Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Siargao

For one person, living is cheaper in Siargao: $787 a month against $2,663 in Austin, TX, rent and utilities included – about $22,500 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
38

Cost of Living Index in Siargao
Learn more

Siargao Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Siargao

🇵🇭 Philippines

$787

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Siargao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Siargao actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $787 in Siargao.

Austin, TX $2,663
Siargao $787

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,226 in Siargao.

Austin, TX $4,133
Siargao $1,226

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,664 in Siargao.

Austin, TX $5,603
Siargao $1,664

Living in Austin, TX is roughly 238% more expensive than in Siargao, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Siargao is 42% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.60 ₱227

476.94%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$19.21 ₱1,210

340.34%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$3.36 ₱212

266.67%

Cappuccino

$5.63 $5.63

$2.62 ₱165

114.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.78 ₱49.46

376.92%

Water (0.33 liter bottle)

$2.50 $2.50

$0.40 ₱24.97

525.00%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.25 ₱79.0

544.00%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.18 ₱138

313.30%

Milk (1 liter)

$1.12 $1.12

$1.88 ₱119

-40.43%

White Bread (500g)

$3.75 $3.75

$1.23 ₱77.4

204.88%

Rice (white) (1kg)

$3.26 $3.26

$0.96 ₱60.3

239.58%

Eggs

$4.17 $4.17

$2.00 ₱126

108.50%

Local Cheese (1kg)

$12.90 $12.90

$8.23 ₱519

56.74%

Chicken Fillets (1kg)

$14.16 $14.16

$4.32 ₱273

227.78%

Beef Round Steak (1kg)

$16.22 $16.22

$7.50 ₱473

116.27%

Apples (1kg)

$4.33 $4.33

$2.97 ₱187

45.79%

Banana (1kg)

$1.46 $1.46

$1.58 ₱99.9

-7.59%

Oranges (1kg)

$4.51 $4.51

$2.58 ₱162

74.81%

Tomato (1kg)

$4.34 $4.34

$1.62 ₱102

167.90%

Potato (1kg)

$2.58 $2.58

$2.25 ₱142

14.67%

Onion (1kg)

$2.35 $2.35

$2.53 ₱160

-7.11%

Lettuce (1 head)

$1.78 $1.78

$1.10 ₱69.4

61.82%

Water (1.5 liter bottle)

$2.22 $2.22

$0.71 ₱44.50

212.68%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.83 ₱178

249.12%

Wine (Bottle)

$15.08 $15.08

$6.79 ₱428

122.09%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.19 ₱75.3

145.38%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.03 ₱128

70.44%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.26 ₱16.34

473.08%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$11.65 ₱734

258.11%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.78 ₱48.93

250.00%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.22 ₱13.82

654.55%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$2.08 ₱131

1597.12%

Gasoline (1 liter)

$0.95 $0.95

$1.15 ₱72.5

-17.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$26.3K ₱1.7M

37.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$20.2K ₱1.3M

34.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$112 ₱7,067

104.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$33.18 ₱2,091

78.99%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$27.75 ₱1,749

151.93%

Gym Membership (Monthly)

$57.2 $57.2

$34.05 ₱2,146

68.11%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.45 ₱280

266.97%

Cinema Ticket

$14.28 $14.28

$5.85 ₱368

144.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$154 ₱9,706

877.71%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$4,271 ₱269.1K

402.40%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$46.34 ₱2,920

13.96%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$26.69 ₱1,682

64.18%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$76.7 ₱4,831

10.59%

Men's Leather Business Shoes

$103 $103

$54.2 ₱3,413

90.23%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$266 ₱16.8K

616.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$174 ₱10.9K

633.49%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$582 ₱36.7K

529.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$387 ₱24.4K

556.66%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,349 ₱148.0K

224.09%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$978 ₱61.6K

222.89%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.67

1.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Siargao: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Siargao

$174 22.1% 86.4% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Siargao

$203 25.8% 49.9% $202

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Siargao

$173 22% 51.7% $185

Eating Out

Austin, TX

$354 13.3%

Siargao

$86 10.9% 75.8% $268

Clothing & Footwear

Austin, TX

$128 4.8%

Siargao

$92 11.7% 28.3% $36

Sport & Entertainment

Austin, TX

$86 3.2%

Siargao

$46 5.8% 46.7% $40

Getting Around

Austin, TX

$59 2.2%

Siargao

$15 1.9% 75.2% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $266 in Siargao. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $19.00 in Siargao for a mid-range dinner for two. Groceries echo the gap at $405 vs $203 per month, with Siargao cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Siargao

🕒 Local time

02:26 2:26 AM

15:26 3:26 PM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

150,000

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.892 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 16, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

PHP to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Siargao 13,550 km ≈ 17 h nonstop flight

From you

Austin, TX
Siargao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Siargao: Cost of Living - Frequently Asked Questions

Siargao wins on cost – living expenses run 238% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Siargao the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,181 in Siargao to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $266 in Siargao. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $787 in Siargao – a 238% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Siargao runs roughly 258% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $787 in Siargao versus $2,663 in Austin, TX, a $1,500 budget is realistic in Siargao but tight or insufficient in Austin, TX. The gap between the two cities makes Siargao the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Siargao gentler on the wallet – expenses run 238% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.