Last update: Oct 2026

Cost of Living Comparison Between Siedlce and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,171 in Siedlce, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Siedlce outweigh lower spending on other living expenses.

56

Cost of Living Index in Siedlce
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Siedlce Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Siedlce

🇵🇱 Poland

$1,171

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Siedlce and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siedlce and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,171 per month in Siedlce vs $936 in Chiang Mai, rent included.

Siedlce $1,171
Chiang Mai $936

A couple spends around $1,456 per month in Siedlce vs $1,457 in Chiang Mai, rent included.

Siedlce $1,456
Chiang Mai $1,457

A family of three spends $1,740 per month in Siedlce vs $1,979 in Chiang Mai, rent included.

Siedlce $1,740
Chiang Mai $1,979

Siedlce costs about 25% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Siedlce and Chiang Mai are more affordable than the global median – Siedlce 14% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$5.00 zł 19.76

$2.24 ฿75.7

123.21%

Three-Course Dinner for Two, Mid-Range

$44.36 zł 175

$19.00 ฿642

133.47%

Fast Food Meal (McDonalds, etc)

$6.16 zł 24.34

$5.55 ฿188

10.99%

Cappuccino

$2.31 zł 9.15

$1.67 ฿56.6

38.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 zł 6.91

$0.64 ฿21.56

173.44%

Water (0.33 liter bottle)

$1.44 zł 5.69

$0.31 ฿10.32

364.52%

Local Beer (0.5 liter draught)

$3.38 zł 13.36

$2.36 ฿79.6

43.22%

Imported Beer (0.33 liter bottle)

$3.63 zł 14.35

$3.66 ฿124

-0.82%

Milk (1 liter)

$1.04 zł 4.10

$1.95 ฿65.8

-46.67%

White Bread (500g)

$1.05 zł 4.15

$1.44 ฿48.51

-27.08%

Rice (white) (1kg)

$1.33 zł 5.27

$1.33 ฿45.07

Eggs

$3.01 zł 11.91

$2.28 ฿77.1

32.02%

Local Cheese (1kg)

$7.40 zł 29.26

$16.45 ฿556

-55.02%

Chicken Fillets (1kg)

$4.93 zł 19.49

$2.78 ฿94.0

77.34%

Beef Round Steak (1kg)

$11.85 zł 46.83

$9.31 ฿314

27.28%

Apples (1kg)

$0.49 zł 1.95

$2.35 ฿79.5

-79.15%

Banana (1kg)

$0.75 zł 2.96

$0.97 ฿32.82

-22.68%

Oranges (1kg)

$2.27 zł 8.98

$1.60 ฿53.9

41.87%

Tomato (1kg)

$2.94 zł 11.62

$1.50 ฿50.7

96.00%

Potato (1kg)

$0.78 zł 3.10

$1.28 ฿43.15

-39.06%

Onion (1kg)

$0.92 zł 3.63

$1.10 ฿37.22

-16.36%

Lettuce (1 head)

$1.33 zł 5.27

$0.71 ฿23.84

87.32%

Water (1.5 liter bottle)

$0.53 zł 2.11

$0.49 ฿16.38

8.16%

Cigarettes 20 Pack (Marlboro, Camel)

$5.65 zł 22.34

$4.14 ฿140

36.47%

Wine (Bottle)

$5.07 zł 20.04

$17.52 ฿592

-71.06%

Local Beer (0.5 liter bottle)

$1.09 zł 4.30

$1.61 ฿54.5

-32.30%

Imported Beer (0.33 liter bottle)

$1.69 zł 6.70

$2.78 ฿94.0

-39.21%

One-way Ticket (Public Transport)

$1.04 zł 4.13

$0.87 ฿29.33

19.54%

Public Transport Monthly Pass (Regular Price)

$25.10 zł 99.2

$54.1 ฿1,827

-53.60%

Taxi Start (Normal Tariff)

$1.54 zł 6.08

$1.16 ฿39.08

32.76%

Taxi (Normal Tariff) (1km)

$0.58 zł 2.29

$0.53 ฿17.82

9.43%

Taxi 1hour Waiting (Normal Tariff)

$9.31 zł 36.78

$2.42 ฿81.8

284.71%

Gasoline (1 liter)

$1.56 zł 6.16

$1.45 ฿48.93

7.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 120.7K

$21.1K ฿711.2K

45.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K zł 102.1K

$26.9K ฿909.8K

-4.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$312 zł 1,233

$62.2 ฿2,100

401.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.63 zł 34.11

$12.17 ฿411

-29.09%

Internet (50+ Mbps, Unlimited Data)

$16.96 zł 67.0

$20.12 ฿680

-15.71%

Gym Membership (Monthly)

$37.34 zł 148

$37.31 ฿1,260

0.08%

Tennis Court (1 Hour on Weekend)

$25.60 zł 101

$3.77 ฿127

579.05%

Cinema Ticket

$7.47 zł 29.53

$6.49 ฿219

15.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 zł 1,986

$736 ฿24.9K

-31.75%

International Primary School, 1 Child (Yearly)

$10.4K zł 41.3K

$14.8K ฿498.6K

-29.31%

Jeans (Levis 501 Or Similar)

$73.7 zł 291

$53.4 ฿1,802

38.02%

Summer Dress (H&M, Zara, etc)

$39.45 zł 156

$24.64 ฿832

60.11%

Sport Shoes (Adidas, Nike)

$88.4 zł 349

$91.5 ฿3,089

-3.42%

Men's Leather Business Shoes

$95.9 zł 379

$71.9 ฿2,429

33.24%

1-bedroom Apartment, City Center (Monthly)

$485 zł 1,917

$482 ฿16.3K

0.58%

1-bedroom Apartment, Outside City Center (Monthly)

$304 zł 1,203

$309 ฿10.4K

-1.44%

3-bedroom Apartment, City Center (Monthly)

$762 zł 3,011

$1,006 ฿34.0K

-24.28%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

Buy Apartment in City Center (m2)

$2,070 zł 8,180

$2,363 ฿79.8K

-12.43%

Buy Apartment Outside City Center (m2)

$2,014 zł 7,962

$1,589 ฿53.7K

26.77%

Average Monthly Net Salary (After Tax)

$1,013 zł 4,003

$590 ฿19.9K

71.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

5.57

23.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siedlce: October 27, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Siedlce

$337 28.8%

Chiang Mai

$94 10.1% 72% $243

Accommodation & Living

Siedlce

$304 26%

Chiang Mai

$309 33% 1.5% $4.4

Groceries & Markets

Siedlce

$186 15.9%

Chiang Mai

$234 25.1% 25.8% $48

Clothing & Footwear

Siedlce

$134 11.4%

Chiang Mai

$109 11.6% 18.8% $25

Eating Out

Siedlce

$123 10.5%

Chiang Mai

$78 8.3% 37% $46

Sport & Entertainment

Siedlce

$52 4.5%

Chiang Mai

$50 5.4% 3.8% $2

Getting Around

Siedlce

$34 2.9%

Chiang Mai

$61 6.6% 82% $28

Cost Breakdown

A central one-bedroom costs $485 in Siedlce versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Siedlce. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44 in Siedlce versus $19 in Chiang Mai. Groceries tell a different story – $186 in Siedlce vs $234 in Chiang Mai – so Siedlce wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Siedlce

🇹🇭 Chiang Mai

🕒 Local time

12:06 12:06 PM

18:06 6:06 PM

6 h ahead of Siedlce

🌤 Weather

👥 Population

77,645

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Siedlce Chiang Mai 7,470 km ≈ 10 h nonstop flight

From you

Siedlce
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siedlce vs Chiang Mai: Cost of Living - Frequently Asked Questions

Siedlce costs about 25% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,757 per month in Siedlce and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $485 in Siedlce and $482 in Chiang Mai. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $502 per month in Siedlce and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 21% cheaper in Siedlce – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 is a stretch for both – monthly costs hit $1,171 in Siedlce and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,171 in Siedlce. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Siedlce makes more sense. Both are solid long-term options with distinct trade-offs.