Cost of Living Comparison Between Ubud, Bali and Santa Clara Cost of Living Comparison Between Ubud, Bali and Santa Clara

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $357 in Santa Clara.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $484 in Santa Clara.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $611 in Santa Clara.

Living in Ubud, Bali is roughly 303% more expensive than Santa Clara, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Santa Clara is 73% below.

Meal at Budget Restaurant

$3.57 Rp 61.6K

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

Cappuccino

$2.83 Rp 48.8K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

Water (0.33 liter bottle)

$0.69 Rp 12.0K

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

Milk (1 liter)

$1.74 Rp 30.1K

White Bread (500g)

$2.54 Rp 43.8K

Rice (white) (1kg)

$1.19 Rp 20.6K

Eggs

$2.43 Rp 41.9K

Local Cheese (1kg)

$14.66 Rp 253.2K

Chicken Fillets (1kg)

$4.18 Rp 72.1K

Beef Round Steak (1kg)

$11.94 Rp 206.1K

Apples (1kg)

$3.69 Rp 63.6K

Banana (1kg)

$1.61 Rp 27.7K

Oranges (1kg)

$2.69 Rp 46.4K

Tomato (1kg)

$2.33 Rp 40.2K

Potato (1kg)

$1.91 Rp 32.9K

Onion (1kg)

$2.19 Rp 37.7K

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.72 Rp 12.5K

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

One-way Ticket (Public Transport)

$0.29 Rp 5,010

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

Gasoline (1 liter)

$0.84 Rp 14.5K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$124.3K CUP 3.0M

-78.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$150.4K CUP 3.6M

-78.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

Gym Membership (Monthly)

$96.5 Rp 1.7M

$7.20 CUP 173

1240.83%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

Cinema Ticket

$4.04 Rp 69.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$350 CUP 8,407

188.95%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$352 CUP 8,450

91.56%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$746 CUP 17.9K

354.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$604 CUP 14.5K

247.36%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$283 CUP 6,791

954.87%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$295 CUP 7,074

693.58%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$29.58 CUP 710

485.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.62

38.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Santa Clara: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $350 in Santa Clara. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 485% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Clara: Cost of Living - Frequently Asked Questions

Santa Clara wins on cost – living expenses run 303% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Clara the obvious pick if budget is a priority.

Ubud, Bali pays 485% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,012 in Ubud, Bali versus $350 in Santa Clara. Housing is usually the single largest factor when comparing overall living costs between the two.

At $357 in Santa Clara versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Santa Clara but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Clara the clear choice for anyone on this budget.

Both work as nomad bases, but Santa Clara delivers better value – similar infrastructure at $357 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Clara hard to pass up.

Safety-wise, Ubud, Bali and Santa Clara are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Clara gentler on the wallet – expenses run 303% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.