Cost of Living Comparison Between Ubud, Bali and Santa Clara Cost of Living Comparison Between Ubud, Bali and Santa Clara

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $343 in Santa Clara.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $474 in Santa Clara.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $605 in Santa Clara.

Living in Ubud, Bali is roughly 299% more expensive than in Santa Clara, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Santa Clara is 75% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

Cappuccino

$2.67 Rp 47.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

Water (0.33 liter bottle)

$0.87 Rp 15.4K

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

White Bread (500g)

$2.33 Rp 41.3K

Rice (white) (1kg)

$1.11 Rp 19.6K

Eggs

$2.20 Rp 39.0K

Local Cheese (1kg)

$17.69 Rp 313.3K

Chicken Fillets (1kg)

$4.10 Rp 72.5K

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

Banana (1kg)

$1.59 Rp 28.1K

Oranges (1kg)

$2.28 Rp 40.4K

Tomato (1kg)

$1.95 Rp 34.6K

Potato (1kg)

$1.91 Rp 33.7K

Onion (1kg)

$2.33 Rp 41.3K

Lettuce (1 head)

$1.01 Rp 17.8K

Water (1.5 liter bottle)

$0.55 Rp 9,773

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$353 CUP 8,482

215.35%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$351 CUP 8,432

98.58%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$757 CUP 18.2K

380.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$611 CUP 14.7K

184.37%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$284 CUP 6,819

879.98%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$291 CUP 6,979

687.36%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.62

43.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Santa Clara: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $353 in Santa Clara. Housing cost is often the main lever when comparing two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Clara: Cost of Living - Frequently Asked Questions

Santa Clara wins on cost – living expenses run 299% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Clara the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $515 in Santa Clara to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $353 in Santa Clara. Housing is usually the single largest factor when comparing overall living costs between the two.

At $343 in Santa Clara versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Santa Clara but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Clara the clear choice for anyone on this budget.

Both work as nomad bases, but Santa Clara delivers better value – similar infrastructure at $343 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Clara hard to pass up.

Safety-wise, Ubud, Bali and Santa Clara are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Clara gentler on the wallet – expenses run 299% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.