Last update: Oct 2026

Cost of Living Comparison Between Siargao and Austin, TX

For one person, living is cheaper in Siargao: $787 a month against $2,663 in Austin, TX, rent and utilities included – about $22,500 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Siargao
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Siargao Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Siargao

🇵🇭 Philippines

$787

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Siargao and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siargao and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $787 in Siargao versus $2,663 in Austin, TX.

Siargao $787
Austin, TX $2,663

Estimated couple costs with rent: $1,226 in Siargao versus $4,133 in Austin, TX.

Siargao $1,226
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,664 in Siargao versus $5,603 in Austin, TX.

Siargao $1,664
Austin, TX $5,603

Living in Siargao costs roughly 70% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Siargao is 42% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.60 ₱227

$20.77 $20.77

-82.67%

Three-Course Dinner for Two, Mid-Range

$19.21 ₱1,210

$84.6 $84.6

-77.29%

Fast Food Meal (McDonalds, etc)

$3.36 ₱212

$12.32 $12.32

-72.73%

Cappuccino

$2.62 ₱165

$5.63 $5.63

-53.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₱49.46

$3.72 $3.72

-79.03%

Water (0.33 liter bottle)

$0.40 ₱24.97

$2.50 $2.50

-84.00%

Local Beer (0.5 liter draught)

$1.25 ₱79.0

$8.05 $8.05

-84.47%

Imported Beer (0.33 liter bottle)

$2.18 ₱138

$9.01 $9.01

-75.80%

Milk (1 liter)

$1.88 ₱119

$1.12 $1.12

67.86%

White Bread (500g)

$1.23 ₱77.4

$3.75 $3.75

-67.20%

Rice (white) (1kg)

$0.96 ₱60.3

$3.26 $3.26

-70.55%

Eggs

$2.00 ₱126

$4.17 $4.17

-52.04%

Local Cheese (1kg)

$8.23 ₱519

$12.90 $12.90

-36.20%

Chicken Fillets (1kg)

$4.32 ₱273

$14.16 $14.16

-69.49%

Beef Round Steak (1kg)

$7.50 ₱473

$16.22 $16.22

-53.76%

Apples (1kg)

$2.97 ₱187

$4.33 $4.33

-31.41%

Banana (1kg)

$1.58 ₱99.9

$1.46 $1.46

8.22%

Oranges (1kg)

$2.58 ₱162

$4.51 $4.51

-42.79%

Tomato (1kg)

$1.62 ₱102

$4.34 $4.34

-62.67%

Potato (1kg)

$2.25 ₱142

$2.58 $2.58

-12.79%

Onion (1kg)

$2.53 ₱160

$2.35 $2.35

7.66%

Lettuce (1 head)

$1.10 ₱69.4

$1.78 $1.78

-38.20%

Water (1.5 liter bottle)

$0.71 ₱44.50

$2.22 $2.22

-68.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.83 ₱178

$9.88 $9.88

-71.36%

Wine (Bottle)

$6.79 ₱428

$15.08 $15.08

-54.97%

Local Beer (0.5 liter bottle)

$1.19 ₱75.3

$2.92 $2.92

-59.25%

Imported Beer (0.33 liter bottle)

$2.03 ₱128

$3.46 $3.46

-41.33%

One-way Ticket (Public Transport)

$0.26 ₱16.34

$1.49 $1.49

-82.55%

Public Transport Monthly Pass (Regular Price)

$11.65 ₱734

$41.72 $41.72

-72.08%

Taxi Start (Normal Tariff)

$0.78 ₱48.93

$2.73 $2.73

-71.43%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.82

$1.66 $1.66

-86.75%

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₱131

$35.30 $35.30

-94.11%

Gasoline (1 liter)

$1.15 ₱72.5

$0.95 $0.95

21.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ₱1.7M

$36.0K $36.0K

-27.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.3M

$27.1K $27.1K

-25.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₱7,067

$229 $229

-51.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.18 ₱2,091

$59.4 $59.4

-44.13%

Internet (50+ Mbps, Unlimited Data)

$27.75 ₱1,749

$69.9 $69.9

-60.31%

Gym Membership (Monthly)

$34.05 ₱2,146

$57.2 $57.2

-40.51%

Tennis Court (1 Hour on Weekend)

$4.45 ₱280

$16.33 $16.33

-72.75%

Cinema Ticket

$5.85 ₱368

$14.28 $14.28

-59.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,706

$1,506 $1,506

-89.77%

International Primary School, 1 Child (Yearly)

$4,271 ₱269.1K

$21.5K $21.5K

-80.10%

Jeans (Levis 501 Or Similar)

$46.34 ₱2,920

$52.8 $52.8

-12.25%

Summer Dress (H&M, Zara, etc)

$26.69 ₱1,682

$43.82 $43.82

-39.09%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,831

$84.8 $84.8

-9.58%

Men's Leather Business Shoes

$54.2 ₱3,413

$103 $103

-47.43%

1-bedroom Apartment, City Center (Monthly)

$266 ₱16.8K

$1,907 $1,907

-86.04%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.9K

$1,274 $1,274

-86.37%

3-bedroom Apartment, City Center (Monthly)

$582 ₱36.7K

$3,664 $3,664

-84.11%

3-bedroom Apartment, Outside City Center (Monthly)

$387 ₱24.4K

$2,538 $2,538

-84.77%

Buy Apartment in City Center (m2)

$2,349 ₱148.0K

$7,614 $7,614

-69.14%

Buy Apartment Outside City Center (m2)

$978 ₱61.6K

$3,157 $3,157

-69.03%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.79

-1.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siargao: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Siargao

$203 25.8%

Austin, TX

$405 15.2% 99.6% $202

Accommodation & Living

Siargao

$174 22.1%

Austin, TX

$1.3K 47.8% 634% $1.1K

Monthly Utilities & Internet

Siargao

$173 22%

Austin, TX

$358 13.5% 107% $185

Clothing & Footwear

Siargao

$92 11.7%

Austin, TX

$128 4.8% 39.5% $36

Eating Out

Siargao

$86 10.9%

Austin, TX

$354 13.3% 313% $268

Sport & Entertainment

Siargao

$46 5.8%

Austin, TX

$86 3.2% 87.6% $40

Getting Around

Siargao

$15 1.9%

Austin, TX

$59 2.2% 303% $44

Cost Breakdown

A one-bedroom apartment in the center runs $266 in Siargao and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $19.00 in Siargao vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $203 vs $405 per month, with Siargao cheaper across the board.

Good to know

🇵🇭 Siargao

🇺🇸 Austin, TX

🕒 Local time

14:37 2:37 PM

01:37 1:37 AM

13 h behind Siargao

🌤 Weather

👥 Population

150,000

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

United States Dollar exchange rates as of October 16, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to PHP in detail →

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Between locations

Siargao Austin, TX 13,550 km ≈ 17 h nonstop flight

From you

Siargao
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siargao vs Austin, TX: Cost of Living - Frequently Asked Questions

Siargao wins on cost – living expenses run 238% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Siargao the obvious pick if budget is a priority.

You'd need roughly $1,181 in Siargao and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $266 in Siargao versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $787 per month in Siargao versus $2,663 in Austin, TX – a 238% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Siargao runs roughly 258% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $787 in Siargao versus $2,663 in Austin, TX, a $1,500 budget is realistic in Siargao but tight or insufficient in Austin, TX. The gap between the two cities makes Siargao the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Siargao gentler on the wallet – expenses run 238% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.