For one person, living is cheaper in Serra: $889 a month against $1,012 in Lima, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Serra and in Lima actually costs, broken down by who's living it.
Monthly costs for one person with rent: $889 in Serra versus $1,012 in Lima.
Serra $889
Lima $1,012
Estimated couple costs with rent: $1,317 in Serra versus $1,589 in Lima.
Serra $1,317
Lima $1,589
Monthly costs for a family of three with rent: $1,744 in Serra versus $2,167 in Lima.
Serra $1,744
Lima $2,167
🌍
Living in Serra costs roughly 12% less than in Lima, and outside of rent the biggest gap is in transport.
📊
Both cities sit below the global median: Serra34% lower, Lima25% lower.
Currency
No currencies found
🍽 Eating Out
Serra
Lima
Difference
Meal at Budget Restaurant
$4.77R$24.16
$4.40PEN 15.10
8.41%
Three-Course Dinner for Two, Mid-Range
$22.99R$117
$35.17PEN 121
-34.63%
Fast Food Meal(McDonalds, etc)
$8.20R$41.58
$6.89PEN 23.65
19.01%
Cappuccino
$2.09R$10.57
$3.26PEN 11.20
-35.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34R$6.77
$1.12PEN 3.84
19.64%
Water(0.33 liter bottle)
$0.62R$3.15
$0.62PEN 2.11
-
Local Beer(0.5 liter draught)
$1.95R$9.88
$2.65PEN 9.09
-26.42%
Imported Beer(0.33 liter bottle)
$3.06R$15.53
$4.41PEN 15.15
-30.61%
🛒 Groceries & Markets
Serra
Lima
Difference
Milk(1 liter)
$1.13R$5.70
$1.63PEN 5.61
-30.67%
White Bread(500g)
$1.80R$9.13
$2.56PEN 8.78
-29.69%
Rice(white)(1kg)
$1.17R$5.95
$1.35PEN 4.65
-13.33%
Eggs
$2.14R$10.87
$2.90PEN 9.96
-26.21%
Local Cheese(1kg)
$10.49R$53.2
$8.85PEN 30.38
18.53%
Chicken Fillets(1kg)
$4.58R$23.22
$5.98PEN 20.52
-23.41%
Beef Round Steak(1kg)
$8.54R$43.27
$9.78PEN 33.59
-12.68%
Apples(1kg)
$2.87R$14.53
$2.05PEN 7.02
40.00%
Banana(1kg)
$1.53R$7.74
$1.06PEN 3.66
44.34%
Oranges(1kg)
$1.83R$9.28
$1.35PEN 4.64
35.56%
Tomato(1kg)
$1.62R$8.20
$1.50PEN 5.15
8.00%
Potato(1kg)
$1.18R$5.96
$0.88PEN 3.03
34.09%
Onion(1kg)
$1.11R$5.65
$0.92PEN 3.15
20.65%
Lettuce(1 head)
$1.34R$6.78
$0.89PEN 3.07
50.56%
Water(1.5 liter bottle)
$1.39R$7.03
$0.90PEN 3.10
54.44%
Cigarettes 20 Pack(Marlboro, Camel)
$2.49R$12.62
$5.90PEN 20.27
-57.80%
Wine(Bottle)
$5.64R$28.59
$8.52PEN 29.26
-33.80%
Local Beer(0.5 liter bottle)
$0.98R$4.98
$1.88PEN 6.45
-47.87%
Imported Beer(0.33 liter bottle)
$3.27R$16.59
$3.22PEN 11.05
1.55%
🚌 Getting Around
Serra
Lima
Difference
One-way Ticket(Public Transport)
$0.97R$4.93
$0.68PEN 2.33
42.65%
Public Transport Monthly Pass(Regular Price)
$47.18R$239
$26.86PEN 92.2
75.65%
Taxi Start(Normal Tariff)
$1.31R$6.66
$3.81PEN 13.09
-65.62%
Taxi(Normal Tariff)(1km)
$1.13R$5.72
$2.02PEN 6.93
-44.06%
Taxi 1hour Waiting(Normal Tariff)
$6.89R$34.95
$7.11PEN 24.41
-3.09%
Gasoline(1 liter)
$1.08R$5.49
$1.72PEN 5.91
-37.21%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.5KR$119.2K
$22.3KPEN 76.6K
5.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.8KR$171.1K
$25.5KPEN 87.6K
32.36%
🧾 Monthly Utilities & Internet
Serra
Lima
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$158R$803
$73.1PEN 251
116.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.30R$62.4
$16.35PEN 56.2
-24.77%
Internet(50+ Mbps, Unlimited Data)
$21.05R$107
$27.47PEN 94.3
-23.37%
🎉 Sport & Entertainment
Serra
Lima
Difference
Gym Membership(Monthly)
$25.83R$131
$31.90PEN 110
-19.03%
Tennis Court(1 Hour on Weekend)
$27.87R$141
$19.41PEN 66.7
43.59%
Cinema Ticket
$7.49R$37.95
$7.05PEN 24.23
6.24%
🧸 Childcare & Education
Serra
Lima
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$188R$955
$182PEN 627
3.23%
International Primary School, 1 Child(Yearly)
$6,726R$34.1K
$13.0KPEN 44.8K
-48.42%
👕👟 Clothing & Footwear
Serra
Lima
Difference
Jeans(Levis 501 Or Similar)
$55.0R$279
$53.8PEN 185
2.21%
Summer Dress(H&M, Zara, etc)
$51.1R$259
$34.32PEN 118
48.95%
Sport Shoes(Adidas, Nike)
$91.1R$462
$82.8PEN 284
10.03%
Men's Leather Business Shoes
$74.3R$377
$78.2PEN 269
-5.04%
🏠 Accommodation & Living
Serra
Lima
Difference
1-bedroom Apartment, City Center(Monthly)
$251R$1,271
$721PEN 2,476
-65.22%
1-bedroom Apartment, Outside City Center(Monthly)
$153R$774
$343PEN 1,179
-55.55%
3-bedroom Apartment, City Center(Monthly)
$446R$2,261
$1,219PEN 4,186
-63.41%
3-bedroom Apartment, Outside City Center(Monthly)
$220R$1,117
$651PEN 2,235
-66.13%
Buy Apartment in City Center(m2)
$970R$4,917
$2,414PEN 8,292
-59.83%
Buy Apartment Outside City Center(m2)
$563R$2,852
$1,357PEN 4,660
-58.54%
💵 Salaries & Financials
Serra
Lima
Difference
Average Monthly Net Salary(After Tax)
$559R$2,833
$648PEN 2,226
-13.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
11
8.94
23.04%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Serra: October 11, 2026
Last update for Lima: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🛒Groceries & Markets
Serra
$212 23.8%
Lima
$226 22.3% ↑ 6.6%$14
🧾Monthly Utilities & Internet
Serra
$192 21.6%
Lima
$117 11.6% ↓ 39%$75
🏠Accommodation & Living
Serra
$153 17.2%
Lima
$343 33.9% ↑ 125%$191
👕👟Clothing & Footwear
Serra
$122 13.8%
Lima
$112 11.1% ↓ 8.2%$10
🍽Eating Out
Serra
$111 12.5%
Lima
$124 12.3% ↑ 11.2%$13
🚌Getting Around
Serra
$58 6.5%
Lima
$43 4.3% ↓ 25.1%$15
🎉Sport & Entertainment
Serra
$41 4.6%
Lima
$46 4.6% ↑ 12.8%$5.2
🛒Groceries & Markets
Serra
$490 28.1%
Lima
$517 23.9% ↑ 5.6%$27
🧾Monthly Utilities & Internet
Serra
$204 11.7%
Lima
$133 6.2% ↓ 34.7%$71
🏠Accommodation & Living
Serra
$220 12.6%
Lima
$651 30% ↑ 195%$430
👕👟Clothing & Footwear
Serra
$272 15.6%
Lima
$249 11.5% ↓ 8.2%$22
🍽Eating Out
Serra
$331 19%
Lima
$417 19.2% ↑ 25.8%$86
🚌Getting Around
Serra
$118 6.8%
Lima
$88 4.1% ↓ 25.2%$30
🎉Sport & Entertainment
Serra
$109 6.3%
Lima
$111 5.1% ↑ 1.8%$2
Cost Breakdown
🏠A one-bedroom apartment in the center runs $251 in Serra and $721 in Lima. Housing cost is often the main lever when comparing two cities.
💰Lima pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $23.00 in Serra vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $212 vs $226 per month, with Serra cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Serra vs Lima: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Serra and in Lima?
Serra and Lima differ by about 14% in total monthly costs ($889 vs $1,012 including rent). Serra is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 16% lower in Lima. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Serra and in Lima?
Rent for a central apartment: $251 in Serra versus $721 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Serra and Lima?
Childcare runs $188 in Serra versus $182 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 7% higher in Lima. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $1,500 per month?
At $889 in Serra versus $1,012 in Lima, a $1,500 budget is realistic in Serra but tight or insufficient in Lima. The gap between the two cities makes Serra the clear choice for anyone on this budget.
How does quality of life compare between Serra and Lima?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Serra or Lima?
Expats usually find Serra gentler on the wallet – expenses run 14% less than in Lima. Beyond cost, consider language, visa policies, and how big the international community is in each city.