Last update: Oct 2026

Cost of Living Comparison Between Sinjar and Ubud, Bali

For one person, living is cheaper in Sinjar: $540 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Sinjar
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Sinjar Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sinjar

🇮🇶 Iraq

$540

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sinjar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sinjar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $540 in Sinjar versus $1,349 in Ubud, Bali.

Sinjar $540
Ubud, Bali $1,349

Estimated couple costs with rent: $842 in Sinjar versus $2,305 in Ubud, Bali.

Sinjar $842
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,145 in Sinjar versus $3,261 in Ubud, Bali.

Sinjar $1,145
Ubud, Bali $3,261

Living in Sinjar costs roughly 60% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.07 IQD 6,152

$3.32 Rp 60.4K

22.59%

Three-Course Dinner for Two, Mid-Range

$7.72 IQD 11.7K

$35.64 Rp 647.8K

-78.34%

Fast Food Meal (McDonalds, etc)

$7.14 IQD 10.8K

$5.53 Rp 100.6K

29.11%

Cappuccino

$0.68 IQD 1,023

$2.72 Rp 49.4K

-75.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 IQD 519

$1.70 Rp 30.9K

-80.00%

Water (0.33 liter bottle)

$0.17 IQD 263

$0.76 Rp 13.8K

-77.63%

Local Beer (0.5 liter draught)

$0.97 IQD 1,470

$2.65 Rp 48.2K

-63.40%

Imported Beer (0.33 liter bottle)

$1.69 IQD 2,557

$4.38 Rp 79.6K

-61.42%

Milk (1 liter)

$0.69 IQD 1,041

$1.49 Rp 27.1K

-53.69%

White Bread (500g)

$0.69 IQD 1,037

$2.28 Rp 41.4K

-69.74%

Rice (white) (1kg)

$0.63 IQD 955

$1.19 Rp 21.6K

-47.06%

Eggs

$1.57 IQD 2,374

$2.04 Rp 37.0K

-23.04%

Local Cheese (1kg)

$2.00 IQD 3,030

$17.70 Rp 321.7K

-88.70%

Chicken Fillets (1kg)

$4.05 IQD 6,124

$3.96 Rp 72.0K

2.27%

Beef Round Steak (1kg)

$10.39 IQD 15.7K

$12.19 Rp 221.6K

-14.77%

Apples (1kg)

$0.69 IQD 1,037

$3.66 Rp 66.4K

-81.15%

Banana (1kg)

$0.67 IQD 1,017

$1.52 Rp 27.6K

-55.92%

Oranges (1kg)

$0.63 IQD 952

$2.23 Rp 40.5K

-71.75%

Tomato (1kg)

$0.68 IQD 1,024

$1.97 Rp 35.9K

-65.48%

Potato (1kg)

$0.65 IQD 977

$1.85 Rp 33.6K

-64.86%

Onion (1kg)

$0.59 IQD 894

$2.42 Rp 44.1K

-75.62%

Lettuce (1 head)

$0.66 IQD 993

$0.99 Rp 18.0K

-33.33%

Water (1.5 liter bottle)

$0.32 IQD 477

$0.51 Rp 9,332

-37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 IQD 2,458

$2.22 Rp 40.4K

-26.58%

Wine (Bottle)

$6.44 IQD 9,726

$22.24 Rp 404.2K

-71.04%

Local Beer (0.5 liter bottle)

$1.01 IQD 1,522

$2.26 Rp 41.1K

-55.31%

Imported Beer (0.33 liter bottle)

$1.63 IQD 2,466

$2.97 Rp 54.0K

-45.12%

One-way Ticket (Public Transport)

$0.30 IQD 456

$0.25 Rp 4,562

20.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$1.62 IQD 2,443

$0.44 Rp 7,989

268.18%

Taxi (Normal Tariff) (1km)

$1.53 IQD 2,318

$0.43 Rp 7,817

255.81%

Taxi 1hour Waiting (Normal Tariff)

$5.51 IQD 8,319

$5.41 Rp 98.3K

1.85%

Gasoline (1 liter)

$0.29 IQD 437

$0.82 Rp 15.0K

-64.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.2K IQD 24.5M

$23.8K Rp 433.3M

-31.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.1K IQD 25.9M

$31.7K Rp 577.0M

-46.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.11 IQD 59.1K

$79.1 Rp 1.4M

-50.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.27 IQD 18.5K

$6.45 Rp 117.2K

90.23%

Internet (50+ Mbps, Unlimited Data)

$24.36 IQD 36.8K

$18.58 Rp 337.7K

31.11%

Gym Membership (Monthly)

$37.27 IQD 56.3K

$49.48 Rp 899.4K

-24.68%

Tennis Court (1 Hour on Weekend)

$33.40 IQD 50.5K

$17.65 Rp 320.8K

89.24%

Cinema Ticket

$9.76 IQD 14.7K

$4.27 Rp 77.7K

128.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$292 IQD 441.8K

$491 Rp 8.9M

-40.39%

International Primary School, 1 Child (Yearly)

$2,747 IQD 4.2M

$5,674 Rp 103.1M

-51.58%

Jeans (Levis 501 Or Similar)

$10.19 IQD 15.4K

$44.64 Rp 811.4K

-77.17%

Summer Dress (H&M, Zara, etc)

$9.82 IQD 14.8K

$34.95 Rp 635.3K

-71.90%

Sport Shoes (Adidas, Nike)

$59.4 IQD 89.7K

$79.9 Rp 1.5M

-25.69%

Men's Leather Business Shoes

$58.8 IQD 88.8K

$79.4 Rp 1.4M

-25.99%

1-bedroom Apartment, City Center (Monthly)

$211 IQD 318.4K

$1,125 Rp 20.4M

-81.27%

1-bedroom Apartment, Outside City Center (Monthly)

$138 IQD 208.5K

$671 Rp 12.2M

-79.45%

3-bedroom Apartment, City Center (Monthly)

$412 IQD 623.1K

$3,565 Rp 64.8M

-88.43%

3-bedroom Apartment, Outside City Center (Monthly)

$281 IQD 424.3K

$1,723 Rp 31.3M

-83.70%

Buy Apartment in City Center (m2)

$733 IQD 1.1M

$2,732 Rp 49.6M

-73.18%

Buy Apartment Outside City Center (m2)

$552 IQD 834.2K

$2,284 Rp 41.5M

-75.83%

Average Monthly Net Salary (After Tax)

$197 IQD 297.0K

$164 Rp 3.0M

19.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

13.78

-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sinjar: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sinjar

$138 25.6%

Ubud, Bali

$672 49.8% 387% $534

Groceries & Markets

Sinjar

$124 23%

Ubud, Bali

$288 21.4% 132% $164

Monthly Utilities & Internet

Sinjar

$76 14%

Ubud, Bali

$104 7.7% 37.4% $28

Eating Out

Sinjar

$72 13.4%

Ubud, Bali

$108 8% 48.7% $35

Clothing & Footwear

Sinjar

$62 11.5%

Ubud, Bali

$108 8% 72.9% $45

Sport & Entertainment

Sinjar

$57 10.5%

Ubud, Bali

$58 4.3% 2.2% $1.2

Getting Around

Sinjar

$11 * 1.9%

Ubud, Bali

$11 0.9% 8.8% $0.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $211 in Sinjar and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sinjar pays 20% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $8 in Sinjar vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $124 vs $288 per month, with Sinjar cheaper across the board.

Good to know

🇮🇶 Sinjar

🇮🇩 Ubud, Bali

🕒 Local time

20:47 8:47 PM

01:47 1:47 AM

5 h ahead of Sinjar

🌤 Weather

👥 Population

88,023

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Sinjar Ubud, Bali 9,110 km ≈ 12 h nonstop flight

From you

Sinjar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sinjar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sinjar and Ubud, Bali differ by about 150% in total monthly costs ($540 vs $1,349 including rent). Sinjar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 20% higher in Sinjar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $211 in Sinjar versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 132% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $540 per month in Sinjar versus $1,349 in Ubud, Bali – a 150% gap that adds up to real savings over time for anyone picking the cheaper option.

At $540 in Sinjar versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Sinjar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sinjar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.