Last update: Oct 2026

Cost of Living Comparison Between Singapore and Shepparton

For one person, living is cheaper in Shepparton: $2,199 a month against $3,500 in Singapore, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
107

Cost of Living Index in Shepparton
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Shepparton Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Shepparton

🇦🇺 Australia

$2,199

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Shepparton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Shepparton actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,199 in Shepparton, rent included.

Singapore $3,500
Shepparton $2,199

A couple spends around $5,265 per month in Singapore vs $3,263 in Shepparton, rent included.

Singapore $5,265
Shepparton $3,263

A family of three spends $7,030 per month in Singapore vs $4,328 in Shepparton, rent included.

Singapore $7,030
Shepparton $4,328

Singapore costs about 59% more than Shepparton, and outside of rent the biggest gap is in groceries.

Both Singapore and Shepparton sit above the global median – Singapore by 159%, Shepparton by 63%.

Meal at Budget Restaurant

$11.76 SGD 15.05

$17.52 A$25.10

-32.88%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$65.6 A$93.9

7.73%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$9.60 A$13.75

-10.94%

Cappuccino

$5.20 SGD 6.66

$3.90 A$5.59

33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$3.18 A$4.55

-44.34%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.43 A$3.48

-49.38%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$7.14 A$10.23

15.69%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$8.48 A$12.15

19.93%

Milk (1 liter)

$3.04 SGD 3.90

$1.42 A$2.04

114.08%

White Bread (500g)

$2.55 SGD 3.26

$2.57 A$3.69

-0.78%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.64 A$3.77

8.33%

Eggs

$3.53 SGD 4.52

$4.06 A$5.81

-13.05%

Local Cheese (1kg)

$21.12 SGD 27.03

$10.43 A$14.94

102.49%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$9.24 A$13.24

7.14%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$14.83 A$21.24

71.41%

Apples (1kg)

$4.57 SGD 5.85

$4.00 A$5.72

14.25%

Banana (1kg)

$3.13 SGD 4.00

$3.11 A$4.46

0.64%

Oranges (1kg)

$4.72 SGD 6.04

$3.24 A$4.64

45.68%

Tomato (1kg)

$2.23 SGD 2.85

$4.61 A$6.60

-51.63%

Potato (1kg)

$2.57 SGD 3.29

$2.94 A$4.21

-12.59%

Onion (1kg)

$2.29 SGD 2.93

$2.46 A$3.53

-6.91%

Lettuce (1 head)

$1.87 SGD 2.39

$2.45 A$3.51

-23.67%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.56 A$2.24

-7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$31.38 A$44.95

-55.48%

Wine (Bottle)

$23.48 SGD 30.05

$11.82 A$16.93

98.65%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$5.56 A$7.97

-18.35%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$5.28 A$7.56

-15.91%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$2.94 A$4.21

-46.60%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$80.4 A$115

16.62%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.92 A$5.61

-7.14%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.38 A$1.97

-44.93%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$29.70 A$42.54

-45.66%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.45 A$2.08

68.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.6K

$28.2K A$40.5K

449.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$26.0K A$37.2K

471.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$230 A$329

-25.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$27.39 A$39.23

-54.76%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$56.3 A$80.6

-53.44%

Gym Membership (Monthly)

$108 SGD 138

$65.0 A$93.1

66.21%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$17.57 A$25.17

-29.94%

Cinema Ticket

$11.64 SGD 14.90

$15.47 A$22.16

-24.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,061 A$2,952

-28.14%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$29.4K A$42.1K

-3.64%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$79.3 A$114

1.64%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$48.95 A$70.1

2.37%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$120 A$172

-7.02%

Men's Leather Business Shoes

$129 SGD 165

$120 A$172

7.48%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,050 A$1,504

187.20%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$862 A$1,235

151.87%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,476

$1,731 A$2,480

237.49%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,175

$1,457 A$2,087

177.54%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$5,127 A$7,344

364.02%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,963 A$7,109

237.55%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$2,513 A$3,599

74.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.9

-58.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Shepparton: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Shepparton

$862 39.2% 60.3% $1.3K

Groceries & Markets

Singapore

$458 13.1%

Shepparton

$368 16.7% 19.7% $90

Eating Out

Singapore

$256 7.3%

Shepparton

$291 13.2% 13.7% $35

Monthly Utilities & Internet

Singapore

$210 6%

Shepparton

$314 14.3% 49.2% $103

Clothing & Footwear

Singapore

$167 4.8%

Shepparton

$166 7.5% 0.8% $1.3

Sport & Entertainment

Singapore

$131 3.8%

Shepparton

$96 4.4% 27% $35

Getting Around

Singapore

$107 3.1%

Shepparton

$103 4.7% 4.2% $4.5

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $1,050 in Shepparton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in Singapore, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71.0 in Singapore versus $66.0 in Shepparton. Monthly groceries follow the same trend: $458 vs $368 – making Shepparton the more affordable choice for daily food spending.

Good to know

🇸🇬 Singapore

🇦🇺 Shepparton

🕒 Local time

08:03 8:03 AM

11:03 11:03 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

49,862

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.698 EUR

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 14, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Australian Dollar exchange rates as of October 14, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Shepparton 5,990 km ≈ 8 h nonstop flight

From you

Singapore
Shepparton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Shepparton: Cost of Living - Frequently Asked Questions

Singapore costs about 59% more than Shepparton, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,251 per month in Singapore and $3,298 in Shepparton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shepparton, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 24% more in Singapore, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $71.0 in Singapore and $66.0 in Shepparton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Shepparton, where all-in costs run around $2,199, than in Singapore at $3,500. In Shepparton it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Shepparton – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shepparton. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.