Last update: Oct 2026

Cost of Living Comparison Between Shurugwi and Cebu

For one person, living is cheaper in Shurugwi: $579 a month against $918 in Cebu, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

28

Cost of Living Index in Shurugwi
Learn more

Shurugwi Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Shurugwi

🇿🇼 Zimbabwe

$579

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Shurugwi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shurugwi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $579 in Shurugwi versus $918 in Cebu.

Shurugwi $579
Cebu $918

Estimated couple costs with rent: $949 in Shurugwi versus $1,409 in Cebu.

Shurugwi $949
Cebu $1,409

Monthly costs for a family of three with rent: $1,320 in Shurugwi versus $1,900 in Cebu.

Shurugwi $1,320
Cebu $1,900

Living in Shurugwi costs roughly 37% less than in Cebu, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Shurugwi 57% lower, Cebu 32% lower.

Meal at Budget Restaurant

$10.11 ZWL 269

$3.09 ₱194

227.18%

Three-Course Dinner for Two, Mid-Range

$39.64 ZWL 1,055

$24.22 ₱1,525

63.67%

Fast Food Meal (McDonalds, etc)

$5.80 ZWL 154

$3.92 ₱247

47.96%

Cappuccino

$1.69 ZWL 45.06

$2.51 ₱158

-32.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.97 ZWL 25.82

$1.59 ₱100

-38.99%

Water (0.33 liter bottle)

$0.48 ZWL 12.79

$0.53 ₱33.43

-9.43%

Local Beer (0.5 liter draught)

$1.28 ZWL 33.94

$1.78 ₱112

-28.09%

Imported Beer (0.33 liter bottle)

$2.06 ZWL 54.7

$2.17 ₱137

-5.07%

Milk (1 liter)

$1.48 ZWL 39.43

$1.92 ₱121

-22.92%

White Bread (500g)

$0.98 ZWL 26.00

$1.36 ₱85.4

-27.94%

Rice (white) (1kg)

$1.67 ZWL 44.40

$1.01 ₱63.5

65.35%

Eggs

$1.94 ZWL 51.7

$2.03 ₱128

-4.43%

Local Cheese (1kg)

$11.52 ZWL 307

$9.86 ₱621

16.84%

Chicken Fillets (1kg)

$5.30 ZWL 141

$4.39 ₱277

20.73%

Beef Round Steak (1kg)

$6.34 ZWL 169

$7.60 ₱479

-16.58%

Apples (1kg)

$3.07 ZWL 81.8

$3.30 ₱208

-6.97%

Banana (1kg)

$1.65 ZWL 44.01

$1.39 ₱87.8

18.71%

Oranges (1kg)

$2.01 ZWL 53.4

$2.33 ₱147

-13.73%

Tomato (1kg)

$1.51 ZWL 40.30

$1.50 ₱94.3

0.67%

Potato (1kg)

$1.67 ZWL 44.46

$2.36 ₱149

-29.24%

Onion (1kg)

$1.80 ZWL 47.97

$1.90 ₱119

-5.26%

Lettuce (1 head)

$1.22 ZWL 32.55

$1.19 ₱74.9

2.52%

Water (1.5 liter bottle)

$0.99 ZWL 26.31

$0.63 ₱39.71

57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$1.95 ZWL 51.8

$3.00 ₱189

-35.00%

Wine (Bottle)

$8.20 ZWL 218

$6.03 ₱379

35.99%

Local Beer (0.5 liter bottle)

$1.38 ZWL 36.77

$1.23 ₱77.7

12.20%

Imported Beer (0.33 liter bottle)

$1.97 ZWL 52.4

$1.75 ₱110

12.57%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.94 ZWL 105

$0.77 ₱48.62

411.69%

Taxi (Normal Tariff) (1km)

$1.97 ZWL 52.5

$0.23 ₱14.53

756.52%

Taxi 1hour Waiting (Normal Tariff)

$5.04 ZWL 134

$4.46 ₱281

13.00%

Gasoline (1 liter)

$1.84 ZWL 48.95

$1.31 ₱82.8

40.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K ZWL 587.6K

$21.2K ₱1.3M

3.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K ZWL 738.7K

$19.1K ₱1.2M

44.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.0 ZWL 1,383

$120 ₱7,569

-56.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.89 ZWL 582

$14.00 ₱882

56.36%

Internet (50+ Mbps, Unlimited Data)

$68.3 ZWL 1,818

$27.54 ₱1,734

148.00%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.97 ZWL 265

$5.65 ₱356

76.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$429 ZWL 11.4K

$275 ₱17.3K

55.89%

International Primary School, 1 Child (Yearly)

$8,436 ZWL 224.5K

$7,918 ₱498.5K

6.54%

Jeans (Levis 501 Or Similar)

$23.20 ZWL 617

$49.33 ₱3,106

-52.97%

Summer Dress (H&M, Zara, etc)

$21.19 ZWL 564

$25.24 ₱1,589

-16.05%

Sport Shoes (Adidas, Nike)

$38.89 ZWL 1,035

$77.0 ₱4,846

-49.47%

Men's Leather Business Shoes

$39.82 ZWL 1,060

$57.2 ₱3,601

-30.38%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.69

7.2

90.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shurugwi: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shurugwi

$213 36.7%

Cebu

$206 22.4% 3.2% $6.8

Monthly Utilities & Internet

Shurugwi

$142 24.6%

Cebu

$162 17.6% 13.8% $20

Eating Out

Shurugwi

$135 23.3%

Cebu

$88 9.6% 34.6% $47

Clothing & Footwear

Shurugwi

$55 9.6%

Cebu

$94 10.2% 69.5% $39

Sport & Entertainment

Shurugwi

$20 * 3.5%

Cebu

$44 4.8% 119% $24

Getting Around

Shurugwi

$14 * 2.4%

Cebu

$16 1.7% 12.7% $1.8

Accommodation & Living

Shurugwi

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $40.00 in Shurugwi vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $213 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇿🇼 Shurugwi

🇵🇭 Cebu

🕒 Local time

07:47 7:47 AM

13:47 1:47 PM

6 h ahead of Shurugwi

🌤 Weather

👥 Population

16,866

964,169

💱 Currency

Zimbabwean Dollar ZWL $

Philippine Peso PHP ₱

📈 Exchange rate

100 ZWL = 3.76 USD

100 ZWL = 3.34 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ZWL – Zimbabwean Dollar Converter

🇺🇸 United States Dollar ($)

🇿🇼 Zimbabwean Dollar ($)

Zimbabwean Dollar exchange rates as of October 18, 2026: 1 USD = 26.61 ZWL (100 ZWL = 3.76 USD). 1 EUR = 29.92 ZWL (100 ZWL = 3.34 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to ZWL in detail →

On the map

Lowest

Highest

Between locations

Shurugwi Cebu 10,790 km ≈ 14 h nonstop flight

From you

Shurugwi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shurugwi vs Cebu: Cost of Living - Frequently Asked Questions

Shurugwi is cheaper overall, especially in clothing, leisure, and transport. The 59% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $868 in Shurugwi and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $579 per month in Shurugwi versus $918 in Cebu – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Shurugwi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Shurugwi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Shurugwi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shurugwi gentler on the wallet – expenses run 59% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.