Cost of Living Comparison Between Sinjar and Ubud, Bali Cost of Living Comparison Between Sinjar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $858 in Sinjar versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $1,324 in Sinjar versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,790 in Sinjar versus $3,724 in Ubud, Bali.

Living in Sinjar costs roughly 38% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sinjar is 36% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$7.81 IQD 10.2K

$3.48 Rp 59.7K

124.43%

Three-Course Dinner for Two, Mid-Range

$22.58 IQD 29.6K

$32.88 Rp 564.0K

-31.33%

Fast Food Meal (McDonalds, etc)

$9.01 IQD 11.8K

$5.09 Rp 87.3K

77.01%

Cappuccino

$3.17 IQD 4,147

$2.75 Rp 47.1K

15.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 IQD 683

$1.38 Rp 23.7K

-62.32%

Water (0.33 liter bottle)

$0.22 IQD 288

$0.71 Rp 12.2K

-69.01%

Local Beer (0.5 liter draught)

$2.03 IQD 2,656

$2.88 Rp 49.4K

-29.51%

Imported Beer (0.33 liter bottle)

$2.15 IQD 2,819

$3.87 Rp 66.4K

-44.44%

Milk (1 liter)

$1.34 IQD 1,754

$1.79 Rp 30.7K

-25.14%

White Bread (500g)

$0.84 IQD 1,102

$2.45 Rp 42.0K

-65.71%

Rice (white) (1kg)

$1.88 IQD 2,457

$1.21 Rp 20.7K

55.37%

Eggs

$1.96 IQD 2,568

$2.39 Rp 40.9K

-17.99%

Local Cheese (1kg)

$7.50 IQD 9,817

$14.70 Rp 252.1K

-48.98%

Chicken Fillets (1kg)

$4.76 IQD 6,237

$4.24 Rp 72.7K

12.26%

Beef Round Steak (1kg)

$14.16 IQD 18.5K

$12.08 Rp 207.1K

17.22%

Apples (1kg)

$1.15 IQD 1,509

$3.66 Rp 62.9K

-68.58%

Banana (1kg)

$1.20 IQD 1,567

$1.61 Rp 27.6K

-25.47%

Oranges (1kg)

$1.18 IQD 1,549

$2.72 Rp 46.6K

-56.62%

Tomato (1kg)

$0.76 IQD 991

$2.27 Rp 39.0K

-66.52%

Potato (1kg)

$0.72 IQD 944

$1.90 Rp 32.6K

-62.11%

Onion (1kg)

$0.71 IQD 934

$2.30 Rp 39.4K

-69.13%

Lettuce (1 head)

$0.76 IQD 996

$1.02 Rp 17.4K

-25.49%

Water (1.5 liter bottle)

$0.56 IQD 728

$0.78 Rp 13.4K

-28.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.71 IQD 3,554

$3.24 Rp 55.7K

-16.36%

Wine (Bottle)

$7.44 IQD 9,746

$24.06 Rp 412.7K

-69.08%

Local Beer (0.5 liter bottle)

$1.43 IQD 1,868

$2.84 Rp 48.7K

-49.65%

Imported Beer (0.33 liter bottle)

$1.94 IQD 2,540

$2.79 Rp 47.8K

-30.47%

One-way Ticket (Public Transport)

$0.36 IQD 476

$0.27 Rp 4,610

33.33%

Public Transport Monthly Pass (Regular Price)

$30.77 IQD 40.3K

$8.24 Rp 141.4K

273.42%

Taxi Start (Normal Tariff)

$2.26 IQD 2,963

$0.45 Rp 7,708

402.22%

Taxi (Normal Tariff) (1km)

$2.33 IQD 3,051

$0.43 Rp 7,305

441.86%

Taxi 1hour Waiting (Normal Tariff)

$6.70 IQD 8,771

$6.02 Rp 103.3K

11.30%

Gasoline (1 liter)

$0.69 IQD 910

$0.86 Rp 14.7K

-19.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K IQD 24.8M

$26.1K Rp 447.1M

-27.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K IQD 27.1M

$31.7K Rp 543.7M

-34.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.0 IQD 129.6K

$78.3 Rp 1.3M

26.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.92 IQD 23.5K

$4.00 Rp 68.5K

348.00%

Internet (50+ Mbps, Unlimited Data)

$29.42 IQD 38.5K

$24.35 Rp 417.7K

20.82%

Gym Membership (Monthly)

$36.11 IQD 47.3K

$95.8 Rp 1.6M

-62.30%

Tennis Court (1 Hour on Weekend)

$16.91 IQD 22.1K

$6.46 Rp 110.7K

161.76%

Cinema Ticket

$11.43 IQD 15.0K

$4.01 Rp 68.7K

185.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$272 IQD 356.0K

$302 Rp 5.2M

-9.83%

International Primary School, 1 Child (Yearly)

$3,300 IQD 4.3M

$6,545 Rp 112.3M

-49.57%

Jeans (Levis 501 Or Similar)

$33.41 IQD 43.7K

$53.4 Rp 916.3K

-37.46%

Summer Dress (H&M, Zara, etc)

$48.81 IQD 63.9K

$38.55 Rp 661.2K

26.61%

Sport Shoes (Adidas, Nike)

$81.6 IQD 106.8K

$89.1 Rp 1.5M

-8.40%

Men's Leather Business Shoes

$78.2 IQD 102.4K

$78.9 Rp 1.4M

-0.90%

1-bedroom Apartment, City Center (Monthly)

$240 IQD 314.5K

$1,016 Rp 17.4M

-76.36%

1-bedroom Apartment, Outside City Center (Monthly)

$176 IQD 231.1K

$672 Rp 11.5M

-73.74%

3-bedroom Apartment, City Center (Monthly)

$586 IQD 766.7K

$3,368 Rp 57.8M

-82.61%

3-bedroom Apartment, Outside City Center (Monthly)

$348 IQD 456.0K

$2,108 Rp 36.2M

-83.48%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$233 IQD 305.4K

$178 Rp 3.0M

31.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sinjar: April 13, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $240 in Sinjar and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sinjar pays 31% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23 in Sinjar vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $187 vs $300 per month, with Sinjar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sinjar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sinjar and Ubud, Bali differ by about 62% in total monthly costs ($858 vs $1,395 including rent). Sinjar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Sinjar pays 31% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $240 in Sinjar versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $272 in Sinjar versus $302 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $858 in Sinjar versus $1,395 in Ubud, Bali, a $2,000 budget is realistic in Sinjar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sinjar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sinjar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sinjar gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.