Last update: Oct 2026

Cost of Living Comparison Between Sarpsborg and Cebu

For one person, living is cheaper in Cebu: $915 a month against $2,841 in Sarpsborg, rent and utilities included – about $23,100 less a year. Rent and utilities account for about half of the difference.

135

Cost of Living Index in Sarpsborg
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Sarpsborg Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Sarpsborg

🇳🇴 Norway

$2,841

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Sarpsborg and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sarpsborg and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,841 in Sarpsborg versus $915 in Cebu.

Sarpsborg $2,841
Cebu $915

Estimated couple costs with rent: $4,154 in Sarpsborg versus $1,418 in Cebu.

Sarpsborg $4,154
Cebu $1,418

Monthly costs for a family of three with rent: $5,467 in Sarpsborg versus $1,921 in Cebu.

Sarpsborg $5,467
Cebu $1,921

Living in Sarpsborg is roughly 211% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sarpsborg is 110% above, Cebu is 33% below.

Meal at Budget Restaurant

$40.33 NOK 380

$3.05 ₱192

1222.30%

Three-Course Dinner for Two, Mid-Range

$99.6 NOK 938

$24.00 ₱1,511

315.00%

Fast Food Meal (McDonalds, etc)

$19.43 NOK 183

$3.99 ₱251

386.97%

Cappuccino

$5.72 NOK 53.8

$2.50 ₱157

128.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 NOK 26.16

$1.54 ₱97.1

80.52%

Water (0.33 liter bottle)

$2.60 NOK 24.48

$0.50 ₱31.37

420.00%

Local Beer (0.5 liter draught)

$6.25 NOK 58.8

$1.78 ₱112

251.12%

Imported Beer (0.33 liter bottle)

$8.41 NOK 79.1

$2.17 ₱136

287.56%

Milk (1 liter)

$2.80 NOK 26.36

$2.00 ₱126

40.00%

White Bread (500g)

$3.33 NOK 31.37

$1.37 ₱86.2

143.07%

Rice (white) (1kg)

$4.13 NOK 38.86

$1.03 ₱64.9

300.97%

Eggs

$4.28 NOK 40.27

$2.03 ₱128

110.84%

Local Cheese (1kg)

$12.60 NOK 119

$10.20 ₱642

23.53%

Chicken Fillets (1kg)

$15.89 NOK 150

$4.45 ₱280

257.08%

Beef Round Steak (1kg)

$36.18 NOK 341

$7.67 ₱483

371.71%

Apples (1kg)

$3.76 NOK 35.39

$3.31 ₱208

13.60%

Banana (1kg)

$2.83 NOK 26.60

$1.46 ₱91.8

93.84%

Oranges (1kg)

$3.88 NOK 36.55

$2.32 ₱146

67.24%

Tomato (1kg)

$5.00 NOK 47.07

$1.49 ₱94.0

235.57%

Potato (1kg)

$2.98 NOK 28.05

$2.34 ₱147

27.35%

Onion (1kg)

$3.32 NOK 31.28

$1.94 ₱122

71.13%

Lettuce (1 head)

$2.60 NOK 24.45

$1.16 ₱73.0

124.14%

Water (1.5 liter bottle)

$2.61 NOK 24.58

$0.68 ₱42.89

283.82%

Cigarettes 20 Pack (Marlboro, Camel)

$17.94 NOK 169

$2.99 ₱188

500.00%

Wine (Bottle)

$17.77 NOK 167

$6.24 ₱393

184.78%

Local Beer (0.5 liter bottle)

$3.30 NOK 31.02

$1.23 ₱77.3

168.29%

Imported Beer (0.33 liter bottle)

$4.59 NOK 43.22

$1.73 ₱109

165.32%

One-way Ticket (Public Transport)

$2.70 NOK 25.40

$0.23 ₱14.36

1073.91%

Public Transport Monthly Pass (Regular Price)

$75.1 NOK 707

$12.34 ₱777

508.18%

Taxi Start (Normal Tariff)

$12.17 NOK 115

$0.79 ₱49.96

1440.51%

Taxi (Normal Tariff) (1km)

$1.92 NOK 18.10

$0.22 ₱13.86

772.73%

Taxi 1hour Waiting (Normal Tariff)

$62.9 NOK 592

$4.54 ₱286

1285.68%

Gasoline (1 liter)

$2.23 NOK 21.00

$1.32 ₱82.9

68.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.3K NOK 511.0K

$21.0K ₱1.3M

158.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.0K NOK 405.0K

$19.4K ₱1.2M

121.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 NOK 2,815

$119 ₱7,464

152.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.27 NOK 294

$14.22 ₱896

119.90%

Internet (50+ Mbps, Unlimited Data)

$54.1 NOK 509

$27.47 ₱1,730

96.83%

Gym Membership (Monthly)

$50.1 NOK 472

$32.31 ₱2,034

55.06%

Tennis Court (1 Hour on Weekend)

$40.34 NOK 380

$6.50 ₱409

520.62%

Cinema Ticket

$19.99 NOK 188

$5.40 ₱340

270.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 NOK 2,286

$276 ₱17.4K

-12.03%

International Primary School, 1 Child (Yearly)

$13.1K NOK 123.0K

$7,866 ₱495.3K

66.05%

Jeans (Levis 501 Or Similar)

$114 NOK 1,073

$49.37 ₱3,108

130.79%

Summer Dress (H&M, Zara, etc)

$62.2 NOK 586

$24.58 ₱1,548

153.17%

Sport Shoes (Adidas, Nike)

$115 NOK 1,086

$76.6 ₱4,825

50.59%

Men's Leather Business Shoes

$178 NOK 1,679

$58.9 ₱3,706

203.06%

1-bedroom Apartment, City Center (Monthly)

$1,232 NOK 11.6K

$503 ₱31.7K

144.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,013 NOK 9,537

$305 ₱19.2K

232.69%

3-bedroom Apartment, City Center (Monthly)

$1,563 NOK 14.7K

$1,075 ₱67.7K

45.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,370 NOK 12.9K

$632 ₱39.8K

116.75%

Buy Apartment in City Center (m2)

$5,847 NOK 55.0K

$2,870 ₱180.7K

103.76%

Buy Apartment Outside City Center (m2)

$4,175 NOK 39.3K

$1,877 ₱118.2K

122.38%

Average Monthly Net Salary (After Tax)

$2,626 NOK 24.7K

$336 ₱21.1K

681.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.18

7.2

-28.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sarpsborg: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sarpsborg

$1K 35.7%

Cebu

$305 33.3% 69.9% $709

Eating Out

Sarpsborg

$519 18.3%

Cebu

$88 9.6% 83.1% $431

Groceries & Markets

Sarpsborg

$516 18.1%

Cebu

$210 22.9% 59.3% $306

Monthly Utilities & Internet

Sarpsborg

$384 13.5%

Cebu

$160 17.5% 58.3% $224

Clothing & Footwear

Sarpsborg

$211 7.4%

Cebu

$94 10.3% 55.4% $117

Getting Around

Sarpsborg

$108 3.8%

Cebu

$15 1.7% 85.9% $92

Sport & Entertainment

Sarpsborg

$90 3.2%

Cebu

$43 4.7% 52.2% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,232 in Sarpsborg and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Sarpsborg pays 682% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $100 in Sarpsborg vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $516 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇴 Sarpsborg

🇵🇭 Cebu

🕒 Local time

23:24 11:24 PM

05:24 5:24 AM

6 h ahead of Sarpsborg

🌤 Weather

👥 Population

59,906

964,169

💱 Currency

Norwegian Krone NOK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 20, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Sarpsborg Cebu 10,260 km ≈ 13 h nonstop flight

From you

Sarpsborg
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sarpsborg vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 211% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 682% higher in Sarpsborg, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,232 in Sarpsborg versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,841 per month in Sarpsborg versus $915 in Cebu – a 211% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 508% less than in Sarpsborg. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,841 in Sarpsborg, a $1,500 budget is realistic in Cebu but tight or insufficient in Sarpsborg. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sarpsborg, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sarpsborg and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 211% less than in Sarpsborg. Beyond cost, consider language, visa policies, and how big the international community is in each city.