Cost of Living Comparison Between Ubud, Bali and Selfoss Cost of Living Comparison Between Ubud, Bali and Selfoss

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $3,620 in Selfoss.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,533 in Selfoss.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,446 in Selfoss.

Living in Ubud, Bali costs roughly 62% less than in Selfoss, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 0% above, Selfoss 162% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$20.86 ISK 2,513

-73.01%

Cappuccino

$2.82 Rp 49.7K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

Water (0.33 liter bottle)

$0.80 Rp 14.0K

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$12.30 ISK 1,482

-75.28%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

Milk (1 liter)

$1.61 Rp 28.3K

$1.73 ISK 208

-6.94%

White Bread (500g)

$2.27 Rp 39.9K

$7.67 ISK 924

-70.40%

Rice (white) (1kg)

$1.17 Rp 20.6K

$4.62 ISK 557

-74.68%

Eggs

$2.17 Rp 38.2K

$6.66 ISK 802

-67.42%

Local Cheese (1kg)

$17.63 Rp 310.5K

$17.37 ISK 2,093

1.50%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$21.79 ISK 2,625

-81.41%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$33.42 ISK 4,025

-63.55%

Apples (1kg)

$3.62 Rp 63.7K

$2.72 ISK 328

33.09%

Banana (1kg)

$1.64 Rp 28.8K

$2.71 ISK 327

-39.48%

Oranges (1kg)

$2.31 Rp 40.6K

$2.64 ISK 318

-12.50%

Tomato (1kg)

$1.96 Rp 34.5K

$7.16 ISK 863

-72.63%

Potato (1kg)

$1.84 Rp 32.5K

$3.15 ISK 380

-41.59%

Onion (1kg)

$2.37 Rp 41.7K

$2.18 ISK 263

8.72%

Lettuce (1 head)

$1.05 Rp 18.5K

$3.67 ISK 442

-71.39%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.35 ISK 163

-60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$15.90 ISK 1,915

-85.53%

Wine (Bottle)

$23.08 Rp 406.4K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.12 ISK 135

174.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$2,850 ISK 343.3K

-75.68%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Selfoss: September 6, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Selfoss: Cost of Living - Frequently Asked Questions

Ubud, Bali and Selfoss differ by about 163% in total monthly costs ($1,378 vs $3,620 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,067 in Ubud, Bali and $5,430 in Selfoss to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 78% higher in Selfoss. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $3,620 in Selfoss – a 163% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,378 in Ubud, Bali versus $3,620 in Selfoss, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Selfoss. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Selfoss are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 163% less than in Selfoss. Beyond cost, consider language, visa policies, and how big the international community is in each city.