😐Monthly costs for one person with rent: $2,210 in Lisbon versus $868 in Santa Cruz.
😐Estimated couple costs with rent: $3,289 in Lisbon versus $1,448 in Santa Cruz.
😐Monthly costs for a family of three with rent: $4,369 in Lisbon versus $2,027 in Santa Cruz.
🌍Living in Lisbon is roughly 154% more expensive than in Santa Cruz, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Lisbon is 65% above, Santa Cruz is 35% below.
Currency
🍽 Eating Out
Lisbon
Santa Cruz
Difference
Meal at Budget Restaurant
$15.71€13.78
$7.44JMD 1,172
111.16%
Three-Course Dinner for Two, Mid-Range
$62.9€55.2
$63.3JMD 9,961
-0.63%
Fast Food Meal(McDonalds, etc)
$10.53€9.24
$8.76JMD 1,379
20.21%
Cappuccino
$2.88€2.53
$4.35JMD 685
-33.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.25€1.98
$1.35JMD 213
66.67%
Water(0.33 liter bottle)
$1.56€1.37
$0.71JMD 112
119.72%
Local Beer(0.5 liter draught)
$3.39€2.97
$2.44JMD 384
38.93%
Imported Beer(0.33 liter bottle)
$3.90€3.42
$3.16JMD 498
23.42%
🛒 Groceries & Markets
Lisbon
Santa Cruz
Difference
Milk(1 liter)
$1.08€0.95
$4.44JMD 699
-75.68%
White Bread(500g)
$1.73€1.52
$3.61JMD 569
-52.08%
Rice(white)(1kg)
$1.76€1.54
$1.58JMD 248
11.39%
Eggs
$3.16€2.77
$3.58JMD 564
-11.73%
Local Cheese(1kg)
$13.29€11.66
$10.92JMD 1,719
21.70%
Chicken Fillets(1kg)
$7.87€6.90
$6.53JMD 1,029
20.52%
Beef Round Steak(1kg)
$15.84€13.89
$7.57JMD 1,192
109.25%
Apples(1kg)
$2.40€2.11
$5.93JMD 934
-59.53%
Banana(1kg)
$1.70€1.49
$3.01JMD 474
-43.52%
Oranges(1kg)
$2.03€1.78
$4.14JMD 653
-50.97%
Tomato(1kg)
$2.52€2.21
$3.01JMD 475
-16.28%
Potato(1kg)
$1.86€1.63
$2.09JMD 330
-11.00%
Onion(1kg)
$2.06€1.81
$1.99JMD 314
3.52%
Lettuce(1 head)
$2.00€1.76
$2.97JMD 468
-32.66%
Water(1.5 liter bottle)
$0.78€0.68
$1.48JMD 233
-47.30%
Cigarettes 20 Pack(Marlboro, Camel)
$6.65€5.83
$8.88JMD 1,398
-25.11%
Wine(Bottle)
$5.78€5.07
$11.15JMD 1,756
-48.16%
Local Beer(0.5 liter bottle)
$1.38€1.21
$2.87JMD 452
-51.92%
Imported Beer(0.33 liter bottle)
$3.02€2.65
$3.10JMD 488
-2.58%
🚌 Getting Around
Lisbon
Santa Cruz
Difference
One-way Ticket(Public Transport)
$2.33€2.04
-
-
Public Transport Monthly Pass(Regular Price)
$45.45€39.88
-
-
Taxi Start(Normal Tariff)
$4.08€3.58
$1.11JMD 175
267.57%
Taxi(Normal Tariff)(1km)
$0.80€0.70
$3.09JMD 487
-74.11%
Taxi 1hour Waiting(Normal Tariff)
$18.65€16.36
$6.36JMD 1,001
193.24%
Gasoline(1 liter)
$2.00€1.76
$1.23JMD 194
62.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K€31.0K
$42.8KJMD 6.7M
-17.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.1K€34.3K
$33.4KJMD 5.3M
16.94%
🧾 Monthly Utilities & Internet
Lisbon
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$150€132
$161JMD 25.4K
-6.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.55€18.03
$21.95JMD 3,457
-6.38%
Internet(50+ Mbps, Unlimited Data)
$39.45€34.61
$51.8JMD 8,162
-23.89%
🎉 Sport & Entertainment
Lisbon
Santa Cruz
Difference
Gym Membership(Monthly)
$48.06€42.17
-
-
Tennis Court(1 Hour on Weekend)
$18.70€16.40
-
-
Cinema Ticket
$9.30€8.16
$13.26JMD 2,087
-29.86%
🧸 Childcare & Education
Lisbon
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$628€551
$227JMD 35.7K
176.99%
International Primary School, 1 Child(Yearly)
$16.5K€14.4K
$2,505JMD 394.4K
556.85%
👕👟 Clothing & Footwear
Lisbon
Santa Cruz
Difference
Jeans(Levis 501 Or Similar)
$102€89.1
$25.76JMD 4,057
294.14%
Summer Dress(H&M, Zara, etc)
$41.55€36.45
$25.96JMD 4,087
60.05%
Sport Shoes(Adidas, Nike)
$92.5€81.1
$70.2JMD 11.1K
31.68%
Men's Leather Business Shoes
$123€108
$76.2JMD 12.0K
60.89%
🏠 Accommodation & Living
Lisbon
Santa Cruz
Difference
1-bedroom Apartment, City Center(Monthly)
$1,628€1,428
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$1,233€1,081
-
-
3-bedroom Apartment, City Center(Monthly)
$3,126€2,742
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$2,058€1,805
-
-
Buy Apartment in City Center(m2)
$7,762€6,810
-
-
Buy Apartment Outside City Center(m2)
$4,386€3,848
-
-
💵 Salaries & Financials
Lisbon
Santa Cruz
Difference
Average Monthly Net Salary(After Tax)
$1,621€1,422
$401JMD 63.1K
304.74%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.81
9.15
-58.36%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lisbon: July 21, 2026
Last update for Santa Cruz: July 21, 2026
Cost Breakdown
💰Lisbon pays 305% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $63.0 in Lisbon vs $63.0 in Santa Cruz for a mid-range dinner for two. Groceries echo the gap at $269 vs $351 per month, with Lisbon cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Santa Cruz: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Santa Cruz?
Lisbon and Santa Cruz differ by about 154% in total monthly costs ($2,210 vs $868 including rent). Santa Cruz is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Lisbon or Santa Cruz?
Average pay runs 305% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 31% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Lisbon or Santa Cruz?
All in, you'll spend $2,210 per month in Lisbon versus $868 in Santa Cruz – a 154% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $868 in Santa Cruz versus $2,210 in Lisbon, a $1,500 budget is realistic in Santa Cruz but tight or insufficient in Lisbon. The gap between the two cities makes Santa Cruz the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Santa Cruz?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Santa Cruz safer for residents?
Safety-wise, Lisbon and Santa Cruz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lisbon or Santa Cruz?
Expats usually find Santa Cruz gentler on the wallet – expenses run 154% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.