Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Silver Spring, MD

For one person, living is cheaper in Monterrey: $1,641 a month against $2,859 in Silver Spring, MD, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Silver Spring, MD, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Silver Spring, MD
🇺🇸 United States
$2,859
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Silver Spring, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Silver Spring, MD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $2,859 in Silver Spring, MD.

  • Monterrey $1,641
  • Silver Spring, MD $2,859

Estimated couple costs with rent: $2,573 in Monterrey versus $4,026 in Silver Spring, MD.

  • Monterrey $2,573
  • Silver Spring, MD $4,026

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $5,193 in Silver Spring, MD.

  • Monterrey $3,504
  • Silver Spring, MD $5,193

Living in Monterrey costs roughly 43% less than in Silver Spring, MD, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 21% above, Silver Spring, MD 111% above.

Currency
🍽 Eating Out
Monterrey
Silver Spring, MD
Difference
Meal at Budget Restaurant
$13.37 MX$251
$13.33 $13.33
0.30%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$900
$89.4 $89.4
-46.35%
Fast Food Meal (McDonalds, etc)
$10.79 MX$203
$7.32 $7.32
47.40%
Cappuccino
$3.77 MX$70.7
$5.99 $5.99
-37.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.37
$2.68 $2.68
-43.66%
Water (0.33 liter bottle)
$1.03 MX$19.33
$2.43 $2.43
-57.61%
Local Beer (0.5 liter draught)
$2.48 MX$46.60
$7.96 $7.96
-68.84%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.8
$8.85 $8.85
-50.73%
🛒 Groceries & Markets
Monterrey
Silver Spring, MD
Difference
Milk (1 liter)
$1.89 MX$35.58
$1.21 $1.21
56.20%
White Bread (500g)
$2.85 MX$53.5
$4.49 $4.49
-36.53%
Rice (white) (1kg)
$1.86 MX$34.86
$5.50 $5.50
-66.18%
Eggs
$2.47 MX$46.31
$5.24 $5.24
-52.86%
Local Cheese (1kg)
$11.81 MX$222
$13.28 $13.28
-11.07%
Chicken Fillets (1kg)
$8.97 MX$168
$15.44 $15.44
-41.90%
Beef Round Steak (1kg)
$12.57 MX$236
$18.62 $18.62
-32.49%
Apples (1kg)
$3.20 MX$60.0
$5.49 $5.49
-41.71%
Banana (1kg)
$1.50 MX$28.23
$1.70 $1.70
-11.76%
Oranges (1kg)
$2.12 MX$39.90
$4.61 $4.61
-54.01%
Tomato (1kg)
$2.33 MX$43.82
$4.43 $4.43
-47.40%
Potato (1kg)
$2.22 MX$41.75
$3.09 $3.09
-28.16%
Onion (1kg)
$2.58 MX$48.54
$2.01 $2.01
28.36%
Lettuce (1 head)
$1.45 MX$27.15
$3.18 $3.18
-54.40%
Water (1.5 liter bottle)
$1.22 MX$22.94
$2.68 $2.68
-54.48%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$90.1
$9.57 $9.57
-49.84%
Wine (Bottle)
$13.30 MX$250
$15.05 $15.05
-11.63%
Local Beer (0.5 liter bottle)
$1.93 MX$36.28
$1.78 $1.78
8.43%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.6
$2.93 $2.93
-2.39%
🚌 Getting Around
Monterrey
Silver Spring, MD
Difference
One-way Ticket (Public Transport)
$0.80 MX$15.00
$2.96 $2.96
-72.97%
Public Transport Monthly Pass (Regular Price)
$30.94 MX$581
$86.5 $86.5
-64.23%
Taxi Start (Normal Tariff)
$1.83 MX$34.42
$3.91 $3.91
-53.20%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.86
$1.57 $1.57
-32.48%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$203
$28.09 $28.09
-61.48%
Gasoline (1 liter)
$1.47 MX$27.65
$0.98 $0.98
50.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$452.3K
$27.9K $27.9K
-13.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$442.0K
$26.2K $26.2K
-10.16%
🧾 Monthly Utilities & Internet
Monterrey
Silver Spring, MD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,152
$149 $149
-23.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$495
$48.02 $48.02
-45.09%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$483
$62.9 $62.9
-59.12%
🎉 Sport & Entertainment
Monterrey
Silver Spring, MD
Difference
Gym Membership (Monthly)
$30.53 MX$573
$26.29 $26.29
16.13%
Tennis Court (1 Hour on Weekend)
$21.27 MX$400
$21.93 $21.93
-3.01%
Cinema Ticket
$4.96 MX$93.1
$16.37 $16.37
-69.70%
🧸 Childcare & Education
Monterrey
Silver Spring, MD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$1,876 $1,876
-63.82%
International Primary School, 1 Child (Yearly)
$14.2K MX$266.4K
$18.2K $18.2K
-22.12%
👕👟 Clothing & Footwear
Monterrey
Silver Spring, MD
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,356
$45.35 $45.35
59.21%
Summer Dress (H&M, Zara, etc)
$41.94 MX$788
$41.75 $41.75
0.46%
Sport Shoes (Adidas, Nike)
$107 MX$2,019
$102 $102
5.50%
Men's Leather Business Shoes
$119 MX$2,228
$165 $165
-28.03%
🏠 Accommodation & Living
Monterrey
Silver Spring, MD
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.1K
$1,840 $1,840
-44.70%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.6K
$1,538 $1,538
-53.08%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.9K
$3,760 $3,760
-47.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.6K
$2,128 $2,128
-33.48%
Buy Apartment in City Center (m2)
$4,203 MX$78.9K
$4,170 $4,170
0.79%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.2K
$2,477 $2,477
12.33%
💵 Salaries & Financials
Monterrey
Silver Spring, MD
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.6K
$4,908 $4,908
-77.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.56
79.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Silver Spring, MD: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Silver Spring, MD
$1.5K 113% $816
Groceries & Markets
Monterrey
$302
Silver Spring, MD
$454 50.3% $152
Eating Out
Monterrey
$216
Silver Spring, MD
$278 29% $63
Monthly Utilities & Internet
Monterrey
$167
Silver Spring, MD
$260 56.2% $94
Clothing & Footwear
Monterrey
$153
Silver Spring, MD
$159 4% $6.1
Getting Around
Monterrey
$41
Silver Spring, MD
$110 167% $69
Sport & Entertainment
Monterrey
$40
Silver Spring, MD
$59 45.9% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,840 in Silver Spring, MD. Housing cost is often the main lever when comparing two cities.

Silver Spring, MD pays about 4.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $89 in Silver Spring, MD for a mid-range dinner for two. Groceries echo the gap at $302 vs $454 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Silver Spring, MD
🕒 Local time
00:35 12:35 AM
01:35 1:35 AM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
71,452
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.78 MXN (100 MXN = 5.32 USD). 1 EUR = 21.08 MXN (100 MXN = 4.74 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

On the map
Between locations
  • Monterrey Silver Spring, MD 2,630 km ≈ 3 h 45 min nonstop flight
From you
  • Monterrey
  • Silver Spring, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Silver Spring, MD: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Monterrey and in Silver Spring, MD?
Total monthly costs including rent come to $1,641 in Monterrey and $2,859 in Silver Spring, MD, so Monterrey is about 43% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 78% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Monterrey and in Silver Spring, MD?
Rent for a central apartment: $1,018 in Monterrey versus $1,840 in Silver Spring, MD. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $48 versus $89 in Silver Spring, MD. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Monterrey or Silver Spring, MD?
All in, you’ll spend $1,641 per month in Monterrey versus $2,859 in Silver Spring, MD – Monterrey is about 43% cheaper, which adds up to real savings over time.
How does quality of life compare between Monterrey and Silver Spring, MD?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Monterrey or Silver Spring, MD?
Expats usually find Monterrey gentler on the wallet – expenses run 43% less than in Silver Spring, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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