Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Siedlce

For one person, living is cheaper in Chiang Mai: $936 a month against $1,171 in Siedlce, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Siedlce outweigh lower spending on other living expenses.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
56

Cost of Living Index in Siedlce
Learn more

Siedlce Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Siedlce

🇵🇱 Poland

$1,171

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Siedlce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Siedlce actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,171 in Siedlce, rent included.

Chiang Mai $936
Siedlce $1,171

A couple spends around $1,457 per month in Chiang Mai vs $1,456 in Siedlce, rent included.

Chiang Mai $1,457
Siedlce $1,456

A family of three spends $1,979 per month in Chiang Mai vs $1,740 in Siedlce, rent included.

Chiang Mai $1,979
Siedlce $1,740

Chiang Mai is about 20% cheaper than Siedlce, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Siedlce are more affordable than the global median – Chiang Mai 31% lower, Siedlce 14% lower.

Meal at Budget Restaurant

$2.24 ฿75.7

$5.00 zł 19.78

-55.20%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿642

$44.36 zł 176

-57.17%

Fast Food Meal (McDonalds, etc)

$5.55 ฿188

$6.16 zł 24.37

-9.90%

Cappuccino

$1.67 ฿56.6

$2.31 zł 9.16

-27.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.56

$1.75 zł 6.92

-63.43%

Water (0.33 liter bottle)

$0.31 ฿10.32

$1.44 zł 5.69

-78.47%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$3.38 zł 13.37

-30.18%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$3.63 zł 14.36

0.83%

Milk (1 liter)

$1.95 ฿65.8

$1.04 zł 4.10

87.50%

White Bread (500g)

$1.44 ฿48.51

$1.05 zł 4.16

37.14%

Rice (white) (1kg)

$1.33 ฿45.07

$1.33 zł 5.28

Eggs

$2.28 ฿77.1

$3.01 zł 11.92

-24.25%

Local Cheese (1kg)

$16.45 ฿556

$7.40 zł 29.29

122.30%

Chicken Fillets (1kg)

$2.78 ฿94.0

$4.93 zł 19.51

-43.61%

Beef Round Steak (1kg)

$9.31 ฿314

$11.85 zł 46.88

-21.43%

Apples (1kg)

$2.35 ฿79.5

$0.49 zł 1.95

379.59%

Banana (1kg)

$0.97 ฿32.82

$0.75 zł 2.97

29.33%

Oranges (1kg)

$1.60 ฿53.9

$2.27 zł 8.99

-29.52%

Tomato (1kg)

$1.50 ฿50.7

$2.94 zł 11.63

-48.98%

Potato (1kg)

$1.28 ฿43.15

$0.78 zł 3.10

64.10%

Onion (1kg)

$1.10 ฿37.22

$0.92 zł 3.64

19.57%

Lettuce (1 head)

$0.71 ฿23.84

$1.33 zł 5.28

-46.62%

Water (1.5 liter bottle)

$0.49 ฿16.38

$0.53 zł 2.12

-7.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$5.65 zł 22.36

-26.73%

Wine (Bottle)

$17.52 ฿592

$5.07 zł 20.06

245.56%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$1.09 zł 4.30

47.71%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$1.69 zł 6.70

64.50%

One-way Ticket (Public Transport)

$0.87 ฿29.33

$1.04 zł 4.13

-16.35%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

$25.10 zł 99.3

115.50%

Taxi Start (Normal Tariff)

$1.16 ฿39.08

$1.54 zł 6.09

-24.68%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.82

$0.58 zł 2.30

-8.62%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$9.31 zł 36.83

-74.01%

Gasoline (1 liter)

$1.45 ฿48.93

$1.56 zł 6.16

-7.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿711.2K

$30.5K zł 120.9K

-31.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.8K

$25.8K zł 102.2K

4.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,100

$312 zł 1,234

-80.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$8.63 zł 34.15

41.02%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿680

$16.96 zł 67.1

18.63%

Gym Membership (Monthly)

$37.31 ฿1,260

$37.34 zł 148

-0.08%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$25.60 zł 101

-85.27%

Cinema Ticket

$6.49 ฿219

$7.47 zł 29.56

-13.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.9K

$502 zł 1,988

46.53%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.6K

$10.4K zł 41.3K

41.45%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,802

$73.7 zł 291

-27.55%

Summer Dress (H&M, Zara, etc)

$24.64 ฿832

$39.45 zł 156

-37.54%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,089

$88.4 zł 350

3.54%

Men's Leather Business Shoes

$71.9 ฿2,429

$95.9 zł 379

-24.95%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$485 zł 1,920

-0.58%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$304 zł 1,205

1.46%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿34.0K

$762 zł 3,014

32.06%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$2,070 zł 8,190

14.19%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.7K

$2,014 zł 7,971

-21.12%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$1,013 zł 4,008

-41.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.87

-18.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Siedlce: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Siedlce

$304 26% 1.4% $4.4

Groceries & Markets

Chiang Mai

$234 25.1%

Siedlce

$186 15.9% 20.5% $48

Clothing & Footwear

Chiang Mai

$109 11.6%

Siedlce

$134 11.4% 23.1% $25

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Siedlce

$337 28.8% 257% $243

Eating Out

Chiang Mai

$78 8.3%

Siedlce

$123 10.5% 58.7% $46

Getting Around

Chiang Mai

$61 6.6%

Siedlce

$34 2.9% 45% $28

Sport & Entertainment

Chiang Mai

$50 5.4%

Siedlce

$52 4.5% 4% $2

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $485 in Siedlce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Siedlce. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $44 in Siedlce. Groceries tell a different story – $234 in Chiang Mai vs $186 in Siedlce – so Siedlce wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇵🇱 Siedlce

🕒 Local time

20:04 8:04 PM

14:04 2:04 PM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

77,645

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai Siedlce 7,470 km ≈ 10 h nonstop flight

From you

Chiang Mai
Siedlce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Siedlce: Cost of Living - Frequently Asked Questions

Siedlce costs about 25% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,757 in Siedlce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $482 in Chiang Mai and $485 in Siedlce. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $736 per month in Chiang Mai and $502 in Siedlce. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 21% cheaper in Siedlce – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,171 in Siedlce. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,171 in Siedlce. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Siedlce makes more sense. Both are solid long-term options with distinct trade-offs.