Last update: Oct 2026

Cost of Living Comparison Between Selfoss and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,416 in Selfoss, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Selfoss

🇮🇸 Iceland

$3,416

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Selfoss and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Selfoss and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,416 in Selfoss versus $1,349 in Ubud, Bali.

Selfoss $3,416
Ubud, Bali $1,349

Estimated couple costs with rent: $2,439 in Selfoss versus $2,305 in Ubud, Bali.

Selfoss $2,439
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,461 in Selfoss versus $3,261 in Ubud, Bali.

Selfoss $1,461
Ubud, Bali $3,261

Living in Selfoss is roughly 153% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

Fast Food Meal (McDonalds, etc)

$20.39 ISK 2,477

$5.53 Rp 100.6K

268.72%

Cappuccino

$2.72 Rp 49.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$12.18 ISK 1,480

$2.65 Rp 48.3K

359.62%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

Milk (1 liter)

$1.77 ISK 215

$1.49 Rp 27.1K

18.79%

White Bread (500g)

$7.65 ISK 930

$2.28 Rp 41.4K

235.53%

Rice (white) (1kg)

$4.55 ISK 553

$1.19 Rp 21.6K

282.35%

Eggs

$6.49 ISK 788

$2.04 Rp 37.0K

218.14%

Local Cheese (1kg)

$17.25 ISK 2,096

$17.70 Rp 321.9K

-2.54%

Chicken Fillets (1kg)

$21.56 ISK 2,619

$3.96 Rp 72.1K

444.44%

Beef Round Steak (1kg)

$33.60 ISK 4,082

$12.19 Rp 221.7K

175.64%

Apples (1kg)

$2.83 ISK 343

$3.66 Rp 66.5K

-22.68%

Banana (1kg)

$2.70 ISK 328

$1.52 Rp 27.6K

77.63%

Oranges (1kg)

$2.72 ISK 330

$2.23 Rp 40.5K

21.97%

Tomato (1kg)

$7.25 ISK 881

$1.97 Rp 35.9K

268.02%

Potato (1kg)

$3.24 ISK 394

$1.85 Rp 33.6K

75.14%

Onion (1kg)

$2.07 ISK 252

$2.42 Rp 44.1K

-14.46%

Lettuce (1 head)

$3.70 ISK 449

$0.99 Rp 18.0K

273.74%

Water (1.5 liter bottle)

$1.34 ISK 163

$0.51 Rp 9,336

162.75%

Cigarettes 20 Pack (Marlboro, Camel)

$15.61 ISK 1,897

$2.22 Rp 40.4K

603.15%

Wine (Bottle)

$22.24 Rp 404.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$1.15 ISK 140

$2.97 Rp 54.0K

-61.28%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

Gym Membership (Monthly)

$49.48 Rp 899.8K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$2,771 ISK 336.6K

$671 Rp 12.2M

312.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Selfoss: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Selfoss

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Selfoss

–

Ubud, Bali

$288 21.4%

Eating Out

Selfoss

–

Ubud, Bali

$108 8%

Clothing & Footwear

Selfoss

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Selfoss

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Selfoss

–

Ubud, Bali

$58 4.3%

Getting Around

Selfoss

–

Ubud, Bali

$11 0.9%

Good to know

🇮🇸 Selfoss

🇮🇩 Ubud, Bali

🕒 Local time

01:02 1:02 AM

09:02 9:02 AM

8 h ahead of Selfoss

🌤 Weather

👥 Population

9,000

74,800

💱 Currency

Icelandic Króna ISK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 ISK = 8.23 USD

1,000 ISK = 7.39 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ISK – Icelandic Króna Converter

🇺🇸 United States Dollar ($)

🇮🇸 Icelandic Króna (kr)

Icelandic Króna exchange rates as of October 29, 2026: 1 USD = 122 ISK (1,000 ISK = 8.23 USD). 1 EUR = 135 ISK (1,000 ISK = 7.39 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to ISK in detail →

On the map

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Between locations

Selfoss Ubud, Bali 12,960 km ≈ 17 h nonstop flight

From you

Selfoss
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Selfoss vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,416 in Selfoss and $1,349 in Ubud, Bali, so Ubud, Bali is about 61% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $5,124 in Selfoss and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 81% higher in Selfoss. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $3,416 per month in Selfoss versus $1,349 in Ubud, Bali – Ubud, Bali is about 61% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Selfoss and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.