Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santa Clara

For one person, living is cheaper in Santa Clara: $959 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Santa Clara
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Santa Clara Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Santa Clara

🇨🇺 Cuba

$959

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santa Clara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santa Clara actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $959 in Santa Clara.

Ubud, Bali $1,349
Santa Clara $959

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,439 in Santa Clara.

Ubud, Bali $2,305
Santa Clara $1,439

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,920 in Santa Clara.

Ubud, Bali $3,261
Santa Clara $1,920

Living in Ubud, Bali is roughly 41% more expensive than in Santa Clara, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$3.69 CUP 88.5

-10.03%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$27.05 CUP 649

31.76%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.03 CUP 121

9.94%

Cappuccino

$2.72 Rp 49.3K

$1.04 CUP 24.97

161.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.58 CUP 37.94

7.59%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.92 CUP 22.19

-17.39%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.22 CUP 29.18

117.21%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.04 CUP 49.02

114.71%

Milk (1 liter)

$1.49 Rp 27.0K

$2.76 CUP 66.3

-46.01%

White Bread (500g)

$2.28 Rp 41.2K

$1.45 CUP 34.90

57.24%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.72 CUP 41.36

-30.81%

Eggs

$2.04 Rp 36.9K

$3.43 CUP 82.3

-40.52%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.52 CUP 109

291.59%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$4.75 CUP 114

-16.63%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$8.31 CUP 199

46.69%

Apples (1kg)

$3.66 Rp 66.2K

$5.97 CUP 143

-38.69%

Banana (1kg)

$1.52 Rp 27.5K

$1.06 CUP 25.49

43.40%

Oranges (1kg)

$2.23 Rp 40.4K

$4.05 CUP 97.1

-44.94%

Tomato (1kg)

$1.97 Rp 35.7K

$2.35 CUP 56.3

-16.17%

Potato (1kg)

$1.85 Rp 33.5K

$2.93 CUP 70.3

-36.86%

Onion (1kg)

$2.42 Rp 43.9K

$2.73 CUP 65.5

-11.36%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.75 CUP 17.96

32.00%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.57 CUP 13.77

-10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.63 CUP 39.21

36.20%

Wine (Bottle)

$22.24 Rp 403.0K

$5.19 CUP 125

328.52%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.72 CUP 41.22

31.40%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.07 CUP 49.79

43.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$2.62 CUP 62.8

-83.21%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.34 CUP 8.16

26.47%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$20.30 CUP 487

-73.35%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.27 CUP 30.41

-35.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$60.8K CUP 1.5M

-60.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$59.0K CUP 1.4M

-46.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$48.16 CUP 1,156

64.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$38.98 CUP 935

-83.45%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$88.7 CUP 2,130

-79.06%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$0.81 CUP 19.44

427.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$155 CUP 3,713

217.07%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$12.6K CUP 302.4K

-54.97%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$50.7 CUP 1,217

-11.97%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$41.49 CUP 996

-15.76%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$79.6 CUP 1,911

0.36%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$67.4 CUP 1,616

17.92%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$343 CUP 8,241

227.57%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$356 CUP 8,536

88.79%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$758 CUP 18.2K

370.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$605 CUP 14.5K

184.85%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$279 CUP 6,702

878.24%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$291 CUP 6,994

683.82%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.1

51.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santa Clara: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Santa Clara

$356 37.1% 47% $316

Groceries & Markets

Ubud, Bali

$288 21.4%

Santa Clara

$236 24.7% 18.1% $52

Eating Out

Ubud, Bali

$108 8%

Santa Clara

$77 8.1% 28.2% $30

Clothing & Footwear

Ubud, Bali

$108 8%

Santa Clara

$108 11.2% 0.1% $0.1

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Santa Clara

$176 18.3% 69% $72

Sport & Entertainment

Ubud, Bali

$58 4.3%

Santa Clara

$1.6 * 0.2% 97.2% $56

Getting Around

Ubud, Bali

$11 0.9%

Santa Clara

$4.3 * 0.5% 62.3% $7.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $343 in Santa Clara. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $27 in Santa Clara for a mid-range dinner for two. Groceries echo the gap at $288 vs $236 per month, with Santa Clara cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇺 Santa Clara

🕒 Local time

00:50 12:50 AM

11:50 11:50 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

216,056

💱 Currency

Indonesian Rupiah IDR Rp

Cuban Peso CUP $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 CUP = 4.17 USD

100 CUP = 3.73 EUR

Exchange rates and currency converter

CUP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Cuban Peso exchange rates as of November 1, 2026: 1 USD = 24 CUP (100 CUP = 4.17 USD). 1 EUR = 26.8 CUP (100 CUP = 3.73 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santa Clara 17,770 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Santa Clara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Clara: Cost of Living - Frequently Asked Questions

Santa Clara wins on cost – living expenses run 29% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Santa Clara the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,438 in Santa Clara to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $343 in Santa Clara. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $959 in Santa Clara – Santa Clara is about 29% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Santa Clara is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.