Cost of Living Comparison Between Ubud, Bali and Sinjar Cost of Living Comparison Between Ubud, Bali and Sinjar

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $858 in Sinjar.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,324 in Sinjar.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $1,790 in Sinjar.

Living in Ubud, Bali is roughly 62% more expensive than Sinjar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Sinjar is 36% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$7.81 IQD 10.2K

-55.44%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$22.58 IQD 29.6K

45.62%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$9.01 IQD 11.8K

-43.51%

Cappuccino

$2.75 Rp 47.1K

$3.17 IQD 4,147

-13.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$0.52 IQD 683

165.38%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.22 IQD 288

222.73%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$2.03 IQD 2,656

41.87%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$2.15 IQD 2,819

80.00%

Milk (1 liter)

$1.79 Rp 30.7K

$1.34 IQD 1,754

33.58%

White Bread (500g)

$2.45 Rp 42.0K

$0.84 IQD 1,102

191.67%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.88 IQD 2,457

-35.64%

Eggs

$2.39 Rp 40.9K

$1.96 IQD 2,568

21.94%

Local Cheese (1kg)

$14.70 Rp 252.1K

$7.50 IQD 9,817

96.00%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$4.76 IQD 6,237

-10.92%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$14.16 IQD 18.5K

-14.69%

Apples (1kg)

$3.66 Rp 62.9K

$1.15 IQD 1,509

218.26%

Banana (1kg)

$1.61 Rp 27.6K

$1.20 IQD 1,567

34.17%

Oranges (1kg)

$2.72 Rp 46.6K

$1.18 IQD 1,549

130.51%

Tomato (1kg)

$2.27 Rp 39.0K

$0.76 IQD 991

198.68%

Potato (1kg)

$1.90 Rp 32.6K

$0.72 IQD 944

163.89%

Onion (1kg)

$2.30 Rp 39.4K

$0.71 IQD 934

223.94%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.76 IQD 996

34.21%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.56 IQD 728

39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$2.71 IQD 3,554

19.56%

Wine (Bottle)

$24.06 Rp 412.7K

$7.44 IQD 9,746

223.39%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.43 IQD 1,868

98.60%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.94 IQD 2,540

43.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.36 IQD 476

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$30.77 IQD 40.3K

-73.22%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$2.26 IQD 2,963

-80.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$2.33 IQD 3,051

-81.55%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$6.70 IQD 8,771

-10.15%

Gasoline (1 liter)

$0.86 Rp 14.7K

$0.69 IQD 910

24.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$18.9K IQD 24.8M

37.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$20.7K IQD 27.1M

52.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$99.0 IQD 129.6K

-20.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$17.92 IQD 23.5K

-77.68%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$29.42 IQD 38.5K

-17.23%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$36.11 IQD 47.3K

165.22%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$16.91 IQD 22.1K

-61.80%

Cinema Ticket

$4.01 Rp 68.7K

$11.43 IQD 15.0K

-64.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$272 IQD 356.0K

10.91%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$3,300 IQD 4.3M

98.30%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$33.41 IQD 43.7K

59.89%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$48.81 IQD 63.9K

-21.02%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$81.6 IQD 106.8K

9.17%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$78.2 IQD 102.4K

0.91%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$240 IQD 314.5K

322.99%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$176 IQD 231.1K

280.87%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$586 IQD 766.7K

475.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$348 IQD 456.0K

505.18%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$233 IQD 305.4K

-23.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Sinjar: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $240 in Sinjar. Housing cost is often the main lever when comparing two cities.

Sinjar pays 31% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $23 in Sinjar for a mid-range dinner for two. Groceries echo the gap at $300 vs $187 per month, with Sinjar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sinjar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sinjar differ by about 62% in total monthly costs ($1,395 vs $858 including rent). Sinjar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Sinjar earns 31% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $240 in Sinjar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $272 in Sinjar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $858 in Sinjar versus $1,395 in Ubud, Bali, a $2,000 budget is realistic in Sinjar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sinjar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sinjar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sinjar gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.