Last update: Oct 2026

Cost of Living Comparison Between Siargao and Karachi

For one person, living is cheaper in Karachi: $482 a month against $787 in Siargao, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

38

Cost of Living Index in Siargao
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Siargao Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Siargao

🇵🇭 Philippines

$787

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Siargao and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siargao and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $787 in Siargao versus $482 in Karachi.

Siargao $787
Karachi $482

Estimated couple costs with rent: $1,226 in Siargao versus $750 in Karachi.

Siargao $1,226
Karachi $750

Monthly costs for a family of three with rent: $1,664 in Siargao versus $1,018 in Karachi.

Siargao $1,664
Karachi $1,018

Living in Siargao is roughly 63% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Siargao 42% lower, Karachi 64% lower.

Meal at Budget Restaurant

$3.60 ₱227

$2.13 PKR 588

69.01%

Three-Course Dinner for Two, Mid-Range

$19.21 ₱1,210

$13.30 PKR 3,678

44.44%

Fast Food Meal (McDonalds, etc)

$3.36 ₱212

$5.45 PKR 1,507

-38.35%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,004

Cappuccino

$2.62 ₱165

$2.09 PKR 579

25.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₱49.46

$0.40 PKR 111

95.00%

Water (0.33 liter bottle)

$0.40 ₱24.97

$0.26 PKR 71.1

53.85%

Local Beer (0.5 liter draught)

$1.25 ₱79.0

Imported Beer (0.33 liter bottle)

$2.18 ₱138

Milk (1 liter)

$1.88 ₱119

$0.92 PKR 254

104.35%

White Bread (500g)

$1.23 ₱77.4

$0.56 PKR 156

119.64%

Rice (white) (1kg)

$0.96 ₱60.3

$1.25 PKR 345

-23.20%

Eggs

$2.00 ₱126

$1.23 PKR 341

62.60%

Local Cheese (1kg)

$8.23 ₱519

$5.67 PKR 1,569

45.15%

Chicken Fillets (1kg)

$4.32 ₱273

$3.16 PKR 875

36.71%

Beef Round Steak (1kg)

$7.50 ₱473

$6.28 PKR 1,736

19.43%

Apples (1kg)

$2.97 ₱187

$1.26 PKR 348

135.71%

Banana (1kg)

$1.58 ₱99.9

$0.53 PKR 147

198.11%

Oranges (1kg)

$2.58 ₱162

$1.00 PKR 276

158.00%

Tomato (1kg)

$1.62 ₱102

$0.56 PKR 154

189.29%

Potato (1kg)

$2.25 ₱142

$0.33 PKR 91.3

581.82%

Onion (1kg)

$2.53 ₱160

$0.34 PKR 95.1

644.12%

Lettuce (1 head)

$1.10 ₱69.4

$0.42 PKR 116

161.90%

Water (1.5 liter bottle)

$0.71 ₱44.50

$0.44 PKR 121

61.36%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.83 ₱178

$1.84 PKR 509

53.80%

Wine (Bottle)

$6.79 ₱428

Local Beer (0.5 liter bottle)

$1.19 ₱75.3

Imported Beer (0.33 liter bottle)

$2.03 ₱128

One-way Ticket (Public Transport)

$0.26 ₱16.34

$0.28 PKR 77.0

-7.14%

Public Transport Monthly Pass (Regular Price)

$11.65 ₱734

$9.99 PKR 2,763

16.62%

Taxi Start (Normal Tariff)

$0.78 ₱48.93

$0.92 PKR 256

-15.22%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.82

$0.70 PKR 193

-68.57%

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₱131

$2.16 PKR 596

-3.70%

Gasoline (1 liter)

$1.15 ₱72.5

$1.38 PKR 382

-16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ₱1.7M

$17.9K PKR 5.0M

46.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.3M

$27.1K PKR 7.5M

-25.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₱7,067

$113 PKR 31.4K

-1.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.18 ₱2,091

$5.95 PKR 1,647

457.65%

Internet (50+ Mbps, Unlimited Data)

$27.75 ₱1,749

$13.16 PKR 3,640

110.87%

Gym Membership (Monthly)

$34.05 ₱2,146

$21.55 PKR 5,962

58.00%

Tennis Court (1 Hour on Weekend)

$4.45 ₱280

$18.23 PKR 5,041

-75.59%

Cinema Ticket

$5.85 ₱368

$4.21 PKR 1,164

38.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,706

$52.2 PKR 14.4K

195.34%

International Primary School, 1 Child (Yearly)

$4,271 ₱269.1K

$1,940 PKR 536.7K

120.10%

Jeans (Levis 501 Or Similar)

$46.34 ₱2,920

$17.55 PKR 4,855

164.05%

Summer Dress (H&M, Zara, etc)

$26.69 ₱1,682

$23.51 PKR 6,502

13.53%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,831

$68.9 PKR 19.1K

11.30%

Men's Leather Business Shoes

$54.2 ₱3,413

$40.59 PKR 11.2K

33.41%

1-bedroom Apartment, City Center (Monthly)

$266 ₱16.8K

$118 PKR 32.6K

125.68%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.9K

$73.6 PKR 20.4K

135.97%

3-bedroom Apartment, City Center (Monthly)

$582 ₱36.7K

$357 PKR 98.9K

62.88%

3-bedroom Apartment, Outside City Center (Monthly)

$387 ₱24.4K

$188 PKR 52.0K

105.70%

Buy Apartment in City Center (m2)

$2,349 ₱148.0K

$1,060 PKR 293.2K

121.60%

Buy Apartment Outside City Center (m2)

$978 ₱61.6K

$481 PKR 133.0K

103.39%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.21

-49.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siargao: October 12, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Siargao

$203 25.8%

Karachi

$101 21% 50.1% $102

Accommodation & Living

Siargao

$174 22.1%

Karachi

$74 15.3% 57.6% $100

Monthly Utilities & Internet

Siargao

$173 22%

Karachi

$133 27.5% 23.4% $41

Clothing & Footwear

Siargao

$92 11.7%

Karachi

$68 14.1% 26.2% $24

Eating Out

Siargao

$86 10.9%

Karachi

$61 12.7% 28.7% $25

Sport & Entertainment

Siargao

$46 5.8%

Karachi

$30 6.2% 34.5% $16

Getting Around

Siargao

$15 1.9%

Karachi

$16 3.2% 6.6% $1

Cost Breakdown

A one-bedroom apartment in the center runs $266 in Siargao and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $19.00 in Siargao vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $203 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇵🇭 Siargao

🇵🇰 Karachi

🕒 Local time

14:36 2:36 PM

11:36 11:36 AM

3 h behind Siargao

🌤 Weather

👥 Population

150,000

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

Pakistani Rupee exchange rates as of October 16, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Siargao Karachi 6,430 km ≈ 9 h nonstop flight

From you

Siargao
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siargao vs Karachi: Cost of Living - Frequently Asked Questions

Siargao and Karachi differ by about 63% in total monthly costs ($787 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,181 in Siargao and $723 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $266 in Siargao versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $787 per month in Siargao versus $482 in Karachi – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 17% less than in Siargao. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 63% less than in Siargao. Beyond cost, consider language, visa policies, and how big the international community is in each city.