Cost of Living Comparison Between Ubud, Bali and Sinjar Cost of Living Comparison Between Ubud, Bali and Sinjar

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $875 in Sinjar.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,353 in Sinjar.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,832 in Sinjar.

Living in Ubud, Bali is roughly 61% more expensive than Sinjar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Sinjar is 35% below.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$7.63 IQD 9,980

-53.21%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$23.24 IQD 30.4K

39.85%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$8.59 IQD 11.2K

-43.42%

Cappuccino

$2.75 Rp 49.8K

$3.15 IQD 4,120

-12.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$0.52 IQD 680

153.85%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.22 IQD 288

218.18%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$1.92 IQD 2,516

51.56%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$2.14 IQD 2,798

77.10%

Milk (1 liter)

$1.71 Rp 31.0K

$1.31 IQD 1,719

30.53%

White Bread (500g)

$2.47 Rp 44.9K

$0.86 IQD 1,131

187.21%

Rice (white) (1kg)

$1.20 Rp 21.8K

$1.79 IQD 2,340

-32.96%

Eggs

$2.44 Rp 44.3K

$1.98 IQD 2,584

23.23%

Local Cheese (1kg)

$14.38 Rp 260.9K

$7.49 IQD 9,791

91.99%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$4.67 IQD 6,103

-7.71%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$14.33 IQD 18.7K

-14.79%

Apples (1kg)

$3.68 Rp 66.8K

$1.18 IQD 1,545

211.86%

Banana (1kg)

$1.55 Rp 28.1K

$1.14 IQD 1,486

35.96%

Oranges (1kg)

$2.79 Rp 50.5K

$1.14 IQD 1,490

144.74%

Tomato (1kg)

$2.33 Rp 42.3K

$0.77 IQD 1,005

202.60%

Potato (1kg)

$1.97 Rp 35.7K

$0.71 IQD 935

177.46%

Onion (1kg)

$2.31 Rp 41.9K

$0.70 IQD 915

230.00%

Lettuce (1 head)

$1.06 Rp 19.3K

$0.78 IQD 1,017

35.90%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.56 IQD 739

30.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$2.71 IQD 3,544

21.03%

Wine (Bottle)

$22.79 Rp 413.4K

$7.73 IQD 10.1K

194.83%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$1.43 IQD 1,864

96.50%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$2.00 IQD 2,615

39.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$0.40 IQD 519

-27.50%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

$31.34 IQD 41.0K

-74.28%

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$2.37 IQD 3,098

-81.01%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$2.21 IQD 2,896

-79.64%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$7.00 IQD 9,156

-10.86%

Gasoline (1 liter)

$0.85 Rp 15.4K

$0.69 IQD 904

23.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$19.3K IQD 25.3M

34.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$20.8K IQD 27.2M

52.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$103 IQD 134.1K

-21.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$17.89 IQD 23.4K

-77.31%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$30.28 IQD 39.6K

-19.35%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$37.34 IQD 48.8K

161.57%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

$16.88 IQD 22.1K

-61.79%

Cinema Ticket

$4.04 Rp 73.3K

$11.29 IQD 14.8K

-64.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$269 IQD 351.3K

13.20%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$3,305 IQD 4.3M

100.33%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$32.90 IQD 43.0K

64.83%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$49.60 IQD 64.9K

-21.81%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$82.3 IQD 107.7K

4.63%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$76.8 IQD 100.5K

-0.21%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$240 IQD 314.4K

310.05%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$178 IQD 232.8K

269.61%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$585 IQD 765.5K

475.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$339 IQD 442.8K

510.22%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

$229 IQD 299.0K

-28.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Sinjar: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $240 in Sinjar. Housing cost is often the main lever when comparing two cities.

Sinjar pays 40% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $23.00 in Sinjar for a mid-range dinner for two. Groceries echo the gap at $297 vs $187 per month, with Sinjar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sinjar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sinjar differ by about 61% in total monthly costs ($1,404 vs $875 including rent). Sinjar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Sinjar earns 40% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $240 in Sinjar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $269 in Sinjar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 59% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $875 in Sinjar versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Sinjar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sinjar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sinjar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sinjar gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.