Last update: Oct 2026

Cost of Living Comparison Between Singapore and Wagga Wagga

For one person, living is cheaper in Wagga Wagga: $1,870 a month against $3,500 in Singapore, rent and utilities included – about $19,600 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
91

Cost of Living Index in Wagga Wagga
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Wagga Wagga Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Wagga Wagga

🇦🇺 Australia

$1,870

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Wagga Wagga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Wagga Wagga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $1,870 in Wagga Wagga.

Singapore $3,500
Wagga Wagga $1,870

Estimated couple costs with rent: $5,265 in Singapore versus $2,854 in Wagga Wagga.

Singapore $5,265
Wagga Wagga $2,854

Monthly costs for a family of three with rent: $7,030 in Singapore versus $3,837 in Wagga Wagga.

Singapore $7,030
Wagga Wagga $3,837

Living in Singapore is roughly 87% more expensive than in Wagga Wagga, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Singapore 159% above, Wagga Wagga 39% above.

Meal at Budget Restaurant

$11.76 SGD 15.05

$13.69 A$19.70

-14.10%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$88.1 A$127

-19.81%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$10.62 A$15.28

-19.49%

Cappuccino

$5.20 SGD 6.66

$4.12 A$5.92

26.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$3.15 A$4.54

-43.81%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.57 A$3.69

-52.14%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$8.13 A$11.70

1.60%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$9.59 A$13.80

6.05%

Milk (1 liter)

$3.04 SGD 3.89

$1.56 A$2.25

94.87%

White Bread (500g)

$2.55 SGD 3.26

$3.29 A$4.73

-22.49%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.68 A$3.85

6.72%

Eggs

$3.53 SGD 4.51

$5.17 A$7.44

-31.72%

Local Cheese (1kg)

$21.12 SGD 27.02

$12.88 A$18.53

63.98%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$9.87 A$14.20

0.30%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$15.35 A$22.09

65.60%

Apples (1kg)

$4.57 SGD 5.85

$3.89 A$5.60

17.48%

Banana (1kg)

$3.13 SGD 4.00

$3.08 A$4.44

1.62%

Oranges (1kg)

$4.72 SGD 6.04

$3.57 A$5.14

32.21%

Tomato (1kg)

$2.23 SGD 2.85

$5.11 A$7.35

-56.36%

Potato (1kg)

$2.57 SGD 3.29

$3.05 A$4.38

-15.74%

Onion (1kg)

$2.29 SGD 2.93

$2.72 A$3.91

-15.81%

Lettuce (1 head)

$1.87 SGD 2.39

$2.49 A$3.58

-24.90%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.33 A$1.92

8.27%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$44.17 A$63.6

-68.37%

Wine (Bottle)

$23.48 SGD 30.05

$13.86 A$19.95

69.41%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$4.59 A$6.60

-1.09%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$5.45 A$7.84

-18.53%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$3.17 A$4.56

-50.47%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$4.12 A$5.93

-11.65%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.64 A$2.35

-53.66%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$43.84 A$63.1

-63.18%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.33 A$1.91

84.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$26.7K A$38.4K

480.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$29.3K A$42.2K

406.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$181 A$260

-5.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$26.41 A$38.00

-53.09%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$56.0 A$80.5

-53.15%

Gym Membership (Monthly)

$108 SGD 138

$27.38 A$39.40

294.52%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

Cinema Ticket

$11.64 SGD 14.90

$15.57 A$22.40

-25.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,183 A$3,142

-32.17%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$19.9K A$28.7K

42.11%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$75.9 A$109

6.20%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$56.5 A$81.3

-11.25%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$105 A$151

6.26%

Men's Leather Business Shoes

$129 SGD 165

$133 A$191

-2.92%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$916 A$1,317

229.28%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$690 A$993

214.71%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$1,510 A$2,173

286.81%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$1,129 A$1,625

258.10%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$3,429 A$4,934

593.84%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$2,419 A$3,480

592.61%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.95

-58.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Wagga Wagga: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Wagga Wagga

$690 36.9% 68.2% $1.5K

Groceries & Markets

Singapore

$458 13.1%

Wagga Wagga

$394 21.1% 14% $64

Eating Out

Singapore

$256 7.3%

Wagga Wagga

$273 14.6% 6.9% $18

Monthly Utilities & Internet

Singapore

$210 6%

Wagga Wagga

$263 14.1% 25.1% $53

Clothing & Footwear

Singapore

$167 4.8%

Wagga Wagga

$167 8.9% 0.3% $0.5

Sport & Entertainment

Singapore

$131 3.8%

Wagga Wagga

$59 3.1% 55.4% $73

Getting Around

Singapore

$107 3.1%

Wagga Wagga

$25 * 1.3% 76.8% $83

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $916 in Wagga Wagga. Housing cost is often the main lever when comparing two cities.

Dining out: $71.0 in Singapore vs $88.0 in Wagga Wagga. Groceries flip the comparison at $458 vs $394, with Wagga Wagga cheaper for home cooking.

Good to know

🇸🇬 Singapore

🇦🇺 Wagga Wagga

🕒 Local time

01:47 1:47 AM

04:47 4:47 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

49,686

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 19, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to SGD in detail →

On the map

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Highest

Between locations

Singapore Wagga Wagga 6,060 km ≈ 8 h nonstop flight

From you

Singapore
Wagga Wagga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Wagga Wagga: Cost of Living - Frequently Asked Questions

Wagga Wagga is cheaper overall, especially in groceries, clothing, and leisure. The 87% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,251 in Singapore and $2,805 in Wagga Wagga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,015 in Singapore versus $916 in Wagga Wagga. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,481 in Singapore versus $2,183 in Wagga Wagga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Wagga Wagga – a meal for two runs $88.0 versus $71.0 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,870 in Wagga Wagga versus $3,500 in Singapore, a $2,000 budget is realistic in Wagga Wagga but tight or insufficient in Singapore. The gap between the two cities makes Wagga Wagga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Wagga Wagga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wagga Wagga gentler on the wallet – expenses run 87% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.