Cost of Living Comparison Between Sinjar and Ubud, Bali Cost of Living Comparison Between Sinjar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $862 in Sinjar versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $1,355 in Sinjar versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,848 in Sinjar versus $3,778 in Ubud, Bali.

Living in Sinjar costs roughly 38% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sinjar is 36% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$7.81 IQD 10.2K

$3.43 Rp 61.5K

127.70%

Three-Course Dinner for Two, Mid-Range

$22.81 IQD 29.8K

$31.97 Rp 573.3K

-28.65%

Fast Food Meal (McDonalds, etc)

$8.97 IQD 11.7K

$5.05 Rp 90.6K

77.62%

Cappuccino

$3.13 IQD 4,089

$2.71 Rp 48.7K

15.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 IQD 682

$1.39 Rp 24.9K

-62.59%

Water (0.33 liter bottle)

$0.20 IQD 261

$0.74 Rp 13.3K

-72.97%

Local Beer (0.5 liter draught)

$1.91 IQD 2,502

$2.89 Rp 51.9K

-33.91%

Imported Beer (0.33 liter bottle)

$2.12 IQD 2,768

$3.79 Rp 68.0K

-44.06%

Milk (1 liter)

$1.32 IQD 1,728

$1.79 Rp 32.2K

-26.26%

White Bread (500g)

$0.84 IQD 1,099

$2.51 Rp 44.9K

-66.53%

Rice (white) (1kg)

$1.90 IQD 2,479

$1.21 Rp 21.8K

57.02%

Eggs

$1.91 IQD 2,496

$2.37 Rp 42.5K

-19.41%

Local Cheese (1kg)

$7.20 IQD 9,413

$14.43 Rp 258.8K

-50.10%

Chicken Fillets (1kg)

$4.80 IQD 6,280

$4.15 Rp 74.4K

15.66%

Beef Round Steak (1kg)

$14.11 IQD 18.5K

$12.11 Rp 217.3K

16.52%

Apples (1kg)

$1.19 IQD 1,563

$3.77 Rp 67.6K

-68.44%

Banana (1kg)

$1.16 IQD 1,517

$1.63 Rp 29.2K

-28.83%

Oranges (1kg)

$1.19 IQD 1,553

$2.71 Rp 48.5K

-56.09%

Tomato (1kg)

$0.81 IQD 1,060

$2.26 Rp 40.5K

-64.16%

Potato (1kg)

$0.67 IQD 872

$1.93 Rp 34.5K

-65.28%

Onion (1kg)

$0.69 IQD 908

$2.19 Rp 39.3K

-68.49%

Lettuce (1 head)

$0.78 IQD 1,024

$1.02 Rp 18.3K

-23.53%

Water (1.5 liter bottle)

$0.56 IQD 732

$0.72 Rp 12.8K

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$2.66 IQD 3,481

$3.18 Rp 57.1K

-16.35%

Wine (Bottle)

$7.84 IQD 10.2K

$23.84 Rp 427.5K

-67.11%

Local Beer (0.5 liter bottle)

$1.39 IQD 1,820

$2.77 Rp 49.8K

-49.82%

Imported Beer (0.33 liter bottle)

$2.00 IQD 2,619

$2.75 Rp 49.3K

-27.27%

One-way Ticket (Public Transport)

$0.36 IQD 474

$0.27 Rp 4,794

33.33%

Public Transport Monthly Pass (Regular Price)

$31.07 IQD 40.6K

$8.20 Rp 147.0K

278.90%

Taxi Start (Normal Tariff)

$2.37 IQD 3,097

$0.48 Rp 8,668

393.75%

Taxi (Normal Tariff) (1km)

$2.33 IQD 3,042

$0.42 Rp 7,557

454.76%

Taxi 1hour Waiting (Normal Tariff)

$6.69 IQD 8,756

$6.03 Rp 108.1K

10.95%

Gasoline (1 liter)

$0.65 IQD 851

$0.82 Rp 14.7K

-20.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.2K IQD 25.1M

$26.6K Rp 476.4M

-27.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K IQD 26.7M

$32.2K Rp 577.6M

-36.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.9 IQD 129.4K

$78.3 Rp 1.4M

26.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.70 IQD 23.1K

$3.91 Rp 70.2K

352.69%

Internet (50+ Mbps, Unlimited Data)

$30.29 IQD 39.6K

$23.91 Rp 428.9K

26.68%

Gym Membership (Monthly)

$36.78 IQD 48.1K

$96.2 Rp 1.7M

-61.76%

Tennis Court (1 Hour on Weekend)

$16.76 IQD 21.9K

$6.53 Rp 117.0K

156.66%

Cinema Ticket

$11.45 IQD 15.0K

$4.01 Rp 72.0K

185.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$268 IQD 350.7K

$303 Rp 5.4M

-11.39%

International Primary School, 1 Child (Yearly)

$3,315 IQD 4.3M

$6,551 Rp 117.5M

-49.39%

Jeans (Levis 501 Or Similar)

$33.21 IQD 43.4K

$55.3 Rp 992.0K

-39.96%

Summer Dress (H&M, Zara, etc)

$48.40 IQD 63.3K

$38.32 Rp 687.3K

26.30%

Sport Shoes (Adidas, Nike)

$81.2 IQD 106.2K

$88.5 Rp 1.6M

-8.22%

Men's Leather Business Shoes

$76.1 IQD 99.5K

$76.7 Rp 1.4M

-0.85%

1-bedroom Apartment, City Center (Monthly)

$240 IQD 313.8K

$986 Rp 17.7M

-75.66%

1-bedroom Apartment, Outside City Center (Monthly)

$181 IQD 237.3K

$682 Rp 12.2M

-73.40%

3-bedroom Apartment, City Center (Monthly)

$590 IQD 771.7K

$3,420 Rp 61.3M

-82.75%

3-bedroom Apartment, Outside City Center (Monthly)

$341 IQD 445.6K

$2,075 Rp 37.2M

-83.58%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

Average Monthly Net Salary (After Tax)

$226 IQD 295.1K

$169 Rp 3.0M

33.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sinjar: July 22, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $240 in Sinjar and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sinjar pays 34% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Sinjar vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $186 vs $298 per month, with Sinjar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sinjar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sinjar and Ubud, Bali differ by about 62% in total monthly costs ($862 vs $1,397 including rent). Sinjar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 34% higher in Sinjar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $240 in Sinjar versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $268 in Sinjar versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 60% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $862 in Sinjar versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Sinjar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sinjar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sinjar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sinjar gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.