Last update: Oct 2026

Cost of Living Comparison Between Serra and Toronto

For one person, living is cheaper in Serra: $889 a month against $2,561 in Toronto, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Serra
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Serra Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Serra

🇧🇷 Brazil

$889

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Serra and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Serra and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $889 in Serra versus $2,561 in Toronto.

Serra $889
Toronto $2,561

Estimated couple costs with rent: $1,317 in Serra versus $3,694 in Toronto.

Serra $1,317
Toronto $3,694

Monthly costs for a family of three with rent: $1,744 in Serra versus $4,826 in Toronto.

Serra $1,744
Toronto $4,826

Living in Serra costs roughly 65% less than in Toronto, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Serra is 34% below, Toronto is 90% above.

Meal at Budget Restaurant

$4.77 R$24.16

$17.18 CA$24.29

-72.24%

Three-Course Dinner for Two, Mid-Range

$22.99 R$117

$76.0 CA$107

-69.74%

Fast Food Meal (McDonalds, etc)

$8.20 R$41.58

$10.54 CA$14.89

-22.20%

Cappuccino

$2.09 R$10.57

$4.02 CA$5.68

-48.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 R$6.77

$2.12 CA$3.00

-36.79%

Water (0.33 liter bottle)

$0.62 R$3.15

$1.75 CA$2.48

-64.57%

Local Beer (0.5 liter draught)

$1.95 R$9.88

$6.24 CA$8.83

-68.75%

Imported Beer (0.33 liter bottle)

$3.06 R$15.53

$7.09 CA$10.02

-56.84%

Milk (1 liter)

$1.13 R$5.70

$2.44 CA$3.45

-53.69%

White Bread (500g)

$1.80 R$9.13

$2.68 CA$3.78

-32.84%

Rice (white) (1kg)

$1.17 R$5.95

$2.24 CA$3.17

-47.77%

Eggs

$2.14 R$10.87

$3.56 CA$5.03

-39.89%

Local Cheese (1kg)

$10.49 R$53.2

$9.09 CA$12.85

15.40%

Chicken Fillets (1kg)

$4.58 R$23.22

$11.33 CA$16.01

-59.58%

Beef Round Steak (1kg)

$8.54 R$43.27

$14.53 CA$20.55

-41.23%

Apples (1kg)

$2.87 R$14.53

$3.62 CA$5.12

-20.72%

Banana (1kg)

$1.53 R$7.74

$1.21 CA$1.72

26.45%

Oranges (1kg)

$1.83 R$9.28

$3.60 CA$5.09

-49.17%

Tomato (1kg)

$1.62 R$8.20

$4.21 CA$5.96

-61.52%

Potato (1kg)

$1.18 R$5.96

$1.79 CA$2.53

-34.08%

Onion (1kg)

$1.11 R$5.65

$1.59 CA$2.25

-30.19%

Lettuce (1 head)

$1.34 R$6.78

$2.27 CA$3.21

-40.97%

Water (1.5 liter bottle)

$1.39 R$7.03

$1.25 CA$1.77

11.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.49 R$12.62

$13.82 CA$19.53

-81.98%

Wine (Bottle)

$5.64 R$28.59

$14.27 CA$20.18

-60.48%

Local Beer (0.5 liter bottle)

$0.98 R$4.98

$2.20 CA$3.10

-55.45%

Imported Beer (0.33 liter bottle)

$3.27 R$16.59

$2.43 CA$3.44

34.57%

One-way Ticket (Public Transport)

$0.97 R$4.93

$2.39 CA$3.38

-59.41%

Public Transport Monthly Pass (Regular Price)

$47.18 R$239

$111 CA$157

-57.47%

Taxi Start (Normal Tariff)

$1.31 R$6.66

$2.91 CA$4.12

-54.98%

Taxi (Normal Tariff) (1km)

$1.13 R$5.72

$1.20 CA$1.69

-5.83%

Taxi 1hour Waiting (Normal Tariff)

$6.89 R$34.95

$21.38 CA$30.23

-67.77%

Gasoline (1 liter)

$1.08 R$5.49

$1.21 CA$1.71

-10.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K R$119.2K

$28.2K CA$39.8K

-16.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.8K R$171.1K

$20.3K CA$28.6K

66.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 R$803

$120 CA$170

31.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.30 R$62.4

$32.26 CA$45.60

-61.87%

Internet (50+ Mbps, Unlimited Data)

$21.05 R$107

$47.93 CA$67.8

-56.08%

Gym Membership (Monthly)

$25.83 R$131

$38.48 CA$54.4

-32.87%

Tennis Court (1 Hour on Weekend)

$27.87 R$141

$22.96 CA$32.46

21.39%

Cinema Ticket

$7.49 R$37.95

$12.38 CA$17.50

-39.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$188 R$955

$830 CA$1,173

-77.30%

International Primary School, 1 Child (Yearly)

$6,726 R$34.1K

$23.1K CA$32.6K

-70.87%

Jeans (Levis 501 Or Similar)

$55.0 R$279

$50.7 CA$71.7

8.42%

Summer Dress (H&M, Zara, etc)

$51.1 R$259

$40.02 CA$56.6

27.74%

Sport Shoes (Adidas, Nike)

$91.1 R$462

$98.0 CA$139

-6.98%

Men's Leather Business Shoes

$74.3 R$377

$121 CA$171

-38.42%

1-bedroom Apartment, City Center (Monthly)

$251 R$1,271

$1,592 CA$2,251

-84.25%

1-bedroom Apartment, Outside City Center (Monthly)

$153 R$774

$1,410 CA$1,994

-89.18%

3-bedroom Apartment, City Center (Monthly)

$446 R$2,261

$2,670 CA$3,775

-83.30%

3-bedroom Apartment, Outside City Center (Monthly)

$220 R$1,117

$2,152 CA$3,042

-89.76%

Buy Apartment in City Center (m2)

$970 R$4,917

$7,945 CA$11.2K

-87.79%

Buy Apartment Outside City Center (m2)

$563 R$2,852

$6,542 CA$9,249

-91.40%

Average Monthly Net Salary (After Tax)

$559 R$2,833

$3,727 CA$5,269

-85.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

146.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Serra: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Serra

$212 23.8%

Toronto

$340 13.3% 60.3% $128

Monthly Utilities & Internet

Serra

$192 21.6%

Toronto

$201 7.8% 4.6% $8.8

Accommodation & Living

Serra

$153 17.2%

Toronto

$1.4K 55.1% 824% $1.3K

Clothing & Footwear

Serra

$122 13.8%

Toronto

$139 5.4% 13.9% $17

Eating Out

Serra

$111 12.5%

Toronto

$278 10.9% 150% $167

Getting Around

Serra

$58 6.5%

Toronto

$129 5.1% 123% $71

Sport & Entertainment

Serra

$41 4.6%

Toronto

$63 2.5% 55% $22

Cost Breakdown

A one-bedroom apartment in the center runs $251 in Serra and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 567% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Serra vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $212 vs $340 per month, with Serra cheaper across the board.

Good to know

🇧🇷 Serra

🇨🇦 Toronto

🕒 Local time

03:24 3:24 AM

02:24 2:24 AM

1 h behind Serra

🌤 Weather

👥 Population

520,653

2,731,571

💱 Currency

Brazilian Real BRL R$

Canadian Dollar CAD $

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to BRL in detail →

On the map

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Between locations

Serra Toronto 8,130 km ≈ 11 h nonstop flight

From you

Serra
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Serra vs Toronto: Cost of Living - Frequently Asked Questions

Serra is cheaper overall, especially in groceries, clothing, and eating out. The 188% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 567% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $251 in Serra versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 60% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Serra – a meal for two runs $23.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $889 in Serra versus $2,561 in Toronto, a $1,500 budget is realistic in Serra but tight or insufficient in Toronto. The gap between the two cities makes Serra the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Serra gentler on the wallet – expenses run 188% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.