Last update: Nov 2026

Cost of Living Comparison Between Saratoga Springs, NY and Monterrey

For one person, living is cheaper in Monterrey: $1,651 a month against $2,883 in Saratoga Springs, NY, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Saratoga Springs, NY
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Saratoga Springs, NY Living Index
79

Cost of Living Index in Monterrey
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Monterrey Living Index

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Saratoga Springs, NY

🇺🇸 United States

$2,883

/mo nomad

Monterrey

🇲🇽 Mexico

$1,651

/mo nomad

Monthly Cost of Living

How much you'll spend in Saratoga Springs, NY and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saratoga Springs, NY and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,883 in Saratoga Springs, NY versus $1,651 in Monterrey.

Saratoga Springs, NY $2,883
Monterrey $1,651

Estimated couple costs with rent: $4,061 in Saratoga Springs, NY versus $2,611 in Monterrey.

Saratoga Springs, NY $4,061
Monterrey $2,611

Monthly costs for a family of three with rent: $5,240 in Saratoga Springs, NY versus $3,571 in Monterrey.

Saratoga Springs, NY $5,240
Monterrey $3,571

Living in Saratoga Springs, NY is roughly 75% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saratoga Springs, NY 116% above, Monterrey 23% above.

Meal at Budget Restaurant

$19.75 $19.75

$13.63 MX$252

44.90%

Three-Course Dinner for Two, Mid-Range

$81.4 $81.4

$48.11 MX$890

69.22%

Fast Food Meal (McDonalds, etc)

$7.95 $7.95

$10.83 MX$200

-26.59%

Cappuccino

$4.15 $4.15

$3.92 MX$72.5

5.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$1.48 MX$27.39

72.30%

Water (0.33 liter bottle)

$1.90 $1.90

$1.03 MX$18.97

84.47%

Local Beer (0.5 liter draught)

$6.35 $6.35

$2.46 MX$45.52

158.13%

Imported Beer (0.33 liter bottle)

$7.57 $7.57

$4.22 MX$78.1

79.38%

Milk (1 liter)

$0.99 $0.99

$1.87 MX$34.57

-47.06%

White Bread (500g)

$5.30 $5.30

$2.80 MX$51.9

89.29%

Rice (white) (1kg)

$4.25 $4.25

$1.83 MX$33.84

132.24%

Eggs

$5.20 $5.20

$2.43 MX$44.98

113.99%

Local Cheese (1kg)

$21.33 $21.33

$11.73 MX$217

81.84%

Chicken Fillets (1kg)

$12.92 $12.92

$9.10 MX$168

41.98%

Beef Round Steak (1kg)

$16.97 $16.97

$12.49 MX$231

35.87%

Apples (1kg)

$7.16 $7.16

$3.29 MX$60.9

117.63%

Banana (1kg)

$2.13 $2.13

$1.51 MX$27.85

41.06%

Oranges (1kg)

$4.69 $4.69

$2.13 MX$39.32

120.19%

Tomato (1kg)

$7.33 $7.33

$2.41 MX$44.59

204.15%

Potato (1kg)

$6.03 $6.03

$2.32 MX$42.99

159.91%

Onion (1kg)

$2.75 $2.75

$2.61 MX$48.21

5.36%

Lettuce (1 head)

$2.43 $2.43

$1.43 MX$26.41

69.93%

Water (1.5 liter bottle)

$2.98 $2.98

$1.19 MX$21.99

150.42%

Cigarettes 20 Pack (Marlboro, Camel)

$12.80 $12.80

$4.79 MX$88.6

167.22%

Wine (Bottle)

$16.29 $16.29

$13.43 MX$249

21.30%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$1.88 MX$34.87

-9.57%

Imported Beer (0.33 liter bottle)

$8.17 $8.17

$2.96 MX$54.7

176.01%

One-way Ticket (Public Transport)

$0.87 MX$16.03

Public Transport Monthly Pass (Regular Price)

$30.74 MX$569

Taxi Start (Normal Tariff)

$4.98 $4.98

$1.92 MX$35.45

159.38%

Taxi (Normal Tariff) (1km)

$2.26 $2.26

$1.05 MX$19.49

115.24%

Taxi 1hour Waiting (Normal Tariff)

$47.38 $47.38

$10.85 MX$201

336.68%

Gasoline (1 liter)

$0.90 $0.90

$1.48 MX$27.33

-39.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$24.2K MX$447.5K

13.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$23.7K MX$438.3K

6.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$117 MX$2,169

65.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.6 $52.6

$25.62 MX$474

105.46%

Internet (50+ Mbps, Unlimited Data)

$53.8 $53.8

$26.04 MX$482

106.41%

Gym Membership (Monthly)

$60.2 $60.2

$40.88 MX$756

47.19%

Tennis Court (1 Hour on Weekend)

$20.28 $20.28

$20.75 MX$384

-2.27%

Cinema Ticket

$13.18 $13.18

$4.99 MX$92.4

164.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,590 $1,590

$694 MX$12.8K

129.07%

International Primary School, 1 Child (Yearly)

$35.1K $35.1K

$14.1K MX$261.3K

148.56%

Jeans (Levis 501 Or Similar)

$59.1 $59.1

$70.9 MX$1,312

-16.75%

Summer Dress (H&M, Zara, etc)

$38.23 $38.23

$40.78 MX$754

-6.25%

Sport Shoes (Adidas, Nike)

$96.5 $96.5

$107 MX$1,982

-9.91%

Men's Leather Business Shoes

$79.3 $79.3

$119 MX$2,198

-33.30%

1-bedroom Apartment, City Center (Monthly)

$2,539 $2,539

$1,044 MX$19.3K

143.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,549 $1,549

$716 MX$13.2K

116.45%

3-bedroom Apartment, City Center (Monthly)

$2,954 $2,954

$1,958 MX$36.2K

50.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,207 $2,207

$1,454 MX$26.9K

51.79%

Buy Apartment in City Center (m2)

$4,379 MX$81.0K

Buy Apartment Outside City Center (m2)

$2,758 MX$51.0K

Average Monthly Net Salary (After Tax)

$4,879 $4,879

$1,142 MX$21.1K

327.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

11.79

-44.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, NY: November 9, 2026

Last update for Monterrey: November 7, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saratoga Springs, NY

$1.5K 53.8%

Monterrey

$716 43.4% 53.8% $834

Groceries & Markets

Saratoga Springs, NY

$511 17.7%

Monterrey

$302 18.3% 40.8% $208

Monthly Utilities & Internet

Saratoga Springs, NY

$300 10.4%

Monterrey

$169 10.2% 43.7% $131

Eating Out

Saratoga Springs, NY

$296 10.3%

Monterrey

$219 13.3% 26% $77

Clothing & Footwear

Saratoga Springs, NY

$123 4.3%

Monterrey

$152 9.2% 23.7% $29

Sport & Entertainment

Saratoga Springs, NY

$87 3%

Monterrey

$51 3.1% 41.2% $36

Getting Around

Saratoga Springs, NY

$16 * 0.6%

Monterrey

$41 2.5% 154% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,539 in Saratoga Springs, NY and $1,044 in Monterrey. Housing cost is often the main lever when comparing two cities.

Saratoga Springs, NY pays about 4.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $81 in Saratoga Springs, NY vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $511 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Saratoga Springs, NY

🇲🇽 Monterrey

🕒 Local time

15:26 3:26 PM

14:26 2:26 PM

1 h behind Saratoga Springs, NY

🌤 Weather

👥 Population

28,491

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.891 EUR

100 MXN = 5.41 USD

100 MXN = 4.82 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Mexican Peso exchange rates as of November 10, 2026: 1 USD = 18.5 MXN (100 MXN = 5.41 USD). 1 EUR = 20.76 MXN (100 MXN = 4.82 EUR).

MXN to USD in detail →

On the map

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Between locations

Saratoga Springs, NY Monterrey 3,090 km ≈ 4 h 15 min nonstop flight

From you

Saratoga Springs, NY
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saratoga Springs, NY vs Monterrey: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,883 in Saratoga Springs, NY and $1,651 in Monterrey, so Monterrey is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Saratoga Springs, NY is about 4.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,539 in Saratoga Springs, NY versus $1,044 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,590 in Saratoga Springs, NY versus $694 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $81 in Saratoga Springs, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Monterrey wins on affordability, Saratoga Springs, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.