Last update: Oct 2026

Cost of Living Comparison Between Penrith and Singapore

For one person, living is cheaper in Penrith: $2,604 a month against $3,500 in Singapore, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Penrith
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Penrith Living Index
169

Cost of Living Index in Singapore
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Singapore Living Index

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Penrith

🇦🇺 Australia

$2,604

/mo nomad

Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Monthly Cost of Living

How much you'll spend in Penrith and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Penrith and in Singapore actually costs, broken down by who's living it.

A single person spends $2,604 per month in Penrith vs $3,500 in Singapore, rent included.

Penrith $2,604
Singapore $3,500

A couple spends around $3,652 per month in Penrith vs $5,265 in Singapore, rent included.

Penrith $3,652
Singapore $5,265

A family of three spends $4,701 per month in Penrith vs $7,030 in Singapore, rent included.

Penrith $4,701
Singapore $7,030

Penrith is about 26% cheaper than Singapore, and outside of rent the biggest gap is in groceries.

Both Penrith and Singapore sit above the global median – Penrith by 93%, Singapore by 159%.

Meal at Budget Restaurant

$21.03 A$30.13

$11.76 SGD 15.05

78.83%

Three-Course Dinner for Two, Mid-Range

$89.7 A$128

$70.6 SGD 90.4

26.95%

Fast Food Meal (McDonalds, etc)

$10.56 A$15.12

$8.55 SGD 10.94

23.51%

Cappuccino

$2.04 A$2.92

$5.20 SGD 6.66

-60.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 A$4.52

$1.77 SGD 2.27

78.53%

Water (0.33 liter bottle)

$2.56 A$3.67

$1.23 SGD 1.58

108.13%

Local Beer (0.5 liter draught)

$8.57 A$12.27

$8.26 SGD 10.58

3.75%

Imported Beer (0.33 liter bottle)

$4.96 A$7.10

$10.17 SGD 13.01

-51.23%

Milk (1 liter)

$1.57 A$2.25

$3.04 SGD 3.90

-48.36%

White Bread (500g)

$3.32 A$4.76

$2.55 SGD 3.26

30.20%

Rice (white) (1kg)

$2.54 A$3.64

$2.86 SGD 3.66

-11.19%

Eggs

$5.16 A$7.39

$3.53 SGD 4.52

46.18%

Local Cheese (1kg)

$13.08 A$18.73

$21.12 SGD 27.03

-38.07%

Chicken Fillets (1kg)

$9.74 A$13.95

$9.90 SGD 12.67

-1.62%

Beef Round Steak (1kg)

$15.40 A$22.06

$25.42 SGD 32.53

-39.42%

Apples (1kg)

$3.93 A$5.62

$4.57 SGD 5.85

-14.00%

Banana (1kg)

$3.08 A$4.41

$3.13 SGD 4.00

-1.60%

Oranges (1kg)

$3.50 A$5.01

$4.72 SGD 6.04

-25.85%

Tomato (1kg)

$5.31 A$7.61

$2.23 SGD 2.85

138.12%

Potato (1kg)

$3.17 A$4.54

$2.57 SGD 3.29

23.35%

Onion (1kg)

$2.80 A$4.00

$2.29 SGD 2.93

22.27%

Lettuce (1 head)

$2.48 A$3.56

$1.87 SGD 2.39

32.62%

Water (1.5 liter bottle)

$1.34 A$1.92

$1.44 SGD 1.84

-6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$45.42 A$65.1

$13.97 SGD 17.88

225.13%

Wine (Bottle)

$14.07 A$20.15

$23.48 SGD 30.05

-40.08%

Local Beer (0.5 liter bottle)

$4.62 A$6.62

$4.54 SGD 5.80

1.76%

Imported Beer (0.33 liter bottle)

$5.64 A$8.08

$4.44 SGD 5.68

27.03%

One-way Ticket (Public Transport)

$3.17 A$4.55

$1.57 SGD 2.01

101.91%

Public Transport Monthly Pass (Regular Price)

$78.5 A$112

$93.8 SGD 120

-16.31%

Taxi Start (Normal Tariff)

$4.11 A$5.89

$3.64 SGD 4.66

12.91%

Taxi (Normal Tariff) (1km)

$1.57 A$2.25

$0.76 SGD 0.97

106.58%

Taxi 1hour Waiting (Normal Tariff)

$42.63 A$61.1

$16.14 SGD 20.66

164.13%

Gasoline (1 liter)

$1.18 A$1.69

$2.45 SGD 3.14

-51.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K A$38.8K

$155.2K SGD 198.6K

-82.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K A$43.0K

$148.5K SGD 190.0K

-79.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 A$262

$172 SGD 220

6.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.16 A$37.48

$12.39 SGD 15.86

111.14%

Internet (50+ Mbps, Unlimited Data)

$55.4 A$79.3

$26.21 SGD 33.54

111.33%

Gym Membership (Monthly)

$51.0 A$73.1

$108 SGD 138

-52.79%

Tennis Court (1 Hour on Weekend)

$17.66 A$25.30

$12.31 SGD 15.75

43.46%

Cinema Ticket

$15.88 A$22.75

$11.64 SGD 14.90

36.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,390 A$3,424

$1,481 SGD 1,895

61.39%

International Primary School, 1 Child (Yearly)

$19.9K A$28.5K

$28.3K SGD 36.3K

-29.74%

Jeans (Levis 501 Or Similar)

$75.3 A$108

$80.6 SGD 103

-6.51%

Summer Dress (H&M, Zara, etc)

$56.1 A$80.4

$50.1 SGD 64.1

11.99%

Sport Shoes (Adidas, Nike)

$108 A$154

$112 SGD 143

-3.57%

Men's Leather Business Shoes

$134 A$192

$129 SGD 165

4.16%

1-bedroom Apartment, City Center (Monthly)

$1,371 A$1,964

$3,015 SGD 3,858

-54.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,289 A$1,847

$2,171 SGD 2,778

-40.61%

3-bedroom Apartment, City Center (Monthly)

$2,142 A$3,068

$5,842 SGD 7,476

-63.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,686 A$2,416

$4,044 SGD 5,175

-58.29%

Buy Apartment in City Center (m2)

$4,992 A$7,152

$23.8K SGD 30.4K

-79.01%

Buy Apartment Outside City Center (m2)

$4,361 A$6,247

$16.8K SGD 21.4K

-73.97%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

2.44

143.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penrith: October 11, 2026

Last update for Singapore: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Penrith

$1.3K 49.5%

Singapore

$2.2K 62% 68.4% $882

Groceries & Markets

Penrith

$396 15.2%

Singapore

$458 13.1% 15.6% $62

Eating Out

Penrith

$300 11.5%

Singapore

$256 7.3% 14.7% $44

Monthly Utilities & Internet

Penrith

$264 10.2%

Singapore

$210 6% 20.5% $54

Clothing & Footwear

Penrith

$168 6.5%

Singapore

$167 4.8% 0.6% $1

Getting Around

Penrith

$103 4%

Singapore

$107 3.1% 4.2% $4.3

Sport & Entertainment

Penrith

$83 3.2%

Singapore

$131 3.8% 58.6% $49

Cost Breakdown

A central one-bedroom costs $1,371 in Penrith versus $3,015 in Singapore. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90.0 in Penrith versus $71.0 in Singapore. Groceries tell a different story – $396 in Penrith vs $458 in Singapore – so Penrith wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Penrith

🇸🇬 Singapore

🕒 Local time

06:10 6:10 AM

03:10 3:10 AM

3 h behind Penrith

🌤 Weather

👥 Population

13,343

5,535,002 Capital

💱 Currency

Australian Dollar AUD $

Singapore Dollar SGD $

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

1 SGD = 0.781 USD

1 SGD = 0.7 EUR

Exchange rates and currency converter

SGD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Singapore Dollar exchange rates as of October 13, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.7 EUR).

USD to AUD in detail →

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Penrith Singapore 6,250 km ≈ 8 h nonstop flight

From you

Penrith
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Penrith vs Singapore: Cost of Living - Frequently Asked Questions

Singapore costs about 34% more than Penrith, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,905 per month in Penrith and $5,251 in Singapore. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Penrith, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 19% less in Penrith. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,390 per month in Penrith and $1,481 in Singapore. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,604 in Penrith and $3,500 in Singapore. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Penrith – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Penrith. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.