Cost of Living Comparison Between Sinjar and Ubud, Bali Cost of Living Comparison Between Sinjar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $875 in Sinjar versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,353 in Sinjar versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,832 in Sinjar versus $3,694 in Ubud, Bali.

Living in Sinjar costs roughly 38% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sinjar is 35% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$7.63 IQD 9,980

$3.57 Rp 64.7K

113.73%

Three-Course Dinner for Two, Mid-Range

$23.24 IQD 30.4K

$32.50 Rp 589.5K

-28.49%

Fast Food Meal (McDonalds, etc)

$8.59 IQD 11.2K

$4.86 Rp 88.2K

76.75%

Cappuccino

$3.15 IQD 4,120

$2.75 Rp 49.8K

14.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 IQD 680

$1.32 Rp 24.0K

-60.61%

Water (0.33 liter bottle)

$0.22 IQD 288

$0.70 Rp 12.7K

-68.57%

Local Beer (0.5 liter draught)

$1.92 IQD 2,516

$2.91 Rp 52.8K

-34.02%

Imported Beer (0.33 liter bottle)

$2.14 IQD 2,798

$3.79 Rp 68.8K

-43.54%

Milk (1 liter)

$1.31 IQD 1,719

$1.71 Rp 31.0K

-23.39%

White Bread (500g)

$0.86 IQD 1,131

$2.47 Rp 44.9K

-65.18%

Rice (white) (1kg)

$1.79 IQD 2,340

$1.20 Rp 21.8K

49.17%

Eggs

$1.98 IQD 2,584

$2.44 Rp 44.3K

-18.85%

Local Cheese (1kg)

$7.49 IQD 9,791

$14.38 Rp 260.9K

-47.91%

Chicken Fillets (1kg)

$4.67 IQD 6,103

$4.31 Rp 78.1K

8.35%

Beef Round Steak (1kg)

$14.33 IQD 18.7K

$12.21 Rp 221.4K

17.36%

Apples (1kg)

$1.18 IQD 1,545

$3.68 Rp 66.8K

-67.93%

Banana (1kg)

$1.14 IQD 1,486

$1.55 Rp 28.1K

-26.45%

Oranges (1kg)

$1.14 IQD 1,490

$2.79 Rp 50.5K

-59.14%

Tomato (1kg)

$0.77 IQD 1,005

$2.33 Rp 42.3K

-66.95%

Potato (1kg)

$0.71 IQD 935

$1.97 Rp 35.7K

-63.96%

Onion (1kg)

$0.70 IQD 915

$2.31 Rp 41.9K

-69.70%

Lettuce (1 head)

$0.78 IQD 1,017

$1.06 Rp 19.3K

-26.42%

Water (1.5 liter bottle)

$0.56 IQD 739

$0.73 Rp 13.2K

-23.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.71 IQD 3,544

$3.28 Rp 59.5K

-17.38%

Wine (Bottle)

$7.73 IQD 10.1K

$22.79 Rp 413.4K

-66.08%

Local Beer (0.5 liter bottle)

$1.43 IQD 1,864

$2.81 Rp 50.9K

-49.11%

Imported Beer (0.33 liter bottle)

$2.00 IQD 2,615

$2.78 Rp 50.5K

-28.06%

One-way Ticket (Public Transport)

$0.40 IQD 519

$0.29 Rp 5,281

37.93%

Public Transport Monthly Pass (Regular Price)

$31.34 IQD 41.0K

$8.06 Rp 146.2K

288.83%

Taxi Start (Normal Tariff)

$2.37 IQD 3,098

$0.45 Rp 8,146

426.67%

Taxi (Normal Tariff) (1km)

$2.21 IQD 2,896

$0.45 Rp 8,193

391.11%

Taxi 1hour Waiting (Normal Tariff)

$7.00 IQD 9,156

$6.24 Rp 113.1K

12.18%

Gasoline (1 liter)

$0.69 IQD 904

$0.85 Rp 15.4K

-18.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K IQD 25.3M

$26.0K Rp 471.2M

-25.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K IQD 27.2M

$31.7K Rp 574.1M

-34.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 IQD 134.1K

$80.8 Rp 1.5M

27.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.89 IQD 23.4K

$4.06 Rp 73.6K

340.64%

Internet (50+ Mbps, Unlimited Data)

$30.28 IQD 39.6K

$24.42 Rp 442.9K

24.00%

Gym Membership (Monthly)

$37.34 IQD 48.8K

$97.7 Rp 1.8M

-61.77%

Tennis Court (1 Hour on Weekend)

$16.88 IQD 22.1K

$6.45 Rp 116.9K

161.71%

Cinema Ticket

$11.29 IQD 14.8K

$4.04 Rp 73.3K

179.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 IQD 351.3K

$304 Rp 5.5M

-11.66%

International Primary School, 1 Child (Yearly)

$3,305 IQD 4.3M

$6,621 Rp 120.1M

-50.08%

Jeans (Levis 501 Or Similar)

$32.90 IQD 43.0K

$54.2 Rp 983.6K

-39.33%

Summer Dress (H&M, Zara, etc)

$49.60 IQD 64.9K

$38.78 Rp 703.2K

27.90%

Sport Shoes (Adidas, Nike)

$82.3 IQD 107.7K

$86.1 Rp 1.6M

-4.42%

Men's Leather Business Shoes

$76.8 IQD 100.5K

$76.7 Rp 1.4M

0.21%

1-bedroom Apartment, City Center (Monthly)

$240 IQD 314.4K

$986 Rp 17.9M

-75.61%

1-bedroom Apartment, Outside City Center (Monthly)

$178 IQD 232.8K

$658 Rp 11.9M

-72.94%

3-bedroom Apartment, City Center (Monthly)

$585 IQD 765.5K

$3,369 Rp 61.1M

-82.63%

3-bedroom Apartment, Outside City Center (Monthly)

$339 IQD 442.8K

$2,066 Rp 37.5M

-83.61%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

Average Monthly Net Salary (After Tax)

$229 IQD 299.0K

$163 Rp 3.0M

39.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sinjar: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $240 in Sinjar and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sinjar pays 40% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Sinjar vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $187 vs $297 per month, with Sinjar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sinjar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sinjar and Ubud, Bali differ by about 61% in total monthly costs ($875 vs $1,404 including rent). Sinjar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Sinjar pays 40% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $240 in Sinjar versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $269 in Sinjar versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 59% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $875 in Sinjar versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Sinjar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sinjar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sinjar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sinjar gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.