🙂Monthly costs for one person with rent: $879 in Santa Cruz versus $2,263 in Lisbon.
🙂Estimated couple costs with rent: $1,438 in Santa Cruz versus $3,315 in Lisbon.
🙂Monthly costs for a family of three with rent: $1,998 in Santa Cruz versus $4,368 in Lisbon.
🙂Living in Santa Cruz costs roughly 61% less than in Lisbon, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Santa Cruz is 35% below, Lisbon is 68% above.
Currency
🍽 Eating Out
Santa Cruz
Lisbon
Difference
Meal at Budget Restaurant
$7.37JMD 1,159
$15.94€13.82
-53.76%
Three-Course Dinner for Two, Mid-Range
$63.3JMD 9,958
$63.4€54.9
-0.09%
Fast Food Meal(McDonalds, etc)
$8.95JMD 1,407
$10.38€9.00
-13.78%
Cappuccino
$4.40JMD 693
$2.79€2.42
57.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.31JMD 205
$2.34€2.03
-44.02%
Water(0.33 liter bottle)
$0.74JMD 117
$1.57€1.36
-52.87%
Local Beer(0.5 liter draught)
$2.52JMD 397
$3.43€2.97
-26.53%
Imported Beer(0.33 liter bottle)
$3.17JMD 498
$3.91€3.39
-18.93%
🛒 Groceries & Markets
Santa Cruz
Lisbon
Difference
Milk(1 liter)
$4.23JMD 665
$1.08€0.93
291.67%
White Bread(500g)
$3.49JMD 549
$1.77€1.53
97.18%
Rice(white)(1kg)
$1.58JMD 248
$1.71€1.48
-7.60%
Eggs
$3.42JMD 538
$3.15€2.73
8.57%
Local Cheese(1kg)
$11.24JMD 1,768
$13.68€11.86
-17.84%
Chicken Fillets(1kg)
$6.55JMD 1,030
$8.01€6.94
-18.23%
Beef Round Steak(1kg)
$7.54JMD 1,187
$15.52€13.45
-51.42%
Apples(1kg)
$5.96JMD 938
$2.29€1.99
160.26%
Banana(1kg)
$3.16JMD 497
$1.64€1.42
92.68%
Oranges(1kg)
$4.13JMD 650
$1.94€1.68
112.89%
Tomato(1kg)
$3.00JMD 472
$2.51€2.18
19.52%
Potato(1kg)
$2.07JMD 326
$1.79€1.55
15.64%
Onion(1kg)
$1.94JMD 305
$2.01€1.74
-3.48%
Lettuce(1 head)
$2.99JMD 470
$1.97€1.70
51.78%
Water(1.5 liter bottle)
$1.46JMD 229
$0.84€0.73
73.81%
Cigarettes 20 Pack(Marlboro, Camel)
$9.01JMD 1,417
$6.79€5.88
32.70%
Wine(Bottle)
$11.47JMD 1,804
$5.67€4.92
102.29%
Local Beer(0.5 liter bottle)
$2.85JMD 449
$1.39€1.20
105.04%
Imported Beer(0.33 liter bottle)
$3.21JMD 506
$3.02€2.61
6.29%
🚌 Getting Around
Santa Cruz
Lisbon
Difference
One-way Ticket(Public Transport)
-
$2.27€1.97
-
Public Transport Monthly Pass(Regular Price)
-
$45.44€39.38
-
Taxi Start(Normal Tariff)
$1.09JMD 171
$4.29€3.72
-74.59%
Taxi(Normal Tariff)(1km)
$3.16JMD 497
$0.85€0.74
271.76%
Taxi 1hour Waiting(Normal Tariff)
$6.15JMD 967
$18.28€15.84
-66.36%
Gasoline(1 liter)
$1.23JMD 193
$1.99€1.72
-38.19%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.6KJMD 6.9M
$35.0K€30.4K
24.52%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.0KJMD 5.3M
$39.5K€34.3K
-14.14%
🧾 Monthly Utilities & Internet
Santa Cruz
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$162JMD 25.4K
$146€127
10.50%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.34JMD 3,514
$20.45€17.72
9.24%
Internet(50+ Mbps, Unlimited Data)
$50.2JMD 7,897
$38.98€33.78
28.81%
🎉 Sport & Entertainment
Santa Cruz
Lisbon
Difference
Gym Membership(Monthly)
-
$48.98€42.46
-
Tennis Court(1 Hour on Weekend)
-
$18.83€16.32
-
Cinema Ticket
$12.93JMD 2,034
$9.52€8.25
35.82%
🧸 Childcare & Education
Santa Cruz
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226JMD 35.6K
$608€527
-62.79%
International Primary School, 1 Child(Yearly)
$2,445JMD 384.5K
$16.5K€14.3K
-85.19%
👕👟 Clothing & Footwear
Santa Cruz
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$26.26JMD 4,130
$104€90.0
-74.72%
Summer Dress(H&M, Zara, etc)
$26.02JMD 4,092
$42.12€36.50
-38.22%
Sport Shoes(Adidas, Nike)
$71.7JMD 11.3K
$92.2€79.9
-22.24%
Men's Leather Business Shoes
$74.7JMD 11.7K
$120€104
-37.79%
🏠 Accommodation & Living
Santa Cruz
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,621€1,405
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$1,268€1,099
-
3-bedroom Apartment, City Center(Monthly)
-
$3,048€2,642
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,009€1,741
-
Buy Apartment in City Center(m2)
-
$7,663€6,641
-
Buy Apartment Outside City Center(m2)
-
$4,329€3,752
-
💵 Salaries & Financials
Santa Cruz
Lisbon
Difference
Average Monthly Net Salary(After Tax)
$405JMD 63.7K
$1,585€1,374
-74.46%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
3.81
140.16%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Santa Cruz: June 8, 2026
Last update for Lisbon: June 8, 2026
Cost Breakdown
💰Lisbon pays 291% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $63.0 in Santa Cruz vs $63.0 in Lisbon. Groceries flip the comparison at $350 vs $269, with Lisbon cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Cruz vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Santa Cruz and Lisbon?
Santa Cruz and Lisbon differ by about 158% in total monthly costs ($879 vs $2,263 including rent). Santa Cruz is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Lisbon earns 291% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 30% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Santa Cruz or Lisbon?
All in, you'll spend $879 per month in Santa Cruz versus $2,263 in Lisbon – a 158% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $879 in Santa Cruz versus $2,263 in Lisbon, a $1,500 budget is realistic in Santa Cruz but tight or insufficient in Lisbon. The gap between the two cities makes Santa Cruz the clear choice for anyone on this budget.
How does quality of life compare between Santa Cruz and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Santa Cruz or Lisbon safer for residents?
Safety-wise, Santa Cruz and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Santa Cruz or Lisbon?
Expats usually find Santa Cruz gentler on the wallet – expenses run 158% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Santa Cruz vs other spots: cost of living compared