😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $355 in Santa Clara.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $481 in Santa Clara.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $608 in Santa Clara.
😐Living in Ubud, Bali is roughly 295% more expensive than Santa Clara, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Santa Clara is 74% below.
Currency
🍽 Eating Out
Ubud, Bali
Santa Clara
Difference
Meal at Budget Restaurant
$3.57Rp 64.0K
-
-
Three-Course Dinner for Two, Mid-Range
$32.50Rp 582.3K
-
-
Fast Food Meal(McDonalds, etc)
$4.86Rp 87.1K
-
-
Cappuccino
$2.75Rp 49.2K
-
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 23.7K
-
-
Water(0.33 liter bottle)
$0.70Rp 12.6K
-
-
Local Beer(0.5 liter draught)
$2.91Rp 52.2K
-
-
Imported Beer(0.33 liter bottle)
$3.79Rp 68.0K
-
-
🛒 Groceries & Markets
Ubud, Bali
Santa Clara
Difference
Milk(1 liter)
$1.71Rp 30.6K
-
-
White Bread(500g)
$2.47Rp 44.3K
-
-
Rice(white)(1kg)
$1.20Rp 21.5K
-
-
Eggs
$2.44Rp 43.8K
-
-
Local Cheese(1kg)
$14.38Rp 257.7K
-
-
Chicken Fillets(1kg)
$4.31Rp 77.1K
-
-
Beef Round Steak(1kg)
$12.21Rp 218.7K
-
-
Apples(1kg)
$3.68Rp 66.0K
-
-
Banana(1kg)
$1.55Rp 27.8K
-
-
Oranges(1kg)
$2.79Rp 49.9K
-
-
Tomato(1kg)
$2.33Rp 41.8K
-
-
Potato(1kg)
$1.97Rp 35.3K
-
-
Onion(1kg)
$2.31Rp 41.4K
-
-
Lettuce(1 head)
$1.06Rp 19.1K
-
-
Water(1.5 liter bottle)
$0.73Rp 13.1K
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 58.8K
-
-
Wine(Bottle)
$22.79Rp 408.4K
-
-
Local Beer(0.5 liter bottle)
$2.81Rp 50.3K
-
-
Imported Beer(0.33 liter bottle)
$2.78Rp 49.9K
-
-
🚌 Getting Around
Ubud, Bali
Santa Clara
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,217
-
-
Public Transport Monthly Pass(Regular Price)
$8.06Rp 144.4K
-
-
Taxi Start(Normal Tariff)
$0.45Rp 8,047
-
-
Taxi(Normal Tariff)(1km)
$0.45Rp 8,094
-
-
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 111.7K
-
-
Gasoline(1 liter)
$0.85Rp 15.2K
-
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 465.4M
$125.9KCUP 3.0M
-79.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 567.2M
$148.5KCUP 3.6M
-78.69%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Clara
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.4M
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.7K
-
-
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 437.6K
-
-
🎉 Sport & Entertainment
Ubud, Bali
Santa Clara
Difference
Gym Membership(Monthly)
$97.7Rp 1.7M
$6.89CUP 165
1317.56%
Tennis Court(1 Hour on Weekend)
$6.45Rp 115.5K
-
-
Cinema Ticket
$4.04Rp 72.4K
-
-
🧸 Childcare & Education
Ubud, Bali
Santa Clara
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
-
-
International Primary School, 1 Child(Yearly)
$6,621Rp 118.6M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Santa Clara
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 971.7K
-
-
Summer Dress(H&M, Zara, etc)
$38.78Rp 694.7K
-
-
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
-
-
Men's Leather Business Shoes
$76.7Rp 1.4M
-
-
🏠 Accommodation & Living
Ubud, Bali
Santa Clara
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.7M
$345CUP 8,286
185.46%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.8M
$344CUP 8,263
91.10%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 60.4M
$742CUP 17.8K
354.06%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.0M
$610CUP 14.7K
238.40%
Buy Apartment in City Center(m2)
$2,741Rp 49.1M
$280CUP 6,725
878.39%
Buy Apartment Outside City Center(m2)
$2,228Rp 39.9M
$289CUP 6,928
671.64%
💵 Salaries & Financials
Ubud, Bali
Santa Clara
Difference
Average Monthly Net Salary(After Tax)
$163Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
9.62
38.05%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Santa Clara: June 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $345 in Santa Clara. Housing cost is often the main lever when comparing two cities.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santa Clara: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Santa Clara?
Santa Clara wins on cost – living expenses run 295% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Clara the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Santa Clara?
You'd need roughly $2,106 in Ubud, Bali and $533 in Santa Clara to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Santa Clara?
Rent for a central apartment: $986 in Ubud, Bali versus $345 in Santa Clara. Housing is usually the single largest factor when comparing overall living costs between the two.
Can you live on $1,000/month in Ubud, Bali or Santa Clara?
At $355 in Santa Clara versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Santa Clara but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Clara the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Santa Clara?
Both work as nomad bases, but Santa Clara delivers better value – similar infrastructure at $355 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Clara hard to pass up.
How safe is Ubud, Bali compared to Santa Clara?
Safety-wise, Ubud, Bali and Santa Clara are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Santa Clara gentler on the wallet – expenses run 295% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared