Cost of Living Comparison Between Santa Clara and Ubud, Bali Cost of Living Comparison Between Santa Clara and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $359 in Santa Clara versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $491 in Santa Clara versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $623 in Santa Clara versus $3,723 in Ubud, Bali.

Living in Santa Clara costs roughly 74% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Santa Clara is 73% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

Cappuccino

$2.82 Rp 51.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

Water (0.33 liter bottle)

$0.73 Rp 13.2K

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

White Bread (500g)

$2.45 Rp 44.2K

Rice (white) (1kg)

$1.15 Rp 20.7K

Eggs

$2.41 Rp 43.6K

Local Cheese (1kg)

$14.33 Rp 258.7K

Chicken Fillets (1kg)

$4.19 Rp 75.6K

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.79 Rp 50.3K

Tomato (1kg)

$2.24 Rp 40.5K

Potato (1kg)

$1.98 Rp 35.7K

Onion (1kg)

$2.28 Rp 41.1K

Lettuce (1 head)

$1.05 Rp 19.0K

Water (1.5 liter bottle)

$0.79 Rp 14.2K

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

Gasoline (1 liter)

$0.86 Rp 15.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$123.9K CUP 3.0M

$26.6K Rp 480.0M

365.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$150.1K CUP 3.6M

$32.5K Rp 587.6M

361.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

Gym Membership (Monthly)

$6.89 CUP 165

$98.8 Rp 1.8M

-93.02%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$352 CUP 8,444

$1,020 Rp 18.4M

-65.50%

1-bedroom Apartment, Outside City Center (Monthly)

$349 CUP 8,385

$680 Rp 12.3M

-48.64%

3-bedroom Apartment, City Center (Monthly)

$737 CUP 17.7K

$3,469 Rp 62.6M

-78.74%

3-bedroom Apartment, Outside City Center (Monthly)

$596 CUP 14.3K

$2,090 Rp 37.7M

-71.46%

Buy Apartment in City Center (m2)

$284 CUP 6,820

$2,729 Rp 49.3M

-89.59%

Buy Apartment Outside City Center (m2)

$292 CUP 7,006

$2,295 Rp 41.4M

-87.28%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

13.28

-27.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Clara: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $352 in Santa Clara and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Clara vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santa Clara wins on cost – living expenses run 288% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Clara the obvious pick if budget is a priority.

You'd need roughly $539 in Santa Clara and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $352 in Santa Clara versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

At $359 in Santa Clara versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Santa Clara but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Clara the clear choice for anyone on this budget.

Both work as nomad bases, but Santa Clara delivers better value – similar infrastructure at $359 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Clara hard to pass up.

Safety-wise, Santa Clara and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Clara gentler on the wallet – expenses run 288% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.