Last update: Oct 2026

Cost of Living Comparison Between Singapore and Albury

For one person, living is cheaper in Albury: $2,246 a month against $3,500 in Singapore, rent and utilities included – about $15,000 less a year. Higher rent and utilities in Singapore outweigh lower spending on other living expenses.

169

Cost of Living Index in Singapore
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Singapore Living Index
109

Cost of Living Index in Albury
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Albury Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Albury

🇦🇺 Australia

$2,246

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Albury

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Albury actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $2,246 in Albury.

Singapore $3,500
Albury $2,246

Estimated couple costs with rent: $5,265 in Singapore versus $3,352 in Albury.

Singapore $5,265
Albury $3,352

Monthly costs for a family of three with rent: $7,030 in Singapore versus $4,458 in Albury.

Singapore $7,030
Albury $4,458

Living in Singapore is roughly 56% more expensive than in Albury, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Singapore 159% above, Albury 66% above.

Meal at Budget Restaurant

$11.76 SGD 15.05

$20.83 A$29.84

-43.54%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$88.2 A$126

-19.95%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$10.52 A$15.07

-18.73%

Cappuccino

$5.20 SGD 6.66

$4.13 A$5.92

25.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$3.05 A$4.37

-41.97%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.49 A$3.57

-50.60%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$7.05 A$10.10

17.16%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$7.02 A$10.06

44.87%

Milk (1 liter)

$3.04 SGD 3.90

$1.53 A$2.19

98.69%

White Bread (500g)

$2.55 SGD 3.26

$3.19 A$4.57

-20.06%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.52 A$3.61

13.49%

Eggs

$3.53 SGD 4.52

$5.16 A$7.39

-31.59%

Local Cheese (1kg)

$21.12 SGD 27.03

$8.59 A$12.31

145.87%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$9.73 A$13.94

1.75%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$12.75 A$18.26

99.37%

Apples (1kg)

$4.57 SGD 5.85

$3.28 A$4.70

39.33%

Banana (1kg)

$3.13 SGD 4.00

$3.18 A$4.55

-1.57%

Oranges (1kg)

$4.72 SGD 6.04

$3.41 A$4.88

38.42%

Tomato (1kg)

$2.23 SGD 2.85

$5.28 A$7.57

-57.77%

Potato (1kg)

$2.57 SGD 3.29

$3.05 A$4.37

-15.74%

Onion (1kg)

$2.29 SGD 2.93

$2.12 A$3.03

8.02%

Lettuce (1 head)

$1.87 SGD 2.39

$2.27 A$3.25

-17.62%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.38 A$1.98

4.35%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$27.71 A$39.70

-49.58%

Wine (Bottle)

$23.48 SGD 30.05

$13.68 A$19.60

71.64%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$4.27 A$6.12

6.32%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$5.39 A$7.71

-17.63%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$3.86 A$5.52

-59.33%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$71.5 A$102

31.08%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.44 A$4.92

5.81%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.60 A$2.30

-52.50%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$41.17 A$59.0

-60.80%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.30 A$1.86

88.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.6K

$26.6K A$38.1K

483.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$27.9K A$39.9K

433.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$184 A$263

-6.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$26.90 A$38.53

-53.94%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$55.0 A$78.8

-52.37%

Gym Membership (Monthly)

$108 SGD 138

$138 A$197

-21.56%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$22.37 A$32.05

-44.97%

Cinema Ticket

$11.64 SGD 14.90

$12.91 A$18.49

-9.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,164 A$3,100

-31.57%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$20.5K A$29.4K

38.00%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$62.7 A$89.8

28.45%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$42.39 A$60.7

18.21%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$97.0 A$139

15.28%

Men's Leather Business Shoes

$129 SGD 165

$107 A$154

20.27%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,102 A$1,579

173.51%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$895 A$1,282

142.52%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,476

$1,898 A$2,719

207.78%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,175

$1,388 A$1,989

191.28%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$4,706 A$6,742

-6.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.95

-58.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Albury: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Albury

$895 39.9% 58.8% $1.3K

Groceries & Markets

Singapore

$458 13.1%

Albury

$365 16.2% 20.3% $93

Eating Out

Singapore

$256 7.3%

Albury

$319 14.2% 24.8% $63

Monthly Utilities & Internet

Singapore

$210 6%

Albury

$266 11.8% 26.3% $55

Clothing & Footwear

Singapore

$167 4.8%

Albury

$139 6.2% 16.7% $28

Sport & Entertainment

Singapore

$131 3.8%

Albury

$164 7.3% 24.5% $32

Getting Around

Singapore

$107 3.1%

Albury

$98 4.4% 8.4% $9.1

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $1,102 in Albury. Housing cost is often the main lever when comparing two cities.

Albury pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Singapore vs $88.0 in Albury. Groceries flip the comparison at $458 vs $365, with Albury cheaper for home cooking.

Good to know

🇸🇬 Singapore

🇦🇺 Albury

🕒 Local time

03:11 3:11 AM

06:11 6:11 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

5,323

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.7 EUR

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 13, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.7 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to SGD in detail →

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Between locations

Singapore Albury 6,090 km ≈ 8 h nonstop flight

From you

Singapore
Albury

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Albury: Cost of Living - Frequently Asked Questions

Albury wins on cost – living expenses run 56% lower than in Singapore. Housing and daily spending are where you'll feel the difference most, making Albury the obvious pick if budget is a priority.

On paper, salaries run 7% lower in Albury. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $3,015 in Singapore versus $1,102 in Albury. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 26% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albury – a meal for two runs $88.0 versus $71.0 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,246 in Albury versus $3,500 in Singapore, a $2,000 budget is realistic in Albury but tight or insufficient in Singapore. The gap between the two cities makes Albury the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Albury are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albury gentler on the wallet – expenses run 56% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.