Last update: Nov 2026

Cost of Living Comparison Between Sargodha and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Sargodha: $523 a month against $935 in Chiang Mai, rent and utilities included – about $4,900 less a year. Other living expenses account for most of the difference.

25

Cost of Living Index in Sargodha
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Sargodha Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

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Sargodha

🇵🇰 Pakistan

$523

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Sargodha and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sargodha and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $523 per month in Sargodha vs $935 in Chiang Mai, rent included.

Sargodha $523
Chiang Mai $935

A couple spends around $825 per month in Sargodha vs $1,467 in Chiang Mai, rent included.

Sargodha $825
Chiang Mai $1,467

A family of three spends $1,127 per month in Sargodha vs $1,999 in Chiang Mai, rent included.

Sargodha $1,127
Chiang Mai $1,999

Sargodha is about 44% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Sargodha and Chiang Mai are more affordable than the global median – Sargodha 61% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$3.68 PKR 1,017

$2.13 ฿71.8

72.77%

Three-Course Dinner for Two, Mid-Range

$23.22 PKR 6,424

$18.62 ฿626

24.70%

Fast Food Meal (McDonalds, etc)

$5.32 PKR 1,472

$5.60 ฿188

-5.00%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.64 PKR 1,006

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.98 PKR 1,930

Cappuccino

$2.54 PKR 704

$1.66 ฿55.9

53.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 PKR 87.4

$0.65 ฿21.75

-50.77%

Water (0.33 liter bottle)

$0.21 PKR 57.9

$0.30 ฿10.25

-30.00%

Local Beer (0.5 liter draught)

$2.32 ฿78.1

Imported Beer (0.33 liter bottle)

$3.67 ฿123

Milk (1 liter)

$1.00 PKR 277

$2.02 ฿67.8

-50.50%

White Bread (500g)

$0.78 PKR 215

$1.41 ฿47.34

-44.68%

Rice (white) (1kg)

$1.29 PKR 358

$1.39 ฿46.79

-7.19%

Eggs

$1.22 PKR 337

$2.37 ฿79.6

-48.52%

Local Cheese (1kg)

$6.22 PKR 1,721

$16.52 ฿555

-62.35%

Chicken Fillets (1kg)

$3.19 PKR 882

$2.67 ฿89.8

19.48%

Beef Round Steak (1kg)

$5.55 PKR 1,534

$9.02 ฿303

-38.47%

Apples (1kg)

$1.33 PKR 368

$2.40 ฿80.6

-44.58%

Banana (1kg)

$0.82 PKR 226

$1.04 ฿35.01

-21.15%

Oranges (1kg)

$1.07 PKR 295

$1.66 ฿55.8

-35.54%

Tomato (1kg)

$0.53 PKR 146

$1.56 ฿52.4

-66.03%

Potato (1kg)

$0.27 PKR 73.7

$1.24 ฿41.61

-78.23%

Onion (1kg)

$0.36 PKR 98.9

$1.09 ฿36.53

-66.97%

Lettuce (1 head)

$0.28 PKR 76.6

$0.76 ฿25.61

-63.16%

Water (1.5 liter bottle)

$0.43 PKR 119

$0.51 ฿17.29

-15.69%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.83 PKR 506

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.24 PKR 342

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.35 PKR 649

Cigarettes 20 Pack (Marlboro, Camel)

$2.32 PKR 641

$4.12 ฿139

-43.69%

Wine (Bottle)

$17.93 ฿603

Local Beer (0.5 liter bottle)

$1.62 ฿54.6

Imported Beer (0.33 liter bottle)

$2.82 ฿94.9

One-way Ticket (Public Transport)

$0.20 PKR 55.1

$0.93 ฿31.42

-78.49%

Public Transport Monthly Pass (Regular Price)

$10.02 PKR 2,772

$52.9 ฿1,778

-81.06%

Taxi Start (Normal Tariff)

$1.23 PKR 340

$1.18 ฿39.56

4.24%

Taxi (Normal Tariff) (1km)

$0.74 PKR 205

$0.17 ฿5.76

335.29%

Taxi 1hour Waiting (Normal Tariff)

$1.68 PKR 464

$1.81 ฿60.9

-7.18%

Gasoline (1 liter)

$1.34 PKR 370

$1.47 ฿49.51

-8.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K PKR 6.1M

$21.0K ฿706.4K

4.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K PKR 6.4M

$26.5K ฿891.4K

-12.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 PKR 28.2K

$62.6 ฿2,103

62.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.06 PKR 1,677

$11.60 ฿390

-47.76%

Internet (50+ Mbps, Unlimited Data)

$17.02 PKR 4,708

$20.30 ฿683

-16.16%

Gym Membership (Monthly)

$14.97 PKR 4,140

$37.88 ฿1,274

-60.48%

Tennis Court (1 Hour on Weekend)

$7.87 PKR 2,178

$3.70 ฿124

112.70%

Cinema Ticket

$4.77 PKR 1,319

$6.51 ฿219

-26.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$42.18 PKR 11.7K

$727 ฿24.4K

-94.20%

International Primary School, 1 Child (Yearly)

$1,034 PKR 286.0K

$16.6K ฿557.2K

-93.76%

Jeans (Levis 501 Or Similar)

$26.16 PKR 7,236

$53.5 ฿1,800

-51.14%

Summer Dress (H&M, Zara, etc)

$34.62 PKR 9,578

$24.80 ฿834

39.60%

Sport Shoes (Adidas, Nike)

$97.2 PKR 26.9K

$90.4 ฿3,039

7.53%

Men's Leather Business Shoes

$40.35 PKR 11.2K

$72.0 ฿2,420

-43.93%

1-bedroom Apartment, City Center (Monthly)

$135 PKR 37.5K

$481 ฿16.2K

-71.85%

1-bedroom Apartment, Outside City Center (Monthly)

$84.9 PKR 23.5K

$310 ฿10.4K

-72.61%

3-bedroom Apartment, City Center (Monthly)

$267 PKR 73.8K

$1,058 ฿35.6K

-74.78%

3-bedroom Apartment, Outside City Center (Monthly)

$181 PKR 50.0K

$659 ฿22.1K

-72.56%

Buy Apartment in City Center (m2)

$811 PKR 224.2K

$2,418 ฿81.3K

-66.47%

Buy Apartment Outside City Center (m2)

$510 PKR 141.2K

$1,609 ฿54.1K

-68.27%

Average Monthly Net Salary (After Tax)

$177 PKR 49.1K

$595 ฿20.0K

-70.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

5.57

134.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: November 2, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sargodha

$125 23.9%

Chiang Mai

$94 10.1% 24.4% $30

Groceries & Markets

Sargodha

$105 20.2%

Chiang Mai

$237 25.3% 125% $131

Clothing & Footwear

Sargodha

$89 17.1%

Chiang Mai

$108 11.6% 21.4% $19

Accommodation & Living

Sargodha

$85 16.2%

Chiang Mai

$310 33.1% 265% $225

Eating Out

Sargodha

$78 14.9%

Chiang Mai

$77 8.2% 1.8% $1.4

Sport & Entertainment

Sargodha

$25 4.7%

Chiang Mai

$51 5.4% 108% $26

Getting Around

Sargodha

$16 3%

Chiang Mai

$59 6.3% 272% $43

Cost Breakdown

A central one-bedroom costs $135 in Sargodha versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiang Mai are about 3.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23 in Sargodha versus $19 in Chiang Mai. Groceries tell a different story – $105 in Sargodha vs $237 in Chiang Mai – so Sargodha wins on supermarket bills even if dining out costs more.

Good to know

🇵🇰 Sargodha

🇹🇭 Chiang Mai

🕒 Local time

01:07 1:07 AM

03:07 3:07 AM

2 h ahead of Sargodha

🌤 Weather

👥 Population

507,817

127,240

💱 Currency

Pakistani Rupee PKR ₨

Thai Baht THB ฿

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 THB = 2.97 USD

100 THB = 2.64 EUR

Exchange rates and currency converter

THB, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 4, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Sargodha Chiang Mai 3,010 km ≈ 4 h 15 min nonstop flight

From you

Sargodha
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 79% more than Sargodha, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $784 per month in Sargodha and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sargodha, especially for central apartments: a one-bedroom in the center costs $135 there versus $481 in Chiang Mai.

Kindergarten costs $42 per month in Sargodha and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 125% more in Chiang Mai, though the gap depends on what you buy.

A $800 monthly budget goes further in Sargodha, where all-in costs run around $523, than in Chiang Mai at $935. In Sargodha it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

Families tend to lean toward Sargodha – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Sargodha. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.