Cost of Living Comparison Between Santa Clara and Cayo Coco Cost of Living Comparison Between Santa Clara and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $362 in Santa Clara versus $1,221 in Cayo Coco.

Estimated couple costs with rent: $486 in Santa Clara versus $1,683 in Cayo Coco.

Monthly costs for a family of three with rent: $611 in Santa Clara versus $2,145 in Cayo Coco.

Living in Santa Clara costs roughly 70% less than in Cayo Coco, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Santa Clara 73% lower, Cayo Coco 9% lower.

Meal at Budget Restaurant

$5.11 CUP 123

Three-Course Dinner for Two, Mid-Range

$15.03 CUP 361

Fast Food Meal (McDonalds, etc)

$6.84 CUP 164

Cappuccino

$0.98 CUP 23.55

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 CUP 49.33

Water (0.33 liter bottle)

$0.99 CUP 23.70

Local Beer (0.5 liter draught)

$1.98 CUP 47.53

Imported Beer (0.33 liter bottle)

$2.98 CUP 71.6

Milk (1 liter)

$3.04 CUP 72.9

White Bread (500g)

$0.97 CUP 23.40

Rice (white) (1kg)

$2.03 CUP 48.68

Eggs

$3.66 CUP 87.8

Local Cheese (1kg)

$6.11 CUP 147

Chicken Fillets (1kg)

$5.14 CUP 123

Beef Round Steak (1kg)

$10.05 CUP 241

Apples (1kg)

$5.12 CUP 123

Banana (1kg)

$1.02 CUP 24.57

Oranges (1kg)

$0.98 CUP 23.62

Tomato (1kg)

$0.98 CUP 23.54

Potato (1kg)

$0.98 CUP 23.42

Onion (1kg)

$3.04 CUP 72.9

Lettuce (1 head)

$1.01 CUP 24.35

Water (1.5 liter bottle)

$0.98 CUP 23.53

Cigarettes 20 Pack (Marlboro, Camel)

$2.93 CUP 70.4

Wine (Bottle)

$9.87 CUP 237

Local Beer (0.5 liter bottle)

$1.99 CUP 47.70

Imported Beer (0.33 liter bottle)

$2.01 CUP 48.34

Public Transport Monthly Pass (Regular Price)

$20.26 CUP 486

Taxi Start (Normal Tariff)

$1.02 CUP 24.45

Taxi (Normal Tariff) (1km)

$0.98 CUP 23.43

Taxi 1hour Waiting (Normal Tariff)

$20.31 CUP 488

Gasoline (1 liter)

$1.02 CUP 24.49

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$125.9K CUP 3.0M

$71.4K CUP 1.7M

76.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$150.8K CUP 3.6M

$79.2K CUP 1.9M

90.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.22 CUP 941

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.69 CUP 977

Internet (50+ Mbps, Unlimited Data)

$217 CUP 5,199

Gym Membership (Monthly)

$6.86 CUP 165

$40.13 CUP 963

-82.91%

Tennis Court (1 Hour on Weekend)

$10.14 CUP 243

Cinema Ticket

$1.02 CUP 24.51

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$89.4 CUP 2,146

International Primary School, 1 Child (Yearly)

$15.2K CUP 365.3K

Jeans (Levis 501 Or Similar)

$40.46 CUP 971

Summer Dress (H&M, Zara, etc)

$30.31 CUP 728

Sport Shoes (Adidas, Nike)

$75.6 CUP 1,813

Men's Leather Business Shoes

$78.5 CUP 1,883

1-bedroom Apartment, City Center (Monthly)

$356 CUP 8,549

$392 CUP 9,419

-9.24%

1-bedroom Apartment, Outside City Center (Monthly)

$354 CUP 8,501

$425 CUP 10.2K

-16.59%

3-bedroom Apartment, City Center (Monthly)

$741 CUP 17.8K

$1,032 CUP 24.8K

-28.20%

3-bedroom Apartment, Outside City Center (Monthly)

$602 CUP 14.4K

$620 CUP 14.9K

-2.84%

Buy Apartment in City Center (m2)

$278 CUP 6,670

$298 CUP 7,162

-6.87%

Buy Apartment Outside City Center (m2)

$286 CUP 6,875

$355 CUP 8,511

-19.22%

Average Monthly Net Salary (After Tax)

$19.91 CUP 478

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

-3.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Clara: July 14, 2026

Last update for Cayo Coco: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $356 in Santa Clara and $392 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Clara vs Cayo Coco: Cost of Living - Frequently Asked Questions

Santa Clara wins on cost – living expenses run 237% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Santa Clara the obvious pick if budget is a priority.

You'd need roughly $543 in Santa Clara and $1,831 in Cayo Coco to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $356 in Santa Clara versus $392 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.

At $362 in Santa Clara versus $1,221 in Cayo Coco, a $1,000 budget is realistic in Santa Clara but tight or insufficient in Cayo Coco. The gap between the two cities makes Santa Clara the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Santa Clara gentler on the wallet – expenses run 237% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.