Cost of Living Comparison Between Ubud, Bali and Sinjar Cost of Living Comparison Between Ubud, Bali and Sinjar

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $459 in Sinjar.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $673 in Sinjar.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $888 in Sinjar.

Living in Ubud, Bali is roughly 200% more expensive than in Sinjar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Sinjar is 67% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.34 IQD 3,071

42.31%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$9.41 IQD 12.3K

280.66%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.53 IQD 11.2K

-34.00%

Cappuccino

$2.82 Rp 49.7K

$0.73 IQD 954

286.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.37 IQD 479

372.97%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.21 IQD 279

280.95%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.12 IQD 1,473

171.43%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.88 IQD 2,457

128.72%

Milk (1 liter)

$1.61 Rp 28.3K

$0.78 IQD 1,026

106.41%

White Bread (500g)

$2.27 Rp 39.9K

$0.72 IQD 947

215.28%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.78 IQD 1,026

50.00%

Eggs

$2.17 Rp 38.2K

$1.78 IQD 2,336

21.91%

Local Cheese (1kg)

$17.63 Rp 310.5K

$2.26 IQD 2,964

680.09%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.47 IQD 5,859

-9.40%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.40 IQD 16.2K

-1.77%

Apples (1kg)

$3.62 Rp 63.7K

$0.73 IQD 957

395.89%

Banana (1kg)

$1.64 Rp 28.8K

$0.75 IQD 979

118.67%

Oranges (1kg)

$2.31 Rp 40.6K

$0.73 IQD 958

216.44%

Tomato (1kg)

$1.96 Rp 34.5K

$0.74 IQD 968

164.86%

Potato (1kg)

$1.84 Rp 32.5K

$0.71 IQD 933

159.15%

Onion (1kg)

$2.37 Rp 41.7K

$0.68 IQD 896

248.53%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.77 IQD 1,014

36.36%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.36 IQD 478

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$1.92 IQD 2,518

19.79%

Wine (Bottle)

$23.08 Rp 406.4K

$7.68 IQD 10.1K

200.52%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.12 IQD 1,466

108.93%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.95 IQD 2,551

57.44%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.89 IQD 2,473

-74.07%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.82 IQD 2,382

-74.18%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$6.39 IQD 8,373

-12.36%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.35 IQD 462

131.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$18.1K IQD 23.7M

38.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$20.2K IQD 26.4M

54.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$46.18 IQD 60.5K

79.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$14.11 IQD 18.5K

-54.00%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$27.50 IQD 36.0K

-31.67%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$11.61 IQD 15.2K

375.80%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$38.74 IQD 50.7K

-52.99%

Cinema Ticket

$4.30 Rp 75.7K

$11.25 IQD 14.7K

-61.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$318 IQD 415.8K

55.62%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$3,073 IQD 4.0M

92.58%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$11.59 IQD 15.2K

299.31%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$11.22 IQD 14.7K

224.78%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$70.6 IQD 92.4K

14.37%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$67.0 IQD 87.7K

17.70%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$54.4 IQD 71.2K

1948.55%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$38.49 IQD 50.4K

1701.14%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$228 IQD 298.3K

-26.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.53

444.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Sinjar: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $54.4 in Sinjar. Housing cost is often the main lever when comparing two cities.

Sinjar pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $9.00 in Sinjar for a mid-range dinner for two. Groceries echo the gap at $294 vs $142 per month, with Sinjar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sinjar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sinjar differ by about 200% in total monthly costs ($1,378 vs $459 including rent). Sinjar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 36% lower in Sinjar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $54.4 in Sinjar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 106% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $459 in Sinjar – a 200% gap that adds up to real savings over time for anyone picking the cheaper option.

At $459 in Sinjar versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Sinjar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sinjar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sinjar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sinjar gentler on the wallet – expenses run 200% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.