Last update: Oct 2026

Cost of Living Comparison Between Santa Cruz, Jamaica and Lisbon

For one person, living is cheaper in Santa Cruz: $1,285 a month against $2,210 in Lisbon, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Santa Cruz
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Santa Cruz Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Santa Cruz

🇯🇲 Jamaica

$1,285

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Cruz and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Cruz and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,285 in Santa Cruz versus $2,210 in Lisbon.

Santa Cruz $1,285
Lisbon $2,210

Estimated couple costs with rent: $1,988 in Santa Cruz versus $3,275 in Lisbon.

Santa Cruz $1,988
Lisbon $3,275

Monthly costs for a family of three with rent: $2,690 in Santa Cruz versus $4,341 in Lisbon.

Santa Cruz $2,690
Lisbon $4,341

Living in Santa Cruz costs roughly 42% less than in Lisbon, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Santa Cruz is 6% below, Lisbon is 62% above.

Meal at Budget Restaurant

$7.37 JMD 1,163

$16.65 €14.95

-55.74%

Three-Course Dinner for Two, Mid-Range

$63.6 JMD 10.0K

$61.7 €55.5

2.95%

Fast Food Meal (McDonalds, etc)

$6.45 JMD 1,016

$11.36 €10.20

-43.22%

Cappuccino

$5.34 JMD 842

$2.97 €2.67

79.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 JMD 182

$2.29 €2.06

-49.34%

Water (0.33 liter bottle)

$0.75 JMD 119

$1.74 €1.56

-56.90%

Local Beer (0.5 liter draught)

$2.26 JMD 357

$3.40 €3.06

-33.53%

Imported Beer (0.33 liter bottle)

$3.08 JMD 485

$3.31 €2.97

-6.95%

Milk (1 liter)

$4.04 JMD 638

$1.16 €1.04

248.28%

White Bread (500g)

$2.58 JMD 406

$1.91 €1.72

35.08%

Rice (white) (1kg)

$1.57 JMD 248

$1.51 €1.36

3.97%

Eggs

$3.47 JMD 548

$4.02 €3.61

-13.68%

Local Cheese (1kg)

$11.33 JMD 1,787

$12.94 €11.62

-12.44%

Chicken Fillets (1kg)

$6.40 JMD 1,010

$7.77 €6.98

-17.63%

Beef Round Steak (1kg)

$10.41 JMD 1,641

$17.76 €15.95

-41.39%

Apples (1kg)

$5.97 JMD 941

$2.30 €2.07

159.57%

Banana (1kg)

$3.83 JMD 604

$1.73 €1.56

121.39%

Oranges (1kg)

$7.43 JMD 1,171

$1.86 €1.67

299.46%

Tomato (1kg)

$3.01 JMD 474

$2.59 €2.33

16.22%

Potato (1kg)

$3.32 JMD 523

$1.82 €1.64

82.42%

Onion (1kg)

$2.64 JMD 416

$1.97 €1.77

34.01%

Lettuce (1 head)

$3.01 JMD 475

$1.47 €1.32

104.76%

Water (1.5 liter bottle)

$1.45 JMD 229

$0.72 €0.65

101.39%

Cigarettes 20 Pack (Marlboro, Camel)

$9.47 JMD 1,494

$6.58 €5.91

43.92%

Wine (Bottle)

$11.53 JMD 1,818

$5.61 €5.04

105.53%

Local Beer (0.5 liter bottle)

$2.89 JMD 456

$1.36 €1.22

112.50%

Imported Beer (0.33 liter bottle)

$4.01 JMD 632

$2.14 €1.92

87.38%

One-way Ticket (Public Transport)

$2.33 €2.10

Public Transport Monthly Pass (Regular Price)

$44.68 €40.14

Taxi Start (Normal Tariff)

$1.27 JMD 201

$3.85 €3.46

-67.01%

Taxi (Normal Tariff) (1km)

$3.12 JMD 492

$1.07 €0.96

191.59%

Taxi 1hour Waiting (Normal Tariff)

$6.12 JMD 966

$16.46 €14.79

-62.82%

Gasoline (1 liter)

$1.39 JMD 220

$2.20 €1.98

-36.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.8K JMD 7.1M

$34.2K €30.7K

31.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K JMD 5.1M

$38.7K €34.8K

-15.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 JMD 26.2K

$161 €145

3.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.57 JMD 4,664

$18.41 €16.54

60.62%

Internet (50+ Mbps, Unlimited Data)

$51.8 JMD 8,165

$32.74 €29.41

58.16%

Gym Membership (Monthly)

$38.40 JMD 6,055

$44.55 €40.02

-13.80%

Tennis Court (1 Hour on Weekend)

$19.10 €17.16

Cinema Ticket

$13.44 JMD 2,119

$9.60 €8.62

40.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$359 JMD 56.6K

$668 €600

-46.25%

International Primary School, 1 Child (Yearly)

$8,104 JMD 1.3M

$17.6K €15.8K

-53.99%

Jeans (Levis 501 Or Similar)

$23.66 JMD 3,731

$102 €91.6

-76.81%

Summer Dress (H&M, Zara, etc)

$31.85 JMD 5,022

$44.46 €39.94

-28.36%

Sport Shoes (Adidas, Nike)

$78.3 JMD 12.3K

$98.5 €88.5

-20.52%

Men's Leather Business Shoes

$101 JMD 15.9K

$124 €111

-18.46%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,445

1-bedroom Apartment, Outside City Center (Monthly)

$311 JMD 49.0K

$1,190 €1,069

-73.88%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,526

3-bedroom Apartment, Outside City Center (Monthly)

$499 JMD 78.8K

$2,013 €1,808

-75.19%

Buy Apartment in City Center (m2)

$7,839 €7,042

Buy Apartment Outside City Center (m2)

$4,576 €4,110

Average Monthly Net Salary (After Tax)

$408 JMD 64.3K

$1,575 €1,415

-74.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

3.85

145.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz: October 27, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Santa Cruz

$371 28.9%

Lisbon

$272 12.3% 26.7% $99

Accommodation & Living

Santa Cruz

$311 24.2%

Lisbon

$1.2K 53.8% 283% $879

Monthly Utilities & Internet

Santa Cruz

$248 19.3%

Lisbon

$212 9.6% 14.2% $35

Eating Out

Santa Cruz

$168 13%

Lisbon

$243 11% 44.8% $75

Clothing & Footwear

Santa Cruz

$106 8.2%

Lisbon

$166 7.5% 57.1% $60

Sport & Entertainment

Santa Cruz

$65 5.1%

Lisbon

$64 2.9% 2.3% $1.5

Getting Around

Santa Cruz

$17 * 1.3%

Lisbon

$63 2.9% 274% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Lisbon pays about 3.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Santa Cruz vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $371 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇯🇲 Santa Cruz

🇵🇹 Lisbon

🕒 Local time

09:10 9:10 AM

14:10 2:10 PM

5 h ahead of Santa Cruz

🌤 Weather

👥 Population

8,217

545,923 Capital

💱 Currency

Jamaican Dollar JMD $

Euro EUR €

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to JMD in detail →

On the map

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Highest

Between locations

Santa Cruz Lisbon 6,930 km ≈ 9 h nonstop flight

From you

Santa Cruz
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz vs Lisbon: Cost of Living - Frequently Asked Questions

Santa Cruz and Lisbon differ by about 72% in total monthly costs ($1,285 vs $2,210 including rent). Santa Cruz is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 74% lower in Santa Cruz. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Shoppers in Lisbon pay roughly 27% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,285 per month in Santa Cruz versus $2,210 in Lisbon – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,285 in Santa Cruz versus $2,210 in Lisbon, a $1,500 budget is realistic in Santa Cruz but tight or insufficient in Lisbon. The gap between the two cities makes Santa Cruz the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Santa Cruz wins on affordability, Lisbon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.