Last update: Oct 2026

Cost of Living Comparison Between Singapore and Penrith

For one person, living is cheaper in Penrith: $2,604 a month against $3,500 in Singapore, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
122

Cost of Living Index in Penrith
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Penrith Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Penrith

🇦🇺 Australia

$2,604

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Penrith

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Penrith actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,604 in Penrith, rent included.

Singapore $3,500
Penrith $2,604

A couple spends around $5,265 per month in Singapore vs $3,652 in Penrith, rent included.

Singapore $5,265
Penrith $3,652

A family of three spends $7,030 per month in Singapore vs $4,701 in Penrith, rent included.

Singapore $7,030
Penrith $4,701

Singapore costs about 34% more than Penrith, and outside of rent the biggest gap is in groceries.

Both Singapore and Penrith sit above the global median – Singapore by 159%, Penrith by 93%.

Meal at Budget Restaurant

$11.76 SGD 15.05

$21.03 A$30.13

-44.08%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$89.7 A$128

-21.23%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$10.56 A$15.12

-19.03%

Cappuccino

$5.20 SGD 6.66

$2.04 A$2.92

154.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$3.16 A$4.52

-43.99%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.56 A$3.67

-51.95%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$8.57 A$12.27

-3.62%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$4.96 A$7.10

105.04%

Milk (1 liter)

$3.04 SGD 3.90

$1.57 A$2.25

93.63%

White Bread (500g)

$2.55 SGD 3.26

$3.32 A$4.76

-23.19%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.54 A$3.64

12.60%

Eggs

$3.53 SGD 4.52

$5.16 A$7.39

-31.59%

Local Cheese (1kg)

$21.12 SGD 27.03

$13.08 A$18.73

61.47%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$9.74 A$13.95

1.64%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$15.40 A$22.06

65.06%

Apples (1kg)

$4.57 SGD 5.85

$3.93 A$5.62

16.28%

Banana (1kg)

$3.13 SGD 4.00

$3.08 A$4.41

1.62%

Oranges (1kg)

$4.72 SGD 6.04

$3.50 A$5.01

34.86%

Tomato (1kg)

$2.23 SGD 2.85

$5.31 A$7.61

-58.00%

Potato (1kg)

$2.57 SGD 3.29

$3.17 A$4.54

-18.93%

Onion (1kg)

$2.29 SGD 2.93

$2.80 A$4.00

-18.21%

Lettuce (1 head)

$1.87 SGD 2.39

$2.48 A$3.56

-24.60%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.34 A$1.92

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$45.42 A$65.1

-69.24%

Wine (Bottle)

$23.48 SGD 30.05

$14.07 A$20.15

66.88%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$4.62 A$6.62

-1.73%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$5.64 A$8.08

-21.28%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$3.17 A$4.55

-50.47%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$78.5 A$112

19.49%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$4.11 A$5.89

-11.44%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.57 A$2.25

-51.59%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$42.63 A$61.1

-62.14%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.18 A$1.69

107.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.6K

$27.1K A$38.8K

472.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$30.0K A$43.0K

394.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$183 A$262

-6.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$26.16 A$37.48

-52.64%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$55.4 A$79.3

-52.68%

Gym Membership (Monthly)

$108 SGD 138

$51.0 A$73.1

111.80%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$17.66 A$25.30

-30.29%

Cinema Ticket

$11.64 SGD 14.90

$15.88 A$22.75

-26.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,390 A$3,424

-38.04%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$19.9K A$28.5K

42.32%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$75.3 A$108

6.96%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$56.1 A$80.4

-10.71%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$108 A$154

3.70%

Men's Leather Business Shoes

$129 SGD 165

$134 A$192

-3.99%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,371 A$1,964

119.83%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,289 A$1,847

68.38%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,476

$2,142 A$3,068

172.77%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,175

$1,686 A$2,416

139.78%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$4,992 A$7,152

376.52%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,361 A$6,247

284.17%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.95

-58.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Penrith: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Penrith

$1.3K 49.5% 40.6% $882

Groceries & Markets

Singapore

$458 13.1%

Penrith

$396 15.2% 13.5% $62

Eating Out

Singapore

$256 7.3%

Penrith

$300 11.5% 17.3% $44

Monthly Utilities & Internet

Singapore

$210 6%

Penrith

$264 10.2% 25.7% $54

Clothing & Footwear

Singapore

$167 4.8%

Penrith

$168 6.5% 0.6% $1

Sport & Entertainment

Singapore

$131 3.8%

Penrith

$83 3.2% 37% $49

Getting Around

Singapore

$107 3.1%

Penrith

$103 4% 4% $4.3

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $1,371 in Penrith. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Singapore versus $90.0 in Penrith. Groceries tell a different story – $458 in Singapore vs $396 in Penrith – so Penrith wins on supermarket bills even if dining out costs more.

Good to know

🇸🇬 Singapore

🇦🇺 Penrith

🕒 Local time

05:18 5:18 AM

08:18 8:18 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

13,343

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.698 EUR

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 13, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

USD to SGD in detail →

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Between locations

Singapore Penrith 6,250 km ≈ 8 h nonstop flight

From you

Singapore
Penrith

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Penrith: Cost of Living - Frequently Asked Questions

Singapore costs about 34% more than Penrith, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,251 per month in Singapore and $3,905 in Penrith. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Penrith, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 19% less in Penrith. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,481 per month in Singapore and $2,390 in Penrith. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,500 in Singapore and $2,604 in Penrith. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Penrith – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Penrith. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.