Last update: Nov 2026

Cost of Living Comparison Between Silver Spring, MD and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $2,859 in Silver Spring, MD, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Silver Spring, MD
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Silver Spring, MD Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Silver Spring, MD

🇺🇸 United States

$2,859

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Silver Spring, MD and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Silver Spring, MD and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,859 in Silver Spring, MD versus $1,641 in Monterrey.

Silver Spring, MD $2,859
Monterrey $1,641

Estimated couple costs with rent: $4,026 in Silver Spring, MD versus $2,573 in Monterrey.

Silver Spring, MD $4,026
Monterrey $2,573

Monthly costs for a family of three with rent: $5,193 in Silver Spring, MD versus $3,504 in Monterrey.

Silver Spring, MD $5,193
Monterrey $3,504

Living in Silver Spring, MD is roughly 74% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Silver Spring, MD 111% above, Monterrey 21% above.

Meal at Budget Restaurant

$13.33 $13.33

$13.37 MX$251

-0.30%

Three-Course Dinner for Two, Mid-Range

$89.4 $89.4

$47.95 MX$900

86.40%

Fast Food Meal (McDonalds, etc)

$7.32 $7.32

$10.79 MX$203

-32.16%

Cappuccino

$5.99 $5.99

$3.77 MX$70.7

58.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 $2.68

$1.51 MX$28.37

77.48%

Water (0.33 liter bottle)

$2.43 $2.43

$1.03 MX$19.33

135.92%

Local Beer (0.5 liter draught)

$7.96 $7.96

$2.48 MX$46.60

220.97%

Imported Beer (0.33 liter bottle)

$8.85 $8.85

$4.36 MX$81.8

102.98%

Milk (1 liter)

$1.21 $1.21

$1.89 MX$35.58

-35.98%

White Bread (500g)

$4.49 $4.49

$2.85 MX$53.5

57.54%

Rice (white) (1kg)

$5.50 $5.50

$1.86 MX$34.86

195.70%

Eggs

$5.24 $5.24

$2.47 MX$46.31

112.15%

Local Cheese (1kg)

$13.28 $13.28

$11.81 MX$222

12.45%

Chicken Fillets (1kg)

$15.44 $15.44

$8.97 MX$168

72.13%

Beef Round Steak (1kg)

$18.62 $18.62

$12.57 MX$236

48.13%

Apples (1kg)

$5.49 $5.49

$3.20 MX$60.0

71.56%

Banana (1kg)

$1.70 $1.70

$1.50 MX$28.23

13.33%

Oranges (1kg)

$4.61 $4.61

$2.12 MX$39.90

117.45%

Tomato (1kg)

$4.43 $4.43

$2.33 MX$43.82

90.13%

Potato (1kg)

$3.09 $3.09

$2.22 MX$41.75

39.19%

Onion (1kg)

$2.01 $2.01

$2.58 MX$48.54

-22.09%

Lettuce (1 head)

$3.18 $3.18

$1.45 MX$27.15

119.31%

Water (1.5 liter bottle)

$2.68 $2.68

$1.22 MX$22.94

119.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.57 $9.57

$4.80 MX$90.1

99.38%

Wine (Bottle)

$15.05 $15.05

$13.30 MX$250

13.16%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.93 MX$36.28

-7.77%

Imported Beer (0.33 liter bottle)

$2.93 $2.93

$2.86 MX$53.6

2.45%

One-way Ticket (Public Transport)

$2.96 $2.96

$0.80 MX$15.00

270.00%

Public Transport Monthly Pass (Regular Price)

$86.5 $86.5

$30.94 MX$581

179.54%

Taxi Start (Normal Tariff)

$3.91 $3.91

$1.83 MX$34.42

113.66%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.06 MX$19.86

48.11%

Taxi 1hour Waiting (Normal Tariff)

$28.09 $28.09

$10.82 MX$203

159.61%

Gasoline (1 liter)

$0.98 $0.98

$1.47 MX$27.65

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$24.1K MX$452.3K

15.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$23.5K MX$442.0K

11.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 $149

$115 MX$2,152

30.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.02 $48.02

$26.37 MX$495

82.10%

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$25.70 MX$483

144.59%

Gym Membership (Monthly)

$26.29 $26.29

$30.53 MX$573

-13.89%

Tennis Court (1 Hour on Weekend)

$21.93 $21.93

$21.27 MX$400

3.10%

Cinema Ticket

$16.37 $16.37

$4.96 MX$93.1

230.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,876 $1,876

$679 MX$12.7K

176.36%

International Primary School, 1 Child (Yearly)

$18.2K $18.2K

$14.2K MX$266.4K

28.41%

Jeans (Levis 501 Or Similar)

$45.35 $45.35

$72.2 MX$1,356

-37.19%

Summer Dress (H&M, Zara, etc)

$41.75 $41.75

$41.94 MX$788

-0.45%

Sport Shoes (Adidas, Nike)

$102 $102

$107 MX$2,019

-5.21%

Men's Leather Business Shoes

$165 $165

$119 MX$2,228

38.95%

1-bedroom Apartment, City Center (Monthly)

$1,840 $1,840

$1,018 MX$19.1K

80.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,538 $1,538

$722 MX$13.6K

113.14%

3-bedroom Apartment, City Center (Monthly)

$3,760 $3,760

$1,966 MX$36.9K

91.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,128 $2,128

$1,416 MX$26.6K

50.32%

Buy Apartment in City Center (m2)

$4,170 $4,170

$4,203 MX$78.9K

-0.79%

Buy Apartment Outside City Center (m2)

$2,477 $2,477

$2,782 MX$52.2K

-10.97%

Average Monthly Net Salary (After Tax)

$4,908 $4,908

$1,096 MX$20.6K

347.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

11.79

-44.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Silver Spring, MD: November 2, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Silver Spring, MD

$1.5K 53.8%

Monterrey

$722 44% 53.1% $816

Groceries & Markets

Silver Spring, MD

$454 15.9%

Monterrey

$302 18.4% 33.5% $152

Eating Out

Silver Spring, MD

$278 9.7%

Monterrey

$216 13.2% 22.5% $63

Monthly Utilities & Internet

Silver Spring, MD

$260 9.1%

Monterrey

$167 10.2% 36% $94

Clothing & Footwear

Silver Spring, MD

$159 5.6%

Monterrey

$153 9.3% 3.8% $6.1

Getting Around

Silver Spring, MD

$110 3.9%

Monterrey

$41 2.5% 62.5% $69

Sport & Entertainment

Silver Spring, MD

$59 2.1%

Monterrey

$40 2.5% 31.5% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,840 in Silver Spring, MD and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Silver Spring, MD pays about 4.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $89 in Silver Spring, MD vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $454 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Silver Spring, MD

🇲🇽 Monterrey

🕒 Local time

23:59 11:59 PM

22:59 10:59 PM

1 h behind Silver Spring, MD

🌤 Weather

👥 Population

71,452

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.891 EUR

100 MXN = 5.32 USD

100 MXN = 4.74 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.78 MXN (100 MXN = 5.32 USD). 1 EUR = 21.08 MXN (100 MXN = 4.74 EUR).

MXN to USD in detail →

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Between locations

Silver Spring, MD Monterrey 2,630 km ≈ 3 h 45 min nonstop flight

From you

Silver Spring, MD
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Silver Spring, MD vs Monterrey: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,859 in Silver Spring, MD and $1,641 in Monterrey, so Monterrey is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Silver Spring, MD is about 4.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,840 in Silver Spring, MD versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $89 in Silver Spring, MD. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,859 per month in Silver Spring, MD versus $1,641 in Monterrey – Monterrey is about 43% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 43% less than in Silver Spring, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.