

-33.33%

Eggs

$1.78 IQD 2,336

$2.17 Rp 38.2K

-17.97%

Local Cheese (1kg)

$2.26 IQD 2,964

$17.63 Rp 310.5K

-87.18%

Chicken Fillets (1kg)

$4.47 IQD 5,859

$4.05 Rp 71.4K

10.37%

Beef Round Steak (1kg)

$12.40 IQD 16.2K

$12.18 Rp 214.5K

1.81%

Apples (1kg)

$0.73 IQD 957

$3.62 Rp 63.7K

-79.83%

Banana (1kg)

$0.75 IQD 979

$1.64 Rp 28.8K

-54.27%

Oranges (1kg)

$0.73 IQD 958

$2.31 Rp 40.6K

-68.40%

Tomato (1kg)

$0.74 IQD 968

$1.96 Rp 34.5K

-62.24%

Potato (1kg)

$0.71 IQD 933

$1.84 Rp 32.5K

-61.41%

Onion (1kg)

$0.68 IQD 896

$2.37 Rp 41.7K

-71.31%

Lettuce (1 head)

$0.77 IQD 1,014

$1.05 Rp 18.5K

-26.67%

Water (1.5 liter bottle)

$0.36 IQD 478

$0.54 Rp 9,560

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$1.92 IQD 2,518

$2.30 Rp 40.6K

-16.52%

Wine (Bottle)

$7.68 IQD 10.1K

$23.08 Rp 406.4K

-66.72%

Local Beer (0.5 liter bottle)

$1.12 IQD 1,466

$2.34 Rp 41.2K

-52.14%

Imported Beer (0.33 liter bottle)

$1.95 IQD 2,551

$3.07 Rp 54.0K

-36.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$1.89 IQD 2,473

$0.49 Rp 8,631

285.71%

Taxi (Normal Tariff) (1km)

$1.82 IQD 2,382

$0.47 Rp 8,349

287.23%

Taxi 1hour Waiting (Normal Tariff)

$6.39 IQD 8,373

$5.60 Rp 98.6K

14.11%

Gasoline (1 liter)

$0.35 IQD 462

$0.81 Rp 14.2K

-56.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.1K IQD 23.7M

$25.0K Rp 440.3M

-27.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K IQD 26.4M

$31.1K Rp 547.0M

-35.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.18 IQD 60.5K

$82.7 Rp 1.5M

-44.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.11 IQD 18.5K

$6.49 Rp 114.2K

117.41%

Internet (50+ Mbps, Unlimited Data)

$27.50 IQD 36.0K

$18.79 Rp 330.8K

46.35%

Gym Membership (Monthly)

$11.61 IQD 15.2K

$55.2 Rp 972.6K

-78.98%

Tennis Court (1 Hour on Weekend)

$38.74 IQD 50.7K

$18.21 Rp 320.6K

112.74%

Cinema Ticket

$11.25 IQD 14.7K

$4.30 Rp 75.7K

161.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 IQD 415.8K

$494 Rp 8.7M

-35.74%

International Primary School, 1 Child (Yearly)

$3,073 IQD 4.0M

$5,917 Rp 104.2M

-48.07%

Jeans (Levis 501 Or Similar)

$11.59 IQD 15.2K

$46.28 Rp 814.8K

-74.96%

Summer Dress (H&M, Zara, etc)

$11.22 IQD 14.7K

$36.44 Rp 641.6K

-69.21%

Sport Shoes (Adidas, Nike)

$70.6 IQD 92.4K

$80.7 Rp 1.4M

-12.57%

Men's Leather Business Shoes

$67.0 IQD 87.7K

$78.8 Rp 1.4M

-15.04%

1-bedroom Apartment, City Center (Monthly)

$54.4 IQD 71.2K

$1,114 Rp 19.6M

-95.12%

1-bedroom Apartment, Outside City Center (Monthly)

$38.49 IQD 50.4K

$693 Rp 12.2M

-94.45%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$228 IQD 298.3K

$167 Rp 2.9M

36.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

13.78

-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sinjar: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $54.4 in Sinjar and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sinjar pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9.00 in Sinjar vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $142 vs $294 per month, with Sinjar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sinjar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sinjar and Ubud, Bali differ by about 200% in total monthly costs ($459 vs $1,378 including rent). Sinjar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 36% higher in Sinjar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $54.4 in Sinjar versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 106% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $459 per month in Sinjar versus $1,378 in Ubud, Bali – a 200% gap that adds up to real savings over time for anyone picking the cheaper option.

At $459 in Sinjar versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Sinjar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sinjar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sinjar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sinjar gentler on the wallet – expenses run 200% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.