Last update: Oct 2026

Cost of Living Comparison Between Saratoga Springs, NY and Austin, TX

For one person, living is cheaper in Austin, TX: $2,663 a month against $2,906 in Saratoga Springs, NY, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Saratoga Springs, NY outweigh lower spending on other living expenses.

141

Cost of Living Index in Saratoga Springs, NY
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Saratoga Springs, NY Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Saratoga Springs, NY

🇺🇸 United States

$2,906

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Saratoga Springs, NY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saratoga Springs, NY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,906 in Saratoga Springs, NY versus $2,663 in Austin, TX.

Saratoga Springs, NY $2,906
Austin, TX $2,663

Estimated couple costs with rent: $4,031 in Saratoga Springs, NY versus $4,133 in Austin, TX.

Saratoga Springs, NY $4,031
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,156 in Saratoga Springs, NY versus $5,603 in Austin, TX.

Saratoga Springs, NY $5,156
Austin, TX $5,603

Living in Saratoga Springs, NY is roughly 9% more expensive than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Saratoga Springs, NY 115% above, Austin, TX 97% above.

Meal at Budget Restaurant

$18.10 $18.10

$20.77 $20.77

-12.86%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$84.6 $84.6

-7.31%

Fast Food Meal (McDonalds, etc)

$8.12 $8.12

$12.32 $12.32

-34.09%

Cappuccino

$5.29 $5.29

$5.63 $5.63

-6.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$3.72 $3.72

-29.57%

Water (0.33 liter bottle)

$1.83 $1.83

$2.50 $2.50

-26.80%

Local Beer (0.5 liter draught)

$6.42 $6.42

$8.05 $8.05

-20.25%

Imported Beer (0.33 liter bottle)

$7.62 $7.62

$9.01 $9.01

-15.43%

Milk (1 liter)

$0.91 $0.91

$1.12 $1.12

-18.75%

White Bread (500g)

$3.41 $3.41

$3.75 $3.75

-9.07%

Rice (white) (1kg)

$4.41 $4.41

$3.26 $3.26

35.28%

Eggs

$4.06 $4.06

$4.17 $4.17

-2.64%

Local Cheese (1kg)

$11.00 $11.00

$12.90 $12.90

-14.73%

Chicken Fillets (1kg)

$13.59 $13.59

$14.16 $14.16

-4.03%

Beef Round Steak (1kg)

$18.03 $18.03

$16.22 $16.22

11.16%

Apples (1kg)

$6.49 $6.49

$4.33 $4.33

49.88%

Banana (1kg)

$1.36 $1.36

$1.46 $1.46

-6.85%

Oranges (1kg)

$5.16 $5.16

$4.51 $4.51

14.41%

Tomato (1kg)

$6.83 $6.83

$4.34 $4.34

57.37%

Potato (1kg)

$3.00 $3.00

$2.58 $2.58

16.28%

Onion (1kg)

$3.26 $3.26

$2.35 $2.35

38.72%

Lettuce (1 head)

$2.33 $2.33

$1.78 $1.78

30.90%

Water (1.5 liter bottle)

$2.65 $2.65

$2.22 $2.22

19.37%

Cigarettes 20 Pack (Marlboro, Camel)

$12.85 $12.85

$9.88 $9.88

30.06%

Wine (Bottle)

$15.11 $15.11

$15.08 $15.08

0.20%

Local Beer (0.5 liter bottle)

$2.92 $2.92

Imported Beer (0.33 liter bottle)

$4.81 $4.81

$3.46 $3.46

39.02%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$3.98 $3.98

$2.73 $2.73

45.79%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.66 $1.66

32.53%

Taxi 1hour Waiting (Normal Tariff)

$29.52 $29.52

$35.30 $35.30

-16.37%

Gasoline (1 liter)

$0.90 $0.90

$0.95 $0.95

-5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K $33.7K

$36.0K $36.0K

-6.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$27.1K $27.1K

-8.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 $230

$229 $229

0.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.1 $53.1

$59.4 $59.4

-10.52%

Internet (50+ Mbps, Unlimited Data)

$57.4 $57.4

$69.9 $69.9

-17.87%

Gym Membership (Monthly)

$60.7 $60.7

$57.2 $57.2

6.08%

Tennis Court (1 Hour on Weekend)

$20.22 $20.22

$16.33 $16.33

23.82%

Cinema Ticket

$14.98 $14.98

$14.28 $14.28

4.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,425 $1,425

$1,506 $1,506

-5.34%

International Primary School, 1 Child (Yearly)

$17.7K $17.7K

$21.5K $21.5K

-17.34%

Jeans (Levis 501 Or Similar)

$54.2 $54.2

$52.8 $52.8

2.61%

Summer Dress (H&M, Zara, etc)

$48.93 $48.93

$43.82 $43.82

11.66%

Sport Shoes (Adidas, Nike)

$95.3 $95.3

$84.8 $84.8

12.41%

Men's Leather Business Shoes

$101 $101

$103 $103

-2.08%

1-bedroom Apartment, City Center (Monthly)

$2,548 $2,548

$1,907 $1,907

33.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,588 $1,588

$1,274 $1,274

24.67%

3-bedroom Apartment, City Center (Monthly)

$3,008 $3,008

$3,664 $3,664

-17.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,236 $2,236

$2,538 $2,538

-11.91%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$4,930 $4,930

$5,121 $5,121

-3.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

6.79

-1.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, NY: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saratoga Springs, NY

$1.6K 54.7%

Austin, TX

$1.3K 47.8% 19.8% $314

Groceries & Markets

Saratoga Springs, NY

$439 15.1%

Austin, TX

$405 15.2% 7.7% $34

Monthly Utilities & Internet

Saratoga Springs, NY

$341 11.7%

Austin, TX

$358 13.5% 5.2% $18

Eating Out

Saratoga Springs, NY

$298 10.3%

Austin, TX

$354 13.3% 18.9% $56

Clothing & Footwear

Saratoga Springs, NY

$135 4.6%

Austin, TX

$128 4.8% 5% $6.7

Sport & Entertainment

Saratoga Springs, NY

$91 3.1%

Austin, TX

$86 3.2% 5.4% $4.9

Getting Around

Saratoga Springs, NY

$15 * 0.5%

Austin, TX

$59 2.2% 292% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,548 in Saratoga Springs, NY and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $78.0 in Saratoga Springs, NY vs $85.0 in Austin, TX. Groceries flip the comparison at $439 vs $405, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Saratoga Springs, NY

🇺🇸 Austin, TX

🕒 Local time

04:50 4:50 AM

03:50 3:50 AM

1 h behind Saratoga Springs, NY

🌤 Weather

👥 Population

28,491

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Saratoga Springs, NY Austin, TX 2,550 km ≈ 3 h 45 min nonstop flight

From you

Saratoga Springs, NY
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saratoga Springs, NY vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 9% lower than in Saratoga Springs, NY. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 4% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,548 in Saratoga Springs, NY versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,425 in Saratoga Springs, NY versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $78.0 in Saratoga Springs, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saratoga Springs, NY and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 9% less than in Saratoga Springs, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.