Last update: Oct 2026

Cost of Living Comparison Between Santiago City and Austin, TX

For one person, living is cheaper in Santiago City: $854 a month against $2,698 in Austin, TX, rent and utilities included – about $22,100 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Santiago City
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Santiago City Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Santiago City

🇵🇭 Philippines

$854

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Santiago City and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santiago City and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $854 in Santiago City versus $2,698 in Austin, TX.

Santiago City $854
Austin, TX $2,698

Estimated couple costs with rent: $1,345 in Santiago City versus $4,160 in Austin, TX.

Santiago City $1,345
Austin, TX $4,160

Monthly costs for a family of three with rent: $1,836 in Santiago City versus $5,622 in Austin, TX.

Santiago City $1,836
Austin, TX $5,622

Living in Santiago City costs roughly 68% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Santiago City is 37% below, Austin, TX is 99% above.

Meal at Budget Restaurant

$6.51 ₱410

$20.63 $20.63

-68.44%

Three-Course Dinner for Two, Mid-Range

$39.27 ₱2,472

$84.6 $84.6

-53.57%

Fast Food Meal (McDonalds, etc)

$4.89 ₱308

$12.07 $12.07

-59.49%

Cappuccino

$2.66 ₱168

$5.48 $5.48

-51.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ₱69.4

$3.80 $3.80

-71.05%

Water (0.33 liter bottle)

$0.54 ₱33.94

$2.47 $2.47

-78.14%

Local Beer (0.5 liter draught)

$2.34 ₱147

$8.05 $8.05

-70.93%

Imported Beer (0.33 liter bottle)

$3.17 ₱200

$8.88 $8.88

-64.30%

Milk (1 liter)

$1.92 ₱121

$1.11 $1.11

72.97%

White Bread (500g)

$1.28 ₱80.6

$3.72 $3.72

-65.59%

Rice (white) (1kg)

$1.01 ₱63.7

$3.37 $3.37

-70.03%

Eggs

$1.42 ₱89.2

$4.32 $4.32

-67.13%

Local Cheese (1kg)

$7.36 ₱463

$13.13 $13.13

-43.95%

Chicken Fillets (1kg)

$4.95 ₱311

$14.15 $14.15

-65.02%

Beef Round Steak (1kg)

$6.77 ₱426

$16.33 $16.33

-58.54%

Apples (1kg)

$2.43 ₱153

$4.55 $4.55

-46.59%

Banana (1kg)

$1.96 ₱123

$1.46 $1.46

34.25%

Oranges (1kg)

$3.20 ₱202

$4.71 $4.71

-32.06%

Tomato (1kg)

$2.31 ₱145

$4.15 $4.15

-44.34%

Potato (1kg)

$3.65 ₱230

$2.58 $2.58

41.47%

Onion (1kg)

$3.52 ₱221

$2.35 $2.35

49.79%

Lettuce (1 head)

$1.12 ₱70.4

$1.77 $1.77

-36.72%

Water (1.5 liter bottle)

$0.58 ₱36.26

$2.14 $2.14

-72.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 ₱163

$10.10 $10.10

-74.26%

Wine (Bottle)

$7.99 ₱503

$15.19 $15.19

-47.40%

Local Beer (0.5 liter bottle)

$1.32 ₱83.0

$2.82 $2.82

-53.19%

Imported Beer (0.33 liter bottle)

$2.05 ₱129

$3.44 $3.44

-40.41%

One-way Ticket (Public Transport)

$0.24 ₱15.03

$1.54 $1.54

-84.42%

Public Transport Monthly Pass (Regular Price)

$11.36 ₱715

$40.99 $40.99

-72.29%

Taxi Start (Normal Tariff)

$0.62 ₱39.29

$2.80 $2.80

-77.86%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.60 $1.60

-85.63%

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₱121

$34.34 $34.34

-94.38%

Gasoline (1 liter)

$1.26 ₱79.4

$0.94 $0.94

34.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$34.0K $34.0K

-36.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K ₱1.3M

$26.8K $26.8K

-25.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 ₱9,755

$223 $223

-30.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.27 ₱1,025

$58.9 $58.9

-72.38%

Internet (50+ Mbps, Unlimited Data)

$31.63 ₱1,991

$70.6 $70.6

-55.19%

Gym Membership (Monthly)

$32.06 ₱2,019

$57.7 $57.7

-44.44%

Tennis Court (1 Hour on Weekend)

$4.73 ₱298

$16.53 $16.53

-71.39%

Cinema Ticket

$7.27 ₱458

$14.26 $14.26

-49.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,518

$1,511 $1,511

-91.05%

International Primary School, 1 Child (Yearly)

$7,571 ₱476.7K

$20.9K $20.9K

-63.76%

Jeans (Levis 501 Or Similar)

$33.62 ₱2,116

$51.3 $51.3

-34.43%

Summer Dress (H&M, Zara, etc)

$19.43 ₱1,223

$44.17 $44.17

-56.01%

Sport Shoes (Adidas, Nike)

$79.8 ₱5,025

$87.0 $87.0

-8.25%

Men's Leather Business Shoes

$55.2 ₱3,478

$104 $104

-47.06%

1-bedroom Apartment, City Center (Monthly)

$266 ₱16.7K

$1,940 $1,940

-86.31%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.7K

$1,316 $1,316

-87.11%

3-bedroom Apartment, City Center (Monthly)

$521 ₱32.8K

$3,664 $3,664

-85.78%

3-bedroom Apartment, Outside City Center (Monthly)

$360 ₱22.7K

$2,565 $2,565

-85.95%

Buy Apartment in City Center (m2)

$2,370 ₱149.2K

$7,354 $7,354

-67.78%

Buy Apartment Outside City Center (m2)

$994 ₱62.6K

$3,129 $3,129

-68.22%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

6.79

10.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago City: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Santiago City

$213 25%

Austin, TX

$406 15.1% 90.4% $193

Monthly Utilities & Internet

Santiago City

$203 23.7%

Austin, TX

$352 13.1% 73.6% $149

Accommodation & Living

Santiago City

$170 19.9%

Austin, TX

$1.3K 48.8% 676% $1.1K

Eating Out

Santiago City

$123 14.4%

Austin, TX

$350 13% 184% $227

Clothing & Footwear

Santiago City

$85 9.9%

Austin, TX

$129 4.8% 52.5% $44

Sport & Entertainment

Santiago City

$47 5.5%

Austin, TX

$86 3.2% 85% $40

Getting Around

Santiago City

$14 1.7%

Austin, TX

$58 2.2% 311% $44

Cost Breakdown

A one-bedroom apartment in the center runs $266 in Santiago City and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Santiago City vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $213 vs $406 per month, with Santiago City cheaper across the board.

Good to know

🇵🇭 Santiago City

🇺🇸 Austin, TX

🕒 Local time

07:49 7:49 AM

18:49 6:49 PM

13 h behind Santiago City

🌤 Weather

👥 Population

108,414

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

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Between locations

Santiago City Austin, TX 13,310 km ≈ 17 h nonstop flight

From you

Santiago City
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santiago City vs Austin, TX: Cost of Living - Frequently Asked Questions

Santiago City wins on cost – living expenses run 216% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Santiago City the obvious pick if budget is a priority.

You'd need roughly $1,281 in Santiago City and $4,046 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $266 in Santiago City versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $854 per month in Santiago City versus $2,698 in Austin, TX – a 216% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Santiago City runs roughly 261% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $854 in Santiago City versus $2,698 in Austin, TX, a $2,000 budget is realistic in Santiago City but tight or insufficient in Austin, TX. The gap between the two cities makes Santiago City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santiago City and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santiago City gentler on the wallet – expenses run 216% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.