Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santa Cruz de Tenerife

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,048 in Santa Cruz de Tenerife, rent and utilities included – about $8,400 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
99

Cost of Living Index in Santa Cruz de Tenerife
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Santa Cruz de Tenerife Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Santa Cruz de Tenerife

🇪🇸 Spain

$2,048

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santa Cruz de Tenerife

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santa Cruz de Tenerife actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,048 in Santa Cruz de Tenerife.

Ubud, Bali $1,349
Santa Cruz de Tenerife $2,048

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,946 in Santa Cruz de Tenerife.

Ubud, Bali $2,305
Santa Cruz de Tenerife $2,946

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,845 in Santa Cruz de Tenerife.

Ubud, Bali $3,261
Santa Cruz de Tenerife $3,845

Living in Ubud, Bali costs roughly 34% less than in Santa Cruz de Tenerife, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$20.33 €18.26

-83.67%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$60.8 €54.6

-41.36%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.00 €9.88

-49.73%

Cappuccino

$2.72 Rp 49.4K

$1.99 €1.79

36.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.87 €1.68

-9.09%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.24 €1.11

-38.71%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.81 €2.53

-5.69%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.28 €2.95

33.54%

Milk (1 liter)

$1.49 Rp 27.1K

$1.38 €1.24

7.97%

White Bread (500g)

$2.28 Rp 41.4K

$2.46 €2.21

-7.32%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.59 €1.43

-25.16%

Eggs

$2.04 Rp 37.0K

$4.13 €3.71

-50.61%

Local Cheese (1kg)

$17.70 Rp 321.7K

$19.32 €17.35

-8.39%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$10.01 €8.99

-60.44%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$17.56 €15.77

-30.58%

Apples (1kg)

$3.66 Rp 66.4K

$2.79 €2.50

31.18%

Banana (1kg)

$1.52 Rp 27.6K

$2.32 €2.08

-34.48%

Oranges (1kg)

$2.23 Rp 40.5K

$2.17 €1.95

2.76%

Tomato (1kg)

$1.97 Rp 35.9K

$2.57 €2.31

-23.35%

Potato (1kg)

$1.85 Rp 33.6K

$2.12 €1.90

-12.74%

Onion (1kg)

$2.42 Rp 44.1K

$1.94 €1.74

24.74%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.68 €1.51

-41.07%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.99 €0.89

-48.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.60 €5.03

-60.36%

Wine (Bottle)

$22.24 Rp 404.2K

$7.92 €7.11

180.81%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.61 €1.45

40.37%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.75 €1.58

69.71%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.37 €1.23

-81.75%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$44.15 €39.66

-82.29%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$4.20 €3.78

-89.52%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.65 €1.48

-73.94%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$17.09 €15.35

-68.34%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.63 €1.46

-49.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$35.7K €32.1K

-33.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$31.0K €27.9K

2.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$126 €113

-37.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$22.43 €20.15

-71.24%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$35.25 €31.66

-47.29%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$51.5 €46.22

-3.83%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$11.64 €10.45

51.63%

Cinema Ticket

$4.27 Rp 77.7K

$9.74 €8.75

-56.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$408 €367

20.21%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,972 €4,466

14.13%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$91.3 €82.0

-51.09%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$41.34 €37.14

-15.46%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$89.5 €80.4

-10.68%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$114 €102

-30.19%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,166 €1,047

-3.50%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,000 €898

-32.84%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,833 €1,646

94.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,422 €1,277

21.18%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,984 €3,579

-31.44%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,266 €2,036

0.80%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,852 €1,664

-91.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.56

287.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santa Cruz de Tenerife: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Santa Cruz de Tenerife

$1,000 48.8% 48.9% $328

Groceries & Markets

Ubud, Bali

$288 21.4%

Santa Cruz de Tenerife

$328 16% 13.6% $39

Eating Out

Ubud, Bali

$108 8%

Santa Cruz de Tenerife

$253 12.3% 135% $145

Clothing & Footwear

Ubud, Bali

$108 8%

Santa Cruz de Tenerife

$151 7.4% 40.6% $44

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Santa Cruz de Tenerife

$184 9% 76.5% $80

Sport & Entertainment

Ubud, Bali

$58 4.3%

Santa Cruz de Tenerife

$71 3.5% 22.2% $13

Getting Around

Ubud, Bali

$11 0.9%

Santa Cruz de Tenerife

$62 3% 443% $51

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,166 in Santa Cruz de Tenerife. Housing cost is often the main lever when comparing two cities.

Santa Cruz de Tenerife pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $61 in Santa Cruz de Tenerife for a mid-range dinner for two. Groceries echo the gap at $288 vs $328 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Santa Cruz de Tenerife

🕒 Local time

10:31 10:31 AM

02:31 2:31 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

209,395

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santa Cruz de Tenerife 14,490 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Santa Cruz de Tenerife

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Cruz de Tenerife: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 34% cheaper overall, especially in eating out, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 91% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,166 in Santa Cruz de Tenerife. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $61 in Santa Cruz de Tenerife. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,048 in Santa Cruz de Tenerife – Ubud, Bali is about 34% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Santa Cruz de Tenerife are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Santa Cruz de Tenerife. Beyond cost, consider language, visa policies, and how big the international community is in each city.