Last update: Oct 2026

Cost of Living Comparison Between Santa Cruz de Tenerife and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,048 in Santa Cruz de Tenerife, rent and utilities included – about $8,400 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Santa Cruz de Tenerife
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Santa Cruz de Tenerife Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santa Cruz de Tenerife

🇪🇸 Spain

$2,048

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Cruz de Tenerife and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Cruz de Tenerife and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,048 in Santa Cruz de Tenerife versus $1,349 in Ubud, Bali.

Santa Cruz de Tenerife $2,048
Ubud, Bali $1,349

Estimated couple costs with rent: $2,946 in Santa Cruz de Tenerife versus $2,305 in Ubud, Bali.

Santa Cruz de Tenerife $2,946
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,845 in Santa Cruz de Tenerife versus $3,261 in Ubud, Bali.

Santa Cruz de Tenerife $3,845
Ubud, Bali $3,261

Living in Santa Cruz de Tenerife is roughly 52% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.33 €18.26

$3.32 Rp 60.4K

512.35%

Three-Course Dinner for Two, Mid-Range

$60.8 €54.6

$35.64 Rp 647.8K

70.54%

Fast Food Meal (McDonalds, etc)

$11.00 €9.88

$5.53 Rp 100.6K

98.92%

Cappuccino

$1.99 €1.79

$2.72 Rp 49.4K

-26.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.87 €1.68

$1.70 Rp 30.9K

10.00%

Water (0.33 liter bottle)

$1.24 €1.11

$0.76 Rp 13.8K

63.16%

Local Beer (0.5 liter draught)

$2.81 €2.53

$2.65 Rp 48.2K

6.04%

Imported Beer (0.33 liter bottle)

$3.28 €2.95

$4.38 Rp 79.6K

-25.11%

Milk (1 liter)

$1.38 €1.24

$1.49 Rp 27.1K

-7.38%

White Bread (500g)

$2.46 €2.21

$2.28 Rp 41.4K

7.89%

Rice (white) (1kg)

$1.59 €1.43

$1.19 Rp 21.6K

33.61%

Eggs

$4.13 €3.71

$2.04 Rp 37.0K

102.45%

Local Cheese (1kg)

$19.32 €17.35

$17.70 Rp 321.7K

9.15%

Chicken Fillets (1kg)

$10.01 €8.99

$3.96 Rp 72.0K

152.78%

Beef Round Steak (1kg)

$17.56 €15.77

$12.19 Rp 221.6K

44.05%

Apples (1kg)

$2.79 €2.50

$3.66 Rp 66.4K

-23.77%

Banana (1kg)

$2.32 €2.08

$1.52 Rp 27.6K

52.63%

Oranges (1kg)

$2.17 €1.95

$2.23 Rp 40.5K

-2.69%

Tomato (1kg)

$2.57 €2.31

$1.97 Rp 35.9K

30.46%

Potato (1kg)

$2.12 €1.90

$1.85 Rp 33.6K

14.59%

Onion (1kg)

$1.94 €1.74

$2.42 Rp 44.1K

-19.83%

Lettuce (1 head)

$1.68 €1.51

$0.99 Rp 18.0K

69.70%

Water (1.5 liter bottle)

$0.99 €0.89

$0.51 Rp 9,332

94.12%

Cigarettes 20 Pack (Marlboro, Camel)

$5.60 €5.03

$2.22 Rp 40.4K

152.25%

Wine (Bottle)

$7.92 €7.11

$22.24 Rp 404.2K

-64.39%

Local Beer (0.5 liter bottle)

$1.61 €1.45

$2.26 Rp 41.1K

-28.76%

Imported Beer (0.33 liter bottle)

$1.75 €1.58

$2.97 Rp 54.0K

-41.08%

One-way Ticket (Public Transport)

$1.37 €1.23

$0.25 Rp 4,562

448.00%

Public Transport Monthly Pass (Regular Price)

$44.15 €39.66

$7.82 Rp 142.2K

464.58%

Taxi Start (Normal Tariff)

$4.20 €3.78

$0.44 Rp 7,989

854.55%

Taxi (Normal Tariff) (1km)

$1.65 €1.48

$0.43 Rp 7,817

283.72%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €15.35

$5.41 Rp 98.3K

215.90%

Gasoline (1 liter)

$1.63 €1.46

$0.82 Rp 15.0K

98.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €32.1K

$23.8K Rp 433.3M

49.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K €27.9K

$31.7K Rp 577.0M

-2.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 €113

$79.1 Rp 1.4M

59.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.43 €20.15

$6.45 Rp 117.2K

247.75%

Internet (50+ Mbps, Unlimited Data)

$35.25 €31.66

$18.58 Rp 337.7K

89.72%

Gym Membership (Monthly)

$51.5 €46.22

$49.48 Rp 899.4K

3.98%

Tennis Court (1 Hour on Weekend)

$11.64 €10.45

$17.65 Rp 320.8K

-34.05%

Cinema Ticket

$9.74 €8.75

$4.27 Rp 77.7K

128.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$408 €367

$491 Rp 8.9M

-16.81%

International Primary School, 1 Child (Yearly)

$4,972 €4,466

$5,674 Rp 103.1M

-12.38%

Jeans (Levis 501 Or Similar)

$91.3 €82.0

$44.64 Rp 811.4K

104.46%

Summer Dress (H&M, Zara, etc)

$41.34 €37.14

$34.95 Rp 635.3K

18.28%

Sport Shoes (Adidas, Nike)

$89.5 €80.4

$79.9 Rp 1.5M

11.95%

Men's Leather Business Shoes

$114 €102

$79.4 Rp 1.4M

43.24%

1-bedroom Apartment, City Center (Monthly)

$1,166 €1,047

$1,125 Rp 20.4M

3.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,000 €898

$671 Rp 12.2M

48.91%

3-bedroom Apartment, City Center (Monthly)

$1,833 €1,646

$3,565 Rp 64.8M

-48.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,422 €1,277

$1,723 Rp 31.3M

-17.48%

Buy Apartment in City Center (m2)

$3,984 €3,579

$2,732 Rp 49.6M

45.85%

Buy Apartment Outside City Center (m2)

$2,266 €2,036

$2,284 Rp 41.5M

-0.79%

Average Monthly Net Salary (After Tax)

$1,852 €1,664

$164 Rp 3.0M

1030.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

13.78

-74.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz de Tenerife: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Cruz de Tenerife

$1,000 48.8%

Ubud, Bali

$672 49.8% 32.8% $328

Groceries & Markets

Santa Cruz de Tenerife

$328 16%

Ubud, Bali

$288 21.4% 11.9% $39

Eating Out

Santa Cruz de Tenerife

$253 12.3%

Ubud, Bali

$108 8% 57.4% $145

Monthly Utilities & Internet

Santa Cruz de Tenerife

$184 9%

Ubud, Bali

$104 7.7% 43.3% $80

Clothing & Footwear

Santa Cruz de Tenerife

$151 7.4%

Ubud, Bali

$108 8% 28.9% $44

Sport & Entertainment

Santa Cruz de Tenerife

$71 3.5%

Ubud, Bali

$58 4.3% 18.2% $13

Getting Around

Santa Cruz de Tenerife

$62 3%

Ubud, Bali

$11 0.9% 81.6% $51

Cost Breakdown

A one-bedroom apartment in the center runs $1,166 in Santa Cruz de Tenerife and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Santa Cruz de Tenerife pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $61 in Santa Cruz de Tenerife vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $328 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇪🇸 Santa Cruz de Tenerife

🇮🇩 Ubud, Bali

🕒 Local time

23:17 11:17 PM

07:17 7:17 AM

8 h ahead of Santa Cruz de Tenerife

🌤 Weather

👥 Population

209,395

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Santa Cruz de Tenerife Ubud, Bali 14,490 km ≈ 19 h nonstop flight

From you

Santa Cruz de Tenerife
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz de Tenerife vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 34% cheaper overall, especially in eating out, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Santa Cruz de Tenerife is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,166 in Santa Cruz de Tenerife versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $61 in Santa Cruz de Tenerife. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,048 per month in Santa Cruz de Tenerife versus $1,349 in Ubud, Bali – Ubud, Bali is about 34% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santa Cruz de Tenerife and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Santa Cruz de Tenerife. Beyond cost, consider language, visa policies, and how big the international community is in each city.