Cost of Living Comparison Between Sargodha and Chiang Mai Cost of Living Comparison Between Sargodha and Chiang Mai

Monthly Cost of Living

A single person spends $433 per month in Sargodha vs $852 in Chiang Mai, rent included.

A couple spends around $657 per month in Sargodha vs $1,360 in Chiang Mai, rent included.

A family of three spends $880 per month in Sargodha vs $1,867 in Chiang Mai, rent included.

Sargodha is about 49% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Sargodha and Chiang Mai are more affordable than the global median – Sargodha 67% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Sargodha
Chiang Mai
Difference
Meal at Budget Restaurant
$1.43 PKR 396
$2.04 ฿68.2
-29.90%
Three-Course Dinner for Two, Mid-Range
$14.03 PKR 3,893
$18.71 ฿624
-25.01%
Fast Food Meal (McDonalds, etc)
$5.26 PKR 1,459
$7.86 ฿262
-33.08%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.76 PKR 488
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.78 PKR 1,049
-
-
Cappuccino
$2.00 PKR 555
$2.03 ฿67.7
-1.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 PKR 110
$0.80 ฿26.64
-50.00%
Water (0.33 liter bottle)
$0.24 PKR 66.8
$0.35 ฿11.68
-31.43%
Local Beer (0.5 liter draught)
-
$2.14 ฿71.5
-
Imported Beer (0.33 liter bottle)
-
$3.67 ฿122
-
🛒 Groceries & Markets
Sargodha
Chiang Mai
Difference
Milk (1 liter)
$0.68 PKR 188
$1.73 ฿57.6
-60.69%
White Bread (500g)
$0.62 PKR 172
$1.57 ฿52.4
-60.51%
Rice (white) (1kg)
$1.25 PKR 347
$1.20 ฿39.99
4.17%
Eggs
$0.69 PKR 192
$1.97 ฿65.8
-64.97%
Local Cheese (1kg)
$6.35 PKR 1,763
$16.23 ฿541
-60.87%
Chicken Fillets (1kg)
$1.90 PKR 527
$3.06 ฿102
-37.91%
Beef Round Steak (1kg)
$4.56 PKR 1,264
$10.80 ฿360
-57.78%
Apples (1kg)
$0.54 PKR 151
$2.77 ฿92.3
-80.51%
Banana (1kg)
$0.84 PKR 234
$1.17 ฿38.94
-28.21%
Oranges (1kg)
$0.96 PKR 267
$1.71 ฿57.0
-43.86%
Tomato (1kg)
$0.61 PKR 169
$1.59 ฿53.2
-61.64%
Potato (1kg)
$0.39 PKR 108
$1.39 ฿46.51
-71.94%
Onion (1kg)
$0.53 PKR 148
$1.16 ฿38.56
-54.31%
Lettuce (1 head)
$0.30 PKR 84.5
$0.66 ฿22.05
-54.55%
Water (1.5 liter bottle)
$0.37 PKR 104
$0.52 ฿17.31
-28.85%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.42 PKR 394
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.85 PKR 236
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.96 PKR 544
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.18 PKR 604
$4.65 ฿155
-53.12%
Wine (Bottle)
-
$17.78 ฿593
-
Local Beer (0.5 liter bottle)
-
$1.79 ฿59.6
-
Imported Beer (0.33 liter bottle)
-
$3.34 ฿111
-
🚌 Getting Around
Sargodha
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.18 PKR 49.23
$0.91 ฿30.27
-80.22%
Public Transport Monthly Pass (Regular Price)
$7.17 PKR 1,989
$18.64 ฿622
-61.53%
Taxi Start (Normal Tariff)
$0.84 PKR 234
$1.41 ฿47.04
-40.43%
Taxi (Normal Tariff) (1km)
$0.44 PKR 122
$1.34 ฿44.70
-67.16%
Taxi 1hour Waiting (Normal Tariff)
$2.89 PKR 802
$8.11 ฿270
-64.36%
Gasoline (1 liter)
$0.97 PKR 270
$1.23 ฿41.16
-21.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K PKR 5.8M
$21.4K ฿715.1K
-2.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K PKR 7.4M
$21.8K ฿728.0K
22.36%
🧾 Monthly Utilities & Internet
Sargodha
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 PKR 31.2K
$71.3 ฿2,379
57.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.48 PKR 1,520
$14.01 ฿467
-60.89%
Internet (50+ Mbps, Unlimited Data)
$18.50 PKR 5,134
$17.93 ฿598
3.18%
🎉 Sport & Entertainment
Sargodha
Chiang Mai
Difference
Gym Membership (Monthly)
$12.30 PKR 3,414
$40.82 ฿1,362
-69.87%
Tennis Court (1 Hour on Weekend)
$5.97 PKR 1,658
$6.88 ฿230
-13.23%
Cinema Ticket
$4.20 PKR 1,165
$5.72 ฿191
-26.57%
🧸 Childcare & Education
Sargodha
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$59.1 PKR 16.4K
$308 ฿10.3K
-80.82%
International Primary School, 1 Child (Yearly)
$1,098 PKR 304.7K
$14.7K ฿489.7K
-92.52%
👕👟 Clothing & Footwear
Sargodha
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$21.84 PKR 6,061
$55.8 ฿1,860
-60.84%
Summer Dress (H&M, Zara, etc)
$27.99 PKR 7,767
$26.04 ฿869
7.49%
Sport Shoes (Adidas, Nike)
$87.3 PKR 24.2K
$84.8 ฿2,829
2.88%
Men's Leather Business Shoes
$40.86 PKR 11.3K
$71.0 ฿2,368
-42.44%
🏠 Accommodation & Living
Sargodha
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$74.7 PKR 20.7K
$423 ฿14.1K
-82.35%
1-bedroom Apartment, Outside City Center (Monthly)
$51.9 PKR 14.4K
$242 ฿8,088
-78.59%
3-bedroom Apartment, City Center (Monthly)
$170 PKR 47.2K
$797 ฿26.6K
-78.65%
3-bedroom Apartment, Outside City Center (Monthly)
$106 PKR 29.5K
$507 ฿16.9K
-79.05%
Buy Apartment in City Center (m2)
$895 PKR 248.4K
$1,918 ฿64.0K
-53.34%
Buy Apartment Outside City Center (m2)
$487 PKR 135.3K
$1,464 ฿48.8K
-66.70%
💵 Salaries & Financials
Sargodha
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$181 PKR 50.1K
$595 ฿19.9K
-69.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
14
5
180.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: July 26, 2026

Last update for Chiang Mai: July 27, 2026

Cost Breakdown

A central one-bedroom costs $74.7 in Sargodha versus $423 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 230% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Sargodha versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $86.0 vs $244 – making Sargodha the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sargodha vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sargodha or Chiang Mai?
Chiang Mai costs about 97% more than Sargodha, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Sargodha and in Chiang Mai?
For a comfortable life, plan on about $649 per month in Sargodha and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Sargodha or Chiang Mai?
Rent is clearly cheaper in Sargodha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Sargodha and in Chiang Mai?
Kindergarten costs $59.1 per month in Sargodha and $308 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Sargodha or in Chiang Mai?
Groceries cost about 185% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Sargodha or in Chiang Mai?
$800 covers both cities comfortably – all-in costs are $433 in Sargodha and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Sargodha or Chiang Mai?
For digital nomads, it depends on budget. Sargodha costs $433 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Sargodha compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Sargodha or to Chiang Mai?
If budget matters most, go with Sargodha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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