Cost of Living Comparison Between Santa Cruz de Tenerife and Ubud, Bali Cost of Living Comparison Between Santa Cruz de Tenerife and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,870 in Santa Cruz de Tenerife versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,648 in Santa Cruz de Tenerife versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,427 in Santa Cruz de Tenerife versus $3,694 in Ubud, Bali.

Living in Santa Cruz de Tenerife is roughly 33% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Santa Cruz de Tenerife 39% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$17.54 €15.12

$3.57 Rp 64.0K

391.32%

Three-Course Dinner for Two, Mid-Range

$57.4 €49.45

$32.50 Rp 582.3K

76.58%

Fast Food Meal (McDonalds, etc)

$10.25 €8.83

$4.86 Rp 87.1K

110.91%

Cappuccino

$2.03 €1.75

$2.75 Rp 49.2K

-26.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 €1.58

$1.32 Rp 23.7K

38.64%

Water (0.33 liter bottle)

$1.06 €0.91

$0.70 Rp 12.6K

51.43%

Local Beer (0.5 liter draught)

$2.87 €2.48

$2.91 Rp 52.2K

-1.37%

Imported Beer (0.33 liter bottle)

$3.17 €2.73

$3.79 Rp 68.0K

-16.36%

Milk (1 liter)

$1.23 €1.06

$1.71 Rp 30.6K

-28.07%

White Bread (500g)

$1.70 €1.47

$2.47 Rp 44.3K

-31.17%

Rice (white) (1kg)

$1.44 €1.24

$1.20 Rp 21.5K

20.00%

Eggs

$3.14 €2.71

$2.44 Rp 43.8K

28.69%

Local Cheese (1kg)

$16.82 €14.49

$14.38 Rp 257.7K

16.97%

Chicken Fillets (1kg)

$8.64 €7.44

$4.31 Rp 77.1K

100.46%

Beef Round Steak (1kg)

$14.26 €12.28

$12.21 Rp 218.7K

16.79%

Apples (1kg)

$2.51 €2.17

$3.68 Rp 66.0K

-31.79%

Banana (1kg)

$1.73 €1.49

$1.55 Rp 27.8K

11.61%

Oranges (1kg)

$1.59 €1.37

$2.79 Rp 49.9K

-43.01%

Tomato (1kg)

$2.60 €2.24

$2.33 Rp 41.8K

11.59%

Potato (1kg)

$1.61 €1.38

$1.97 Rp 35.3K

-18.27%

Onion (1kg)

$1.67 €1.44

$2.31 Rp 41.4K

-27.71%

Lettuce (1 head)

$1.47 €1.26

$1.06 Rp 19.1K

38.68%

Water (1.5 liter bottle)

$0.71 €0.61

$0.73 Rp 13.1K

-2.74%

Cigarettes 20 Pack (Marlboro, Camel)

$5.14 €4.43

$3.28 Rp 58.8K

56.71%

Wine (Bottle)

$8.28 €7.14

$22.79 Rp 408.4K

-63.67%

Local Beer (0.5 liter bottle)

$1.55 €1.33

$2.81 Rp 50.3K

-44.84%

Imported Beer (0.33 liter bottle)

$1.74 €1.50

$2.78 Rp 49.9K

-37.41%

One-way Ticket (Public Transport)

$1.71 €1.47

$0.29 Rp 5,217

489.66%

Public Transport Monthly Pass (Regular Price)

$35.38 €30.48

$8.06 Rp 144.4K

338.96%

Taxi Start (Normal Tariff)

$4.74 €4.08

$0.45 Rp 8,047

953.33%

Taxi (Normal Tariff) (1km)

$1.28 €1.10

$0.45 Rp 8,094

184.44%

Taxi 1hour Waiting (Normal Tariff)

$17.42 €15.01

$6.24 Rp 111.7K

179.17%

Gasoline (1 liter)

$1.61 €1.39

$0.85 Rp 15.2K

89.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K €33.2K

$26.0K Rp 465.4M

48.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K €25.5K

$31.7K Rp 567.2M

-6.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.4 €78.8

$80.8 Rp 1.4M

13.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.34 €18.39

$4.06 Rp 72.7K

425.62%

Internet (50+ Mbps, Unlimited Data)

$31.32 €26.99

$24.42 Rp 437.6K

28.26%

Gym Membership (Monthly)

$50.6 €43.56

$97.7 Rp 1.7M

-48.24%

Tennis Court (1 Hour on Weekend)

$11.15 €9.61

$6.45 Rp 115.5K

72.87%

Cinema Ticket

$10.08 €8.68

$4.04 Rp 72.4K

149.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$343 €296

$304 Rp 5.4M

12.96%

International Primary School, 1 Child (Yearly)

$8,434 €7,267

$6,621 Rp 118.6M

27.38%

Jeans (Levis 501 Or Similar)

$82.1 €70.8

$54.2 Rp 971.7K

51.43%

Summer Dress (H&M, Zara, etc)

$33.51 €28.88

$38.78 Rp 694.7K

-13.59%

Sport Shoes (Adidas, Nike)

$84.9 €73.2

$86.1 Rp 1.5M

-1.39%

Men's Leather Business Shoes

$69.3 €59.7

$76.7 Rp 1.4M

-9.66%

1-bedroom Apartment, City Center (Monthly)

$1,169 €1,007

$986 Rp 17.7M

18.61%

1-bedroom Apartment, Outside City Center (Monthly)

$983 €847

$658 Rp 11.8M

49.41%

3-bedroom Apartment, City Center (Monthly)

$1,619 €1,395

$3,369 Rp 60.4M

-51.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,321 €1,138

$2,066 Rp 37.0M

-36.06%

Buy Apartment in City Center (m2)

$3,993 €3,440

$2,741 Rp 49.1M

45.65%

Buy Apartment Outside City Center (m2)

$2,223 €1,915

$2,228 Rp 39.9M

-0.23%

Average Monthly Net Salary (After Tax)

$1,899 €1,636

$163 Rp 2.9M

1062.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.28

-73.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz de Tenerife: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,169 in Santa Cruz de Tenerife and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Santa Cruz de Tenerife pays 1062% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Santa Cruz de Tenerife vs $33.00 in Ubud, Bali. Groceries flip the comparison at $277 vs $297, with Santa Cruz de Tenerife cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz de Tenerife vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 33% gap adds up to real monthly savings that compound significantly over time.

Santa Cruz de Tenerife pays 1062% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,169 in Santa Cruz de Tenerife versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $57.0 in Santa Cruz de Tenerife. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,870 per month in Santa Cruz de Tenerife versus $1,404 in Ubud, Bali – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,404 in Ubud, Bali versus $1,870 in Santa Cruz de Tenerife, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Santa Cruz de Tenerife. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Santa Cruz de Tenerife, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Santa Cruz de Tenerife and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 33% less than in Santa Cruz de Tenerife. Beyond cost, consider language, visa policies, and how big the international community is in each city.