Last update: Oct 2026

Cost of Living Comparison Between Singapore and Coffs Harbour

For one person, living is cheaper in Coffs Harbour: $2,422 a month against $3,500 in Singapore, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
119

Cost of Living Index in Coffs Harbour
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Coffs Harbour Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Coffs Harbour

🇦🇺 Australia

$2,422

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Coffs Harbour

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Coffs Harbour actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $2,422 in Coffs Harbour.

Singapore $3,500
Coffs Harbour $2,422

Estimated couple costs with rent: $5,265 in Singapore versus $3,551 in Coffs Harbour.

Singapore $5,265
Coffs Harbour $3,551

Monthly costs for a family of three with rent: $7,030 in Singapore versus $4,680 in Coffs Harbour.

Singapore $7,030
Coffs Harbour $4,680

Living in Singapore is roughly 45% more expensive than in Coffs Harbour, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Singapore 159% above, Coffs Harbour 79% above.

Meal at Budget Restaurant

$11.76 SGD 15.05

$13.90 A$20.00

-15.40%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$105 A$151

-32.50%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$9.16 A$13.18

-6.66%

Cappuccino

$5.20 SGD 6.66

$3.70 A$5.32

40.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$2.80 A$4.03

-36.79%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$1.94 A$2.80

-36.60%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$5.07 A$7.29

62.92%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$5.53 A$7.96

83.91%

Milk (1 liter)

$3.04 SGD 3.89

$1.52 A$2.18

100.00%

White Bread (500g)

$2.55 SGD 3.26

$2.73 A$3.92

-6.59%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.33 A$3.35

22.75%

Eggs

$3.53 SGD 4.51

$3.40 A$4.89

3.82%

Local Cheese (1kg)

$21.12 SGD 27.02

$9.04 A$13.00

133.63%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$7.15 A$10.28

38.46%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$14.16 A$20.38

79.52%

Apples (1kg)

$4.57 SGD 5.85

$3.81 A$5.49

19.95%

Banana (1kg)

$3.13 SGD 4.00

$3.03 A$4.37

3.30%

Oranges (1kg)

$4.72 SGD 6.04

$3.47 A$5.00

36.02%

Tomato (1kg)

$2.23 SGD 2.85

$4.25 A$6.12

-47.53%

Potato (1kg)

$2.57 SGD 3.29

$1.35 A$1.95

90.37%

Onion (1kg)

$2.29 SGD 2.93

$2.50 A$3.59

-8.40%

Lettuce (1 head)

$1.87 SGD 2.39

$2.41 A$3.47

-22.41%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$2.33 A$3.35

-38.20%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$31.57 A$45.43

-55.75%

Wine (Bottle)

$23.48 SGD 30.05

$14.01 A$20.16

67.59%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$5.90 A$8.49

-23.05%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$6.76 A$9.72

-34.32%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$4.84 A$6.97

-67.56%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$2.10 A$3.03

73.33%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.55 A$2.24

-50.97%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$35.59 A$51.2

-54.65%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.29 A$1.86

89.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$26.5K A$38.2K

484.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$32.7K A$47.0K

354.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$176 A$253

-2.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$10.55 A$15.18

17.44%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$53.5 A$77.0

-51.02%

Gym Membership (Monthly)

$108 SGD 138

$108 A$155

0.37%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

Cinema Ticket

$11.64 SGD 14.90

$13.84 A$19.92

-15.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,176 A$3,131

-31.95%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$11.8K A$17.0K

139.91%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$74.9 A$108

7.56%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$54.0 A$77.7

-7.20%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$104 A$150

7.42%

Men's Leather Business Shoes

$129 SGD 165

$120 A$173

7.35%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,387 A$1,997

117.28%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,259 A$1,812

72.35%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$2,108 A$3,033

177.12%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$1,939 A$2,790

108.53%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$3,557 A$5,119

568.80%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$3,546 A$5,102

372.47%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$3,275 A$4,713

33.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.69

-57.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Coffs Harbour: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Coffs Harbour

$1.3K 52% 42% $911

Groceries & Markets

Singapore

$458 13.1%

Coffs Harbour

$361 14.9% 21.2% $97

Eating Out

Singapore

$256 7.3%

Coffs Harbour

$238 9.8% 6.8% $17

Monthly Utilities & Internet

Singapore

$210 6%

Coffs Harbour

$240 9.9% 14% $29

Clothing & Footwear

Singapore

$167 4.8%

Coffs Harbour

$159 6.6% 4.9% $8.2

Sport & Entertainment

Singapore

$131 3.8%

Coffs Harbour

$135 5.6% 3% $4

Getting Around

Singapore

$107 3.1%

Coffs Harbour

$29 * 1.2% 72.8% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $1,387 in Coffs Harbour. Housing cost is often the main lever when comparing two cities.

Singapore pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Singapore vs $105 in Coffs Harbour. Groceries flip the comparison at $458 vs $361, with Coffs Harbour cheaper for home cooking.

Good to know

🇸🇬 Singapore

🇦🇺 Coffs Harbour

🕒 Local time

01:43 1:43 AM

04:43 4:43 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

78,759

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 17, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to SGD in detail →

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Singapore Coffs Harbour 6,280 km ≈ 8 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Coffs Harbour: Cost of Living - Frequently Asked Questions

Coffs Harbour is cheaper overall, especially in groceries, eating out, and clothing. The 45% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 34% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,015 in Singapore versus $1,387 in Coffs Harbour. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 27% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,500 per month in Singapore versus $2,422 in Coffs Harbour – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,422 in Coffs Harbour versus $3,500 in Singapore, a $2,500 budget is realistic in Coffs Harbour but tight or insufficient in Singapore. The gap between the two cities makes Coffs Harbour the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Coffs Harbour are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Coffs Harbour gentler on the wallet – expenses run 45% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.