Cost of Living Comparison Between Santa Cruz and Lisbon Cost of Living Comparison Between Santa Cruz and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $868 in Santa Cruz versus $2,210 in Lisbon.

Estimated couple costs with rent: $1,448 in Santa Cruz versus $3,289 in Lisbon.

Monthly costs for a family of three with rent: $2,027 in Santa Cruz versus $4,369 in Lisbon.

Living in Santa Cruz costs roughly 61% less than in Lisbon, driven mainly by Groceries & Markets.

The two cities straddle the global median: Santa Cruz is 35% below, Lisbon is 65% above.

Currency
🍽 Eating Out
Santa Cruz
Lisbon
Difference
Meal at Budget Restaurant
$7.44 JMD 1,172
$15.71 €13.78
-52.64%
Three-Course Dinner for Two, Mid-Range
$63.3 JMD 9,961
$62.9 €55.2
0.64%
Fast Food Meal (McDonalds, etc)
$8.76 JMD 1,379
$10.53 €9.24
-16.81%
Cappuccino
$4.35 JMD 685
$2.88 €2.53
51.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 JMD 213
$2.25 €1.98
-40.00%
Water (0.33 liter bottle)
$0.71 JMD 112
$1.56 €1.37
-54.49%
Local Beer (0.5 liter draught)
$2.44 JMD 384
$3.39 €2.97
-28.02%
Imported Beer (0.33 liter bottle)
$3.16 JMD 498
$3.90 €3.42
-18.97%
🛒 Groceries & Markets
Santa Cruz
Lisbon
Difference
Milk (1 liter)
$4.44 JMD 699
$1.08 €0.95
311.11%
White Bread (500g)
$3.61 JMD 569
$1.73 €1.52
108.67%
Rice (white) (1kg)
$1.58 JMD 248
$1.76 €1.54
-10.23%
Eggs
$3.58 JMD 564
$3.16 €2.77
13.29%
Local Cheese (1kg)
$10.92 JMD 1,719
$13.29 €11.66
-17.83%
Chicken Fillets (1kg)
$6.53 JMD 1,029
$7.87 €6.90
-17.03%
Beef Round Steak (1kg)
$7.57 JMD 1,192
$15.84 €13.89
-52.21%
Apples (1kg)
$5.93 JMD 934
$2.40 €2.11
147.08%
Banana (1kg)
$3.01 JMD 474
$1.70 €1.49
77.06%
Oranges (1kg)
$4.14 JMD 653
$2.03 €1.78
103.94%
Tomato (1kg)
$3.01 JMD 475
$2.52 €2.21
19.44%
Potato (1kg)
$2.09 JMD 330
$1.86 €1.63
12.37%
Onion (1kg)
$1.99 JMD 314
$2.06 €1.81
-3.40%
Lettuce (1 head)
$2.97 JMD 468
$2.00 €1.76
48.50%
Water (1.5 liter bottle)
$1.48 JMD 233
$0.78 €0.68
89.74%
Cigarettes 20 Pack (Marlboro, Camel)
$8.88 JMD 1,398
$6.65 €5.83
33.53%
Wine (Bottle)
$11.15 JMD 1,756
$5.78 €5.07
92.91%
Local Beer (0.5 liter bottle)
$2.87 JMD 452
$1.38 €1.21
107.97%
Imported Beer (0.33 liter bottle)
$3.10 JMD 488
$3.02 €2.65
2.65%
🚌 Getting Around
Santa Cruz
Lisbon
Difference
One-way Ticket (Public Transport)
-
$2.33 €2.04
-
Public Transport Monthly Pass (Regular Price)
-
$45.45 €39.88
-
Taxi Start (Normal Tariff)
$1.11 JMD 175
$4.08 €3.58
-72.79%
Taxi (Normal Tariff) (1km)
$3.09 JMD 487
$0.80 €0.70
286.25%
Taxi 1hour Waiting (Normal Tariff)
$6.36 JMD 1,001
$18.65 €16.36
-65.90%
Gasoline (1 liter)
$1.23 JMD 194
$2.00 €1.76
-38.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.8K JMD 6.7M
$35.4K €31.0K
21.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4K JMD 5.3M
$39.1K €34.3K
-14.49%
🧾 Monthly Utilities & Internet
Santa Cruz
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 JMD 25.4K
$150 €132
7.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.95 JMD 3,457
$20.55 €18.03
6.81%
Internet (50+ Mbps, Unlimited Data)
$51.8 JMD 8,162
$39.45 €34.61
31.38%
🎉 Sport & Entertainment
Santa Cruz
Lisbon
Difference
Gym Membership (Monthly)
-
$48.06 €42.17
-
Tennis Court (1 Hour on Weekend)
-
$18.70 €16.40
-
Cinema Ticket
$13.26 JMD 2,087
$9.30 €8.16
42.58%
🧸 Childcare & Education
Santa Cruz
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$227 JMD 35.7K
$628 €551
-63.90%
International Primary School, 1 Child (Yearly)
$2,505 JMD 394.4K
$16.5K €14.4K
-84.78%
👕👟 Clothing & Footwear
Santa Cruz
Lisbon
Difference
Jeans (Levis 501 Or Similar)
$25.76 JMD 4,057
$102 €89.1
-74.63%
Summer Dress (H&M, Zara, etc)
$25.96 JMD 4,087
$41.55 €36.45
-37.52%
Sport Shoes (Adidas, Nike)
$70.2 JMD 11.1K
$92.5 €81.1
-24.06%
Men's Leather Business Shoes
$76.2 JMD 12.0K
$123 €108
-37.84%
🏠 Accommodation & Living
Santa Cruz
Lisbon
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,628 €1,428
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$1,233 €1,081
-
3-bedroom Apartment, City Center (Monthly)
-
$3,126 €2,742
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,058 €1,805
-
Buy Apartment in City Center (m2)
-
$7,762 €6,810
-
Buy Apartment Outside City Center (m2)
-
$4,386 €3,848
-
💵 Salaries & Financials
Santa Cruz
Lisbon
Difference
Average Monthly Net Salary (After Tax)
$401 JMD 63.1K
$1,621 €1,422
-75.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.15
3.81
140.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz: July 21, 2026

Last update for Lisbon: July 21, 2026

Cost Breakdown

Lisbon pays 305% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Santa Cruz vs $63.0 in Lisbon. Groceries flip the comparison at $351 vs $269, with Lisbon cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Cruz vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Santa Cruz and in Lisbon?
Santa Cruz and Lisbon differ by about 154% in total monthly costs ($868 vs $2,210 including rent). Santa Cruz is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 305% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 31% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Santa Cruz or Lisbon?
All in, you'll spend $868 per month in Santa Cruz versus $2,210 in Lisbon – a 154% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $868 in Santa Cruz versus $2,210 in Lisbon, a $1,500 budget is realistic in Santa Cruz but tight or insufficient in Lisbon. The gap between the two cities makes Santa Cruz the clear choice for anyone on this budget.
How does quality of life compare between Santa Cruz and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Santa Cruz or Lisbon safer for residents?
Safety-wise, Santa Cruz and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Santa Cruz or Lisbon?
Expats usually find Santa Cruz gentler on the wallet – expenses run 154% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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