Cost of Living Comparison Between Santa Cruz and Lisbon Cost of Living Comparison Between Santa Cruz and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $1,319 in Santa Cruz versus $2,268 in Lisbon.

Estimated couple costs with rent: $2,032 in Santa Cruz versus $3,348 in Lisbon.

Monthly costs for a family of three with rent: $2,745 in Santa Cruz versus $4,429 in Lisbon.

Living in Santa Cruz costs roughly 42% less than in Lisbon, driven mainly by Groceries & Markets.

The two cities straddle the global median: Santa Cruz is 4% below, Lisbon is 64% above.

Meal at Budget Restaurant

$7.51 JMD 1,180

$17.55 €15.12

-57.21%

Three-Course Dinner for Two, Mid-Range

$62.6 JMD 9,839

$64.5 €55.6

-2.87%

Fast Food Meal (McDonalds, etc)

$6.53 JMD 1,025

$11.65 €10.04

-43.95%

Cappuccino

$5.37 JMD 844

$3.26 €2.81

64.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.25 JMD 196

$2.49 €2.15

-49.80%

Water (0.33 liter bottle)

$0.68 JMD 107

$1.67 €1.44

-59.28%

Local Beer (0.5 liter draught)

$2.26 JMD 355

$3.47 €2.99

-34.87%

Imported Beer (0.33 liter bottle)

$3.12 JMD 490

$3.58 €3.08

-12.85%

Milk (1 liter)

$4.21 JMD 661

$1.18 €1.02

256.78%

White Bread (500g)

$2.53 JMD 397

$1.95 €1.68

29.74%

Rice (white) (1kg)

$1.62 JMD 254

$1.56 €1.35

3.85%

Eggs

$3.53 JMD 554

$4.01 €3.46

-11.97%

Local Cheese (1kg)

$11.47 JMD 1,802

$13.27 €11.44

-13.56%

Chicken Fillets (1kg)

$6.35 JMD 998

$8.42 €7.26

-24.58%

Beef Round Steak (1kg)

$10.43 JMD 1,638

$18.23 €15.72

-42.79%

Apples (1kg)

$5.98 JMD 939

$2.32 €2.00

157.76%

Banana (1kg)

$3.93 JMD 618

$1.73 €1.49

127.17%

Oranges (1kg)

$7.46 JMD 1,171

$1.93 €1.67

286.53%

Tomato (1kg)

$2.98 JMD 469

$2.64 €2.27

12.88%

Potato (1kg)

$3.22 JMD 506

$1.90 €1.64

69.47%

Onion (1kg)

$2.61 JMD 411

$2.11 €1.82

23.70%

Lettuce (1 head)

$3.15 JMD 495

$1.44 €1.24

118.75%

Water (1.5 liter bottle)

$1.44 JMD 226

$0.80 €0.69

80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.61 JMD 1,510

$7.01 €6.04

37.09%

Wine (Bottle)

$11.48 JMD 1,803

$5.92 €5.11

93.92%

Local Beer (0.5 liter bottle)

$2.95 JMD 463

$1.36 €1.18

116.91%

Imported Beer (0.33 liter bottle)

$3.95 JMD 620

$2.15 €1.85

83.72%

One-way Ticket (Public Transport)

$2.38 €2.05

Public Transport Monthly Pass (Regular Price)

$46.22 €39.85

Taxi Start (Normal Tariff)

$1.19 JMD 187

$4.19 €3.61

-71.60%

Taxi (Normal Tariff) (1km)

$3.07 JMD 482

$1.10 €0.95

179.09%

Taxi 1hour Waiting (Normal Tariff)

$6.42 JMD 1,009

$17.26 €14.88

-62.80%

Gasoline (1 liter)

$1.38 JMD 217

$2.25 €1.94

-38.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.5K JMD 7.0M

$34.5K €29.7K

29.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K JMD 5.2M

$41.6K €35.9K

-19.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 JMD 27.9K

$171 €147

3.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.99 JMD 4,554

$19.01 €16.38

52.50%

Internet (50+ Mbps, Unlimited Data)

$52.1 JMD 8,178

$34.28 €29.55

51.87%

Gym Membership (Monthly)

$37.11 JMD 5,829

$49.65 €42.80

-25.26%

Tennis Court (1 Hour on Weekend)

$19.51 €16.81

Cinema Ticket

$13.09 JMD 2,056

$10.10 €8.71

29.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$361 JMD 56.7K

$699 €603

-48.40%

International Primary School, 1 Child (Yearly)

$8,150 JMD 1.3M

$17.8K €15.3K

-54.13%

Jeans (Levis 501 Or Similar)

$24.06 JMD 3,780

$105 €90.2

-77.00%

Summer Dress (H&M, Zara, etc)

$31.68 JMD 4,977

$47.97 €41.35

-33.96%

Sport Shoes (Adidas, Nike)

$76.3 JMD 12.0K

$102 €87.8

-25.15%

Men's Leather Business Shoes

$105 JMD 16.4K

$128 €111

-18.43%

1-bedroom Apartment, City Center (Monthly)

$1,661 €1,432

1-bedroom Apartment, Outside City Center (Monthly)

$313 JMD 49.2K

$1,228 €1,059

-74.52%

3-bedroom Apartment, City Center (Monthly)

$2,915 €2,513

3-bedroom Apartment, Outside City Center (Monthly)

$504 JMD 79.2K

$2,023 €1,744

-75.08%

Buy Apartment in City Center (m2)

$8,129 €7,007

Buy Apartment Outside City Center (m2)

$4,635 €3,996

Average Monthly Net Salary (After Tax)

$409 JMD 64.3K

$1,619 €1,396

-74.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

3.78

150.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz: September 7, 2026

Last update for Lisbon: September 5, 2026

Cost Breakdown

Lisbon pays 296% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Santa Cruz vs $64.0 in Lisbon. Groceries flip the comparison at $374 vs $281, with Lisbon cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz vs Lisbon: Cost of Living - Frequently Asked Questions

Santa Cruz and Lisbon differ by about 72% in total monthly costs ($1,319 vs $2,268 including rent). Santa Cruz is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 296% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Shoppers in Lisbon pay roughly 33% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,319 per month in Santa Cruz versus $2,268 in Lisbon – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,319 in Santa Cruz versus $2,268 in Lisbon, a $1,500 budget is realistic in Santa Cruz but tight or insufficient in Lisbon. The gap between the two cities makes Santa Cruz the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santa Cruz and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Cruz gentler on the wallet – expenses run 72% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.