Cost of Living Comparison Between Chiang Mai and Siedlce Cost of Living Comparison Between Chiang Mai and Siedlce

Monthly Cost of Living

A single person spends $950 per month in Chiang Mai vs $1,434 in Siedlce, rent included.

A couple spends around $1,430 per month in Chiang Mai vs $2,099 in Siedlce, rent included.

A family of three spends $1,909 per month in Chiang Mai vs $2,764 in Siedlce, rent included.

Chiang Mai is about 34% cheaper than Siedlce, driven mainly by Eating Out.

Chiang Mai sits 31% below the global median, while Siedlce is 4% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Siedlce
Difference
Meal at Budget Restaurant
$2.10 ฿69.3
$5.30 zł 19.75
-60.38%
Three-Course Dinner for Two, Mid-Range
$19.84 ฿656
$46.34 zł 173
-57.19%
Fast Food Meal (McDonalds, etc)
$5.79 ฿191
$6.89 zł 25.66
-15.97%
Cappuccino
$1.83 ฿60.4
$2.40 zł 8.93
-23.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 ฿25.61
$1.92 zł 7.15
-59.38%
Water (0.33 liter bottle)
$0.31 ฿10.37
$1.45 zł 5.41
-78.62%
Local Beer (0.5 liter draught)
$2.34 ฿77.2
$3.57 zł 13.31
-34.45%
Imported Beer (0.33 liter bottle)
$3.70 ฿122
$3.87 zł 14.42
-4.39%
🛒 Groceries & Markets
Chiang Mai
Siedlce
Difference
Milk (1 liter)
$2.03 ฿67.1
$1.07 zł 3.97
89.72%
White Bread (500g)
$1.60 ฿52.7
$1.08 zł 4.03
48.15%
Rice (white) (1kg)
$1.42 ฿46.75
$1.39 zł 5.18
2.16%
Eggs
$2.18 ฿71.9
$3.13 zł 11.67
-30.35%
Local Cheese (1kg)
$15.91 ฿526
$8.23 zł 30.64
93.32%
Chicken Fillets (1kg)
$3.07 ฿102
$5.21 zł 19.41
-41.07%
Beef Round Steak (1kg)
$9.87 ฿326
$12.21 zł 45.45
-19.16%
Apples (1kg)
$2.63 ฿86.8
$0.53 zł 1.97
396.23%
Banana (1kg)
$1.10 ฿36.19
$0.80 zł 2.97
37.50%
Oranges (1kg)
$1.63 ฿53.8
$2.52 zł 9.38
-35.32%
Tomato (1kg)
$1.53 ฿50.6
$3.04 zł 11.34
-49.67%
Potato (1kg)
$1.24 ฿41.13
$0.90 zł 3.34
37.78%
Onion (1kg)
$1.13 ฿37.37
$0.96 zł 3.57
17.71%
Lettuce (1 head)
$0.74 ฿24.38
$1.44 zł 5.37
-48.61%
Water (1.5 liter bottle)
$0.50 ฿16.48
$0.55 zł 2.05
-9.09%
Cigarettes 20 Pack (Marlboro, Camel)
$4.28 ฿141
$4.95 zł 18.43
-13.54%
Wine (Bottle)
$17.97 ฿594
$5.22 zł 19.45
244.25%
Local Beer (0.5 liter bottle)
$1.70 ฿56.1
$1.20 zł 4.48
41.67%
Imported Beer (0.33 liter bottle)
$2.90 ฿95.7
$1.80 zł 6.69
61.11%
🚌 Getting Around
Chiang Mai
Siedlce
Difference
One-way Ticket (Public Transport)
$0.94 ฿31.13
$1.05 zł 3.92
-10.48%
Public Transport Monthly Pass (Regular Price)
$55.3 ฿1,827
$30.71 zł 114
80.04%
Taxi Start (Normal Tariff)
$1.23 ฿40.76
$1.60 zł 5.94
-23.13%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.66
$0.58 zł 2.14
-8.62%
Taxi 1hour Waiting (Normal Tariff)
$2.40 ฿79.3
$9.71 zł 36.16
-75.28%
Gasoline (1 liter)
$1.44 ฿47.55
$1.59 zł 5.91
-9.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿700.2K
$32.3K zł 120.2K
-34.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K ฿902.1K
$26.9K zł 100.1K
1.56%
🧾 Monthly Utilities & Internet
Chiang Mai
Siedlce
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.9 ฿2,145
$332 zł 1,235
-80.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.35 ฿441
$9.09 zł 33.85
46.86%
Internet (50+ Mbps, Unlimited Data)
$20.83 ฿688
$17.79 zł 66.3
17.09%
🎉 Sport & Entertainment
Chiang Mai
Siedlce
Difference
Gym Membership (Monthly)
$40.42 ฿1,336
$39.31 zł 146
2.82%
Tennis Court (1 Hour on Weekend)
$3.95 ฿131
$23.19 zł 86.4
-82.97%
Cinema Ticket
$6.71 ฿222
$7.81 zł 29.08
-14.08%
🧸 Childcare & Education
Chiang Mai
Siedlce
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$787 ฿26.0K
$528 zł 1,965
49.10%
International Primary School, 1 Child (Yearly)
$15.1K ฿499.6K
$11.0K zł 41.0K
37.39%
👕👟 Clothing & Footwear
Chiang Mai
Siedlce
Difference
Jeans (Levis 501 Or Similar)
$56.2 ฿1,858
$78.4 zł 292
-28.26%
Summer Dress (H&M, Zara, etc)
$24.95 ฿824
$41.79 zł 156
-40.30%
Sport Shoes (Adidas, Nike)
$92.7 ฿3,063
$94.9 zł 353
-2.30%
Men's Leather Business Shoes
$75.1 ฿2,482
$102 zł 382
-26.70%
🏠 Accommodation & Living
Chiang Mai
Siedlce
Difference
1-bedroom Apartment, City Center (Monthly)
$484 ฿16.0K
$504 zł 1,878
-4.09%
1-bedroom Apartment, Outside City Center (Monthly)
$287 ฿9,491
$526 zł 1,957
-45.36%
3-bedroom Apartment, City Center (Monthly)
$910 ฿30.1K
$1,042 zł 3,881
-12.74%
3-bedroom Apartment, Outside City Center (Monthly)
$531 ฿17.5K
$863 zł 3,214
-38.52%
Buy Apartment in City Center (m2)
$1,980 ฿65.4K
$2,159 zł 8,039
-8.29%
Buy Apartment Outside City Center (m2)
$1,451 ฿47.9K
$2,343 zł 8,722
-38.06%
💵 Salaries & Financials
Chiang Mai
Siedlce
Difference
Average Monthly Net Salary (After Tax)
$605 ฿20.0K
$1,088 zł 4,052
-44.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
6.87
-18.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 7, 2026

Last update for Siedlce: September 7, 2026

Cost Breakdown

A central one-bedroom costs $484 in Chiang Mai versus $504 in Siedlce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Siedlce, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $46.00 in Siedlce. Groceries tell a different story – $242 in Chiang Mai vs $197 in Siedlce – so Siedlce wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Siedlce: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Siedlce?
Siedlce costs about 51% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Siedlce?
For a comfortable life, plan on about $1,426 per month in Chiang Mai and $2,151 in Siedlce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Siedlce?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Siedlce?
Kindergarten costs $787 per month in Chiang Mai and $528 in Siedlce. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Siedlce?
Interestingly, groceries are about 23% cheaper in Siedlce – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or in Siedlce?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Siedlce at $1,434. In Chiang Mai it covers expenses comfortably, while in Siedlce it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Siedlce?
For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,434 in Siedlce. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Siedlce?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Siedlce?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Siedlce makes more sense. Both are solid long-term options with distinct trade-offs.

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