Last update: Oct 2026

Cost of Living Comparison Between Siedlce and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,379 in Siedlce, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Siedlce
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Siedlce Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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Siedlce

🇵🇱 Poland

$1,379

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Siedlce and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siedlce and in Bansko actually costs, broken down by who's living it.

A single person spends $1,379 per month in Siedlce vs $956 in Bansko, rent included.

Siedlce $1,379
Bansko $956

A couple spends around $1,999 per month in Siedlce vs $1,467 in Bansko, rent included.

Siedlce $1,999
Bansko $1,467

A family of three spends $2,618 per month in Siedlce vs $1,979 in Bansko, rent included.

Siedlce $2,618
Bansko $1,979

Siedlce costs about 44% more than Bansko, and outside of rent the biggest gap is in clothing.

Siedlce sits 2% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.12 zł 19.91

$8.66 BGN 15.06

-40.88%

Three-Course Dinner for Two, Mid-Range

$43.74 zł 170

$44.94 BGN 78.2

-2.67%

Fast Food Meal (McDonalds, etc)

$6.48 zł 25.16

$8.78 BGN 15.28

-26.20%

Cappuccino

$2.23 zł 8.67

$2.33 BGN 4.05

-4.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 zł 6.97

$1.57 BGN 2.74

14.01%

Water (0.33 liter bottle)

$1.36 zł 5.30

$0.82 BGN 1.43

65.85%

Local Beer (0.5 liter draught)

$3.47 zł 13.48

$1.68 BGN 2.92

106.55%

Imported Beer (0.33 liter bottle)

$3.50 zł 13.59

$1.98 BGN 3.45

76.77%

Milk (1 liter)

$0.94 zł 3.66

$1.73 BGN 3.00

-45.66%

White Bread (500g)

$1.00 zł 3.90

$0.80 BGN 1.40

25.00%

Rice (white) (1kg)

$1.35 zł 5.24

$1.44 BGN 2.51

-6.25%

Eggs

$3.14 zł 12.19

$2.36 BGN 4.10

33.05%

Local Cheese (1kg)

$7.44 zł 28.90

$9.39 BGN 16.34

-20.77%

Chicken Fillets (1kg)

$5.06 zł 19.67

$6.41 BGN 11.15

-21.06%

Beef Round Steak (1kg)

$11.64 zł 45.22

$8.48 BGN 14.76

37.26%

Apples (1kg)

$0.49 zł 1.90

$1.31 BGN 2.28

-62.60%

Banana (1kg)

$0.72 zł 2.81

$1.62 BGN 2.82

-55.56%

Oranges (1kg)

$2.30 zł 8.93

$1.73 BGN 3.01

32.95%

Tomato (1kg)

$2.84 zł 11.03

$1.94 BGN 3.38

46.39%

Potato (1kg)

$0.82 zł 3.19

$0.94 BGN 1.63

-12.77%

Onion (1kg)

$0.86 zł 3.32

$0.76 BGN 1.32

13.16%

Lettuce (1 head)

$1.34 zł 5.19

$0.55 BGN 0.95

143.64%

Water (1.5 liter bottle)

$0.53 zł 2.06

$0.59 BGN 1.02

-10.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.73 zł 18.38

$3.25 BGN 5.66

45.54%

Wine (Bottle)

$4.94 zł 19.19

$5.20 BGN 9.05

-5.00%

Local Beer (0.5 liter bottle)

$1.15 zł 4.48

$1.09 BGN 1.89

5.50%

Imported Beer (0.33 liter bottle)

$1.70 zł 6.60

$1.68 BGN 2.92

1.19%

One-way Ticket (Public Transport)

$0.99 zł 3.85

$0.84 BGN 1.45

17.86%

Public Transport Monthly Pass (Regular Price)

$30.43 zł 118

$27.06 BGN 47.09

12.45%

Taxi Start (Normal Tariff)

$1.56 zł 6.07

$1.34 BGN 2.34

16.42%

Taxi (Normal Tariff) (1km)

$0.58 zł 2.24

$0.65 BGN 1.14

-10.77%

Taxi 1hour Waiting (Normal Tariff)

$9.28 zł 36.06

$10.06 BGN 17.51

-7.75%

Gasoline (1 liter)

$1.63 zł 6.34

$1.48 BGN 2.57

10.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 116.7K

$29.1K BGN 50.7K

3.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K zł 100.7K

$20.9K BGN 36.4K

23.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 zł 1,195

$92.4 BGN 161

232.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.74 zł 33.97

$14.52 BGN 25.26

-39.81%

Internet (50+ Mbps, Unlimited Data)

$17.13 zł 66.6

$12.32 BGN 21.43

39.04%

Gym Membership (Monthly)

$37.63 zł 146

$31.70 BGN 55.2

18.71%

Tennis Court (1 Hour on Weekend)

$21.91 zł 85.1

$8.53 BGN 14.84

156.86%

Cinema Ticket

$7.56 zł 29.37

$5.62 BGN 9.78

34.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 zł 1,945

$230 BGN 401

117.33%

International Primary School, 1 Child (Yearly)

$10.2K zł 39.6K

$2,268 BGN 3,947

349.45%

Jeans (Levis 501 Or Similar)

$73.5 zł 285

$30.10 BGN 52.4

144.09%

Summer Dress (H&M, Zara, etc)

$40.50 zł 157

$19.62 BGN 34.13

106.42%

Sport Shoes (Adidas, Nike)

$90.5 zł 351

$45.86 BGN 79.8

97.25%

Men's Leather Business Shoes

$97.6 zł 379

$47.69 BGN 83.0

104.68%

1-bedroom Apartment, City Center (Monthly)

$486 zł 1,887

$518 BGN 902

-6.28%

1-bedroom Apartment, Outside City Center (Monthly)

$509 zł 1,978

$357 BGN 621

42.63%

3-bedroom Apartment, City Center (Monthly)

$970 zł 3,768

$614 BGN 1,069

57.91%

3-bedroom Apartment, Outside City Center (Monthly)

$874 zł 3,397

$569 BGN 990

53.68%

Buy Apartment in City Center (m2)

$2,088 zł 8,111

$1,191 BGN 2,073

75.24%

Buy Apartment Outside City Center (m2)

$2,192 zł 8,516

$959 BGN 1,669

128.51%

Average Monthly Net Salary (After Tax)

$995 zł 3,867

$1,704 BGN 2,965

-41.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

2.99

129.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siedlce: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Siedlce

$509 36.9%

Bansko

$357 37.3% 29.9% $152

Monthly Utilities & Internet

Siedlce

$333 24.2%

Bansko

$119 12.5% 64.2% $214

Groceries & Markets

Siedlce

$185 13.4%

Bansko

$192 20.1% 3.7% $6.8

Clothing & Footwear

Siedlce

$136 9.9%

Bansko

$64 6.7% 52.6% $71

Eating Out

Siedlce

$124 9%

Bansko

$145 15.2% 17.1% $21

Sport & Entertainment

Siedlce

$53 3.8%

Bansko

$43 4.5% 18.6% $9.8

Getting Around

Siedlce

$39 2.8%

Bansko

$35 3.7% 9.8% $3.8

Cost Breakdown

A central one-bedroom costs $486 in Siedlce versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $44.00 in Siedlce versus $45.00 in Bansko. Monthly groceries follow the same trend: $185 vs $192 – making Siedlce the more affordable choice for daily food spending.

Good to know

🇵🇱 Siedlce

🇧🇬 Bansko

🕒 Local time

20:19 8:19 PM

21:19 9:19 PM

1 h ahead of Siedlce

🌤 Weather

👥 Population

77,645

8,000

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Siedlce Bansko 1,150 km ≈ 2 h nonstop flight

From you

Siedlce
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siedlce vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,379 in Siedlce, $956 in Bansko – roughly 44% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,069 per month in Siedlce and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $44.00 in Siedlce and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,379 in Siedlce and $956 in Bansko. That's a gap of about 44%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Siedlce at $1,379. In Bansko it covers expenses comfortably, while in Siedlce it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,379 in Siedlce. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Siedlce makes more sense. Both are solid long-term options with distinct trade-offs.