Last update: Oct 2026

Cost of Living Comparison Between Cebu and Shurugwi

For one person, living is cheaper in Shurugwi: $579 a month against $918 in Cebu, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
28

Cost of Living Index in Shurugwi
Learn more

Shurugwi Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Shurugwi

🇿🇼 Zimbabwe

$579

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Shurugwi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Shurugwi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $579 in Shurugwi.

Cebu $918
Shurugwi $579

Estimated couple costs with rent: $1,409 in Cebu versus $949 in Shurugwi.

Cebu $1,409
Shurugwi $949

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,320 in Shurugwi.

Cebu $1,900
Shurugwi $1,320

Living in Cebu is roughly 59% more expensive than in Shurugwi, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Cebu 32% lower, Shurugwi 57% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.11 ZWL 269

-69.44%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$39.64 ZWL 1,055

-38.90%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.80 ZWL 154

-32.41%

Cappuccino

$2.51 ₱158

$1.69 ZWL 45.06

48.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.97 ZWL 25.82

63.92%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.48 ZWL 12.79

10.42%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.28 ZWL 33.94

39.06%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.06 ZWL 54.7

5.34%

Milk (1 liter)

$1.92 ₱121

$1.48 ZWL 39.43

29.73%

White Bread (500g)

$1.36 ₱85.4

$0.98 ZWL 26.00

38.78%

Rice (white) (1kg)

$1.01 ₱63.5

$1.67 ZWL 44.40

-39.52%

Eggs

$2.03 ₱128

$1.94 ZWL 51.7

4.64%

Local Cheese (1kg)

$9.86 ₱621

$11.52 ZWL 307

-14.41%

Chicken Fillets (1kg)

$4.39 ₱277

$5.30 ZWL 141

-17.17%

Beef Round Steak (1kg)

$7.60 ₱479

$6.34 ZWL 169

19.87%

Apples (1kg)

$3.30 ₱208

$3.07 ZWL 81.8

7.49%

Banana (1kg)

$1.39 ₱87.8

$1.65 ZWL 44.01

-15.76%

Oranges (1kg)

$2.33 ₱147

$2.01 ZWL 53.4

15.92%

Tomato (1kg)

$1.50 ₱94.3

$1.51 ZWL 40.30

-0.66%

Potato (1kg)

$2.36 ₱149

$1.67 ZWL 44.46

41.32%

Onion (1kg)

$1.90 ₱119

$1.80 ZWL 47.97

5.56%

Lettuce (1 head)

$1.19 ₱74.9

$1.22 ZWL 32.55

-2.46%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.99 ZWL 26.31

-36.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.95 ZWL 51.8

53.85%

Wine (Bottle)

$6.03 ₱379

$8.20 ZWL 218

-26.46%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.38 ZWL 36.77

-10.87%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.97 ZWL 52.4

-11.17%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.94 ZWL 105

-80.46%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.97 ZWL 52.5

-88.32%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.04 ZWL 134

-11.51%

Gasoline (1 liter)

$1.31 ₱82.8

$1.84 ZWL 48.95

-28.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$22.1K ZWL 587.6K

-3.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.8K ZWL 738.7K

-31.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$52.0 ZWL 1,383

131.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$21.89 ZWL 582

-36.04%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$68.3 ZWL 1,818

-59.68%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$9.97 ZWL 265

-43.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$429 ZWL 11.4K

-35.85%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,436 ZWL 224.5K

-6.14%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$23.20 ZWL 617

112.63%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$21.19 ZWL 564

19.11%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$38.89 ZWL 1,035

97.89%

Men's Leather Business Shoes

$57.2 ₱3,601

$39.82 ZWL 1,060

43.65%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.69

-47.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Shurugwi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Shurugwi

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Shurugwi

$213 36.7% 3.3% $6.8

Monthly Utilities & Internet

Cebu

$162 17.6%

Shurugwi

$142 24.6% 12.1% $20

Clothing & Footwear

Cebu

$94 10.2%

Shurugwi

$55 9.6% 41% $39

Eating Out

Cebu

$88 9.6%

Shurugwi

$135 23.3% 52.8% $47

Sport & Entertainment

Cebu

$44 4.8%

Shurugwi

$20 * 3.5% 54.3% $24

Getting Around

Cebu

$16 1.7%

Shurugwi

$14 * 2.4% 11.3% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $40.00 in Shurugwi for a mid-range dinner for two. Groceries echo the gap at $206 vs $213 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇿🇼 Shurugwi

🕒 Local time

14:02 2:02 PM

08:02 8:02 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

16,866

💱 Currency

Philippine Peso PHP ₱

Zimbabwean Dollar ZWL $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ZWL = 3.76 USD

100 ZWL = 3.34 EUR

Exchange rates and currency converter

ZWL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Zimbabwean Dollar exchange rates as of October 18, 2026: 1 USD = 26.61 ZWL (100 ZWL = 3.76 USD). 1 EUR = 29.92 ZWL (100 ZWL = 3.34 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Shurugwi 10,790 km ≈ 14 h nonstop flight

From you

Cebu
Shurugwi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Shurugwi: Cost of Living - Frequently Asked Questions

Shurugwi is cheaper overall, especially in clothing, leisure, and transport. The 59% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $868 in Shurugwi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $579 in Shurugwi – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Shurugwi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Shurugwi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Shurugwi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shurugwi gentler on the wallet – expenses run 59% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.