Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Saratoga Springs, NY

For one person, living is cheaper in Monterrey: $1,651 a month against $2,883 in Saratoga Springs, NY, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Monterrey
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Monterrey Living Index
139

Cost of Living Index in Saratoga Springs, NY
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Saratoga Springs, NY Living Index

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Monterrey

🇲🇽 Mexico

$1,651

/mo nomad

Saratoga Springs, NY

🇺🇸 United States

$2,883

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Saratoga Springs, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Saratoga Springs, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,651 in Monterrey versus $2,883 in Saratoga Springs, NY.

Monterrey $1,651
Saratoga Springs, NY $2,883

Estimated couple costs with rent: $2,611 in Monterrey versus $4,061 in Saratoga Springs, NY.

Monterrey $2,611
Saratoga Springs, NY $4,061

Monthly costs for a family of three with rent: $3,571 in Monterrey versus $5,240 in Saratoga Springs, NY.

Monterrey $3,571
Saratoga Springs, NY $5,240

Living in Monterrey costs roughly 43% less than in Saratoga Springs, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 23% above, Saratoga Springs, NY 116% above.

Meal at Budget Restaurant

$13.63 MX$252

$19.75 $19.75

-30.99%

Three-Course Dinner for Two, Mid-Range

$48.11 MX$890

$81.4 $81.4

-40.90%

Fast Food Meal (McDonalds, etc)

$10.83 MX$200

$7.95 $7.95

36.23%

Cappuccino

$3.92 MX$72.5

$4.15 $4.15

-5.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.48 MX$27.39

$2.55 $2.55

-41.96%

Water (0.33 liter bottle)

$1.03 MX$18.97

$1.90 $1.90

-45.79%

Local Beer (0.5 liter draught)

$2.46 MX$45.52

$6.35 $6.35

-61.26%

Imported Beer (0.33 liter bottle)

$4.22 MX$78.1

$7.57 $7.57

-44.25%

Milk (1 liter)

$1.87 MX$34.57

$0.99 $0.99

88.89%

White Bread (500g)

$2.80 MX$51.9

$5.30 $5.30

-47.17%

Rice (white) (1kg)

$1.83 MX$33.84

$4.25 $4.25

-56.94%

Eggs

$2.43 MX$44.98

$5.20 $5.20

-53.27%

Local Cheese (1kg)

$11.73 MX$217

$21.33 $21.33

-45.01%

Chicken Fillets (1kg)

$9.10 MX$168

$12.92 $12.92

-29.57%

Beef Round Steak (1kg)

$12.49 MX$231

$16.97 $16.97

-26.40%

Apples (1kg)

$3.29 MX$60.9

$7.16 $7.16

-54.05%

Banana (1kg)

$1.51 MX$27.85

$2.13 $2.13

-29.11%

Oranges (1kg)

$2.13 MX$39.32

$4.69 $4.69

-54.58%

Tomato (1kg)

$2.41 MX$44.59

$7.33 $7.33

-67.12%

Potato (1kg)

$2.32 MX$42.99

$6.03 $6.03

-61.53%

Onion (1kg)

$2.61 MX$48.21

$2.75 $2.75

-5.09%

Lettuce (1 head)

$1.43 MX$26.41

$2.43 $2.43

-41.15%

Water (1.5 liter bottle)

$1.19 MX$21.99

$2.98 $2.98

-60.07%

Cigarettes 20 Pack (Marlboro, Camel)

$4.79 MX$88.6

$12.80 $12.80

-62.58%

Wine (Bottle)

$13.43 MX$249

$16.29 $16.29

-17.56%

Local Beer (0.5 liter bottle)

$1.88 MX$34.87

$1.70 $1.70

10.59%

Imported Beer (0.33 liter bottle)

$2.96 MX$54.7

$8.17 $8.17

-63.77%

One-way Ticket (Public Transport)

$0.87 MX$16.03

Public Transport Monthly Pass (Regular Price)

$30.74 MX$569

Taxi Start (Normal Tariff)

$1.92 MX$35.45

$4.98 $4.98

-61.45%

Taxi (Normal Tariff) (1km)

$1.05 MX$19.49

$2.26 $2.26

-53.54%

Taxi 1hour Waiting (Normal Tariff)

$10.85 MX$201

$47.38 $47.38

-77.10%

Gasoline (1 liter)

$1.48 MX$27.33

$0.90 $0.90

64.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K MX$447.5K

$27.5K $27.5K

-12.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K MX$438.3K

$25.2K $25.2K

-6.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 MX$2,169

$194 $194

-39.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.62 MX$474

$52.6 $52.6

-51.33%

Internet (50+ Mbps, Unlimited Data)

$26.04 MX$482

$53.8 $53.8

-51.55%

Gym Membership (Monthly)

$40.88 MX$756

$60.2 $60.2

-32.06%

Tennis Court (1 Hour on Weekend)

$20.75 MX$384

$20.28 $20.28

2.32%

Cinema Ticket

$4.99 MX$92.4

$13.18 $13.18

-62.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$694 MX$12.8K

$1,590 $1,590

-56.34%

International Primary School, 1 Child (Yearly)

$14.1K MX$261.3K

$35.1K $35.1K

-59.77%

Jeans (Levis 501 Or Similar)

$70.9 MX$1,312

$59.1 $59.1

20.12%

Summer Dress (H&M, Zara, etc)

$40.78 MX$754

$38.23 $38.23

6.67%

Sport Shoes (Adidas, Nike)

$107 MX$1,982

$96.5 $96.5

11.00%

Men's Leather Business Shoes

$119 MX$2,198

$79.3 $79.3

49.92%

1-bedroom Apartment, City Center (Monthly)

$1,044 MX$19.3K

$2,539 $2,539

-58.87%

1-bedroom Apartment, Outside City Center (Monthly)

$716 MX$13.2K

$1,549 $1,549

-53.80%

3-bedroom Apartment, City Center (Monthly)

$1,958 MX$36.2K

$2,954 $2,954

-33.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,454 MX$26.9K

$2,207 $2,207

-34.12%

Buy Apartment in City Center (m2)

$4,379 MX$81.0K

Buy Apartment Outside City Center (m2)

$2,758 MX$51.0K

Average Monthly Net Salary (After Tax)

$1,142 MX$21.1K

$4,879 $4,879

-76.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

6.59

78.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 7, 2026

Last update for Saratoga Springs, NY: November 9, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$716 43.4%

Saratoga Springs, NY

$1.5K 53.8% 117% $834

Groceries & Markets

Monterrey

$302 18.3%

Saratoga Springs, NY

$511 17.7% 68.9% $208

Eating Out

Monterrey

$219 13.3%

Saratoga Springs, NY

$296 10.3% 35.1% $77

Monthly Utilities & Internet

Monterrey

$169 10.2%

Saratoga Springs, NY

$300 10.4% 77.8% $131

Clothing & Footwear

Monterrey

$152 9.2%

Saratoga Springs, NY

$123 4.3% 19.1% $29

Sport & Entertainment

Monterrey

$51 3.1%

Saratoga Springs, NY

$87 3% 70.1% $36

Getting Around

Monterrey

$41 2.5%

Saratoga Springs, NY

$16 * 0.6% 60.6% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,044 in Monterrey and $2,539 in Saratoga Springs, NY. Housing cost is often the main lever when comparing two cities.

Saratoga Springs, NY pays about 4.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $81 in Saratoga Springs, NY for a mid-range dinner for two. Groceries echo the gap at $302 vs $511 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇺🇸 Saratoga Springs, NY

🕒 Local time

14:34 2:34 PM

15:34 3:34 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

28,491

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.82 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 10, 2026: 1 USD = 18.5 MXN (100 MXN = 5.41 USD). 1 EUR = 20.76 MXN (100 MXN = 4.82 EUR).

United States Dollar exchange rates as of November 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey Saratoga Springs, NY 3,090 km ≈ 4 h 15 min nonstop flight

From you

Monterrey
Saratoga Springs, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Saratoga Springs, NY: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,651 in Monterrey and $2,883 in Saratoga Springs, NY, so Monterrey is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 77% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,044 in Monterrey versus $2,539 in Saratoga Springs, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $694 in Monterrey versus $1,590 in Saratoga Springs, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $81 in Saratoga Springs, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Monterrey wins on affordability, Saratoga Springs, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.